Skip main navigation
Active under contract
  • Listed by: RE/MAX Best Choice • Traci N Palmero • 314-803-6245
    Price cut: $19K (5/22)
    $305,900

    196 N Lake Dr, Hillsboro, MO 63050

    2beds
    1,060sqft
    : 
    $2,041/mo
    Get pre-qualified
    Single Family Residence
    Built in 1950
    9,439 Square Feet Lot
    $-- Zestimate®
    $289/sqft
    $22/mo HOA

    What's special

    Peaceful water viewsSweeping water viewsPrivate dockUpdated homeQuartz countertopsModern finishesClean efficient layout
    Lakefront Living at Its Best! There’s something special about life at the lake. The slower mornings. The peaceful water views. The sound of boats drifting by while friends gather on the patio and dinner cooks on the grill. At this Lake Wauwanoka retreat, every day feels like a getaway while still offering the comfort and functionality of a well-cared-for home designed for real living. From the moment you arrive, it’s easy to picture weekends filled with fishing, sunset cruises, bonfires, and long conversations under the stars. Tucked along the shoreline with a private dock and sweeping water views, this updated home blends indoor comfort with the outdoor lifestyle people dream about. Inside, thoughtful updates make the home move-in ready while still leaving room to personalize and make it your own. The fully remodeled kitchen, completed in 2018, features quartz countertops, updated cabinetry, modern finishes, and a clean, efficient layout that flows naturally into the main living spaces. Luxury vinyl plank flooring runs throughout most of the home, creating a durable and cohesive look that fits perfectly with lake life. The lakeview living room may quickly become your favorite spot in the house. And it can easily be converted into a 3rd bedroom! Large windows pull in natural light while framing peaceful water views that change beautifully throughout the day. Morning coffee feels different here. Evening storms rolling across the lake feel unforgettable. The flexible floor plan also offers options for changing needs, including the potential to convert the lakeview living area into a third bedroom. The dining space can easily transition into an additional gathering room centered around the fireplace, creating even more flexibility for entertaining or relaxing after a day on the water. Step outside and the lifestyle truly comes to life. The oversized patio overlooking the lake was made for entertaining. Picture an outdoor kitchen, a large pergola strung with lights, Adirondack chairs gathered around a fire pit, and family and friends spending entire weekends outdoors because nobody wants to leave. Honestly, once people visit, you may have trouble getting them to go home! The private dock offers direct access to the clean, well-maintained lake where boats up to 10HP are permitted, making it ideal for pontoons, fishing boats, kayaking, or simply floating the afternoon away. Whether you love fishing at sunrise, slow evening cruises, or spending summer days anchored with neighbors and friends, the lake becomes part of your everyday life here. Beyond the property itself, Lake Wauwanoka offers an incredible recreational lifestyle with access to more than 700 acres of community amenities. Residents enjoy hiking trails, ATV and UTV riding areas, fishing ponds, wooded spaces to explore, designated hunting and fishing areas following local guidelines, a gun range, sandy beach area, playground, picnic spaces, beach volleyball court, and a clubhouse available for private gatherings and events. It’s the kind of place where weekends naturally turn into memories. Additional major updates provide peace of mind, including a metal roof installed in 2018, a whole-house water filtration system, a 3-year-old water heater, and a brand-new driveway with a spacious 3-car parking pad perfect for vehicles, lake toys, ATVs, or guests. There’s even additional street parking, making hosting easy. Whether you’re searching for a full-time residence, a weekend escape, or a place where life simply feels a little more relaxed, this property delivers the rare combination of updated interior spaces, outdoor recreation, and true waterfront living. Seller is also offering a home warranty, making this lake retreat ready to enjoy from day one.
    100 days
    |
    382
    |
    16
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Traci N Palmero 314-803-6245,

    RE/MAX Best Choice

    Source: MARIS,MLS#: 26027106MLS LogoOriginating MLS: Southern Gateway Association of REALTORS

