198 Millard Avenue #198, West Babylon, NY 11704

Welcome to this beautifully updated 2 bedroom, 1 bath 2nd floor co-op in the desirable gated community of Fisherman's Wharf. This second floor unit features recessed lighting, custom ceiling fans, sleek updated vinyl flooring, raised panel interior doors, a nicely appointed and updated kitchen with solid surface Quartz counters including extra counter space/island, lots of cabinets, soft-close drawers and modern stainless steel appliances; a full ceramic tiled bathroom with a jetted tub and an open concept living space filled with natural light. 2020 updates include all high hats/recessed lighting, stove, refrigerator, dish washer, vent over oven, kitchen sink, quartz counters and island, and vinyl flooring. Relax on your private covered balcony--perfect for enjoying your morning coffee. The spacious bedrooms offer generous closet space. Original flooring in living room, and kitchen was plywood. Previous owner installed wall-to-wall ceramic tile over that plywood. Current owner installed sound deadening wood over the tile, then current laminate floors. These floors are now as solid as you'll find! Enjoy low-maintenance living with access to community amenities and convenient proximity to local shops, dining and transportation. Don't miss this move-in ready gem--ideal for first time buyers or those looking to downsize in style. Community amenities include gated complex community in-ground pool, 3 on-site laundry rooms, gym, bicycle storage, tennis and pickle ball courts & clubhouse, gas heat, FIOS or Optimum. West Babylon mailing address with Babylon Village schools and close to the Babylon train station, 2 unassigned parking spaces, electric car charging station and more! All cats & most dogs permitted. Monthly maintenance fee of $1,110.24 (shown before STAR) is approximately 67% tax deductible and includes all but electric, cable and a small insurance policy. $1100 application fee + $450 post-closing administrative fee. Enjoy all the amenities this great development has to offer plus its proximity to Babylon Village and all the Village perks. Minimum down payment 15%. Minimum Base Gross Annual Income Required For Board Approval $73,276 If financing; $59,953 If cash purchase. Maximum 33% debt-to-income ratio. There is going to be a $2.00 per share special assessment for Sept, Oct, Nov & Dec 2025= $ 409.50/month extra on top of regular monthly maintenance fees, for upcoming Capital Improvements. The annual STAR benefit for this unit is $920 per year. The current STAR will transfer to the new owner as it stays with the unit, not with the Seller. That will be credited to the new owner at $230/month for September, October, November & December. So, the net cost to the new owner will be $179.50 per month for those 4 months.