Welcome to one of Oak Hill's most exceptional residences, where luxury, style, and versatility come together in one remarkable home. This professionally designed 4-bedroom, 4.5-bath ranch offers an expansive open floor plan filled with natural light, elegant finishes, and distinctive architectural details, including a stunning sunken living room that creates the perfect gathering space. Designed with both everyday living and entertaining in mind, the home's thoughtfully curated interior showcases a unique blend of sophistication and comfort throughout. The fully finished lower level offers incredible flexibility with a private apartment complete with its own full kitchen, bedroom, bathroom, living area, office, and dedicated gym--making it ideal for multigenerational living, extended guests, or work-from-home lifestyles.
Additional features include a whole-house generator for added peace of mind, ensuring uninterrupted comfort and convenience year-round, while the home's thoughtful design and extensive amenities make it as practical as it is beautiful.
Nestled on a beautifully landscaped property, this secluded retreat is surrounded by meticulously maintained grounds that provide both privacy and year-round curb appeal. Located in the highly sought-after Oak Hill section of Middletown, residents enjoy access to top-rated schools, nearby parks, and convenient proximity to Jersey Shore beaches, NYC ferry service, shopping, dining, and major transportation routes.
A rare opportunity to own a truly special home in one of Middletown's most desirable neighborhoods.
For sale
$1,499,900
198 Borden Road, Middletown, NJ 07748
4beds
2,925sqft
Single Family Residence
Built in 1978
0.75 Acres Lot
$1,390,300 Zestimate®
$513/sqft
$-- HOA
What's special
- 6 days |
- 1,598 |
- 94 |
Zillow last checked:
Listing updated:
Listed by:
Marianne Rullo 732-740-9820,
Keller Williams Realty East Monmouth
Source: MoreMLS,MLS#: 22618093
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Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 5
- Full bathrooms: 4
- 1/2 bathrooms: 1
Rooms
- Room types: Bonus Room
Bedroom
- Area: 180
- Dimensions: 12 x 15
Bedroom
- Area: 144
- Dimensions: 12 x 12
Bedroom
- Area: 156.25
- Dimensions: 12.5 x 12.5
Bedroom
- Area: 117
- Dimensions: 13 x 9
Bathroom
- Description: half bath off kitchen
- Area: 35
- Dimensions: 7 x 5
Bathroom
- Area: 45.5
- Dimensions: 7 x 6.5
Bathroom
- Area: 60
- Dimensions: 12 x 5
Bathroom
- Area: 66.5
- Dimensions: 9.5 x 7
Other
- Area: 456
- Dimensions: 24 x 19
Other
- Area: 99
- Dimensions: 11 x 9
Dining room
- Description: built ins/refrigerator
- Area: 232.5
- Dimensions: 15 x 15.5
Exercise room
- Area: 182
- Dimensions: 14 x 13
Family room
- Description: Vaulted Ceilings
- Area: 344
- Dimensions: 21.5 x 16
Foyer
- Description: Closets/Front entry
- Area: 80.75
- Dimensions: 9.5 x 8.5
Foyer
- Description: Sitting area/closets/off garage
- Area: 42
- Dimensions: 7 x 6
Kitchen
- Area: 405
- Dimensions: 27 x 15
Living room
- Description: sunken
- Area: 323
- Dimensions: 19 x 17
Office
- Area: 91
- Dimensions: 14 x 6.5
Other
- Description: Storage Closet + Crawl
- Area: 155
- Dimensions: 15.5 x 10
Heating
- Natural Gas, Forced Air, 2 Zoned Heat
Cooling
- Central Air, 2 Zoned AC
Features
- Recessed Lighting
- Flooring: Ceramic Tile, Wood
- Basement: Ceilings - High,Finished,Full
- Attic: Pull Down Stairs
- Number of fireplaces: 1
Interior area
- Total structure area: 2,925
- Total interior livable area: 2,925 sqft
Video & virtual tour
Property
Parking
- Total spaces: 2
- Parking features: Paved, Driveway, Oversized
- Attached garage spaces: 2
- Has uncovered spaces: Yes
Features
- Stories: 1
- Exterior features: Lighting
Lot
- Size: 0.75 Acres
- Dimensions: 164 x 199
- Features: Oversized
Details
- Parcel number: 3200891000000051
- Zoning description: Residential, Single Family
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Ranch,Expanded Ranch
- Property subtype: Single Family Residence
Materials
- Brick
Condition
- New construction: No
- Year built: 1978
Utilities & green energy
- Sewer: Public Sewer
Community & HOA
Community
- Security: Security System
- Subdivision: Oak Hill
HOA
- Has HOA: No
Location
- Region: Middletown
Financial & listing details
- Price per square foot: $513/sqft
- Tax assessed value: $1,064,000
- Annual tax amount: $17,173
- Date on market: 6/19/2026
- Inclusions: Washer, Window Treatments, Blinds/Shades, Dishwasher, Dryer, Electric Cooking, Light Fixtures, Microwave, Stove Hood, Refrigerator, Generator
- Exclusions: Furniture, personal Belongings, all wall mirrors, TVs & TV Mountings.
