Welcome home to this beautifully updated 2-story in the highly sought-after Monticello neighborhood of O'Fallon! Situated on a spacious corner lot shaded by mature trees, this 4-bedroom, 3.5-bath home offers the perfect blend of comfort, style, and functionality. The main level features luxury vinyl plank flooring, a spacious living room with stunning custom built-ins and a cozy fireplace, a formal dining room, and a beautifully updated kitchen with quartz countertops, white cabinetry, subway tile backsplash, center island, and stainless steel appliances. French doors lead to a versatile flex space perfect for a home office, sitting room, or playroom. Upstairs, the generous primary suite offers a beautifully renovated bath complete with dual vanities, freestanding soaking tub, and modern finishes. Three additional bedrooms provide plenty of space for family and guests. The finished walkout lower level expands your living space with a large family room, full bath, office or sleeping area, and abundant storage. Step outside to enjoy the private backyard retreat featuring a low maintenance deck, custom paver patio, and mature landscaping—ideal for entertaining or relaxing. With neighborhood amenities including pools, clubhouse, pickleball, tennis courts, and walk trails, this stunning home located just minutes from parks, schools, shopping, dining, and major highways offers the space, updates, and location you've been waiting for.
Pending
Listed by: Real Broker LLC
$425,000
2 Democracy Cir, O'Fallon, MO 63368
4beds
3,109sqft
Single Family Residence
Built in 1989
0.26 Acres Lot
$441,200 Zestimate®
$137/sqft
$33/mo HOA
What's special
Cozy fireplaceLow maintenance deckQuartz countertopsModern finishesAbundant storageStainless steel appliancesGenerous primary suite
- 7 days |
- 610 |
- 31 |
Likely to sell faster than
Zillow last checked:
Listing updated:
Listed by:
Laurie A Duepner 636-328-2433,
Real Broker LLC
Source: MARIS,MLS#: 26038877
Originating MLS: St. Charles County Association of REALTORS
Originating MLS: St. Charles County Association of REALTORSFacts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
- Main level bathrooms: 1
Heating
- Forced Air
Cooling
- Ceiling Fan(s), Central Air
Features
- Basement: Partially Finished,Full,Sleeping Area,Walk-Out Access
- Number of fireplaces: 1
Interior area
- Total structure area: 3,109
- Total interior livable area: 3,109 sqft
- Finished area above ground: 2,228
- Finished area below ground: 881
Property
Parking
- Parking features: Garage
- Has garage: Yes
Features
- Levels: Two
Lot
- Size: 0.26 Acres
- Features: Corner Lot
Details
- Parcel number: 201296537000053.0000000
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subtype: Single Family Residence
Materials
- Vinyl Siding
Condition
- Year built: 1989
Utilities & green energy
- Electric: Ameren
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Cable Available
Community & HOA
Community
- Subdivision: Monticello Village C
HOA
- Has HOA: Yes
- Amenities included: Clubhouse, Common Ground, Pickleball Court(s), Pool, Tennis Court(s), Trail(s)
- Services included: Common Area Maintenance, Pool
- HOA fee: $394 annually
- HOA name: Monticello
Location
- Region: Ofallon
Financial & listing details
- Price per square foot: $137/sqft
- Tax assessed value: $367,856
- Annual tax amount: $4,559
- Date on market: 6/25/2026
- Cumulative days on market: 7 days
- Listing terms: Cash,Conventional,FHA,VA Loan
Estimated market value
$441,200
$419,000 - $463,000
$3,224/mo
Price history
| Date | Event | Price |
|---|---|---|
| 6/26/2026 | Pending sale | $425,000$137/sqft |
Source:  MARIS #26038877 Report a problem | ||
| 6/25/2026 | Listed for sale | $425,000+84.8%$137/sqft |
Source: MARIS #26038877 Report a problem | ||
| 7/30/2014 | Sold | -- |
Source: MARIS #14022285 Report a problem | ||
| 6/2/2014 | Price change | $230,000-2.1%$74/sqft |
Source: Prudential Select Properties #14022285 Report a problem | ||
| 5/20/2014 | Price change | $235,000-2.1%$76/sqft |
Source: Prudential Select Properties #14022285 Report a problem | ||
| 5/2/2014 | Listed for sale | $240,000$77/sqft |
Source: Prudential Select Properties #14022285 Report a problem | ||
| 12/4/2003 | Sold | -- |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $4,559 +5.5% | $69,893 +6.4% |
| 2024 | $4,320 -0.1% | $65,682 |
| 2023 | $4,324 +23.9% | $65,682 +33.1% |
| 2022 | $3,489 | $49,345 |
| 2021 | -- | $49,345 +5.5% |
| 2020 | -- | $46,756 |
| 2019 | $3,584 | $46,756 +0.7% |
| 2018 | $3,584 +3.6% | $46,436 +2.1% |
| 2017 | $3,460 +7.7% | $45,486 +12.2% |
| 2016 | $3,211 +7.4% | $40,550 +0.1% |
| 2015 | $2,989 +11.3% | $40,494 +12.9% |
| 2014 | $2,686 | $35,883 |
| 2013 | -- | $35,883 -10% |
| 2012 | -- | $39,890 -1% |
| 2011 | -- | $40,290 |
| 2010 | -- | $40,290 |
| 2009 | -- | $40,290 -6.3% |
| 2008 | -- | $43,010 -78.5% |
| 2007 | -- | $200,090 |
| 2006 | -- | $200,090 |
| 2005 | -- | $200,090 +6.4% |
| 2004 | -- | $188,140 |
| 2003 | -- | $188,140 |
| 2002 | -- | -- |
| 2001 | -- | -- |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: 63368
Nearby schools
GreatSchools rating
- 8/10Pheasant Point Elementary SchoolGrades: K-5Distance: 0.8 mi
- 9/10Ft. Zuwmalt West Middle SchoolGrades: 6-8Distance: 0.7 mi
- 10/10Ft. Zumwalt West High SchoolGrades: 9-12Distance: 4.2 mi
Schools provided by the listing agent
- Elementary: Pheasant Point Elem.
- Middle: Ft. Zumwalt West Middle
- High: Ft. Zumwalt West High
Source: MARIS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
- Missouri
- Saint Charles County
- O Fallon
- 63368
- 2 Democracy Cir
Nearby cities
Nearby zip codes
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