197 Ridgewood Dr, Lake Ozark, MO 65049
What's special
Welcome to lakefront living in the prestigious Four Seasons community at the 11 Mile Marker of the Lake of the Ozarks! This spacious 5-bedroom, 4.5-bath home offers the perfect blend of comfort, entertaining space, and an unbeatable location by both land and water. Designed for family and guests, the home features two separate living areas, providing plenty of room to gather or spread out. Enjoy stunning lake views from the expansive double decks. The property includes a 2-car garage and a private dock with two slips (12' x 30' and 10' x 24') as well as 2 lifts (10,000# & 6,000#), making it ideal for boating enthusiasts and accommodating multiple watercraft. Conveniently located near parks, schools, shopping, restaurants, and the iconic Bagnell Dam Strip, you'll enjoy easy access to everything the Lake of the Ozarks has to offer while still experiencing the privacy and amenities of the Four Seasons community. Call for a private showing today!
- 19 hours |
- 254 |
- 8 |
Travel times
Living Room
Kitchen
Primary Bedroom
Zillow last checked:
Listing updated:
GIBSON & GREIN GIBSON, ANDY (573)348-9898,
Keller Williams L.O. Realty,
CIERRA GREIN 573-280-7473,
Keller Williams L.O. Realty
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 5
- Bathrooms: 5
- Full bathrooms: 4
- 1/2 bathrooms: 1
Primary bedroom
- Level: Main
Bedroom
- Level: Upper
Bedroom
- Level: Upper
Bedroom
- Level: Lower
Bathroom
- Level: Main
Bathroom
- Level: Upper
Bathroom
- Level: Main
Dining room
- Level: Main
Family room
- Level: Lower
Kitchen
- Level: Main
Laundry
- Level: Main
Living room
- Level: Main
Utility room
- Level: Main
Heating
- Electric, Forced Air, Heat Pump
Cooling
- Central Air, Attic Fan
Appliances
- Included: Dryer, Dishwasher, Disposal, Range, Refrigerator, Stove, Washer
Features
- Wet Bar, Ceiling Fan(s)
- Flooring: Tile
- Doors: Storm Door(s)
- Windows: Storm Window(s)
- Basement: Full,Finished,Walk-Out Access
- Number of fireplaces: 1
- Fireplace features: One
Interior area
- Total structure area: 2,432
- Total interior livable area: 2,432 sqft
Video & virtual tour
Property
Parking
- Total spaces: 2
- Parking features: Attached, Garage
- Attached garage spaces: 2
Features
- Levels: One and One Half
- Patio & porch: Covered, Deck
- Exterior features: Boat Ramp, Concrete Driveway, Deck, Playground
- Pool features: Community, Indoor
- Has view: Yes
- On waterfront: Yes
- Waterfront features: Cove, Boat Ramp/Lift Access, Lake Front
Lot
- Size: 0.39 Acres
- Dimensions: 77 x 212 x 75 x 222
- Features: Lake Front, Views
Details
- Parcel number: 01903200000009033000
- Zoning description: Residential
Construction
Type & style
- Home type: SingleFamily
- Architectural style: One and One Half Story
- Property subtype: Single Family Residence
Materials
- Brick, Fiber Cement
- Foundation: Basement, Poured
Condition
- Year built: 1995
Utilities & green energy
- Sewer: Aerobic Septic
- Water: Public
Community & HOA
Community
- Features: Boat Facilities, Clubhouse, Playground, Pool, Community Pool, Pickleball
- Subdivision: Palisades Point #4
HOA
- Has HOA: Yes
- Services included: Road Maintenance, Water, Sewer
- HOA fee: $897 annually
Location
- Region: Lake Ozark
Financial & listing details
- Price per square foot: $327/sqft
- Tax assessed value: $57,630
- Annual tax amount: $3,050
- Date on market: 10/2/2026
- Inclusions: Refrigerator (3), Stove, Dishwasher (2), Microwave (2), Washer, Dryer, see Inventory List attached.
- Exclusions: Personal Items, reserved items on Inventory list.
- Ownership: Fee Simple,
- Road surface type: Asphalt, Paved
Price history
| Date | Event | Price |
|---|---|---|
| 10/2/2026 | Listed for sale | $795,000$327/sqft |
Source: Bagnell Dam AOR #3589371 | ||
| 12/4/2015 | Sold | -- |
Source: Bagnell Dam AOR #3105126 | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $3,050 -3.7% | $57,630 |
| 2024 | $3,166 +2.8% | $57,630 |
| 2023 | $3,079 | $57,630 |
| 2022 | $3,079 +0% | $57,630 |
| 2021 | $3,079 -0.7% | $57,630 |
| 2020 | $3,100 +0.3% | $57,630 |
| 2019 | $3,090 -0.5% | $57,630 |
| 2018 | $3,105 | $57,630 |
| 2017 | $3,105 +10.3% | $57,630 |
| 2016 | $2,816 +2% | $57,630 |
| 2015 | $2,761 +4.9% | $57,630 |
| 2014 | $2,633 | $57,630 |
| 2013 | $2,633 | $57,630 -22.2% |
| 2012 | -- | $74,120 +28.6% |
| 2010 | -- | $57,630 |
| 2009 | -- | $57,630 |
| 2008 | -- | $57,630 |
| 2007 | -- | $57,630 |
Find assessor info on the county website
Monthly payment
Estimated market value
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