Experience lakefront living at Lake Ponderosa, where stunning water views can be enjoyed year-round from the spacious light-filled four-season room. With an oversized lakefront deck elevates your outdoor lifestyle and is perfect for serene mornings on the lakefront deck, unforgettable gatherings, and effortless days spent fishing, lounging, or entertaining by the water. The private lift is prepared for most boats or pontoons and adds convenience to your waterfront experience.
Inside, the home features 1.5 bathrooms, two inviting bedrooms, a charming bunk area, and a spacious second family room ideal for relaxation or guests. Completing this lakefront property is an impressive oversized two-story garage, offering abundant storage or the exceptional opportunity to create an additional luxury living space.
Call today to see this meticulously maintained lake front home.
For sale
Price cut: $16K (5/1)
$582,000
199 Cottage Ln, Montezuma, IA 50171
2beds
2,256sqft
Farm, Single Family Residence
Built in 1972
10,454 Square Feet Lot
$-- Zestimate®
$258/sqft
$-- HOA
What's special
Oversized lakefront deckSpacious light-filled four-season roomStunning water viewsTwo inviting bedroomsCharming bunk areaImpressive oversized two-story garage
- 125 days |
- 514 |
- 3 |
Zillow last checked:
Listing updated:
Listed by:
Chris Behun 515-446-7524,
Realty ONE Group Impact
Source: DMMLS,MLS#: 735754
Originating MLS: Des Moines Area Association of REALTORS
Originating MLS: Des Moines Area Association of REALTORSLoading...
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
- Main level bedrooms: 1
Heating
- Propane
Cooling
- Central Air
Appliances
- Included: Dryer, Dishwasher, Refrigerator, Stove, Washer
- Laundry: Upper Level
Features
- Window Treatments
- Flooring: Carpet, Laminate
- Basement: Finished
Interior area
- Total structure area: 2,256
- Total interior livable area: 2,256 sqft
- Finished area below ground: 1,128
Property
Parking
- Total spaces: 2
- Parking features: Detached, Garage, Two Car Garage
- Garage spaces: 2
Features
- Patio & porch: Deck
- Exterior features: Deck
Lot
- Size: 10,454 Square Feet
- Features: Irregular Lot
Details
- Parcel number: 6301947000
- Zoning: RES
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Farmhouse,Raised Ranch
- Property subtype: Farm, Single Family Residence
Materials
- Cement Siding
- Foundation: Poured
- Roof: Asphalt,Shingle
Condition
- Year built: 1972
Utilities & green energy
- Sewer: Septic Tank
- Water: Public
Community & HOA
Community
- Security: Smoke Detector(s)
HOA
- Has HOA: No
Location
- Region: Montezuma
Financial & listing details
- Price per square foot: $258/sqft
- Tax assessed value: $490,620
- Annual tax amount: $4,184
- Date on market: 3/6/2026
- Cumulative days on market: 126 days
- Listing terms: Cash,Conventional
- Road surface type: Gravel
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
| Date | Event | Price |
|---|---|---|
| 5/1/2026 | Price change | $582,000-2.7%$258/sqft |
Source:  DMMLS #735754 Report a problem | ||
| 3/6/2026 | Listed for sale | $598,000+0.5%$265/sqft |
Source: DMMLS #735754 Report a problem | ||
| 11/4/2025 | Listing removed | $595,000$264/sqft |
Source:  NoCoast MLS as distributed by MLS GRID #6327320 Report a problem | ||
| 9/16/2025 | Price change | $595,000-8.5%$264/sqft |
Source: NoCoast MLS as distributed by MLS GRID #6327320 Report a problem | ||
| 6/7/2025 | Price change | $650,000-3.7%$288/sqft |
Source: NoCoast MLS as distributed by MLS GRID #6327320 Report a problem | ||
| 5/6/2025 | Listed for sale | $675,000+885.4%$299/sqft |
Source: NoCoast MLS as distributed by MLS GRID #6327320 Report a problem | ||
| 7/20/1999 | Sold | $68,500$30/sqft |
Source: Agent Provided Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $4,184 -3.6% | $490,620 +13.9% |
| 2024 | $4,340 +10.3% | $430,620 |
| 2023 | $3,934 -0.8% | $430,620 +31.6% |
| 2022 | $3,966 +16% | $327,120 |
| 2021 | $3,418 +1.7% | $327,120 +26.4% |
| 2020 | $3,360 +10.5% | $258,700 |
| 2019 | $3,040 +1.3% | $258,700 +14% |
| 2018 | $3,002 +12.9% | $226,920 |
| 2017 | $2,658 | $226,920 +13% |
| 2016 | -- | $200,890 |
| 2015 | -- | $200,890 +4.5% |
| 2014 | -- | $192,300 +8% |
| 2013 | -- | $178,030 +3.8% |
| 2012 | $1,742 | $171,470 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: 50171
Nearby schools
GreatSchools rating
- 8/10Montezuma Elementary SchoolGrades: PK-5Distance: 2.5 mi
- 6/10Montezuma Junior High SchoolGrades: 6-8Distance: 2.5 mi
- 7/10Montezuma High SchoolGrades: 9-12Distance: 2.5 mi
Schools provided by the listing agent
- District: Montezuma
Source: DMMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
- Iowa
- Poweshiek County
- Montezuma
- 50171
- 199 Cottage Ln