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Under contract
  • $395,000

    20 Cathy St, Fitchburg, MA 01420

    3beds
    1,639sqft
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    Single Family Residence
    Built in 1968
    0.38 Acres Lot
    $403,800 Zestimate®
    $241/sqft
    $-- HOA

    What's special

    Central airHardwood floorsTwo finished bonus roomsThree comfortable bedroomsInviting double-door entryway
    Welcome home! Nestled in one of Fitchburg’s most highly sought-after neighborhoods, this split-level home greets you with an inviting double-door entryway. Head upstairs to find a sun-filled living room featuring hardwood floors & a cozy brick fireplace with an efficient wood stove insert. The spacious eat in kitchen boasts ample countertop and cabinet space with a slider to a large deck overlooking the private backyard. Down the hall, you'll find a full bath and three comfortable bedrooms. The lower level offers incredible versatility with two finished bonus rooms and a convenient 3/4 bath with laundry, ideal for a home office, gym, or family room. Commuters will love the prime location with easy access to Routes 2, 2A, 31,140 and the train station. Shed, garage, central air. Plus, you're just minutes from Coggshall Park and Mount Wachusett, where you can enjoy hiking trails, play ground, picinic area and activities for every season. Don't miss out, call today for a private showing.
    8 days
    |
    3,174
    |
    198
    |

    Likely to sell faster than

    Zillow last checked:

    Listing updated:

    Listed by:

    Christine Lorenzen 978-340-9648,

    Lamacchia Realty, Inc. 978-534-3400

    Source: MLS PIN,MLS#: 73545009

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 2
      Primary bedroom
      • Level: First
      • Area: 168
      • Dimensions: 14 x 12
      Bedroom 2
      • Features: Closet, Flooring - Wall to Wall Carpet, Cable Hookup, Recessed Lighting
      • Level: First
      • Area: 150
      • Dimensions: 10 x 15
      Bedroom 3
      • Features: Closet, Flooring - Wall to Wall Carpet, Cable Hookup, Recessed Lighting
      • Level: First
      • Area: 143
      • Dimensions: 11 x 13
      Bedroom 4
      • Features: Closet, Flooring - Wall to Wall Carpet
      Primary bathroom
      • Features: No
      Bathroom 1
      • Features: Bathroom - Full, Bathroom - Double Vanity/Sink, Bathroom - Tiled With Tub, Closet - Linen, Flooring - Stone/Ceramic Tile, Countertops - Stone/Granite/Solid
      • Level: First
      • Area: 64
      • Dimensions: 8 x 8
      Bathroom 2
      • Features: Bathroom - Full, Bathroom - With Shower Stall, Flooring - Vinyl, Dryer Hookup - Electric, Washer Hookup
      • Level: Basement
      • Area: 81
      • Dimensions: 9 x 9
      Dining room
      • Level: First
      • Area: 96
      • Dimensions: 8 x 12
      Family room
      • Features: Flooring - Stone/Ceramic Tile, Cable Hookup
      • Level: Basement
      • Area: 208
      • Dimensions: 16 x 13
      Kitchen
      • Features: Flooring - Stone/Ceramic Tile, Dining Area, Deck - Exterior, Slider, Stainless Steel Appliances
      • Level: First
      • Area: 132
      • Dimensions: 11 x 12
      Living room
      • Features: Wood / Coal / Pellet Stove, Ceiling Fan(s), Flooring - Hardwood, Cable Hookup, Recessed Lighting
      • Level: First
      • Area: 330
      • Dimensions: 22 x 15
      Heating
      • Baseboard, Oil, Wood Stove
      Cooling
      • Central Air
      Appliances
      • Included: Water Heater, Range, Dishwasher, Microwave, Refrigerator, Washer, Dryer
      • Laundry: Electric Dryer Hookup, Washer Hookup, In Basement
      Features
      • Bonus Room
      • Flooring: Tile, Vinyl, Carpet, Hardwood, Flooring - Stone/Ceramic Tile
      • Windows: Insulated Windows, Storm Window(s)
      • Basement: Full,Finished,Interior Entry,Garage Access,Sump Pump,Concrete
      • Number of fireplaces: 1
      • Fireplace features: Living Room
      Interior area
      • Total structure area: 1,639
      • Total interior livable area: 1,639 sqft
      • Finished area above ground: 1,232
      • Finished area below ground: 407
      Video & virtual tour

