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Pending
    • Price cut: $250K (7/2)
    $1,250,000

    195 Cedar St, Pacific Grove, CA 93950

    3beds
    1,229sqft
    : 
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    Single Family Residence, Residential
    Built in 1910
    5,837 Square Feet Lot
    $1,241,500 Zestimate®
    $1,017/sqft
    $-- HOA

    What's special

    Fenced yard
    From the street, the stone chimney rises through the roofline with the kind of conviction that only comes from history. The house itself, a 1910 cottage painted the faded gray-white of a marine layer, is showing its age. The landscaping is thin. But the bones are there, and in Pacific Grove, bones like these are worth paying attention to. Inside, the living room stops you. White plaster walls with a hand-finished texture, dark wood beams crossing a ceiling higher than the modest exterior suggests, and a floor-to-ceiling stone fireplace built from rough-cut blocks with an arched firebox at its base. The hardwood floors are worn in the way that comes from a century of actual use - not distressed on purpose, just honest. An arched doorway leads toward the bedrooms, the kind of architectural detail worth noticing. What you're buying is a 1,229 square foot, three-bedroom two bath cottage with a fenced yard, a detached two-car garage that rivals a small barn, and a living room that most renovated houses in this area would trade their new quartz countertops for. The structure has something that's genuinely hard to manufacture. The rest is up to you. And then there's the location - close to town, the local golf course, the Monterey Recreation Trail, & the sandy beaches at Lover's Point.
    46 days
    |
    3,573
    |
    156
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Amber Russell Kerchner 01795810 831-402-1982,

    Over the Moon Realty, Inc 831-402-1982

    Source: MLSListings Inc,MLS#: ML82049195MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 2
      Bedroom
      • Features: GroundFloorBedroom, WalkinCloset, PrimaryBedroomonGroundFloor, BedroomonGroundFloor2plus
      Bathroom
      • Features: ShoweroverTub1, StallShower, FullonGroundFloor
      Dining room
      • Features: DiningArea
      Family room
      • Features: NoFamilyRoom
      Kitchen
      • Features: Countertop_Tile
      Heating
      • Floor Furnace, Gas
      Cooling
      • None
      Appliances
      • Included: Freezer, Gas Oven/Range, Refrigerator, Washer
      • Laundry: In Garage
      Features
      • High Ceilings, Walk-In Closet(s)
      • Flooring: Hardwood, Vinyl Linoleum
      • Number of fireplaces: 1
      • Fireplace features: Gas Starter, Living Room, Wood Burning
      Interior area
      • Total structure area: 1,229
      • Total interior livable area: 1,229 sqft
      Video & virtual tour

      Property

      Parking
      • Total spaces: 2
      • Parking features: Detached, Off Street
      • Garage spaces: 2
      Features
      • Stories: 1
      • Patio & porch: Balcony/Patio
      • Exterior features: Back Yard, Fenced
      • Fencing: Back Yard
      Lot
      • Size: 5,837 Square Feet
      Details
      • Parcel number: 006142001000
      • Zoning: R-1
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence, Residential
      Materials
      • Foundation: Raised
      • Roof: Shingle
      Condition
      • New construction: No
      • Year built: 1910

      Utilities & green energy

      • Gas: PublicUtilities
      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Public Utilities, Water Public

      Community & HOA

      Location
      • Region: Pacific Grove

      Financial & listing details

      • Price per square foot: $1,017/sqft
      • Tax assessed value: $342,878
      • Annual tax amount: $3,721
      • Date on market: 5/30/2026
      • Listing agreement: ExclusiveRightToSell

        Foreclosure details

        Estimated market value

        $1,241,500

        $1.18M - $1.30M

        $4,959/mo

        Price history

        DateEventPrice
        7/11/2026Pending sale$1,250,000$1,017/sqft
        Source: MLSListings Inc #ML82049195 Report a problem
        7/2/2026Price change$1,250,000-16.7%$1,017/sqft
        Source: MLSListings Inc #ML82049195 Report a problem
        6/20/2026Listed for sale$1,500,000+7.3%$1,221/sqft
        Source: MLSListings Inc #ML82049195 Report a problem
        6/10/2026Contingent$1,398,000$1,138/sqft
        Source: MLSListings Inc #ML82049195 Report a problem
        5/30/2026Listed for sale$1,398,000$1,138/sqft
        Source: MLSListings Inc #ML82049195 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$3,721 +5.1%$342,878 +2%
        2024$3,541 -2.2%$336,156 +2%
        2023$3,623 +2.1%$329,566 +2%
        2022$3,548 +0.6%$323,105 +2%
        2021$3,529 -17.2%$316,770 +1%
        2020$4,263 +11.8%$313,523 +2%
        2019$3,812 +16.1%$307,376 +2%
        2018$3,282 -16.5%$301,350 +2%
        2017$3,930 +5.1%$295,442 +2%
        2016$3,738 +20.1%$289,650 +1.5%
        2015$3,114 $285,300 +2%
        2014$3,114 $279,713 +2.5%
        2012-- $272,991 +2%
        2011-- $267,639 +0.8%
        2010-- $265,640 -0.2%
        2009-- $266,272 +2%
        2008-- $261,052 +2%
        2007-- $255,934 +2%
        2006-- $250,917 +2%
        2005-- $245,998 +2%
        2004-- $241,175 +1.9%
        2003-- $236,755 +2%
        2002-- $232,113 +2%
        2001$2,276 $227,563 +4%
        2000-- $218,727
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: Beach Tract/Fairway Homes

        Getting around

        87 / 100
        Very Walkable
        67 / 100
        Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • District: PacificGroveUnified

        Source: MLSListings Inc. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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