Pending

$310,000

195 Cady St, Ludlow, MA 01056

4beds

1,080sqft

$2,140/mo

Get pre-qualified

Single Family Residence

Built in 1950

0.3 Acres Lot

$320,000 Zestimate^®

$287/sqft

$-- HOA

What's special

Welcome home to this beautifully maintained, move-in-ready four-bedroom Cape that perfectly blends charm, comfort, and convenience! The updated kitchen is the heart of the home, offering a stylish and functional space for preparing meals and gathering with guests. Enjoy year-round comfort with gas forced hot air heat and central air conditioning. Outside, you'll love the spacious, fully fenced backyard, ideal for entertaining, pets, gardening, or simply relaxing. A brand-new septic system installed in 2026 provides valuable peace of mind. Situated on a generous approximately 13,112-square-foot lot, this home is conveniently located just minutes from shopping, restaurants, golf courses, parks, and scenic walking trails. Whether you're a first-time buyer, downsizing, or simply looking for a turnkey home, this inviting property is ready for you to move in and start making memories. Don't miss this opportunity!

26 days

848

58

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 4
Bathrooms: 1
Full bathrooms: 1

Primary bedroom

Features: Ceiling Fan(s), Closet, Flooring - Hardwood
Level: First

Bedroom 2

Features: Ceiling Fan(s), Flooring - Hardwood
Level: First

Bedroom 3

Features: Ceiling Fan(s), Flooring - Hardwood
Level: Second

Bedroom 4

Features: Ceiling Fan(s), Flooring - Hardwood
Level: Second

Bathroom 1

Features: Bathroom - Full
Level: First

Kitchen

Features: Ceiling Fan(s), Flooring - Stone/Ceramic Tile
Level: First

Living room

Features: Ceiling Fan(s), Flooring - Wood
Level: First

Heating

Forced Air, Natural Gas

Cooling

Central Air

Appliances

Included: Gas Water Heater, Water Heater, Range, Dishwasher, Microwave, Refrigerator, Washer, Dryer
Laundry: In Basement

Features

Flooring: Wood, Tile
Basement: Full,Partially Finished,Bulkhead,Concrete
Has fireplace: No

Interior area

Total structure area: 1,080
Total interior livable area: 1,080 sqft
Finished area above ground: 1,080

Property

Parking

Total spaces: 4
Parking features: Paved Drive, Off Street, Paved
Uncovered spaces: 4

Features

Patio & porch: Porch, Deck - Wood
Exterior features: Porch, Deck - Wood, Storage, Fenced Yard
Fencing: Fenced/Enclosed,Fenced

Lot

Size: 0.3 Acres

Details

Parcel number: 2550340
Zoning: 02

Construction

Type & style

Home type: SingleFamily
Architectural style: Cape
Property subtype: Single Family Residence

Materials

Frame
Foundation: Concrete Perimeter
Roof: Shingle

Condition

Year built: 1950

Utilities & green energy

Electric: 100 Amp Service
Sewer: Private Sewer
Water: Public
Utilities for property: for Electric Range, for Electric Oven

Community & HOA

Community

Features: Public Transportation, Shopping, Park, Walk/Jog Trails, Golf, Medical Facility, Laundromat, Bike Path, Conservation Area, Highway Access, House of Worship

HOA

Has HOA: No

Location

Region: Ludlow

Financial & listing details

Price per square foot: $287/sqft
Tax assessed value: $313,200
Annual tax amount: $5,014
Date on market: 8/1/2026

Estimated market value

$320,000

$304,000 - $336,000

$2,220/mo

Price history

Date	Event	Price
8/18/2026	Pending sale	$310,000$287/sqft
Source: MLS PIN #73556272 Report a problem
8/5/2026	Contingent	$310,000$287/sqft
Source: MLS PIN #73556272 Report a problem
8/1/2026	Listed for sale	$310,000+31.9%$287/sqft
Source: MLS PIN #73556272 Report a problem
3/11/2021	Sold	$235,000+6.8%$218/sqft
Source: EXIT Realty solds #-171555348315694612 Report a problem
12/5/2020	Listing removed	$219,999$204/sqft
Source: Executive Real Estate, Inc. #72736494 Report a problem
11/12/2020	Listed for sale	$219,999$204/sqft
Source: Executive Real Estate, Inc. #72736494 Report a problem
10/8/2020	Listing removed	$219,999$204/sqft
Source: Executive Real Estate, Inc. #72736494 Report a problem
10/2/2020	Listed for sale	$219,999+57.3%$204/sqft
Source: Executive Real Estate, Inc. #72736494 Report a problem
6/8/2010	Sold	$139,900+24.9%$130/sqft
Source: Public Record Report a problem
3/16/2010	Sold	$112,000+15158.9%$104/sqft
Source: Public Record Report a problem
3/2/2005	Sold	$734$1/sqft
Source: Public Record Report a problem

Public tax history

Year	Property taxes	Tax assessment
2025	$5,137 +3.8%	$296,100 +8.2%
2024	$4,949 +7%	$273,600 +15.4%
2023	$4,624 +5.7%	$237,000 +8.3%
2022	$4,376 +25%	$218,900 +31.8%
2021	$3,501 0%	$166,100 +2.1%
2020	$3,501 +12.4%	$162,700 +3.6%
2019	$3,114 +6.6%	$157,100 +2.2%
2018	$2,922 +6%	$153,700 +3.3%
2017	$2,757 +5.4%	$148,800 +3.1%
2016	$2,616	$144,300