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For sale
$399,900
3beds
1,408sqft

195 SUMMERSET DRIVE, PUNTA GORDA, FL 33982

3beds
1,408sqft
Single Family Residence
Built in 1988
0.53 Acres Lot
$382,600 Zestimate®
$284/sqft
$8/mo HOA

What's special

Freshly paintedPrivate pocket doorAbundant natural lightCorian countertopsOutside gazeboVaulted ceilingsConvenient passthrough

TRANQUIL WATERFRONT GEM, this 3/2/1 lovely home on over 1/2 an acre with NO BRIDGES OUT is a MUST SEE in Peace River Shores on the upper stretches of the Peace River plus NO FLOOD INSURANCE REQUIRED with its FEMA certification! The ability to travel with a mere 5 min ride to open water including the Gulf of Mexico all from your backyard with this tidal waterway into Jim Long Lake into Charlotte Harbor and experience incredible fishing, boating and sight seeing are right here.Peace of mind greets you warmly with a 2021 METAL ROOF, extra 32 ft side RV PARKING, covered front entry and luxury plank style vinyl flooring throughout with vaulted ceilings exuding a special charm with custom palette board accent walls, deco plant shelf, designer fan lighting in the large living room ( flatscreen and electric fireplace also conveys). The kitchen has CORIAN COUNTERTOPS, NEW STAINLESS APPLIANCES including double oven with built in air fryer, convenient passthrough, trendy two tone shaker cabinets sport hardwired multi option under lighting perfect for entertaining day or night. Two bedrooms allow for comfortable guest suites with complimentary wood plank accent wall, walk in closets, upgraded lighting and on the ground floor. The guest bath is also updated beautifully with rich walk in jetted seated spa tub, no worries of slips or falls, this one will really make life more enjoyable costing 20k. The master bedroom is a spacious sanctuary upstairs boasting scenic views, generous walk in closet, abundant natural light, rich accent wall and its own private ensuite bath adjacent to its own custom foyer. Inside laundry room has extra storage options including a full pantry and a private pocket door. Any time of day enjoy PANORAMIC water and views of this well thought out and manicured estate from the raised back screened lanai, all that's missing is a swing from the majestic mature oaks along waterway edge ! This nature lovers retreat also has a custom wood framed chain link fenced back yard with over 70 solar topped lights and three extra wide gates, HOT TUB under the stars, convenient irrigation, 2 sheds with electric and 1 with ac, outside gazebo, chicken coop with hens laying 2-3 dozen organic eggs weekly, assorted fruit trees including lemon, cherry, peach, papaya, orange and banana, ready to use garden bed and ALL ORGANIC, wow! New 2021 AC, UPDATED ELECTRIC and PLUMBING 2023, NEW WATER HEATER 2023, hurricane protection,FRESHLY PAINTED adds extra savings and value.Get ready to boat and fish right off your own dock as there is electric and water convenience right there, plus a 25,000 lb boat lift so bring your large sized boat all overlooking an "Environmentally Sensitive" land preserve protecting your endless view, so no concerns about any neighbors across the canal. SIMPLY ENJOY SUNSETS AND NATURAL WILDLIFE.Optional membership available in Peace River Shores HOA to use the community boat ramp and clubhouse, boat launch, and docks available for low annual fee. Golf cart friendly community, no deed restrictions. Located just off Route 17, close to I-75, historic Punta Gorda and arcadia, PG airport, dining and boutique shopping. Prepare to fall in love with this one of a kind, OLD FLORIDA STYLE community, ready to make your Florida dreams to come true. DON'T DELAY...schedule your viewing TODAY!

46 days
499
31
Source: Stellar MLS,MLS#: C7530166MLS LogoOriginating MLS: Port Charlotte
Travel times

Living Room

Kitchen

Primary Bedroom

Zillow last checked:

Listing updated:

Listed by:

