TRANQUIL WATERFRONT GEM, this 3/2/1 lovely home on over 1/2 an acre with NO BRIDGES OUT is a MUST SEE in Peace River Shores on the upper stretches of the Peace River plus NO FLOOD INSURANCE REQUIRED with its FEMA certification! The ability to travel with a mere 5 min ride to open water including the Gulf of Mexico all from your backyard with this tidal waterway into Jim Long Lake into Charlotte Harbor and experience incredible fishing, boating and sight seeing are right here.Peace of mind greets you warmly with a 2021 METAL ROOF, extra 32 ft side RV PARKING, covered front entry and luxury plank style vinyl flooring throughout with vaulted ceilings exuding a special charm with custom palette board accent walls, deco plant shelf, designer fan lighting in the large living room ( flatscreen and electric fireplace also conveys). The kitchen has CORIAN COUNTERTOPS, NEW STAINLESS APPLIANCES including double oven with built in air fryer, convenient passthrough, trendy two tone shaker cabinets sport hardwired multi option under lighting perfect for entertaining day or night. Two bedrooms allow for comfortable guest suites with complimentary wood plank accent wall, walk in closets, upgraded lighting and on the ground floor. The guest bath is also updated beautifully with rich walk in jetted seated spa tub, no worries of slips or falls, this one will really make life more enjoyable costing 20k. The master bedroom is a spacious sanctuary upstairs boasting scenic views, generous walk in closet, abundant natural light, rich accent wall and its own private ensuite bath adjacent to its own custom foyer. Inside laundry room has extra storage options including a full pantry and a private pocket door. Any time of day enjoy PANORAMIC water and views of this well thought out and manicured estate from the raised back screened lanai, all that's missing is a swing from the majestic mature oaks along waterway edge ! This nature lovers retreat also has a custom wood framed chain link fenced back yard with over 70 solar topped lights and three extra wide gates, HOT TUB under the stars, convenient irrigation, 2 sheds with electric and 1 with ac, outside gazebo, chicken coop with hens laying 2-3 dozen organic eggs weekly, assorted fruit trees including lemon, cherry, peach, papaya, orange and banana, ready to use garden bed and ALL ORGANIC, wow! New 2021 AC, UPDATED ELECTRIC and PLUMBING 2023, NEW WATER HEATER 2023, hurricane protection,FRESHLY PAINTED adds extra savings and value.Get ready to boat and fish right off your own dock as there is electric and water convenience right there, plus a 25,000 lb boat lift so bring your large sized boat all overlooking an "Environmentally Sensitive" land preserve protecting your endless view, so no concerns about any neighbors across the canal. SIMPLY ENJOY SUNSETS AND NATURAL WILDLIFE.Optional membership available in Peace River Shores HOA to use the community boat ramp and clubhouse, boat launch, and docks available for low annual fee. Golf cart friendly community, no deed restrictions. Located just off Route 17, close to I-75, historic Punta Gorda and arcadia, PG airport, dining and boutique shopping. Prepare to fall in love with this one of a kind, OLD FLORIDA STYLE community, ready to make your Florida dreams to come true. DON'T DELAY...schedule your viewing TODAY!
