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Under contract
    • Price cut: $10K (4/27)
    $159,900

    20 Captains Point, Fruitland Park, FL 34731

    2beds
    1,152sqft
    Manufactured Home, Single Family Residence
    Built in 1979
    3,818 Square Feet Lot
    $152,100 Zestimate®
    $139/sqft
    $125/mo HOA

    What's special

    Double carportPeaceful waterviewsSplit bedroom floorplanAmple countertop space
    Under contract-accepting backup offers. CHARMING HOME IN WATERFRONT COMMUNITY, HARBOR OAKS! Price adjustment again!! Bring offers! Welcome to Harbor Oaks, an inviting 55+ waterfront community offering a relaxed and active Florida lifestyle. This lovely 2 bedroom, 2 bath doublewide home features luxury vinyl flooring throughout- NO CARPET! Enjoy peaceful waterviews from the spacious 10 x 20 Florida room, the perfect spot for morning coffee or evening sunsets. It features a split bedroom floorplan. The living room is spacious and flows into the Dining area and Kitchen, which offers ample countertop space and cabinetry. The home also includes a double carport, workshop, and a golf cart garage-with an electric golf cart included! Harbor Oaks residents enjoy an active atmosphere close to churches, restaurants and local conveniences. The LOW monthly HOA fee includes lawn mowing, water, trash and sewer, making it easy to enjoy carefree living! Don't miss this opportunity to own a charming home in one of the area's most desirable 55+ waterfront communities. The marina offers a boat ramp and boat slips (check for availability) for an additional monthly fee. There is also a storage are for RV's and trailers for an additional monthly fee.
    278 days
    |
    34
    |
    0
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    Zillow last checked:

    Listing updated:

    Listed by:

    Julie Townsend 352-516-8298,

    ERA GRIZZARD REAL ESTATE 352-259-4900

    Source: Stellar MLS,MLS#: G5103227MLS LogoOriginating MLS: Lake and Sumter

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 2
      • Bathrooms: 2
      • Full bathrooms: 2
      Rooms
      • Room types: Florida Room
      Primary bedroom
      • Features: Walk-In Closet(s)
      • Level: First
      • Area: 169.86 Square Feet
      • Dimensions: 11.4x14.9
      Bedroom 2
      • Features: Built-in Closet
      • Level: First
      • Area: 145.36 Square Feet
      • Dimensions: 9.2x15.8
      Dining room
      • Level: First
      • Area: 109 Square Feet
      • Dimensions: 10x10.9
      Florida room
      • Level: First
      • Area: 200 Square Feet
      • Dimensions: 10x20
      Kitchen
      • Features: Breakfast Bar
      • Level: First
      • Area: 121 Square Feet
      • Dimensions: 11x11
      Living room
      • Level: First
      • Area: 276 Square Feet
      • Dimensions: 24x11.5
      Workshop
      • Level: First
      • Area: 139.08 Square Feet
      • Dimensions: 11.4x12.2
      Heating
      • Central
      Cooling
      • Central Air
      Appliances
      • Included: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
      • Laundry: Inside
      Features
      • Ceiling Fan(s), Open Floorplan, Split Bedroom
      • Flooring: Luxury Vinyl, Tile
      • Has fireplace: No
      Interior area
      • Total structure area: 1,922
      • Total interior livable area: 1,152 sqft
      Video & virtual tour

      Property

      Parking
      • Total spaces: 2
      • Parking features: Carport
      • Carport spaces: 2
      Features
      • Levels: One
      • Stories: 1
      • Exterior features: Irrigation System
      • Has view: Yes
      • View description: Water
      • Water view: Water
      Lot
      • Size: 3,818 Square Feet
      Details
      • Additional structures: Workshop
      • Parcel number: 101924022500017600
      • Zoning: RMRP
      • Special conditions: None

      Construction

      Type & style
      • Home type: MobileManufactured
      • Property subtype: Manufactured Home, Single Family Residence
      Materials
      • Metal Siding, Wood Frame
      • Foundation: Crawlspace
      • Roof: Metal,Roof Over
      Condition
      • New construction: No
      • Year built: 1979