Nick Demers 941-585-3787,

RE/MAX PALM REALTY 941-889-7654,

Barbara Brooks 941-286-8669,

RE/MAX PALM REALTY

Source: Stellar MLS,MLS#: C7530166MLS LogoOriginating MLS: Port Charlotte

Facts & features

Interior

Bedrooms & bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
Primary bedroom
  • Features: Walk-In Closet(s)
  • Level: Second
  • Area: 289 Square Feet
  • Dimensions: 17x17
Bedroom 2
  • Features: Built-in Closet
  • Level: First
  • Area: 132 Square Feet
  • Dimensions: 12x11
Bedroom 3
  • Features: Built-in Closet
  • Level: Second
  • Area: 121 Square Feet
  • Dimensions: 11x11
Primary bathroom
  • Level: Second
  • Area: 72 Square Feet
  • Dimensions: 8x9
Bathroom 2
  • Level: First
  • Area: 40 Square Feet
  • Dimensions: 8x5
Balcony porch lanai
  • Level: First
  • Area: 192 Square Feet
  • Dimensions: 16x12
Dinette
  • Level: First
  • Area: 99 Square Feet
  • Dimensions: 11x9
Kitchen
  • Level: First
  • Area: 80 Square Feet
  • Dimensions: 10x8
Laundry
  • Level: First
  • Area: 64 Square Feet
  • Dimensions: 8x8
Living room
  • Level: First
  • Area: 280 Square Feet
  • Dimensions: 20x14
Heating
  • Central
Cooling
  • Central Air
Appliances
  • Included: Cooktop, Dishwasher, Disposal, Electric Water Heater, Exhaust Fan, Microwave, Range, Refrigerator
  • Laundry: Inside, Laundry Room
Features
  • Cathedral Ceiling(s), Living Room/Dining Room Combo, PrimaryBedroom Upstairs, Solid Surface Counters, Split Bedroom, Stone Counters, Vaulted Ceiling(s), Walk-In Closet(s)
  • Flooring: Luxury Vinyl
  • Doors: Sliding Doors
  • Windows: Window Treatments, Hurricane Shutters, Hurricane Shutters/Windows
  • Has fireplace: Yes
  • Fireplace features: Electric, Family Room
Interior area
  • Total structure area: 1,932
  • Total interior livable area: 1,408 sqft
Video & virtual tour

Property

Parking
  • Total spaces: 1
  • Parking features: Driveway, Oversized, RV Access/Parking
  • Attached garage spaces: 1
  • Has uncovered spaces: Yes
  • Details: Garage Dimensions: 12x16
Features
  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered, Enclosed, Other, Rear Porch, Screened
  • Exterior features: Garden, Irrigation System, Lighting, Rain Gutters
  • Has spa: Yes
  • Spa features: Above Ground, Heated
  • Fencing: Chain Link,Fenced,Other
  • Has view: Yes
  • View description: Water, Canal
  • Has water view: Yes
  • Water view: Water,Canal
  • Waterfront features: Canal - Saltwater, Brackish Canal Access, Gulf/Ocean Access, Gulf/Ocean to Bay Access, River Access, Bridges - No Fixed Bridges, Lift, Sailboat Water, Seawall
Lot
  • Size: 0.53 Acres
  • Dimensions: 80 x 229
  • Features: Cleared, Landscaped, Oversized Lot, Above Flood Plain, Veg. (Productive) Garden
  • Residential vegetation: Fruit Trees, Mature Landscaping, Trees/Landscaped
Details
  • Additional structures: Gazebo, Shed(s)
  • Parcel number: 402301151006
  • Zoning: RSF3.5
  • Special conditions: None

Construction

Type & style
  • Home type: SingleFamily
  • Architectural style: Florida,Key West
  • Property subtype: Single Family Residence
Materials
  • Block, Stucco, Wood Frame
  • Foundation: Slab
  • Roof: Metal
Condition
  • Completed
  • New construction: No
  • Year built: 1988

Utilities & green energy

  • Sewer: Septic Tank
  • Water: Well
  • Utilities for property: Cable Available, Electricity Connected, Street Lights
Green energy
  • Water conservation: Fl. Friendly/Native Landscape

Community & HOA

Community
  • Features: Community Boat Ramp, River, Clubhouse, Golf Carts OK
  • Pet fee: $0 monthly
  • Subdivision: PEACE RIVER SHORES
HOA
  • Has HOA: Yes
  • HOA fee: $8 monthly
  • HOA name: Peace River Shores HOA
Location
  • Region: Punta Gorda

Financial & listing details

  • Price per square foot: $284/sqft
  • Tax assessed value: $219,909
  • Annual tax amount: $684
  • Date on market: 9/7/2026
  • Cumulative days on market: 46 days
  • Listing terms: Cash,Conventional,FHA,VA Loan
  • Ownership: Fee Simple
  • Total actual rent: 0
  • Electric utility on property: Yes
  • Road surface type: Paved

