The best kept secret in Saint Joseph! This hidden gem beautifully overlooks the channel in a private setting, yet is a short 3-minute walk to the heart of downtown. A boater and kayaker's paradise. Simply wake up, walk down to one of many Pier 33 boat docks, that you can rent each season, and begin your day on the water. If you are looking for the everyday vacation lifestyle, or a second home in this fabulous coastal city, this condo is for you. Three large bedrooms, two full bathrooms, Laundry closet, a large open floorplan for entertaining, open kitchen with a fabulous pantry for the passionate cook, and magnificent views and access to the channel. This condo is full of natural light, a walk out deck, fireplace, garage and so much more. This is a must see.
Active
Price cut: $50K (5/20)
$399,000
197 Wayne St, Saint Joseph, MI 49085
3beds
1,413sqft
Condominium
Built in 1988
-- sqft lot
$389,000 Zestimate®
$282/sqft
$325/mo HOA
What's special
Walk out deckLaundry closetThree large bedroomsFull of natural light
- 77 days |
- 956 |
- 33 |
Zillow last checked:
Listing updated:
Listed by:
Heidi Hurst 269-605-9792,
144 Keys 269-405-5503
Source: MichRIC,MLS#: 26016492
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Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
- Main level bedrooms: 3
Primary bedroom
- Level: Main
- Area: 165
- Dimensions: 15.00 x 11.00
Bedroom 2
- Level: Main
- Area: 102.9
- Dimensions: 9.80 x 10.50
Bathroom 1
- Level: Main
- Area: 45.36
- Dimensions: 8.10 x 5.60
Bathroom 2
- Level: Main
- Area: 55
- Dimensions: 11.00 x 5.00
Bathroom 3
- Level: Main
- Area: 108.9
- Dimensions: 9.90 x 11.00
Dining area
- Level: Main
- Area: 136.4
- Dimensions: 13.75 x 9.92
Great room
- Description: Step down living room
- Level: Main
- Area: 283.94
- Dimensions: 20.65 x 13.75
Kitchen
- Level: Main
- Area: 86.3
- Dimensions: 9.33 x 9.25
Heating
- Forced Air
Cooling
- Central Air
Appliances
- Included: Iron Water FIlter, Dishwasher, Disposal, Dryer, Range, Refrigerator, Washer, Water Softener Owned
- Laundry: Laundry Closet, Main Level
Features
- Ceiling Fan(s), Pantry
- Flooring: Laminate, Tile
- Windows: Skylight(s), Screens, Insulated Windows, Window Treatments
- Basement: Partial
- Number of fireplaces: 1
- Fireplace features: Gas Log, Living Room
Interior area
- Total structure area: 1,413
- Total interior livable area: 1,413 sqft
- Finished area below ground: 0
Property
Parking
- Total spaces: 1
- Parking features: Detached, Garage Door Opener
- Garage spaces: 1
Features
- Stories: 1
- Exterior features: Balcony
- Waterfront features: Channel
- Body of water: Morrisons Channel
Lot
- Size: 1,306 Square Feet
- Features: Site Condo, Ravine, Ground Cover, Shrubs/Hedges
Details
- Parcel number: 117611420016000
- Zoning description: R-3 Residential
Construction
Type & style
- Home type: Condo
- Architectural style: Traditional
- Property subtype: Condominium
Materials
- Vinyl Siding
- Roof: Asphalt,Shingle
Condition
- New construction: No
- Year built: 1988
Details
- Builder name: Channel Bluff Condominiums
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Natural Gas Connected, Cable Connected
Community & HOA
Community
- Security: Carbon Monoxide Detector(s), Smoke Detector(s)
HOA
- Has HOA: Yes
- Amenities included: Storage
