A Small Town with a Big Heart Welcome to Germantown, a community where history isn't just in the books-it's in the streets, the traditions, and the friendly "hello" from your neighbors. Known for its rich heritage and deep-rooted sense of togetherness, Germantown offers the peaceful, secure lifestyle of a small town while keeping you connected to everything you need. The Canvas for Your Dream Home Located on a quiet street, this 3-bedroom, 1-bathroom home is a true "diamond in the rough" waiting for the right visionary to polish it. Whether you are an ambitious DIYer, a first-time homebuyer looking to build sweat equity, or an investor seeking a high-potential rental, this property is your blank canvas. Main Level: A functional layout with three bedrooms that offer great natural light. The Lower Level: The full basement is a game-changer. Currently a clean slate, it's waiting to be transformed into a cozy family room, a home gym, a workshop, or the ultimate "man cave" or "she-shed." The Great Outdoors: Situated on a generous .27-acre lot, the backyard is a rare find. From an expansive garden and a playground to a custom deck for summer BBQs, there is room for a myriad of possibilities to create your own private oasis. Why This Property? Opportunities to own a piece of Germantown at this price point don't come often. With a solid foundation and plenty of character, this home allows you to stop renting and start investing in your future. Bring your tools, your paint swatches, and your imagination-and turn this house into the talk of the town.
For sale
$115,000
20 Academy St, German Valley, IL 61039
3beds
1,064sqft
Single Family Residence
Built in 1977
0.27 Acres Lot
$105,900 Zestimate®
$108/sqft
$-- HOA
What's special
Expansive garden
- 192 days
- 343
- 14
Zillow last checked:
Listing updated:
Listed by:
Amber Payne 312-380-0247,
Payne Realty
Source: NorthWest Illinois Alliance of REALTORS®,MLS#: 202600989
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 1
- Full bathrooms: 1
- Main level bathrooms: 1
- Main level bedrooms: 3
Primary bedroom
- Level: Main
- Area: 144
- Dimensions: 12 x 12
Bedroom 2
- Level: Main
- Area: 100
- Dimensions: 10 x 10
Bedroom 3
- Level: Main
- Area: 120
- Dimensions: 12 x 10
Kitchen
- Level: Main
- Area: 120
- Dimensions: 12 x 10
Living room
- Level: Main
- Area: 192
- Dimensions: 12 x 16
Heating
- None
Cooling
- None
Appliances
- Included: None, No Water Heater
Features
- Basement: Full
- Has fireplace: No
Interior area
- Total structure area: 1,064
- Total interior livable area: 1,064 sqft
- Finished area above ground: 1,064
- Finished area below ground: 0
Property
Parking
- Total spaces: 1
- Parking features: Attached
- Garage spaces: 1
Features
- Patio & porch: Deck
Lot
- Size: 0.27 Acres
- Features: City/Town
Details
- Parcel number: 052032127910000
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subtype: Single Family Residence
Materials
- Siding
- Roof: Shingle
Condition
- Year built: 1977
Utilities & green energy
- Electric: Circuit Breakers
- Sewer: City/Community
- Water: City/Community
Community & HOA
Community
- Subdivision: IL
Location
- Region: German Valley
Financial & listing details
- Price per square foot: $108/sqft
- Tax assessed value: $107,439
- Annual tax amount: $2,477
- Price range: $115K - $115K
- Date on market: 2/25/2026
- Cumulative days on market: 193 days
- Ownership: Fee Simple
Estimated market value
$105,900
$101,000 - $111,000
$1,382/mo
Price history
| Date | Event | Price |
|---|---|---|
| 4/6/2026 | Price change | $115,000-8%$108/sqft |
Source: | ||
| 1/12/2026 | Listed for sale | $125,000+78.6%$117/sqft |
Source: | ||
| 10/22/2012 | Sold | $70,000+75%$66/sqft |
Source: | ||
| 5/30/2012 | Sold | $40,000$38/sqft |
Source: | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $2,477 +11.4% | $35,813 +16.1% |
| 2023 | $2,223 +1.2% | $30,849 |
| 2022 | $2,197 +8.3% | $30,849 +7.9% |
| 2021 | $2,028 +1% | $28,583 +2.3% |
| 2020 | $2,007 +1% | $27,935 +2% |
| 2019 | $1,987 -20.7% | $27,387 +2.8% |
| 2018 | $2,504 +1.2% | $26,654 +2.6% |
| 2017 | $2,475 -2.6% | $25,975 +1.6% |
| 2016 | $2,542 +1% | $25,561 +1.5% |
| 2015 | $2,517 -0.1% | $25,183 -4.7% |
| 2013 | $2,519 | $26,428 -7.3% |
| 2010 | -- | $28,500 |
| 2009 | -- | $28,500 -7.6% |
| 2008 | -- | $30,831 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
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Neighborhood: 61039
Nearby schools
Schools provided by the listing agent
- Elementary: ForestVille Valley 221
- Middle: ForestVille Valley 221
- High: ForestVille Valley 221
- District: ForrestVille Valley 221
Source: NorthWest Illinois Alliance of REALTORS®. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.





