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For sale
  • $499,000

    1981 Cobham Wharf Rd, Surry, VA 23883

    5beds
    4,858sqft
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    Single Family Residence
    Built in 1989
    16.1 Acres Lot
    $490,300 Zestimate®
    $103/sqft
    $-- HOA

    What's special

    Amazing layout
    Discover your own piece of paradise just minutes from the Jamestown-Scotland Ferry. Situated on 16+ acres with gorgeous woods, streams, ravines, and a stocked private pond perfect for fishing! The home offers an amazing layout, ready for someone to make it their own. A rare setting with privacy, natural beauty, character, and so much to enjoy. Come see all this beautiful property has to offer. Sold AS-IS
    4 days
    |
    1,813
    |
    102
    |

    Likely to sell faster than

    Zillow last checked:

    Listing updated:

    Listed by:

    Jessica Pratt,

    Iron Valley Real Estate HR 757-645-9700

    Source: REIN Inc.,MLS#: 10638970MLS Logo

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      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 5
      • Bathrooms: 4
      • Full bathrooms: 3
      • 1/2 bathrooms: 1
      Rooms
      • Room types: 1st Floor BR, 1st Floor Primary BR, Attic, Breakfast Area, Loft, PBR with Bath, Office/Study, Rec Room, Spare Room, Utility Room
      Primary bedroom
      • Level: First
      Heating
      • Heat Pump W/A, Propane
      Cooling
      • Central Air, Zoned
      Appliances
      • Included: Dishwasher, Disposal, Microwave, Refrigerator, Gas Water Heater
      • Laundry: Dryer Hookup, Washer Hookup
      Features
      • Cathedral Ceiling(s), Primary Sink-Double, Walk-In Closet(s), Ceiling Fan(s), Entrance Foyer, Pantry
      • Flooring: Carpet, Ceramic Tile, Marble, Vinyl
      • Basement: Crawl Space
      • Attic: Pull Down Stairs,Walk-In
      • Number of fireplaces: 2
      • Fireplace features: Wood Burning, Primary Bedroom
      • Common walls with other units/homes: No Common Walls
      Interior area
      • Total interior livable area: 4,858 sqft

      Property

      Parking
      • Parking features: Carport, Covered, Off Street, Driveway
      • Has carport: Yes
      • Has uncovered spaces: Yes
      Accessibility
      • Accessibility features: Adaptable Cabinets, Accessible Hallway(s), Level Flooring, Accessible Electrical and Environmental Controls, Main Floor Laundry, Handicap
      Features
      • Stories: 2
      • Patio & porch: Deck, Patio, Porch
      • Pool features: None
      • Fencing: None
      • Has view: Yes
      • View description: Water, Trees/Woods
      • Has water view: Yes
      • Water view: Water
      • Waterfront features: Pond
      Lot
      • Size: 16.1 Acres
      • Features: Horses Allowed, Wooded
      Details
      • Parcel number: 293
      • Zoning: SFR
      • Special conditions: Bank Repo
      • Other equipment: Generator Hookup
      • Horses can be raised: Yes

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Ranch
      • Property subtype: Single Family Residence
      Materials
      • Brick
      • Roof: Asphalt Shingle
      Condition
      • New construction: No
      • Year built: 1989

      Utilities & green energy

      • Sewer: City/County
      • Water: City/County, Well

      Community & HOA

      Community
      • Subdivision: Surry
      HOA
      • Has HOA: No
      Location
      • Region: Surry

      Financial & listing details

      • Price per square foot: $103/sqft
      • Tax assessed value: $458,500
      • Annual tax amount: $3,255
      • Date on market: 6/11/2026
      Get pre-qualifiedBe ready to make an offer.
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        Estimated market value

        $490,300

        $466,000 - $515,000

        $4,422/mo

        Price history

        Price history is unavailable.

        Public tax history

        YearProperty taxesTax assessment
        2025$3,255 +8.5%$458,500 +8.5%
        2024$2,999 $422,400
        2023$2,999 +3.1%$422,400 +4.5%
        2022$2,910 -35.8%$404,200 -31.3%
        2021$4,533 +8.5%$588,700
        2020$4,180 +0.1%$588,700 +0.1%
        2018$4,176 $588,200
        2017$4,176 $588,200
        2016$4,176 $588,200 -3.7%
        2015-- $610,900
        2014-- $610,900
        2013-- $610,900
        2012-- $610,900
        2011-- $610,900
        2010-- $610,900

        Find assessor info on the county website

        Monthly payment

        Est. payment

          Payment breakdown

          Explore the cost of this home by adjusting the details. Changes won't be saved.
          All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
          HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
          Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
          See how much you could borrow to make a competitive offer.

          Climate risks

          Neighborhood: 23883

          Getting around

          0 / 100
          Car-Dependent
          31 / 100
          Somewhat Bikeable

          Nearby schools

          GreatSchools rating
          Schools provided by the listing agent
          • Elementary: Surry Elementary
          • Middle: Luther P. Jackson Middle
          • High: Surry Co.

          Source: REIN Inc.. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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