For sale
$399,900
195 SUMMERSET DRIVE, PUNTA GORDA, FL 33982
3beds
1,408sqft
Single Family Residence
Built in 1988
0.53 Acres Lot
$380,800 Zestimate®
$284/sqft
$8/mo HOA
What's special
Freshly paintedPrivate pocket doorAbundant natural lightCorian countertopsOutside gazeboVaulted ceilingsConvenient passthrough
- 11 hours
- 187
- 6
Zillow last checked:
Listing updated:
Listed by:
Nick Demers 941-585-3787,
RE/MAX PALM REALTY 941-889-7654,
Barbara Brooks 941-286-8669,
RE/MAX PALM REALTY
Source: Stellar MLS,MLS#: C7530166
Originating MLS: Port Charlotte

Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Primary bedroom
- Features: Walk-In Closet(s)
- Level: Second
- Area: 289 Square Feet
- Dimensions: 17x17
Bedroom 2
- Features: Built-in Closet
- Level: First
- Area: 132 Square Feet
- Dimensions: 12x11
Bedroom 3
- Features: Built-in Closet
- Level: Second
- Area: 121 Square Feet
- Dimensions: 11x11
Primary bathroom
- Level: Second
- Area: 72 Square Feet
- Dimensions: 8x9
Bathroom 2
- Level: First
- Area: 40 Square Feet
- Dimensions: 8x5
Balcony porch lanai
- Level: First
- Area: 192 Square Feet
- Dimensions: 16x12
Dinette
- Level: First
- Area: 99 Square Feet
- Dimensions: 11x9
Kitchen
- Level: First
- Area: 80 Square Feet
- Dimensions: 10x8
Laundry
- Level: First
- Area: 64 Square Feet
- Dimensions: 8x8
Living room
- Level: First
- Area: 280 Square Feet
- Dimensions: 20x14
Heating
- Central
Cooling
- Central Air
Appliances
- Included: Cooktop, Dishwasher, Disposal, Electric Water Heater, Exhaust Fan, Microwave, Range, Refrigerator
- Laundry: Inside, Laundry Room
Features
- Cathedral Ceiling(s), Living Room/Dining Room Combo, PrimaryBedroom Upstairs, Solid Surface Counters, Split Bedroom, Stone Counters, Vaulted Ceiling(s), Walk-In Closet(s)
- Flooring: Luxury Vinyl
- Doors: Sliding Doors
- Windows: Window Treatments, Hurricane Shutters, Hurricane Shutters/Windows
- Has fireplace: Yes
- Fireplace features: Electric, Family Room
Interior area
- Total structure area: 1,932
- Total interior livable area: 1,408 sqft
Video & virtual tour
Property
Parking
- Total spaces: 1
- Parking features: Driveway, Oversized, RV Access/Parking
- Attached garage spaces: 1
- Has uncovered spaces: Yes
- Details: Garage Dimensions: 12x16
Features
- Levels: Two
- Stories: 2
- Patio & porch: Covered, Enclosed, Other, Rear Porch, Screened
- Exterior features: Garden, Irrigation System, Lighting, Rain Gutters
- Has spa: Yes
- Spa features: Above Ground, Heated
- Fencing: Chain Link,Fenced,Other
- Has view: Yes
- View description: Water, Canal
- Has water view: Yes
- Water view: Water,Canal
- Waterfront features: Canal - Saltwater, Brackish Canal Access, Gulf/Ocean Access, Gulf/Ocean to Bay Access, River Access, Bridges - No Fixed Bridges, Lift, Sailboat Water, Seawall
Lot
- Size: 0.53 Acres
- Dimensions: 80 x 229
- Features: Cleared, Landscaped, Oversized Lot, Above Flood Plain, Veg. (Productive) Garden
- Residential vegetation: Fruit Trees, Mature Landscaping, Trees/Landscaped
Details
- Additional structures: Gazebo, Shed(s)
- Parcel number: 402301151006
- Zoning: RSF3.5
- Special conditions: None
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Florida,Key West
- Property subtype: Single Family Residence
Materials
- Block, Stucco, Wood Frame
- Foundation: Slab
- Roof: Metal
Condition
- Completed
- New construction: No
- Year built: 1988
Utilities & green energy
