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For sale
$795,000
5beds
2,432sqft

197 Ridgewood Dr, Lake Ozark, MO 65049

5beds
2,432sqft
Single family residence
Built in 1995
0.39 Acres
2 Attached garage spaces
$327 price/sqft
$75/mo HOA

What's special

Stunning lake viewsExpansive double decks

Welcome to lakefront living in the prestigious Four Seasons community at the 11 Mile Marker of the Lake of the Ozarks! This spacious 5-bedroom, 4.5-bath home offers the perfect blend of comfort, entertaining space, and an unbeatable location by both land and water. Designed for family and guests, the home features two separate living areas, providing plenty of room to gather or spread out. Enjoy stunning lake views from the expansive double decks. The property includes a 2-car garage and a private dock with two slips (12' x 30' and 10' x 24') as well as 2 lifts (10,000# & 6,000#), making it ideal for boating enthusiasts and accommodating multiple watercraft. Conveniently located near parks, schools, shopping, restaurants, and the iconic Bagnell Dam Strip, you'll enjoy easy access to everything the Lake of the Ozarks has to offer while still experiencing the privacy and amenities of the Four Seasons community. Call for a private showing today!

19 hours
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Source: Bagnell Dam AOR,MLS#: 3589371Originating MLS: Bagnell Dam Association Of Realtors
Travel times

Living Room

Kitchen

Primary Bedroom

Zillow last checked:

Listing updated:

Listed by:

GIBSON & GREIN GIBSON, ANDY (573)348-9898,

Keller Williams L.O. Realty,

CIERRA GREIN 573-280-7473,

Keller Williams L.O. Realty

Source: Bagnell Dam AOR,MLS#: 3589371Originating MLS: Bagnell Dam Association Of Realtors

Facts & features

Interior

Bedrooms & bathrooms
  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1
Primary bedroom
  • Level: Main
Bedroom
  • Level: Upper
Bedroom
  • Level: Upper
Bedroom
  • Level: Lower
Bathroom
  • Level: Main
Bathroom
  • Level: Upper
Bathroom
  • Level: Main
Dining room
  • Level: Main
Family room
  • Level: Lower
Kitchen
  • Level: Main
Laundry
  • Level: Main
Living room
  • Level: Main
Utility room
  • Level: Main
Heating
  • Electric, Forced Air, Heat Pump
Cooling
  • Central Air, Attic Fan
Appliances
  • Included: Dryer, Dishwasher, Disposal, Range, Refrigerator, Stove, Washer
Features
  • Wet Bar, Ceiling Fan(s)
  • Flooring: Tile
  • Doors: Storm Door(s)
  • Windows: Storm Window(s)
  • Basement: Full,Finished,Walk-Out Access
  • Number of fireplaces: 1
  • Fireplace features: One
Interior area
  • Total structure area: 2,432
  • Total interior livable area: 2,432 sqft
Video & virtual tour

Property

Parking
  • Total spaces: 2
  • Parking features: Attached, Garage
  • Attached garage spaces: 2
Features
  • Levels: One and One Half
  • Patio & porch: Covered, Deck
  • Exterior features: Boat Ramp, Concrete Driveway, Deck, Playground
  • Pool features: Community, Indoor
  • Has view: Yes
  • On waterfront: Yes
  • Waterfront features: Cove, Boat Ramp/Lift Access, Lake Front
Lot
  • Size: 0.39 Acres
  • Dimensions: 77 x 212 x 75 x 222
  • Features: Lake Front, Views
Details
  • Parcel number: 01903200000009033000
  • Zoning description: Residential

Construction

Type & style
  • Home type: SingleFamily
  • Architectural style: One and One Half Story
  • Property subtype: Single Family Residence
Materials
  • Brick, Fiber Cement
  • Foundation: Basement, Poured
Condition
  • Year built: 1995

Utilities & green energy

  • Sewer: Aerobic Septic
  • Water: Public

Community & HOA

Community
  • Features: Boat Facilities, Clubhouse, Playground, Pool, Community Pool, Pickleball
  • Subdivision: Palisades Point #4
HOA
  • Has HOA: Yes
  • Services included: Road Maintenance, Water, Sewer
  • HOA fee: $897 annually
Location
  • Region: Lake Ozark

Financial & listing details

  • Price per square foot: $327/sqft
  • Tax assessed value: $57,630
  • Annual tax amount: $3,050
  • Date on market: 10/2/2026
  • Inclusions: Refrigerator (3), Stove, Dishwasher (2), Microwave (2), Washer, Dryer, see Inventory List attached.
  • Exclusions: Personal Items, reserved items on Inventory list.
  • Ownership: Fee Simple,
  • Road surface type: Asphalt, Paved

Price history

DateEventPrice
10/2/2026Listed for sale$795,000$327/sqft
Source: Bagnell Dam AOR #3589371
12/4/2015Sold--
Source: Bagnell Dam AOR #3105126

Public tax history

YearProperty taxesTax assessment
2025$3,050 -3.7%$57,630
2024$3,166 +2.8%$57,630
2023$3,079 $57,630
2022$3,079 +0%$57,630
2021$3,079 -0.7%$57,630
2020$3,100 +0.3%$57,630
2019$3,090 -0.5%$57,630
2018$3,105 $57,630
2017$3,105 +10.3%$57,630
2016$2,816 +2%$57,630
2015$2,761 +4.9%$57,630
2014$2,633 $57,630
2013$2,633 $57,630 -22.2%
2012-- $74,120 +28.6%
2010-- $57,630
2009-- $57,630
2008-- $57,630
2007-- $57,630

Find assessor info on the county website

Monthly payment

Est. payment
$4,506/mo
Principal & interest
$4100
Property taxes
$331
HOA Fees
$75
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Estimated market value

Not available

Estimated sales range

Not available

Not available

Climate risks

Explore flood, wildfire, and other predictive climate risk information for this property on First Street®️.

Neighborhood: 65049

Nearby schools

Leland O. Mills Elementary School
Grades K-2 • 4.9 miles
N/A
GreatSchools® Rating
Osage Middle School
Grades 6-8 • 7.8 miles
9/10
GreatSchools® Rating
Test Score Rating
9/10
Student Progress Rating
8/10
Osage High School
Grades 9-12 • 7.8 miles
7/10
GreatSchools® Rating
Test Score Rating
5/10
College Readiness Rating
9/10