Price history

DateEventPrice
9/7/2026Listed for sale$399,900+2.6%$284/sqft
Source: Stellar MLS #C7530166 Report a problem
9/28/2024Listing removed$389,900$277/sqft
Source: Stellar MLS #C7497578 Report a problem
9/9/2024Price change$389,900-6.9%$277/sqft
Source: Stellar MLS #C7497578 Report a problem
9/6/2024Listed for sale$419,000-0.1%$298/sqft
Source: Stellar MLS #C7497578 Report a problem
9/3/2024Listing removed$419,444$298/sqft
Source: SWFLMLS #224070551 Report a problem
8/29/2024Price change$419,444-1.2%$298/sqft
Source: Stellar MLS #C7494837 Report a problem
8/23/2024Price change$424,444-2.3%$301/sqft
Source: Stellar MLS #C7494837 Report a problem
8/20/2024Price change$434,444-1.3%$309/sqft
Source: Stellar MLS #C7494837 Report a problem
8/3/2024Price change$440,000-1.1%$313/sqft
Source: Stellar MLS #C7494837 Report a problem
7/7/2024Listed for sale$445,000$316/sqft
Source: Stellar MLS #C7494837 Report a problem
7/1/2024Listing removed--
Source: Stellar MLS #C7493050 Report a problem
6/26/2024Price change$445,000-2%$316/sqft
Source: Stellar MLS #C7493050 Report a problem
6/23/2024Price change$454,000-3.2%$322/sqft
Source: Stellar MLS #C7493050 Report a problem
6/21/2024Price change$469,000-1.3%$333/sqft
Source: Stellar MLS #C7493050 Report a problem
6/2/2024Price change$475,000-5%$337/sqft
Source: Stellar MLS #C7493050 Report a problem
5/24/2024Listed for sale$499,900+69.5%$355/sqft
Source: Stellar MLS #C7493050 Report a problem
6/25/2021Sold$295,000$210/sqft
Source: Stellar MLS #C7443160 Report a problem
5/16/2021Pending sale$295,000$210/sqft
Source: Stellar MLS #C7443160 Report a problem
5/12/2021Listed for sale$295,000$210/sqft
Source: Stellar MLS #C7443160 Report a problem

Public tax history

YearProperty taxesTax assessment
2025$684 -27.6%$186,372 +2.9%
2024$945 +4.5%$181,120 +3%
2023$904 +5.2%$175,845 +7.7%
2022$859 -58.5%$163,347 +43.9%
2021$2,072 +2.5%$113,530 +1.4%
2020$2,022 +4.6%$111,963 +2.3%
2019$1,933 +8%$109,444 +1.5%
2018$1,790 $107,857 +7.6%
2017$1,790 +12.3%$100,194 -22.1%
2016$1,594 -38.7%$128,701 +0.6%
2015$2,598 +0.2%$127,957 -6.1%
2014$2,592 +111.2%$136,331 +26.1%
2013$1,228 +4.6%$108,078 -9%
2012$1,174 -12.5%$118,801
2011$1,343 -0.1%$118,801 +1.5%
2010$1,344 +11.7%$117,045 +2.7%
2009$1,204 $113,968 +8.8%
2007-- $104,717
2006-- $104,717 +6.1%
2005-- $98,706 +1.9%
2004-- $96,866
2003-- $96,866 +5.8%
2002$1,381 +4.4%$91,540 +1.6%
2001$1,323 +37.6%$90,098 +31.9%
2000$962 $68,312
Find assessor info on the county website

Monthly payment

Est. payment
$2,663/mo
Principal & interest
$2128
Property taxes
$527
HOA Fees
$8
More affordability toolsChevron Right

Estimated market value

$382,600

$363,000 - $402,000

Not available

Climate risks

Explore flood, wildfire, and other predictive climate risk information for this property on First Street®️.

Neighborhood: 33982

Nearby schools

East Elementary School
Grades PK-5 • 6.4 miles
5/10
GreatSchools® Rating
Test Score Rating
6/10
Student Progress Rating
4/10
Punta Gorda Middle School
Grades 6-8 • 7.9 miles
6/10
GreatSchools® Rating
Test Score Rating
6/10
Student Progress Rating
6/10
Charlotte High School
Grades 9-12 • 8.1 miles
5/10
GreatSchools® Rating
Test Score Rating
5/10
College Readiness Rating
6/10
Student Progress Rating
3/10