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For sale
  • Listed by: Coldwell Banker West • Cloretta Banks • 619-227-1104
    Price cut: $5K (11/4)
    $864,999

    1974 Strata St, Chula Vista, CA 91915

    3beds
    2,670sqft
    : 
    $6,044/mo
    Get pre-qualified
    Single Family Residence
    Built in 2020
    -- sqft lot
    $-- Zestimate®
    $324/sqft
    $227/mo HOA

    What's special

    REDUCED PRICE!!This turn key move in ready home is on a premium corner lot!! 17 paid solar panels!!! Park five vehicles off-street !! This is unheard of in Otay Ranch!!!! This detached home offers standout features inside and out. With over 2,600 square feet, and 3.5 baths. This flexible layout includes a first-floor space that can serve as a fourth bedroom, guest retreat, or office, complete with a full bath, walk-in closet, and side-yard access with potential for a private entrance. The second level brings together an open-concept kitchen, dining area, and living space. Its enough space for a 12-seater sectional and larger dining room table, and even room for the kids to build a fort and still space to move around. The kitchen features a island, a crazy amount of cabinets and drawers, a walk-in pantry, great appliances, custom backsplash, and an upgraded refrigerator with interchangeable panels. A custom wet bar transforms an otherwise open space into a distinctive entertaining feature, complete with a beverage refrigerator, wine storage, glass display, and serving counter. The spacious primary suite features high ceilings, a custom-closet so your walk-in closet is organized; with 10 places to hang clothes !! You even have places to display jewelry. hats, purses, and shoes; the options are countless. The primary a bathroom features with dual sinks, a soaking tub, and a separate glass-enclosed shower. Additional highlights include custom closet systems throughout, upgraded lighting, bathroom tile upgrades. Fully fenced front and side yards offer low-maintenance landscaping and pet-friendly turf. . Enjoy park views and proximity to shopping, dining, and neighborhood amenities, plus an HOA that is under $250 per month that decreased this year. 17 minutes to the Navy base and 18 minutes to downtown . You can walk to award wining schools Wolf Canyon and Olympian High School. This home VA and FHA approved. Inquiry about other incentives and this home can qualify for home buying programs!! The owners are a military family that has to transition to another state. Please help them out!!
    158 days
    622
    30

    Zillow last checked:

    Listing updated:

    Listed by:

    Cloretta Banks DRE #02002484 619-227-1104,

    Coldwell Banker West

    Source: CRMLS,MLS#: PTP2607583MLS LogoOriginating MLS: California Regional MLS (North San Diego County & Pacific Southwest AORs)

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 4
      • Full bathrooms: 3
      • 1/2 bathrooms: 1
      • Main level bathrooms: 1
      • Main level bedrooms: 1
      Rooms
      • Room types: Kitchen, Living Room
      Cooling
      • Central Air
      Appliances
      • Laundry: Inside
      Features
      • Has fireplace: Yes
      • Fireplace features: Family Room
      • Common walls with other units/homes: No Common Walls
      Interior area
      • Total interior livable area: 2,670 sqft
      Video & virtual tour

      Property

      Parking
      • Total spaces: 5
      • Parking features: Garage - Attached
      • Attached garage spaces: 2
      • Uncovered spaces: 3
      Accessibility
      • Accessibility features: Other
      Features
      • Levels: Three Or More
      • Stories: 3
      • Entry location: FIRST LEVEL
      • Pool features: Community, Association
      • Has view: Yes
      • View description: Park/Greenbelt, Neighborhood
      Lot
      • Features: Corner Lot
      Details
      • Parcel number: 6430650601
      • Zoning: R-1
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Condition
      • Year built: 2020

      Utilities & green energy

      • Sewer: Public Sewer

      Community & HOA

      Community
      • Features: Street Lights, Suburban, Sidewalks, Pool
      HOA
      • Has HOA: Yes
      • Amenities included: Playground, Pool
      • HOA fee: $227 monthly
      • HOA name: FIRST RES
      • HOA phone: 951-335-8563
      Location
      • Region: Chula Vista

      Financial & listing details

      • Price per square foot: $324/sqft
      • Tax assessed value: $625,222
      • Date on market: 10/9/2026
      • Cumulative days on market: 158 days
      • Listing terms: Cash,Conventional,Cal Vet Loan,FHA,VA Loan

        Estimated market value

        Not available

        Estimated sales range

        Not available

        $5,441/mo

        Price history

        DateEventPrice
        11/4/2026Price change$864,999-0.6%$324/sqft
        Source: CRMLS #PTP2607583 Report a problem
        10/20/2026Price change$869,999-0.6%$326/sqft
        Source: CRMLS #PTP2607583 Report a problem
        10/9/2026Listed for sale$874,999+56.1%$328/sqft
        Source: CRMLS #PTP2607583 Report a problem
        4/29/2020Sold$560,500$210/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2026-- $625,222 +2%
        2025$11,699 +3%$612,964 +2%
        2024$11,353 +1.8%$600,946 +2%
        2023$11,155 +3%$589,164 +2%
        2022$10,829 +2.2%$577,613 +2%
        2021$10,591 +100.5%$566,288 +480.3%
        2020$5,282 +383.8%$97,590 +2%
        2019$1,092 $95,677
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
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        Climate risks

        Neighborhood: Otay Ranch

        Getting around

        40 / 100
        Car-Dependent
        30 / 100
        Some Transit
        39 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

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