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  • Price cut: $22.9K (10/15)
    $377,000

    20 7th Street, Waterford, NY 12188

    4beds
    2,343sqft
    Loading
    Single Family Residence, Residential
    Built in 1878
    6,534 Square Feet Lot
    $372,200 Zestimate®
    $161/sqft
    $-- HOA

    What's special

    Brand-new roofBeautifully renovated bathroomsThree generously sized bedroomsFresh paint throughoutNew light fixturesSpacious main home
    Welcome to this beautifully remodeled and truly move-in-ready home with a rare full IN-LAW SUITE located in a desirable residential neighborhood in the Village of Waterford. Offering an impressive 2,343 square feet of living space, this property provides exceptional versatility with a private in-law suite featuring its own separate entrance, brand-new kitchen with stainless steel appliances, full bathroom, living/dining area, bedroom, and laundry hookups--perfect for extended family, guests, or a potential Airbnb or short-term rental opportunity to help supplement income. The spacious main home features a large brand-new kitchen with stainless steel appliances, 1.5 baths, three generously sized bedrooms, including a primary bedroom with a walk-in closet, and plenty of comfortable living space throughout. Nearly every surface has been refreshed, including new luxury vinyl flooring in the living room, kitchens, dining areas, and bathrooms, along with new carpeting in the bedrooms, staircase, and hallway. Additional updates include beautifully renovated bathrooms, new light fixtures, fresh paint throughout, a brand-new roof, and a freshly seal-coated driveway offering convenient off-street parking. Outside, enjoy a large, fully fenced backyard with plenty of green lawn space for recreation, pets, or gardening, along with a dedicated sitting area perfect for grilling, entertaining, or simply relaxing outdoors. The convenient Village location puts you close to shops and restaurants for breakfast, lunch, or dinner, while nearby parks, scenic walking and hiking trails, and the beautiful nearby waterway offer plenty of opportunities to get outside and enjoy all that Waterford has to offer. With its extensive renovations, flexible layout, generous indoor and outdoor space, desirable location, and numerous possibilities for multi-generational living or additional income, there is nothing left to do but move in and enjo
    41 days
    699
    26

    Zillow last checked:

    Listing updated:

    Listed by:

    Serenity Real Estate Team 518-599-7844,

    Vincent D Salvagio 518-322-1624

    Source: Global MLS,MLS#: 202625619MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 3
      • Full bathrooms: 2
      • 1/2 bathrooms: 1
      Bedroom
      • Level: First
      Bedroom
      • Level: Second
      Bedroom
      • Level: Second
      Bedroom
      • Level: Second
      Dining room
      • Level: First
      Kitchen
      • Level: First
      Kitchen
      • Level: First
      Living room
      • Level: First
      Heating
      • Baseboard, Hot Water
      Cooling
      • None
      Appliances
      • Included: Range, Range Hood, Refrigerator
      • Laundry: Laundry Closet
      Features
      • Flooring: Vinyl, Carpet
      • Basement: Partial
      Interior area
      • Total structure area: 2,343
      • Total interior livable area: 2,343 sqft
      • Finished area above ground: 2,343
      • Finished area below ground: 0
      Video & virtual tour

      Property

      Parking
      • Total spaces: 4
      Features
      • Patio & porch: Front Porch
      • Exterior features: None
      • Fencing: Back Yard
      Lot
      • Size: 6,534 Square Feet
      Details
      • Parcel number: 415401 291.62144
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence, Residential
      Materials
      • Vinyl Siding
      • Roof: Shingle,Asphalt
      Condition
      • Updated/Remodeled
      • New construction: No
      • Year built: 1878

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public

      Community & HOA

      HOA
      • Has HOA: No
      Location
      • Region: Waterford

      Financial & listing details

      • Price per square foot: $161/sqft
      • Tax assessed value: $211,594
      • Annual tax amount: $4,467
      • Date on market: 9/8/2026

        Estimated market value

        $372,200

        $354,000 - $391,000

        $2,609/mo

        Price history

        DateEventPrice
        10/15/2026Price change$377,000-5.7%$161/sqft
        Source: Global MLS #202625619 Report a problem
        9/25/2026Price change$399,900-4.6%$171/sqft
        Source: Global MLS #202625619 Report a problem
        9/8/2026Listed for sale$419,000+170.3%$179/sqft
        Source: Global MLS #202625619 Report a problem
        11/12/2025Listing removed$155,000$66/sqft
        Source: Global MLS #202516871 Report a problem
        5/27/2025Pending sale$155,000$66/sqft
        Source: Global MLS #202516871 Report a problem
        5/19/2025Price change$155,000-6.1%$66/sqft
        Source: Global MLS #202516871 Report a problem
        5/8/2025Listed for sale$165,000+13.2%$70/sqft
        Source: Global MLS #202516871 Report a problem
        3/17/2014Sold$145,750-2.8%$62/sqft
        Source: Global MLS #201323979 Report a problem
        10/17/2013Listing removed$149,999$64/sqft
        Source: RealtyUSA #201323979 Report a problem
        9/27/2013Price change$149,999-2%$64/sqft
        Source: RealtyUSA #201323979 Report a problem
        8/30/2013Price change$152,999-1.3%$65/sqft
        Source: RealtyUSA #201323979 Report a problem
        6/22/2013Price change$154,999-3.1%$66/sqft
        Source: RealtyUSA #201319490 Report a problem
        5/19/2013Listed for sale$159,999+148.7%$68/sqft
        Source: RealtyUSA.com #201319490 Report a problem
        10/2/2008Sold$64,322+7.2%$27/sqft
        Source: Global MLS #28112822 Report a problem
        4/2/2008Sold$60,000-13%$26/sqft
        Source: Public Record Report a problem
        3/7/2000Sold$69,000$29/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025-- $146,000
        2024-- $146,000
        2023-- $146,000
        2022-- $146,000
        2021-- $146,000
        2020-- $146,000
        2019-- $146,000
        2018-- $146,000 +371%
        2017$3,805 +184.7%$31,000
        2016$1,337 +76.6%$31,000
        2015$757 -2.9%$31,000
        2014$779 $31,000
        2013-- $31,000
        2012-- $31,000
        2011-- $31,000
        2010-- $31,000
        2009-- $31,000
        2008-- $31,000
        2007-- $31,000
        2006-- $31,000
        2005-- $31,000
        2004-- $31,000
        2003-- $31,000
        2002-- $31,000
        2001-- $31,000
        2000-- $31,000
        Find assessor info on the county website

        Monthly payment

        Estimated monthly payment$1,822
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 12188

        Getting around

        59 / 100
        Somewhat Walkable
        67 / 100
        Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Waterford
        • High: Waterford

        Source: Global MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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