Located on a quiet cul-de-sac in the Valley Creek neighborhood, this well-maintained brick-front ranch offers a flexible floor plan, generous living space and a beautifully landscaped backyard. The main level features hardwood floors, a bright living room with a fireplace and built-in shelving, a separate dining room and a spacious kitchen with ample cabinetry, counter space and peninsula seating. Just off the kitchen, the large rear family room provides an ideal place to relax or entertain, with a warm wood accent wall and direct access to the deck. All three bedrooms are located on the main level, including a comfortable primary bedroom with a private half bath and a well-organized walk-in closet. Two additional bedrooms and a full hall bath complete the first floor. The finished basement adds an impressive amount of usable space, with room for a media area, game table, home gym, office and guest accommodations. A custom bar and full bath with a large tiled shower make the lower level especially well suited for entertaining or extended stays. There is also plenty of storage and a dedicated laundry area. Outside, the fully fenced yard offers mature trees, a spacious deck, fire-pit area, garden beds and plenty of room to enjoy the outdoors. An attached two-car garage and welcoming front porch complete the home. Trinity Terrace Park is just down the block and offers a playground, tennis courts, fitness path and open play field. The home is also convenient to Burnidge Forest Preserve, with nearly 600 acres and miles of hiking and biking trails, as well as the Fox River Trail, downtown Elgin, Metra service, Randall Road shopping and dining, and access to I-90. A move-in-ready home with far more space and flexibility than you would expect.
Closed
$392,000
1978 N Fork Cir, Elgin, IL 60123
3beds
2,380sqft
Single Family Residence
Built in 1981
9,147 Square Feet Lot
$392,100 Zestimate®
$165/sqft
$2,994 Estimated rent
Home value
$392,100
$357,000 - $431,000
$2,994/mo
Zestimate® history
Owner options
List your home for rent
$2,994/mo
Rent Zestimate®
Find your next renter with Zillow Rental Manager. Plus, with online applications, you can quickly screen prospective tenants – for free.
$2,994/mo
Rent Zestimate®
Refinance and save
$2,850/mo
Est. payment
Refinancing to a lower rate could help reduce your monthly payments and save thousands over the life of the loan.
$2,850/mo
Est. payment
Explore your selling options
Work with a Zillow partner agent
Leverage their expertise and Zillow's premium Showcase listings to get your home seen by more buyers.
Get startedList with your own agent
Get your home in front of millions of buyers by listing it on Zillow.
Learn how to do itSell it yourself
Take full control of how buyers see your home on Zillow by listing For Sale by Owner (FSBO).
List your homeWhat's special
Warm wood accent wallFully fenced yardMature treesGarden bedsAttached two-car garageLarge rear family roomWell-maintained brick-front ranch
Zillow last checked:
Listing updated:
Listed by:
Blake Galler 312-266-7000,
Coldwell Banker Realty
Bought with:
Michelle Reboletti
Coldwell Banker Realty
Source: MRED as distributed by MLS GRID,MLS#: 12697610
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Rooms
- Room types: Eating Area, Office, Recreation Room
Primary bedroom
- Features: Bathroom (Half)
- Level: Main
- Area: 156 Square Feet
- Dimensions: 13X12
Bedroom 2
- Level: Main
- Area: 100 Square Feet
- Dimensions: 10X10
Bedroom 3
- Level: Main
- Area: 140 Square Feet
- Dimensions: 14X10
Dining room
- Level: Main
- Area: 160 Square Feet
- Dimensions: 16X10
Eating area
- Level: Main
- Area: 80 Square Feet
- Dimensions: 8X10
Kitchen
- Features: Kitchen (Eating Area-Table Space, Pantry-Closet)
- Level: Main
- Area: 195 Square Feet
- Dimensions: 15X13
Laundry
- Level: Basement
- Area: 120 Square Feet
- Dimensions: 12X10
Living room
- Level: Main
- Area: 285 Square Feet
- Dimensions: 19X15
Office
- Level: Basement
- Area: 112 Square Feet
- Dimensions: 8X14
Recreation room
- Level: Basement
- Area: 645 Square Feet
- Dimensions: 43X15
Heating
- Natural Gas, Forced Air
Cooling
- Central Air
Appliances
- Included: Range, Dishwasher, Refrigerator, Washer, Dryer
Features
- Wet Bar, 1st Floor Bedroom, 1st Floor Full Bath
- Flooring: Hardwood
- Basement: Finished,Full
Interior area
