1995 SE County Road 3310, Kerens, TX 75144

10 Acres Walking Distance to Richland Chambers Lake – Investor and Lake Lover’s Dream Get in early while prices are still low in this up-and-coming lake community, just one hour from Dallas. This 10-acre tract offers endless opportunity—perfect for investors, builders, or anyone seeking peace, profit, and proximity to beautiful Richland Chambers Lake. **Owner Financing Available – No Banks Needed** * **Price:** $149,000 * **Down Payment:** $19,000 * **Finance Amount:** $130,000 * **Term:** 240 months (20 years) * **Interest Rate:** 12% * **Principal & Interest:** $1,431.41 per month * **Note Servicing Fee:** $35 per month * **Total Monthly Payment:** $1,466.41 * **Annual Taxes:** $0 * **HOA:** None **Highlights:** * No HOA – Truly unrestricted land. One of the last parcels at the lake allowing Airbnb, VRBO, or other short-term rentals—ideal for generating passive income. * NO Army Corps of Engineers restrictions. * Agricultural zoning keeps taxes low and returns high with an Ag Exemption in place. KEEP YOUR AG EXEMPTION FOR EVEN MORE TAX SAVINGS! * Build your dream home, barndominium, vacation rental, or weekend retreat, and start living the lake life now—before this area experiences major growth. **Lake Life Awaits:** Enjoy endless water recreation just minutes from your doorstep: **Boating and Jet Skiing:** Cruise the open waters or rent a slip at one of several nearby marinas. **Fishing:** Renowned for trophy bass, crappie, and catfish, with local guides and tournaments year-round. **Kayaking and Paddleboarding:** Explore peaceful coves and scenic inlets at your own pace. **Swimming:** Family-friendly designated swim areas make for the perfect summer getaway. Whether you’re looking for an investment, a homestead, or a weekend escape, this property delivers space, freedom, and future growth potential all in one.