Skip main navigation
Closed
  • Listed by: Real Broker LLC • Laurie A Duepner • 636-328-2433
    Bought with: ReeceNichols Real Estate
    Price Unknown

    2 Democracy Cir, O'Fallon, MO 63368

    4beds
    3,109sqft
    Single Family Residence
    Built in 1989
    0.26 Acres Lot
    $449,900 Zestimate®
    $--/sqft
    $3,235 Estimated rent

    Home value

    $449,900

    $423,000 - $477,000

    $3,235/mo

    Zestimate® history
    Loading
    Loading...

    Owner options

    List your home for rent

    $3,235/mo

    Rent Zestimate®

    Find your next renter with Zillow Rental Manager. Plus, with online applications, you can quickly screen prospective tenants – for free.

    Learn more

    $3,235/mo

    Rent Zestimate®

    Refinance and save

    $394/mo

    Est. payment

    Refinancing to a lower rate could help reduce your monthly payments and save thousands over the life of the loan.

    See today's rates

    $394/mo

    Est. payment

    Explore your selling options

    Work with a Zillow partner agent

    Leverage their expertise and Zillow's premium Showcase listings to get your home seen by more buyers.

    Get started

    List with your own agent

    Get your home in front of millions of buyers by listing it on Zillow.

    Learn how to do it

    Sell it yourself

    Take full control of how buyers see your home on Zillow by listing For Sale by Owner (FSBO).

    List your home

    What's special

    Cozy fireplaceLow maintenance deckQuartz countertopsModern finishesAbundant storageStainless steel appliancesGenerous primary suite
    Welcome home to this beautifully updated 2-story in the highly sought-after Monticello neighborhood of O'Fallon! Situated on a spacious corner lot shaded by mature trees, this 4-bedroom, 3.5-bath home offers the perfect blend of comfort, style, and functionality. The main level features luxury vinyl plank flooring, a spacious living room with stunning custom built-ins and a cozy fireplace, a formal dining room, and a beautifully updated kitchen with quartz countertops, white cabinetry, subway tile backsplash, center island, and stainless steel appliances. French doors lead to a versatile flex space perfect for a home office, sitting room, or playroom. Upstairs, the generous primary suite offers a beautifully renovated bath complete with dual vanities, freestanding soaking tub, and modern finishes. Three additional bedrooms provide plenty of space for family and guests. The finished walkout lower level expands your living space with a large family room, full bath, office or sleeping area, and abundant storage. Step outside to enjoy the private backyard retreat featuring a low maintenance deck, custom paver patio, and mature landscaping—ideal for entertaining or relaxing. With neighborhood amenities including pools, clubhouse, pickleball, tennis courts, and walk trails, this stunning home located just minutes from parks, schools, shopping, dining, and major highways offers the space, updates, and location you've been waiting for.

    Zillow last checked:

    Listing updated:

    Listed by:

    Laurie A Duepner 636-328-2433,

    Real Broker LLC

    Bought with:

    Cheryl Wambach, 2005016607

    ReeceNichols Real Estate

    Source: MARIS,MLS#: 26038877MLS LogoOriginating MLS: St. Charles County Association of REALTORS

    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 4
    • Bathrooms: 4
    • Full bathrooms: 3
    • 1/2 bathrooms: 1
    • Main level bathrooms: 1
    Heating
    • Forced Air
    Cooling
    • Ceiling Fan(s), Central Air
    Features
    • Basement: Partially Finished,Full,Sleeping Area,Walk-Out Access
    • Number of fireplaces: 1
    Interior area
    • Total structure area: 3,109
    • Total interior livable area: 3,109 sqft
    • Finished area above ground: 2,228
    • Finished area below ground: 881

    Property

    Parking
    • Parking features: Garage
    • Has garage: Yes
    Features
    • Levels: Two
    Lot
    • Size: 0.26 Acres
    • Features: Corner Lot
    Details
    • Parcel number: 201296537000053.0000000
    • Special conditions: Standard

    Construction

    Type & style
    • Home type: SingleFamily
    • Architectural style: Traditional
    • Property subtype: Single Family Residence
    Materials
    • Vinyl Siding
    Condition
    • Year built: 1989

    Utilities & green energy

    • Electric: Ameren
    • Sewer: Public Sewer
    • Water: Public
    • Utilities for property: Cable Available

    Community & HOA

    Community
    • Subdivision: Monticello Village C
    HOA
    • Has HOA: Yes
    • Amenities included: Clubhouse, Common Ground, Pickleball Court(s), Pool, Tennis Court(s), Trail(s)
    • Services included: Common Area Maintenance, Pool
    • HOA fee: $394 annually
    • HOA name: Monticello
    Location
    • Region: Ofallon

    Financial & listing details

    • Tax assessed value: $367,856
    • Annual tax amount: $4,559
    • Date on market: 6/25/2026
    • Cumulative days on market: 1 day
    • Listing terms: Cash,Conventional,FHA,VA Loan

    Price history

    DateEventPrice
    7/27/2026Sold--
    Source: MARIS #26038877 Report a problem
    6/26/2026Pending sale$425,000$137/sqft
    Source: MARIS #26038877 Report a problem
    6/25/2026Listed for sale$425,000+84.8%$137/sqft
    Source: MARIS #26038877 Report a problem
    7/30/2014Sold--
    Source: MARIS #14022285 Report a problem
    6/2/2014Price change$230,000-2.1%$74/sqft
    Source: Prudential Select Properties #14022285 Report a problem
    5/20/2014Price change$235,000-2.1%$76/sqft
    Source: Prudential Select Properties #14022285 Report a problem
    5/2/2014Listed for sale$240,000$77/sqft
    Source: Prudential Select Properties #14022285 Report a problem
    12/4/2003Sold--
    Source: Public Record Report a problem

    Public tax history

    YearProperty taxesTax assessment
    2025$4,559 +5.5%$69,893 +6.4%
    2024$4,320 -0.1%$65,682
    2023$4,324 +23.9%$65,682 +33.1%
    2022$3,489 $49,345
    2021-- $49,345 +5.5%
    2020-- $46,756
    2019$3,584 $46,756 +0.7%
    2018$3,584 +3.6%$46,436 +2.1%
    2017$3,460 +7.7%$45,486 +12.2%
    2016$3,211 +7.4%$40,550 +0.1%
    2015$2,989 +11.3%$40,494 +12.9%
    2014$2,686 $35,883
    2013-- $35,883 -10%
    2012-- $39,890 -1%
    2011-- $40,290
    2010-- $40,290
    2009-- $40,290 -6.3%
    2008-- $43,010 -78.5%
    2007-- $200,090
    2006-- $200,090
    2005-- $200,090 +6.4%
    2004-- $188,140
    2003-- $188,140
    2002-- --
    2001-- --
    Find assessor info on the county website

    Neighborhood: 63368

    Nearby schools

    GreatSchools rating
    Schools provided by the listing agent
    • Elementary: Pheasant Point Elem.
    • Middle: Ft. Zumwalt West Middle
    • High: Ft. Zumwalt West High

    Source: MARIS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

    Get a cash offer in 3 minutes
    Find out how much your home could sell for in as little as 3 minutes with a no-obligation cash offer.
    Estimated market value
    $449,900
    Get a cash offer in 3 minutes
    Find out how much your home could sell for in as little as 3 minutes with a no-obligation cash offer.
    Estimated market value
    $449,900