Welcome to this spacious 4-bedroom, 3-bath split foyer home situated on an almost half-acre corner lot in the sought-after water-access community of Twin Harbors in Arnold. Freshly painted inside and out, this well-maintained home offers an exceptional combination of indoor comfort and outdoor living. The main level features hardwood floors throughout (seller will provide a $8575 credit for refinishing after settlement), a bright and open living area, and a spacious kitchen complete with stainless steel appliances, a new gas stove, new quartz counters, new tile backsplash, breakfast bar, built-in pantry, and large adjoining dining area. Three bedrooms are located on the upper level, including a generous primary suite with double closets and a private ensuite bath featuring a new vanity and toilet. The renovated hall bath (2022) serves the additional bedrooms, including a secondary bedroom with double closets. The finished walk-out lower level offers more hardwood flooring, a large family room with a cozy gas fireplace, a fourth bedroom featuring a queen Murphy bed, and an updated full bath with new shower, vanity, and toilet. A huge storage and utility room provides ample space for laundry, hobbies, and organization. Outdoor living shines with a private fenced backyard featuring double gates installed in 2021, a resurfaced 16,000-gallon saltwater pool (2022), gazebo, pergola, groundwater well pump for gardening and rainwater use, and a massive 14' x 17' insulated shed/workshop complete with drywall, windows, and air conditioning—ideal for a studio, craft room, workshop, home office, or additional storage. A wraparound composite deck provides the perfect place to relax or entertain. Additional peace of mind includes a whole house generator! Additional highlights include a one-car garage with storage and a new garage door. Twin Harbors has a voluntary community association of just $215 annually, which offers access to community beach, boat slips, a kayak launch, pavilion, playground, and seasonal neighborhood events that create a true sense of connection. This move-in-ready home delivers the perfect blend of space, functionality, and outdoor amenities in one of Arnold's most desirable waterfront communities.
Sold for $705,000
Zestimate®
$705,000
198 W Paddock Cir, Arnold, MD 21012
4beds
1,708sqft
Single Family Residence
Built in 1972
0.47 Acres Lot
$705,000 Zestimate®
$413/sqft
$3,609 Estimated rent
Home value
$705,000
$663,000 - $747,000
$3,609/mo
Zestimate® history
Owner options
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$4,395/mo
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$4,395/mo
Est. payment
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List your homeWhat's special
Finished walk-out lower levelNew garage doorOne-car garage with storageWraparound composite deckHardwood floors throughoutStainless steel appliancesBreakfast bar
Zillow last checked:
Listing updated:
Listed by:
Michelle Triolo 410-982-8222,
Compass
Bought with:
Michelle Fegan, 665746
RE/MAX Executive
Source: Bright MLS,MLS#: MDAA2146550
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
- Main level bathrooms: 2
- Main level bedrooms: 3
Rooms
- Room types: Living Room, Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Kitchen, Family Room, Laundry, Utility Room, Bathroom 2, Bathroom 3, Primary Bathroom
Primary bedroom
- Features: Flooring - HardWood
- Level: Main
Bedroom 2
- Features: Flooring - HardWood
- Level: Main
Bedroom 3
- Features: Flooring - HardWood
- Level: Main
Bedroom 4
- Features: Flooring - HardWood
- Level: Lower
Primary bathroom
- Level: Main
Bathroom 2
- Level: Main
Bathroom 3
- Level: Lower
Dining room
- Features: Flooring - HardWood
- Level: Main
Family room
- Features: Fireplace - Wood Burning, Flooring - HardWood
- Level: Lower
Kitchen
- Features: Breakfast Bar, Countertop(s) - Quartz, Flooring - HardWood
- Level: Main
Laundry
- Level: Lower
Living room
- Features: Flooring - HardWood
- Level: Main
Utility room
- Level: Lower
Heating
- Forced Air, Natural Gas
Cooling
- Central Air, Electric
Appliances
- Included: Oven/Range - Gas, Washer/Dryer Stacked, Dishwasher, Refrigerator, Stainless Steel Appliance(s), Gas Water Heater