Estimated market value
$1,390,300
$1.31M - $1.49M
$7,213/mo
Price history
| Date | Event | Price |
|---|---|---|
| 6/19/2026 | Listed for sale | $1,499,900+43.5%$513/sqft |
Source:  MoreMLS #22618093 Report a problem | ||
| 7/25/2022 | Sold | $1,045,000+4.5%$357/sqft |
Source: MoreMLS #22217942 Report a problem | ||
| 6/23/2022 | Pending sale | $1,000,000$342/sqft |
Source: MoreMLS #22217942 Report a problem | ||
| 6/18/2022 | Contingent | $1,000,000$342/sqft |
Source: MoreMLS #22217942 Report a problem | ||
| 6/15/2022 | Listed for sale | $1,000,000+58.7%$342/sqft |
Source: MoreMLS #22217942 Report a problem | ||
| 11/12/2015 | Sold | $630,000-2.9%$215/sqft |
Source: MoreMLS #21535705 Report a problem | ||
| 9/14/2015 | Listed for sale | $649,000+77.8%$222/sqft |
Source: Gloria Nilson & Co. Real Estate #21535705 Report a problem | ||
| 12/21/1998 | Sold | $365,000$125/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $17,503 +5.6% | $1,064,000 +5.6% |
| 2024 | $16,572 +0.6% | $1,007,400 +6.3% |
| 2023 | $16,473 +10.8% | $947,800 +20.1% |
| 2022 | $14,866 +2.2% | $789,500 +12.9% |
| 2021 | $14,550 -0.6% | $699,500 +1.3% |
| 2020 | $14,640 +0.1% | $690,400 -0.4% |
| 2019 | $14,632 | $693,200 +2.7% |
| 2018 | $14,632 +16.2% | $675,200 +5.8% |
| 2017 | $12,590 +3.6% | $638,200 +8% |
| 2016 | $12,150 -0.3% | $590,800 +3.9% |
| 2015 | $12,186 +2.3% | $568,800 +2.2% |
| 2014 | $11,913 +1.5% | $556,700 |
| 2013 | $11,735 +1% | $556,700 |
| 2012 | $11,618 +2.5% | $556,700 |
| 2011 | $11,332 +4.1% | $556,700 -11.8% |
| 2010 | $10,890 -19% | $631,300 |
| 2009 | $13,444 | $631,300 +77.8% |
| 2008 | -- | $355,000 |
| 2007 | -- | $355,000 |
| 2006 | -- | $355,000 |
| 2005 | -- | $355,000 |
| 2003 | -- | $355,000 |
| 2002 | -- | $355,000 |
| 2001 | -- | $355,000 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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Climate risks
Neighborhood: Red Hill
Nearby schools
GreatSchools rating
- 7/10Nut Swamp Elementary SchoolGrades: K-5Distance: 1 mi
- 7/10Thompson Middle SchoolGrades: 6-8Distance: 0.9 mi
- 7/10Middletown - South High SchoolGrades: 9-12Distance: 1.4 mi
Schools provided by the listing agent
- Middle: Thompson
- High: Middle South
Source: MoreMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
A local lender can help you make sure your offer is ready when you are.
- New Jersey
- Monmouth County
- Middletown
- 07748
- Red Hill
- 198 Borden Road
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Nearby neighborhoods
Nearby zip codes
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