- Sewer: Septic Tank
- Water: Well
- Utilities for property: Cable Available, Electricity Connected, Street Lights
Green energy
- Water conservation: Fl. Friendly/Native Landscape
Community & HOA
Community
- Features: Community Boat Ramp, River, Clubhouse, Golf Carts OK
- Pet fee: $0 monthly
- Subdivision: PEACE RIVER SHORES
HOA
- Has HOA: Yes
- HOA fee: $8 monthly
- HOA name: Peace River Shores HOA
Location
- Region: Punta Gorda
Financial & listing details
- Price per square foot: $284/sqft
- Tax assessed value: $219,909
- Annual tax amount: $684
- Date on market: 9/7/2026
- Listing terms: Cash,Conventional,FHA,VA Loan
- Ownership: Fee Simple
- Total actual rent: 0
- Electric utility on property: Yes
- Road surface type: Paved
Estimated market value
$380,800
$362,000 - $400,000
Not available
Price history
| Date | Event | Price |
|---|---|---|
| 9/7/2026 | Listed for sale | $399,900+2.6%$284/sqft |
Source: | ||
| 9/28/2024 | Listing removed | $389,900$277/sqft |
Source: | ||
| 9/9/2024 | Price change | $389,900-6.9%$277/sqft |
Source: | ||
| 9/6/2024 | Listed for sale | $419,000-0.1%$298/sqft |
Source: | ||
| 9/3/2024 | Listing removed | $419,444$298/sqft |
Source: | ||
| 8/29/2024 | Price change | $419,444-1.2%$298/sqft |
Source: | ||
| 8/23/2024 | Price change | $424,444-2.3%$301/sqft |
Source: | ||
| 8/20/2024 | Price change | $434,444-1.3%$309/sqft |
Source: | ||
| 8/3/2024 | Price change | $440,000-1.1%$313/sqft |
Source: | ||
| 7/7/2024 | Listed for sale | $445,000$316/sqft |
Source: | ||
| 7/1/2024 | Listing removed | -- |
Source: | ||
| 6/26/2024 | Price change | $445,000-2%$316/sqft |
Source: | ||
| 6/23/2024 | Price change | $454,000-3.2%$322/sqft |
Source: | ||
| 6/21/2024 | Price change | $469,000-1.3%$333/sqft |
Source: | ||
| 6/2/2024 | Price change | $475,000-5%$337/sqft |
Source: | ||
| 5/24/2024 | Listed for sale | $499,900+69.5%$355/sqft |
Source: | ||
| 6/25/2021 | Sold | $295,000$210/sqft |
Source: Stellar MLS #C7443160 Report a problem | ||
| 5/16/2021 | Pending sale | $295,000$210/sqft |
Source: | ||
| 5/12/2021 | Listed for sale | $295,000$210/sqft |
Source: | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $684 -27.6% | $186,372 +2.9% |
| 2024 | $945 +4.5% | $181,120 +3% |
| 2023 | $904 +5.2% | $175,845 +7.7% |
| 2022 | $859 -58.5% | $163,347 +43.9% |
| 2021 | $2,072 +2.5% | $113,530 +1.4% |
| 2020 | $2,022 +4.6% | $111,963 +2.3% |
| 2019 | $1,933 +8% | $109,444 +1.5% |
| 2018 | $1,790 | $107,857 +7.6% |
| 2017 | $1,790 +12.3% | $100,194 -22.1% |
| 2016 | $1,594 -38.7% | $128,701 +0.6% |
| 2015 | $2,598 +0.2% | $127,957 -6.1% |
| 2014 | $2,592 +111.2% | $136,331 +26.1% |
| 2013 | $1,228 +4.6% | $108,078 -9% |
| 2012 | $1,174 -12.5% | $118,801 |
| 2011 | $1,343 -0.1% | $118,801 +1.5% |
| 2010 | $1,344 +11.7% | $117,045 +2.7% |
| 2009 | $1,204 | $113,968 +8.8% |
| 2007 | -- | $104,717 |
| 2006 | -- | $104,717 +6.1% |
| 2005 | -- | $98,706 +1.9% |
| 2004 | -- | $96,866 |
| 2003 | -- | $96,866 +5.8% |
| 2002 | $1,381 +4.4% | $91,540 +1.6% |
| 2001 | $1,323 +37.6% | $90,098 +31.9% |
| 2000 | $962 | $68,312 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.Climate risks
Neighborhood: 33982
Nearby schools
Schools provided by the listing agent
- Elementary: East Elementary
- Middle: Punta Gorda Middle
- High: Charlotte High
Source: Stellar MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.