- Laundry: Has Laundry, Washer In Unit, Dryer In Unit, Laundry Room
Features
- Combination Kitchen/Dining, Dry Wall
- Flooring: Hardwood
- Windows: Double Pane Windows
- Basement: Finished,Sump Pump,Walk-Out Access,Space For Rooms,Windows,Workshop,Full
- Number of fireplaces: 1
Interior area
- Total structure area: 1,708
- Total interior livable area: 1,708 sqft
- Finished area above ground: 1,308
- Finished area below ground: 400
Property
Parking
- Total spaces: 1
- Parking features: Garage Faces Front, Garage Door Opener, Storage, Concrete, Driveway, Attached
- Attached garage spaces: 1
- Has uncovered spaces: Yes
Accessibility
- Accessibility features: None
Features
- Levels: Split Foyer,Two
- Stories: 2
- Patio & porch: Patio
- Exterior features: Private Beach, Rain Gutters
- Has private pool: Yes
- Pool features: Fenced, Concrete, In Ground, Salt Water, Private
- Fencing: Full,Wood
- Waterfront features: Boat - Powered, Canoe/Kayak, Fishing Allowed, Private Access, Swimming Allowed, River
- Body of water: Magothy River
Lot
- Size: 0.47 Acres
- Features: Corner Lot
Details
- Additional structures: Above Grade, Below Grade, Outbuilding
- Parcel number: 020387713345680
- Zoning: R2
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Cedar
- Foundation: Block
- Roof: Architectural Shingle
Condition
- Excellent
- New construction: No
- Year built: 1972
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Cable, Fiber Optic
Community & HOA
Community
- Subdivision: Twin Harbors
HOA
- Has HOA: No
- Amenities included: Boat Ramp, Common Grounds, Pier/Dock, Water/Lake Privileges
Location
- Region: Arnold
Financial & listing details
- Price per square foot: $413/sqft
- Tax assessed value: $472,833
- Annual tax amount: $5,329
- Date on market: 7/9/2026
- Listing agreement: Exclusive Right To Sell
- Inclusions: Whole House Generator
- Exclusions: Pool Cover
- Ownership: Fee Simple
Price history
| Date | Event | Price |
|---|---|---|
| 8/5/2026 | Sold | $705,000+1.4%$413/sqft |
Source:  Bright MLS #MDAA2146550 Report a problem | ||
| 7/28/2026 | Pending sale | $695,000$407/sqft |
Source: Bright MLS #MDAA2146550 Report a problem | ||
| 7/10/2026 | Listing removed | $695,000$407/sqft |
Source: Bright MLS #MDAA2146550 Report a problem | ||
| 7/9/2026 | Listed for sale | $695,000+51.1%$407/sqft |
Source: Bright MLS #MDAA2146550 Report a problem | ||
| 5/20/2021 | Sold | $460,000$269/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $5,428 +15.9% | $450,267 +5.3% |
| 2024 | $4,683 +2% | $427,700 +1.7% |
| 2023 | $4,591 +6.3% | $420,400 +1.8% |
| 2022 | $4,317 +1.8% | $413,100 +1.8% |
| 2021 | $4,241 +2.4% | $405,800 +2.5% |
| 2020 | $4,143 +2.4% | $396,033 -2.4% |
| 2019 | $4,044 +5.9% | $405,800 +7.8% |
| 2018 | $3,818 +3.9% | $376,500 +4.4% |
| 2017 | $3,676 | $360,633 +4.6% |
| 2016 | -- | $344,767 +4.8% |
| 2015 | -- | $328,900 |
| 2014 | -- | $328,900 |
| 2013 | -- | $328,900 -7.4% |
| 2012 | -- | $355,200 |
| 2011 | -- | $355,200 |
| 2010 | -- | $355,200 -26.4% |
| 2009 | -- | $482,530 +18.9% |
| 2008 | -- | $405,722 +23.4% |
| 2007 | -- | $328,916 +30.5% |
| 2006 | -- | $252,110 +12.3% |
| 2005 | -- | $224,586 +14% |
| 2004 | -- | $197,063 +16.2% |
| 2003 | -- | $169,540 +2.8% |
| 2002 | -- | $164,962 +2.9% |
| 2001 | -- | $160,386 |
Find assessor info on the county website
Neighborhood: 21012
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Nearby schools
GreatSchools rating
- 9/10Belvedere Elementary SchoolGrades: PK-5Distance: 0.8 mi
- 10/10Severn River Middle SchoolGrades: 6-8Distance: 0.5 mi
- 9/10Broadneck High SchoolGrades: 9-12Distance: 3.7 mi
Schools provided by the listing agent
- Elementary: Arnold
- Middle: Severn River
- High: Broadneck
- District: Anne Arundel County Public Schools
Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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Estimated market value
$705,000
Get a cash offer in 3 minutes
Find out how much your home could sell for in as little as 3 minutes with a no-obligation cash offer.
Estimated market value
$705,000
- Maryland
- Anne Arundel County
- Arnold
- 21012
- 198 W Paddock Cir