- Services included: Other, Trash, Snow Removal, Maintenance Grounds
- HOA fee: $325 monthly
Location
- Region: Saint Joseph
Financial & listing details
- Price per square foot: $282/sqft
- Tax assessed value: $141,840
- Annual tax amount: $5,558
- Date on market: 4/19/2026
- Listing terms: Cash,FHA,VA Loan,Conventional
- Road surface type: Paved
Estimated market value
$389,000
$370,000 - $408,000
$2,415/mo
Price history
| Date | Event | Price |
|---|---|---|
| 5/20/2026 | Price change | $399,000-11.1%$282/sqft |
Source:  MichRIC #26016492 Report a problem | ||
| 4/19/2026 | Listed for sale | $449,000+10.9%$318/sqft |
Source: MichRIC #26016492 Report a problem | ||
| 12/17/2025 | Listing removed | $405,000$287/sqft |
Source: MichRIC #25029061 Report a problem | ||
| 7/23/2025 | Price change | $405,000-4.7%$287/sqft |
Source: MichRIC #25029061 Report a problem | ||
| 6/17/2025 | Listed for sale | $425,000+61.9%$301/sqft |
Source: MichRIC #25029061 Report a problem | ||
| 3/23/2020 | Sold | $262,500-4.5%$186/sqft |
Source: MichRIC #20001445 Report a problem | ||
| 1/13/2020 | Listed for sale | $275,000+42.5%$195/sqft |
Source: Ship Street Realty #20001445 Report a problem | ||
| 3/31/2019 | Listing removed | $1,750$1/sqft |
Source: Owner Report a problem | ||
| 11/10/2018 | Listed for rent | $1,750$1/sqft |
Source: Owner Report a problem | ||
| 7/31/2014 | Sold | $193,000-12.2%$137/sqft |
Source: Agent Provided Report a problem | ||
| 6/1/2014 | Price change | $219,900-2.2%$156/sqft |
Source: Keller Williams Realty Southwest Michigan #13054438 Report a problem | ||
| 9/13/2013 | Listed for sale | $224,900$159/sqft |
Source: Keller Williams Realty Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $5,558 +4.3% | $205,000 +18.8% |
| 2024 | $5,330 | $172,600 +22.5% |
| 2023 | -- | $140,900 +9.6% |
| 2022 | $4,904 | $128,600 +6.5% |
| 2021 | -- | $120,800 +9.6% |
| 2020 | $5,460 +1.9% | $110,200 +4.2% |
| 2019 | $5,359 +6.9% | $105,800 +12% |
| 2018 | $5,012 +1.8% | $94,500 +2.3% |
| 2017 | $4,925 +49.4% | $92,400 +2.9% |
| 2016 | $3,296 -30.9% | $89,800 +3.1% |
| 2015 | $4,769 | $87,100 +0.1% |
| 2014 | -- | $87,000 -1.5% |
| 2013 | -- | $88,300 -2.2% |
| 2012 | -- | $90,300 -17.3% |
| 2011 | -- | $109,200 -0.8% |
| 2010 | -- | $110,100 -2.1% |
| 2009 | -- | $112,500 +4.4% |
| 2008 | -- | $107,800 +10.7% |
| 2007 | -- | $97,400 +4.7% |
| 2006 | -- | $93,000 +3% |
| 2005 | -- | $90,300 +8% |
| 2004 | -- | $83,600 +5% |
| 2003 | -- | $79,600 +4.7% |
| 2002 | -- | $76,000 +4.5% |
| 2001 | -- | $72,700 |
Find assessor info on the county website
Monthly payment
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Payment breakdown
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HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
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Climate risks
Neighborhood: 49085
Nearby schools
GreatSchools rating
- 8/10Lincoln SchoolGrades: PK-5Distance: 1 mi
- 9/10Upton Middle SchoolGrades: 6-8Distance: 4 mi
- 9/10St. Joseph High SchoolGrades: 9-12Distance: 1.6 mi
A local agent can set up tours, give advice and negotiate with sellers.
A local lender can help you make sure your offer is ready when you are.
- Michigan
- Berrien County
- Saint Joseph
- 49085
- 197 Wayne St
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