For sale

$550,000

196 Canal Circle, Rio Frio, TX 78879

3beds

3,473sqft

$3,619/mo

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Single Family Residence

Built in 1990

1.12 Acres Lot

$534,400 Zestimate^®

$158/sqft

$-- HOA

What's special

Dining roomExclusive river accessSpacious roomsUtility roomMassive upstairs bonus roomBreakfast nookCovered back deck

Riverfront Lifestyle without Riverfront Taxes! Enjoy space, privacy, and exclusive river access in this expansive 3BD/3BA brick home. The beautiful Frio River is just steps from your covered back deck and you have the run of over 1 mile of it. This home offers flexible living for either a full time or second residence including a massive upstairs bonus room, attached 2 car garage, and outdoor entertaining space-perfect for relaxing or hosting with the river as your backdrop. Features * 3BD/3BA/+Flex Room * Spacious Rooms * Utility Room * Breakfast Nook * Dining Room * Fireplace * 3473 sq. ft. per RCAD * 1.122 Acre Lot * "Almost Waterfront" * 700+ sq. ft. of Covered Deck * Attached 2 Car Garage * NO HOA * Over 1 Mile of Frio Front Common Area

175 days

351

16

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 3
Bathrooms: 3
Full bathrooms: 3

Primary bedroom

Features: Walk-In Closet(s), Ceiling Fan(s), Full Bath
Area: 304
Dimensions: 19 x 16

Bedroom 2

Area: 180
Dimensions: 15 x 12

Bedroom 3

Area: 132
Dimensions: 11 x 12

Primary bathroom

Features: Tub/Shower Combo, Double Vanity
Area: 240
Dimensions: 15 x 16

Dining room

Area: 156
Dimensions: 12 x 13

Kitchen

Area: 216
Dimensions: 12 x 18

Living room

Area: 736
Dimensions: 23 x 32

Heating

Central, Heat Pump, Electric

Cooling

Central Air, Wall/Window Unit(s), Heat Pump

Appliances

Included: Range, Refrigerator, Dishwasher, Trash Compactor
Laundry: Washer Hookup, Dryer Connection

Features

One Living Area, Two Living Area, Separate Dining Room, Utility Room Inside, Secondary Bedroom Down, 1st Floor Lvl/No Steps, All Bedrooms Downstairs, Telephone, Walk-In Closet(s), Master Downstairs, Ceiling Fan(s)
Flooring: Carpet, Parquet
Windows: Window Coverings
Has basement: No
Number of fireplaces: 1
Fireplace features: One

Interior area

Total interior livable area: 3,473 sqft

Property

Parking

Total spaces: 2
Parking features: Two Car Garage, Attached
Attached garage spaces: 2

Features

Levels: Two
Stories: 2
Patio & porch: Deck
Pool features: None
Fencing: Partial
Has view: Yes
View description: County VIew
Waterfront features: Waterfront, River Front

Lot

Size: 1.12 Acres
Dimensions: 180x270
Features: Greenbelt, 1 - 2 Acres, Level
Residential vegetation: Partially Wooded

Details

Additional structures: Shed(s)
Parcel number: A471707

Construction

Type & style

Home type: SingleFamily
Architectural style: Ranch
Property subtype: Single Family Residence

Materials

Brick, 3 Sides Masonry, Fiber Cement
Foundation: Slab
Roof: Composition

Condition

Pre-Owned
New construction: No
Year built: 1990

Utilities & green energy

Electric: Bandera EC
Sewer: Septic, Septic
Water: Pvt Well, Private Well
Utilities for property: Private Garbage Service

Community & HOA

Community

Features: Waterfront Access
Subdivision: Rio Park

Location

Region: Rio Frio

Financial & listing details

Price per square foot: $158/sqft
Tax assessed value: $434,664
Annual tax amount: $5,222
Price range: $550K - $550K
Date on market: 2/2/2026
Cumulative days on market: 176 days
Listing terms: Conventional,FHA,VA Loan,Cash
Road surface type: Paved

Estimated market value

$534,400

$508,000 - $561,000

$2,038/mo

Price history

Date	Event	Price
2/2/2026	Listed for sale	$550,000$158/sqft
Source: KVMLS #121399 Report a problem

Public tax history

Year	Property taxes	Tax assessment
2025	--	$434,664
2024	--	$434,664 +3%
2023	--	$421,859 +1.4%
2022	--	$415,964 +7.5%
2021	--	$386,921 +10%
2020	--	$351,746 +21%
2018	--	$290,699
2017	--	$290,699
2016	--	$290,699 +3.5%
2015	--	$280,769
2014	--	$280,769

Find assessor info on the county website

Monthly payment

Est. payment

Payment breakdown

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Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included

All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.

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