      Utilities & green energy

      • Sewer: Private Sewer
      • Water: Private
      • Utilities for property: BB/HS Internet Available, Cable Available, Electricity Connected, Water Connected

      Community & HOA

      Community
      • Features: Buyer Approval Required, Clubhouse, Community Mailbox, Deed Restrictions, Golf Carts OK, Pool
      • Pet fee: $0 monthly
      • Senior community: Yes
      • Subdivision: HARBOR OAKS HOMEOWNERS COOPERATIVE SUB
      HOA
      • Has HOA: Yes
      • Amenities included: Pool
      • Services included: Community Pool, Manager, Pool Maintenance, Sewer, Trash, Water
      • HOA fee: $125 monthly
      • HOA name: Rhonda
      • HOA phone: 352-787-1908
      Location
      • Region: Fruitland Park

      Financial & listing details

      • Price per square foot: $139/sqft
      • Tax assessed value: $91,829
      • Annual tax amount: $1,110
      • Date on market: 10/11/2025
      • Cumulative days on market: 231 days
      • Listing terms: Cash,Other
      • Ownership: Co-op
      • Total actual rent: 0
      • Electric utility on property: Yes
      • Road surface type: Asphalt
      • Body type: Double Wide
      Julie Townsend

      Julie Townsend

      (352) 516-8298

      By pressing Contact Agent, you agree that the real estate professional identified above may call/text you about your search, which may involve use of automated means and pre-recorded/artificial voices. You don't need to consent as a condition of buying any property, goods, or services. Message/data rates may apply. You also agree to our Terms of Use. Zillow does not endorse any real estate professionals. We may share information about your recent and future site activity with your agent to help them understand what you're looking for in a home.

        Estimated market value

        $152,100

        $144,000 - $160,000

        $1,480/mo

        Price history

        DateEventPrice
        7/8/2026Contingent$159,900$139/sqft
        Source: Stellar MLS #G5103227 Report a problem
        6/1/2026Pending sale$159,900$139/sqft
        Source: Stellar MLS #G5103227 Report a problem
        4/27/2026Price change$159,900-5.9%$139/sqft
        Source: Stellar MLS #G5103227 Report a problem
        2/28/2026Price change$169,900-5.6%$147/sqft
        Source: Stellar MLS #G5103227 Report a problem
        2/22/2026Pending sale$179,900$156/sqft
        Source: Stellar MLS #G5103227 Report a problem
        12/4/2025Price change$179,900-2.8%$156/sqft
        Source: Stellar MLS #G5103227 Report a problem
        10/11/2025Listed for sale$185,000$161/sqft
        Source: Stellar MLS #G5103227 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$1,140 +2.6%$53,360 +2.9%
        2024$1,111 +22.3%$51,860 +3%
        2023$908 +25.1%$50,350 +3%
        2022$726 +8.4%$48,890 +7.7%
        2021$669 -3.3%$45,396 +1.4%
        2020$692 +2.4%$44,770 +2.3%
        2019$676 +4.7%$43,764 +1.9%
        2018$646 $42,948 +2.1%
        2017$646 +8.7%$42,065
        2016$594 -1.1%$42,065 +13.1%
        2015$601 +13.6%$37,198 +0.8%
        2014$529 +136.4%$36,903 -9%
        2013$224 -4.3%$40,542 -1.2%
        2012$234 +8.5%$41,054 +3%
        2011$216 +2.8%$39,859 +1.5%
        2010$210 +8.2%$39,270 +2.7%
        2009$194 +0.4%$38,238 +0.1%
        2008$193 +9.3%$38,200 +3%
        2007$177 +0.5%$37,088 +2.5%
        2006$176 +9.8%$36,184 +3%
        2005$160 -0.5%$35,131
        2004$161 -3.3%$35,131
        2003$166 +7.1%$35,131
        2002$155 $35,131
        2001$155 +9.8%$35,131 +2.9%
        2000$141 $34,131
        Find assessor info on the county website

        Monthly payment

        Estimated monthly payment$1,822
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.
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        Climate risks

        Neighborhood: 34731

        Getting around

        2 / 100
        Car-Dependent
        28 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

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