Skip main navigation
For sale
  • $115,000

    20 Academy St, German Valley, IL 61039

    3beds
    1,064sqft
    : 
    Loading
    Get pre-qualified
    Single Family Residence
    Built in 1977
    0.27 Acres Lot
    $106,600 Zestimate®
    $108/sqft
    $-- HOA

    What's special

    Expansive garden
    A Small Town with a Big Heart Welcome to Germantown, a community where history isn't just in the books-it's in the streets, the traditions, and the friendly "hello" from your neighbors. Known for its rich heritage and deep-rooted sense of togetherness, Germantown offers the peaceful, secure lifestyle of a small town while keeping you connected to everything you need. The Canvas for Your Dream Home Located on a quiet street, this 3-bedroom, 1-bathroom home is a true "diamond in the rough" waiting for the right visionary to polish it. Whether you are an ambitious DIYer, a first-time homebuyer looking to build sweat equity, or an investor seeking a high-potential rental, this property is your blank canvas. Main Level: A functional layout with three bedrooms that offer great natural light. The Lower Level: The full basement is a game-changer. Currently a clean slate, it's waiting to be transformed into a cozy family room, a home gym, a workshop, or the ultimate "man cave" or "she-shed." The Great Outdoors: Situated on a generous .27-acre lot, the backyard is a rare find. From an expansive garden and a playground to a custom deck for summer BBQs, there is room for a myriad of possibilities to create your own private oasis. Why This Property? Opportunities to own a piece of Germantown at this price point don't come often. With a solid foundation and plenty of character, this home allows you to stop renting and start investing in your future. Bring your tools, your paint swatches, and your imagination-and turn this house into the talk of the town.
    145 days
    |
    358
    |
    12
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Amber Payne 312-380-0247,

    Payne Realty

    Source: NorthWest Illinois Alliance of REALTORS®,MLS#: 202600989MLS Logo

    Loading...

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 1
      • Full bathrooms: 1
      • Main level bathrooms: 1
      • Main level bedrooms: 3
      Primary bedroom
      • Level: Main
      • Area: 144
      • Dimensions: 12 x 12
      Bedroom 2
      • Level: Main
      • Area: 100
      • Dimensions: 10 x 10
      Bedroom 3
      • Level: Main
      • Area: 120
      • Dimensions: 12 x 10
      Kitchen
      • Level: Main
      • Area: 120
      • Dimensions: 12 x 10
      Living room
      • Level: Main
      • Area: 192
      • Dimensions: 12 x 16
      Heating
      • None
      Cooling
      • None
      Appliances
      • Included: None, No Water Heater
      Features
      • Basement: Full
      • Has fireplace: No
      Interior area
      • Total structure area: 1,064
      • Total interior livable area: 1,064 sqft
      • Finished area above ground: 1,064
      • Finished area below ground: 0

      Property

      Parking
      • Total spaces: 1
      • Parking features: Attached
      • Garage spaces: 1
      Features
      • Patio & porch: Deck
      Lot
      • Size: 0.27 Acres
      • Features: City/Town
      Details
      • Parcel number: 052032127910000

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Ranch
      • Property subtype: Single Family Residence
      Materials
      • Siding
      • Roof: Shingle
      Condition
      • Year built: 1977

      Utilities & green energy

      • Electric: Circuit Breakers
      • Sewer: City/Community
      • Water: City/Community

      Community & HOA

      Community
      • Subdivision: IL
      Location
      • Region: German Valley

      Financial & listing details

      • Price per square foot: $108/sqft
      • Tax assessed value: $107,439
      • Annual tax amount: $2,477
      • Price range: $115K - $115K
      • Date on market: 2/25/2026
      • Cumulative days on market: 146 days
      • Ownership: Fee Simple

        Estimated market value

        $106,600

        $101,000 - $112,000

        $1,215/mo

        Price history

        DateEventPrice
        4/6/2026Price change$115,000-8%$108/sqft
        Source: MRED as distributed by MLS GRID #12545221 Report a problem
        1/12/2026Listed for sale$125,000+78.6%$117/sqft
        Source: MRED as distributed by MLS GRID #12545221 Report a problem
        10/22/2012Sold$70,000+75%$66/sqft
        Source: NorthWest Illinois Alliance of REALTORS® #111378 Report a problem
        5/30/2012Sold$40,000$38/sqft
        Source: NorthWest Illinois Alliance of REALTORS® #110276 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$2,477 +11.4%$35,813 +16.1%
        2023$2,223 +1.2%$30,849
        2022$2,197 +8.3%$30,849 +7.9%
        2021$2,028 +1%$28,583 +2.3%
        2020$2,007 +1%$27,935 +2%
        2019$1,987 -20.7%$27,387 +2.8%
        2018$2,504 +1.2%$26,654 +2.6%
        2017$2,475 -2.6%$25,975 +1.6%
        2016$2,542 +1%$25,561 +1.5%
        2015$2,517 -0.1%$25,183 -4.7%
        2013$2,519 $26,428 -7.3%
        2010-- $28,500
        2009-- $28,500 -7.6%
        2008-- $30,831
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 61039

        Getting around

        8 / 100
        Car-Dependent
        24 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: ForestVille Valley 221
        • Middle: ForestVille Valley 221
        • High: ForestVille Valley 221
        • District: ForrestVille Valley 221

        Source: NorthWest Illinois Alliance of REALTORS®. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

        A local agent can set up tours, give advice and negotiate with sellers.

        A local lender can help you make sure your offer is ready when you are.

        Browse local experts

        Similar homes