      Property

      Parking
      • Total spaces: 5
      • Parking features: Under, Storage, Paved Drive, Off Street, Paved
      • Attached garage spaces: 1
      • Uncovered spaces: 4
      Features
      • Patio & porch: Deck, Deck - Composite
      • Exterior features: Deck, Deck - Composite, Rain Gutters, Storage
      Lot
      • Size: 0.38 Acres
      Details
      • Foundation area: 0
      • Parcel number: M:0145 B:0007 L:0,1509620
      • Zoning: RA

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Split Entry
      • Property subtype: Single Family Residence
      Materials
      • Frame, Conventional (2x4-2x6)
      • Foundation: Concrete Perimeter
      • Roof: Shingle
      Condition
      • Year built: 1968

      Utilities & green energy

      • Electric: Circuit Breakers
      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: for Electric Range, for Electric Dryer, Washer Hookup

      Community & HOA

      Community
      • Features: Shopping, Park, Golf, Medical Facility, Laundromat, Conservation Area, Highway Access, House of Worship, Public School, T-Station, University
      HOA
      • Has HOA: No
      Location
      • Region: Fitchburg

      Financial & listing details

      • Price per square foot: $241/sqft
      • Tax assessed value: $335,100
      • Annual tax amount: $4,527
      • Date on market: 7/6/2026
      • Road surface type: Paved

        Estimated market value

        $403,800

        $384,000 - $424,000

        $2,828/mo

        Price history

        DateEventPrice
        7/13/2026Contingent$395,000$241/sqft
        Source: MLS PIN #73545009 Report a problem
        7/6/2026Listed for sale$395,000+99.5%$241/sqft
        Source: MLS PIN #73545009 Report a problem
        3/13/2015Sold$198,000+4.3%$121/sqft
        Source: Public Record Report a problem
        2/6/2015Listed for sale$189,900$116/sqft
        Source: Foster-Healey Real Estate #71765090 Report a problem
        12/29/2014Listing removed$189,900$116/sqft
        Source: Foster-Healey Real Estate #71765090 Report a problem
        11/4/2014Listed for sale$189,900$116/sqft
        Source: Foster-Healey Real Estate #71765090 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$4,527 -2.7%$335,100 +6.7%
        2024$4,652 +1.2%$314,100 +9.4%
        2023$4,599 +3.9%$287,100 +14.2%
        2022$4,427 -1.8%$251,400 +6.1%
        2021$4,508 +1.6%$236,900 +5.2%
        2020$4,437 +1.8%$225,100 +5.8%
        2019$4,358 +5%$212,700 +7.7%
        2018$4,149 +3.9%$197,500 +6.3%
        2017$3,993 +14.5%$185,800 +13.1%
        2016$3,488 +5.9%$164,300 +3.1%
        2015$3,294 +2.3%$159,300 -1.9%
        2014$3,220 -1.1%$162,400 -5%
        2013$3,256 +1.7%$170,900 -6%
        2012$3,203 +6.1%$181,800 -2.4%
        2011$3,018 +9.5%$186,300 -14.1%
        2009$2,755 -0.1%$216,900 -7.6%
        2008$2,759 +1.9%$234,800 +0.1%
        2007$2,707 -0.3%$234,600 +4.3%
        2006$2,714 +10.8%$225,000 +18%
        2005$2,449 +0.9%$190,600 +8.5%
        2004$2,427 -0.2%$175,600 +13.7%
        2003$2,433 +11.8%$154,500 +26.5%
        2001$2,176 -1.8%$122,100 +0.3%
        2000$2,216 +23.5%$121,700 +2.4%
        1996$1,794 $118,900
        Find assessor info on the county website

        Monthly payment

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        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 01420

        Getting around

        18 / 100
        Car-Dependent
        17 / 100
        Minimal Transit
        28 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

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