- Total structure area: 2,380
- Total interior livable area: 2,380 sqft
Property
Parking
- Total spaces: 2
- Parking features: Concrete, Yes, Garage Owned, Attached, Garage
- Attached garage spaces: 2
Accessibility
- Accessibility features: No Disability Access
Features
- Stories: 1
- Fencing: Fenced
Lot
- Size: 9,147 Square Feet
- Features: Cul-De-Sac, Landscaped
Details
- Parcel number: 0609481031
- Special conditions: None
- Other equipment: TV-Cable, Ceiling Fan(s)
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Vinyl Siding, Brick
- Foundation: Concrete Perimeter
- Roof: Asphalt
Condition
- New construction: No
- Year built: 1981
Utilities & green energy
- Electric: Circuit Breakers
- Sewer: Public Sewer
- Water: Public
Community & HOA
Community
- Features: Park
- Security: Carbon Monoxide Detector(s)
- Subdivision: Valley Creek
HOA
- Services included: None
Location
- Region: Elgin
Financial & listing details
- Price per square foot: $165/sqft
- Tax assessed value: $339,558
- Annual tax amount: $8,025
- Date on market: 7/8/2026
- Listing terms: Conventional
- Ownership: Fee Simple
Price history
| Date | Event | Price |
|---|---|---|
| 8/12/2026 | Sold | $392,000-2%$165/sqft |
Source:  MRED as distributed by MLS GRID #12697610 Report a problem | ||
| 7/22/2026 | Contingent | $399,900$168/sqft |
Source: MRED as distributed by MLS GRID #12697610 Report a problem | ||
| 7/8/2026 | Listed for sale | $399,900+175.8%$168/sqft |
Source: MRED as distributed by MLS GRID #12697610 Report a problem | ||
| 7/28/2011 | Sold | $145,000-13.6%$61/sqft |
Source: MRED as distributed by MLS GRID #07826949 Report a problem | ||
| 6/5/2011 | Price change | $167,900-6.7%$71/sqft |
Source: Unlimited Northwest Inc #07826949 Report a problem | ||
| 5/4/2011 | Listed for sale | $179,900+15.3%$76/sqft |
Source: Unlimited Northwest Inc #07794736 Report a problem | ||
| 6/13/1997 | Sold | $156,000$66/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $8,025 +4.2% | $113,186 +8.6% |
| 2024 | $7,703 +4.8% | $104,251 +10.7% |
| 2023 | $7,347 +6.1% | $94,183 +9.7% |
| 2022 | $6,926 +4.5% | $85,879 +7% |
| 2021 | $6,628 +2.9% | $80,291 +4.8% |
| 2020 | $6,444 +3% | $76,650 +5% |
| 2019 | $6,259 +0.8% | $73,014 +6.1% |
| 2018 | $6,207 +2.2% | $68,784 +5.8% |
| 2017 | $6,071 -5.6% | $65,025 +7.8% |
| 2016 | $6,434 | $60,326 +9.1% |
| 2015 | -- | $55,294 +1.3% |
| 2014 | -- | $54,611 -2.6% |
| 2013 | -- | $56,051 -6.6% |
| 2012 | -- | $60,009 -10.7% |
| 2011 | -- | $67,176 -9.7% |
| 2010 | -- | $74,351 -10% |
| 2009 | -- | $82,608 |
| 2008 | -- | $82,608 +2.1% |
| 2007 | -- | $80,881 +4.2% |
| 2006 | -- | $77,628 +6.5% |
| 2005 | -- | $72,897 +6.8% |
| 2004 | -- | $68,281 +7.8% |
| 2003 | -- | $63,347 +8% |
| 2002 | -- | $58,655 +7.5% |
| 2001 | -- | $54,588 +5.1% |
| 2000 | -- | $51,949 |
Find assessor info on the county website
Neighborhood: Valley Creek
Nearby homes
- $309,9003 bd2 ba1.2k sqft1980 N Fork Cir, Elgin, IL 60123Sold
- $366,4005 bd3 ba1.5k sqft540 N Lyle Ave, Elgin, IL 60123Off Market
- $364,3002 bd2 ba1.5k sqft536 N Lyle Ave, Elgin, IL 60123Off Market
- $356,7003 bd2 ba1.4k sqft544 N Lyle Ave, Elgin, IL 60123Off Market
- $307,3003 bd2 ba1k sqft1976 N Fork Cir, Elgin, IL 60123Off Market
- $293,2002 bd1 ba1.5k sqft1982 N Fork Cir, Elgin, IL 60123Off Market
- $358,5003 bd2 ba1.9k sqft532 N Lyle Ave, Elgin, IL 60123Off Market
- $327,1003 bd1 ba1k sqft545 N Airlite St, Elgin, IL 60123Off Market
Nearby schools
GreatSchools rating
- 6/10Creekside Elementary SchoolGrades: PK-6Distance: 0.3 mi
- 3/10Kimball Middle SchoolGrades: 7-8Distance: 0.8 mi
- 3/10Larkin High SchoolGrades: PK,9-12Distance: 1.2 mi
Schools provided by the listing agent
- Elementary: Creekside Elementary School
- Middle: Kimball Middle School
- High: Larkin High School
- District: 46
Source: MRED as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
Get a cash offer in 3 minutes
Find out how much your home could sell for in as little as 3 minutes with a no-obligation cash offer.
Estimated market value
$392,100
Get a cash offer in 3 minutes
Find out how much your home could sell for in as little as 3 minutes with a no-obligation cash offer.
Estimated market value
$392,100
- Illinois
- Kane County
- Elgin
- 60123
- Valley Creek
- 1978 N Fork Cir
Nearby cities
Nearby neighborhoods
Nearby zip codes
Other Elgin Topics
