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Active
$315,000
3beds
1,456sqft

195 Banjo Branch Rd, Burnsville, NC 28714

3beds
1,456sqft
Modular
Built in 2010
0.77 Acres Lot
$301,800 Zestimate®
$216/sqft

What's special

Expansive deck

Imagine settling onto an expansive deck while a nearby stream supplies the soundtrack this inviting three bedroom, two bathroom home in the desirable South Toe Valley turns that daydream into an everyday pleasure. Set back with private access from White Oak Road, it offers a welcome sense of retreat without making arrival an adventure. Designed for comfortable one-level living, the home is filled with windows that draw natural light throughout. The practical layout keeps bedrooms and baths conveniently arranged on a single floor, while the generous deck gives you ample room to read, dine, entertain, or simply listen to the water on a cool afternoon. It is the sort of outdoor space where one cup of coffee can mysteriously become two. Unrestricted use adds valuable flexibility, whether your plans include gardening, a few chickens, or shaping the property around your own mountain lifestyle. Beyond the homesite, United States Forest lands place hiking opportunities close by. Toe River Crafts and the celebrated Toe River Art Tour bring regional creativity into the neighborhood, while Celo Health Center adds a practical nearby convenience. Scenic outings are easy to plan, with Blue Ridge Parkway access and Little Switzerland within reach. At an appealing price point, this property brings together privacy, natural beauty, and useful flexibility, a compelling combination for a full-time home or mountain getaway. Come experience the deck, hear the stream, and decide whether South Toe Valley feels like your next chapter. Pre-listing home inspection available with most all repairs completed.

35 days
|
1,061
|
66
|

Likely to sell faster than

Source: Canopy MLS as distributed by MLS GRID,MLS#: 4420651MLS Logo
Travel times

Living Room

Kitchen

Dining Room

Zillow last checked:

Listing updated:

Listed by:

Mary Blevins mary@dreammtnrealty.com,

Dream Mountain Realty

Source: Canopy MLS as distributed by MLS GRID,MLS#: 4420651MLS Logo

Facts & features

Interior

Bedrooms & bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 3
Bedroom s
  • Level: Main
Bedroom s
  • Level: Main
Bedroom s
  • Level: Main
Dining room
  • Level: Main
Kitchen
  • Level: Main
Laundry
  • Level: Main
Living room
  • Level: Main
Heating
  • Heat Pump
Cooling
  • Heat Pump
Appliances
  • Included: Dryer, Electric Range, Microwave, Refrigerator, Wall Oven, Washer
  • Laundry: Mud Room, Laundry Room
Features
  • Has basement: No
Interior area
  • Total structure area: 1,456
  • Total interior livable area: 1,456 sqft
  • Finished area above ground: 1,456
  • Finished area below ground: 0

Property

Parking
  • Parking features: Driveway
  • Has uncovered spaces: Yes
Features
  • Levels: One
  • Stories: 1
  • Patio & porch: Deck, Front Porch, Rear Porch
  • On waterfront: Yes
  • Waterfront features: None, Creek
Lot
  • Size: 0.77 Acres
  • Features: Private
Details
  • Additional structures: Outbuilding
  • Parcel number: 074700860838.000
  • Zoning: none
  • Special conditions: Standard

Construction

Type & style
  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subtype: Modular
Materials
  • Vinyl
  • Foundation: Crawl Space
Condition
  • New construction: No
  • Year built: 2010

Utilities & green energy

  • Sewer: Septic Installed
  • Water: Well

Community & HOA

Community
  • Subdivision: NONE
Location
  • Region: Burnsville
  • Elevation: 2500 Feet

Financial & listing details

  • Price per square foot: $216/sqft
  • Tax assessed value: $171,400
  • Annual tax amount: $1,003
  • Date on market: 9/1/2026
  • Cumulative days on market: 35 days
  • Road surface type: Gravel

Price history

DateEventPrice
9/1/2026Listed for sale$315,000$216/sqft
Source: Canopy MLS as distributed by MLS GRID #4420651

Public tax history

YearProperty taxesTax assessment
2025$1,003 $171,400
2024$1,003 +122.4%--
2023$451 $67,800
2022$451 $67,800
2021$451 $67,800
2020$451 $67,800
2019$451 $67,800
2018$451 $67,800
2017$451 $67,800
2016$451 $67,800 -17%
2015$451 -2.3%$81,700
2014$462 $81,700
2013-- $81,700
2012-- $81,700
2011-- $81,700 -12.6%
2010-- $93,510

Find assessor info on the county website

Monthly payment

Est. payment
$1,851/mo
Principal & interest
$1725
Property taxes
$126
More affordability toolsChevron Right

Estimated market value

$301,800

$287,000 - $317,000

$1,682/mo

Climate risks

Explore flood, wildfire, and other predictive climate risk information for this property on First Street®️.

Neighborhood: 28714

Nearby schools

South Toe Elementary School
Grades K-5 • 1.4 miles
4/10
GreatSchools® Rating
Test Score Rating
6/10
Student Progress Rating
2/10
East Yancey Middle
Grades 6-8 • 5.4 miles
8/10
GreatSchools® Rating
Test Score Rating
5/10
Student Progress Rating
10/10
Mountain Heritage High
Grades PK,9-12 • 8.2 miles
5/10
GreatSchools® Rating
Test Score Rating
6/10
College Readiness Rating
6/10
Student Progress Rating
2/10