REDUCED PRICE!!This turn key move in ready home is on a premium corner lot!! 17 paid solar panels!!! Park five vehicles off-street !! This is unheard of in Otay Ranch!!!! This detached home offers standout features inside and out. With over 2,600 square feet, and 3.5 baths. This flexible layout includes a first-floor space that can serve as a fourth bedroom, guest retreat, or office, complete with a full bath, walk-in closet, and side-yard access with potential for a private entrance. The second level brings together an open-concept kitchen, dining area, and living space. Its enough space for a 12-seater sectional and larger dining room table, and even room for the kids to build a fort and still space to move around. The kitchen features a island, a crazy amount of cabinets and drawers, a walk-in pantry, great appliances, custom backsplash, and an upgraded refrigerator with interchangeable panels. A custom wet bar transforms an otherwise open space into a distinctive entertaining feature, complete with a beverage refrigerator, wine storage, glass display, and serving counter. The spacious primary suite features high ceilings, a custom-closet so your walk-in closet is organized; with 10 places to hang clothes !! You even have places to display jewelry. hats, purses, and shoes; the options are countless. The primary a bathroom features with dual sinks, a soaking tub, and a separate glass-enclosed shower. Additional highlights include custom closet systems throughout, upgraded lighting, bathroom tile upgrades. Fully fenced front and side yards offer low-maintenance landscaping and pet-friendly turf. . Enjoy park views and proximity to shopping, dining, and neighborhood amenities, plus an HOA that is under $250 per month that decreased this year. 17 minutes to the Navy base and 18 minutes to downtown . You can walk to award wining schools Wolf Canyon and Olympian High School. This home VA and FHA approved. Inquiry about other incentives and this home can qualify for home buying programs!! The owners are a military family that has to transition to another state. Please help them out!!
For sale
Listed by: Coldwell Banker West • Cloretta Banks • 619-227-1104
Price cut: $5K (11/4)
$864,999
1974 Strata St, Chula Vista, CA 91915
3beds
2,670sqft
Single Family Residence
Built in 2020
-- sqft lot
$-- Zestimate®
$324/sqft
$227/mo HOA
What's special
- 158 days
- 613
- 29
Zillow last checked:
Listing updated:
Listed by:
Cloretta Banks DRE #02002484 619-227-1104,
Coldwell Banker West
Source: CRMLS,MLS#: PTP2607583
Originating MLS: California Regional MLS (North San Diego County & Pacific Southwest AORs)
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
- Main level bathrooms: 1
- Main level bedrooms: 1
Rooms
- Room types: Kitchen, Living Room
Cooling
- Central Air
Appliances
- Laundry: Inside
Features
- Has fireplace: Yes
- Fireplace features: Family Room
- Common walls with other units/homes: No Common Walls
Interior area
- Total interior livable area: 2,670 sqft
Video & virtual tour
Property
Parking
- Total spaces: 5
- Parking features: Garage - Attached
- Attached garage spaces: 2
- Uncovered spaces: 3
Accessibility
- Accessibility features: Other
Features
- Levels: Three Or More
- Stories: 3
- Entry location: FIRST LEVEL
- Pool features: Community, Association
- Has view: Yes
- View description: Park/Greenbelt, Neighborhood
Lot
- Features: Corner Lot
Details
- Parcel number: 6430650601
- Zoning: R-1
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Condition
- Year built: 2020
Utilities & green energy
- Sewer: Public Sewer
Community & HOA
Community
- Features: Street Lights, Suburban, Sidewalks, Pool
HOA
- Has HOA: Yes
- Amenities included: Playground, Pool
- HOA fee: $227 monthly
- HOA name: FIRST RES
- HOA phone: 951-335-8563
Location
- Region: Chula Vista
Financial & listing details
- Price per square foot: $324/sqft
- Tax assessed value: $625,222
- Date on market: 10/9/2026
- Cumulative days on market: 158 days
- Listing terms: Cash,Conventional,Cal Vet Loan,FHA,VA Loan
Estimated market value
Not available
Estimated sales range
Not available
$5,441/mo
Price history
| Date | Event | Price |
|---|---|---|
| 11/4/2026 | Price change | $864,999-0.6%$324/sqft |
Source: | ||
| 10/20/2026 | Price change | $869,999-0.6%$326/sqft |
Source: | ||
| 10/9/2026 | Listed for sale | $874,999+56.1%$328/sqft |
Source: | ||
| 4/29/2020 | Sold | $560,500$210/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2026 | -- | $625,222 +2% |
| 2025 | $11,699 +3% | $612,964 +2% |
| 2024 | $11,353 +1.8% | $600,946 +2% |
| 2023 | $11,155 +3% | $589,164 +2% |
| 2022 | $10,829 +2.2% | $577,613 +2% |
| 2021 | $10,591 +100.5% | $566,288 +480.3% |
| 2020 | $5,282 +383.8% | $97,590 +2% |
| 2019 | $1,092 | $95,677 |
Find assessor info on the county website
Monthly payment
Est. payment




