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For sale
    • $2,599,000

    198 Monarch Beach Dr, Port Saint Joe, FL 32456

    6beds
    3,533sqft
    : 
    $15,464/mo
    Get pre-qualified
    Single Family Residence
    Built in 2023
    7,187 Square Feet Lot
    $-- Zestimate®
    $736/sqft
    $42/mo HOA

    What's special

    Gunite private poolPrivate outdoor showerConvenient poolside half bathWet barThoughtfully appointed kitchenFire pitOpen-concept design
    198 Monarch Beach is a standout first-tier coastal home offering a refined blend of design, comfort, and strong rental performance. Located in the X flood zone with private deeded beach access just steps away, this property is well suited for full-time living or as a high-performing vacation rental. Offered at $2,599,000 with $191,000 in confirmed 2026 bookings thus far, demonstrating immediate income with proven and repeatable performance. Custom designed with both guest experience and operational efficiency in mind, this home features 6 bedrooms, each with its own ensuite bath, along with 2 additional half baths, creating a layout that maximizes occupancy while maintaining privacy. A reverse floor plan elevates the main living area on the top level, capturing Gulf views from the living space and unobstructed bay views from the dining area, a rare and highly desirable combination. The open-concept design flows easily into a thoughtfully appointed kitchen featuring a wet bar, refrigerator drawers and ice machine, making it ideal for entertaining. The bunk suite is a standout feature, offering 8 built-in bunks, a dedicated lounge area with sectional seating and TV, and a private bath. Outdoor living is designed for both relaxation and enjoyment, with a gunite private pool, fire pit, spacious covered deck with lounge seating, a poolside bar with integrated tv and music entertainment, plus a convenient poolside half bath and private outdoor shower. The grounds are thoughtfully finished with palms, turf, and professional landscape lighting creating a clean, low-maintenance setting with a true resort feel. Furnishings are negotiable, offering flexibility for investors seeking a full turn-key rental or customized personal retreat. Meticulously maintained and professional positioned, this property stands out as a high preforming luxury coastal investment with immediate revenue . Please check out the matterport https://my.matterport.com/show/?m=NpByZ6WTCnR&
    278 days
    |
    266
    |
    14
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Debbe Wibberg 850-247-8846,

    Port Realty Group

    Source: Forgotten Coast Realtor Association,MLS#: 324511MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 6
      • Bathrooms: 8
      • Full bathrooms: 6
      • 1/2 bathrooms: 2
      Primary bedroom
      • Features: Drapes
      Primary bathroom
      • Features: Double Vanity
      Heating
      • Heat Pump
      Cooling
      • Heat Pump
      Appliances
      • Included: Dishwasher, Disposal, Microwave, Range Hood, Refrigerator, Refrigerator w/Ice Maker, Wine Refrigerator
      • Laundry: Washer/Dryer Hookup
      Features
      • Elevator, Kitchen Island, Lock Out Closet, Other, Pantry, Walls Paneled, Woodwork Painted
      • Doors: Insulated Door(s)
      • Windows: Double Pane Windows, Drapery Rods, Plantation Shutters, Window Treatments
      • Has fireplace: No
      Interior area
      • Total structure area: 4,200
      • Total interior livable area: 3,533 sqft
      Video & virtual tour

      Property

      Parking
      • Total spaces: 6
      • Parking features: Driveway, Under House With Pad, Electric Vehicle Charging Station(s)
      • Has uncovered spaces: Yes
      • Details: Vehicle Charging Station
      Features
      • Levels: 2
      • Stories: 3
      • Patio & porch: Covered Deck, Covered Patio
      • Exterior features: Barbecue, See Remarks, Outdoor Shower
      • Pool features: In Ground
      • Fencing: Other
      • Has water view: Yes
      • Water view: 1st Tier Gulf,Gulf,Water
      Lot
      • Size: 7,187 Square Feet
      • Dimensions: 48 x 150
      • Features: Covenants/Restrictions, Dedicated Beach, Deeded Water Access, Subdivided, Survey Available, Within 1/2 Mile of Water, Landscaped
      Details
      • Parcel number: 06268194R
      • Zoning description: Residential Single Family
      • Special conditions: As Is

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Beach House,Custom,Florida
      • Property subtype: Single Family Residence
      Materials
      • HardiPlank Type, Wood Siding
      • Foundation: Concrete Perimeter, Pilings
      • Roof: Metal
      Condition
      • Construction Complete
      • Year built: 2023
      • Major remodel year: 2023
      Details
      • Builder name: F&B Builders

      Utilities & green energy

      • Sewer: Community Sewer
      • Water: Public
      • Utilities for property: Electricity Available, Internet Available, Propane, See Remarks, Sewer Connected, Water Connected, County Trash
      Green energy
      • Indoor air quality: Ventilation

      Community & HOA

      Community
      • Features: Beach, Deed Restrictions
      • Subdivision: Monarch Beach
      HOA
      • Has HOA: Yes
      • Services included: Accounting, Insurance, Legal, Other
      • HOA fee: $500 annually
      Location
      • Region: Port Saint Joe

      Financial & listing details

      • Price per square foot: $736/sqft
      • Tax assessed value: $1,612,510
      • Annual tax amount: $18,235
      • Date on market: 11/9/2025
      • Listing terms: Cash,Conventional
      • Exclusions: See Attached List in Documents

        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        DateEventPrice
        5/1/2026Price change$2,599,000-3.4%$736/sqft
        Source: Forgotten Coast Realtor Association #324511 Report a problem
        11/9/2025Listed for sale$2,690,000+1212.2%$761/sqft
        Source: Forgotten Coast Realtor Association #324511 Report a problem
        3/26/2019Sold$205,000$58/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$18,236 -1.4%$1,612,510 -0.2%
        2024$18,495 +397.3%$1,615,595 +303.9%
        2023$3,719 +38.1%$400,000 +77.8%
        2022$2,694 +15.3%$225,000 +37.2%
        2021$2,336 -2.9%$164,000
        2020$2,406 +12.6%$164,000 +9.3%
        2019$2,137 $150,000 +7.1%
        2018$2,137 $140,000
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
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        Climate risks

        Neighborhood: 32456

        Getting around

        6 / 100
        Car-Dependent
        55 / 100
        Bikeable

        Nearby schools

        GreatSchools rating

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