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 2
      • Bathrooms: 1
      • Full bathrooms: 1
      • Main level bathrooms: 1
      • Main level bedrooms: 2
      Primary bedroom
      • Description: Primary Bedroom with a large double (and extra deep!) closet!
      • Features: Floor Covering: Luxury Vinyl Plank
      • Level: Main
      • Area: 132
      • Dimensions: 12x11
      Bedroom 2
      • Description: Second bedroom with stackable washer/dryer
      • Features: Floor Covering: Luxury Vinyl Plank
      • Level: Main
      • Area: 132
      • Dimensions: 12x11
      Bathroom
      • Description: Updated/remodeled with shower/tub combo
      • Features: Floor Covering: Luxury Vinyl Plank
      • Level: Main
      • Area: 40
      • Dimensions: 8x5
      Dining room
      • Description: Dining room with wood burning fireplace - could be family room if converting LR to a bedroom!
      • Features: Floor Covering: Luxury Vinyl Plank
      • Level: Main
      • Area: 198
      • Dimensions: 18x11
      Kitchen
      • Description: Remodeled/Updated kitchen with all the amenities! Quartz counters and more!
      • Features: Floor Covering: Luxury Vinyl Plank
      • Level: Main
      • Area: 132
      • Dimensions: 12x11
      Living room
      • Description: This room is AMAZING! Overlooking the lake for year-round views on demand! Could be converted to a third bedroom, too!
      • Features: Floor Covering: Carpeting
      • Level: Main
      • Area: 189
      • Dimensions: 21x9
      Heating
      • Electric, Forced Air
      Cooling
      • Ceiling Fan(s), Central Air
      Appliances
      • Included: Dishwasher, Microwave, Free-Standing Electric Range, Refrigerator, Electric Water Heater, Water Purifier
      Features
      • Flooring: Carpet, Luxury Vinyl
      • Windows: Double Pane Windows, Screens, Tilt-In Windows, Window Coverings
      • Basement: Crawl Space
      • Number of fireplaces: 1
      • Fireplace features: Wood Burning
      Interior area
      • Total structure area: 1,060
      • Total interior livable area: 1,060 sqft
      • Finished area above ground: 1,060
      Video & virtual tour

      Property

      Features
      • Levels: One
      • Patio & porch: Patio
      • Exterior features: Boat Slip
      • Fencing: None
      • Has view: Yes
      • View description: Lake, Water
      • Water view: Lake,Water
      • Waterfront features: Waterfront, Beach Access, Lake, Lake Front, Navigable Water, Pond
      • Body of water: Lake Wauwanoka
      Lot
      • Size: 9,439 Square Feet
      • Dimensions: 57 x 138 x 47 x 138
      • Features: Back Yard, Close to Clubhouse, Few Trees, Gentle Sloping, Landscaped, Rectangular Lot, Waterfront
      Details
      • Parcel number: 171.001.02002006
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Bungalow
      • Property subtype: Single Family Residence
      Materials
      • Cedar
      • Roof: Metal
      Condition
      • Updated/Remodeled
      • New construction: No
      • Year built: 1950
      Details
      • Warranty included: Yes

      Utilities & green energy

      • Electric: 220 Volts, Ameren
      • Sewer: Private Sewer
      • Water: Well
      • Utilities for property: Electricity Connected, Natural Gas Not Available, Phone Available, Sewer Connected, Water Connected

      Community & HOA

      Community
      • Features: Clubhouse, Fishing, Gated, Lake, Playground, Trail(s)
      • Security: Smoke Detector(s)
      • Subdivision: Lake Wauwanoka
      HOA
      • Has HOA: Yes
      • Amenities included: Association Management, Barbecue, Beach Access, Beach Rights, Boat Dock, Boat Slip, Boating, Clubhouse, Common Ground, Game Court Exterior, Gated, Lake, Picnic Area, Playground, Powered Boats Allowed, Recreation Facilities, Security, Trail(s)
      • Services included: Clubhouse, Maintenance Grounds, Maintenance Parking/Roads, Common Area Maintenance, Management, Recreational Facilities, Security, Sewer, Snow Removal, Trash
      • HOA fee: $260 annually
      • HOA name: Lake Wauwanoka
      Location
      • Region: Hillsboro

      Financial & listing details

      • Price per square foot: $289/sqft
      • Tax assessed value: $77,300
      • Annual tax amount: $867
      • Date on market: 5/3/2026
      • Cumulative days on market: 100 days
      • Listing terms: Cash,Conventional,FHA,Private,USDA Loan,VA Loan
      • Ownership: Private
      • Electric utility on property: Yes
      • Road surface type: Asphalt

        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        DateEventPrice
        7/18/2026Contingent$305,900$289/sqft
        Source: MARIS #26027106 Report a problem
        5/22/2026Price change$305,900-5.8%$289/sqft
        Source: MARIS #26027106 Report a problem
        5/3/2026Listed for sale$324,900$307/sqft
        Source: MARIS #26027106 Report a problem
        10/12/2012Sold--
        Source: MARIS #12026753 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$867 +5.7%$14,700 +8.1%
        2024$820 -2.1%$13,600
        2023$838 +2.4%$13,600 +0.7%
        2022$819 -6.9%$13,500
        2021$879 +10%$13,500 +13.4%
        2020$800 +0.1%$11,900
        2019$799 $11,900
        2018$799 +5%$11,900
        2017$761 $11,900 +19%
        2016$761 +13.8%$10,000
        2015$668 $10,000 +5.3%
        2013$668 $9,500
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 63050

        Getting around

        0 / 100
        Car-Dependent
        3 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Hillsboro Elem.
        • Middle: Hillsboro Jr. High
        • High: Hillsboro High

        Source: MARIS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

        A local agent can set up tours, give advice and negotiate with sellers.

        A local lender can help you make sure your offer is ready when you are.

        Browse local experts

        Similar homes