Great Investor Opportunity! Welcome to 20 E Main Street in Cortland! This well-maintained two-family home features over 1500 sq ft of living space with separate utilities including 2 newer hot water heaters, 2 electric meters, and 2 gas meters. The 1st-floor unit is fully furnished with a newer gas forced air furnace. The 2nd-floor unit offers an updated kitchen and bathroom extension to include standup shower and potential for 2nd bedroom. Additional features include blown-in insulation in sidewalls and attic, public water and sewer, off-street parking on a Tarvia driveway, and a shed for extra storage. Well-paying tenants and convenient location, give this a solid return on investment!!
Pending
Price cut: $25K (4/17)
$159,900
20 E Main St, Cortland, NY 13045
3beds
1,519sqft
Duplex, Multi Family
Built in 1920
-- sqft lot
$-- Zestimate®
$105/sqft
$-- HOA
What's special
- 372 days |
- 24 |
- 0 |
Zillow last checked:
Listing updated:
Listed by:
Candy Costa Real Estate LLC 315-505-6609,
Julie A Rizzo 315-505-6609
Source: NYSAMLSs,MLS#: S1618656
Originating MLS: Syracuse
Originating MLS: SyracuseFacts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Heating
- Gas, Forced Air
Appliances
- Included: Gas Water Heater
Features
- Pull Down Attic Stairs
- Flooring: Carpet, Hardwood, Tile, Varies
- Basement: Full
- Attic: Pull Down Stairs
- Has fireplace: No
Interior area
- Total structure area: 1,519
- Total interior livable area: 1,519 sqft
Video & virtual tour
Property
Parking
- Parking features: Two or More Spaces
Features
- Levels: Two
- Stories: 2
Lot
- Size: 5,998 Square Feet
- Dimensions: 60 x 100
- Features: Corner Lot, Irregular Lot, Near Public Transit, Residential Lot
Details
- Parcel number: 11020008603400020550000000
- Zoning description: Residential 2 Unit
- Special conditions: Standard
Construction
Type & style
- Home type: MultiFamily
- Architectural style: Duplex
- Property subtype: Duplex, Multi Family
Materials
- Aluminum Siding
- Foundation: Block
Condition
- Resale
- Year built: 1920
Utilities & green energy
- Sewer: Connected
- Water: Connected, Public
- Utilities for property: Sewer Connected, Water Connected
Community & HOA
Location
- Region: Cortland
Financial & listing details
- Price per square foot: $105/sqft
- Tax assessed value: $110,000
- Annual tax amount: $3,966
- Date on market: 6/30/2025
- Cumulative days on market: 343 days
- Listing terms: Cash,Conventional,FHA
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
| Date | Event | Price |
|---|---|---|
| 5/1/2026 | Pending sale | $159,900$105/sqft |
Source:  NYSAMLSs #S1618656 Report a problem | ||
| 4/24/2026 | Contingent | $159,900$105/sqft |
Source: NYSAMLSs #S1618656 Report a problem | ||
| 4/17/2026 | Price change | $159,900-13.5%$105/sqft |
Source: NYSAMLSs #S1618656 Report a problem | ||
| 11/26/2025 | Price change | $184,900-7.5%$122/sqft |
Source: NYSAMLSs #S1618656 Report a problem | ||
| 10/6/2025 | Price change | $199,900-7%$132/sqft |
Source: NYSAMLSs #S1618656 Report a problem | ||
| 6/30/2025 | Listed for sale | $215,000+160.6%$142/sqft |
Source: NYSAMLSs #S1618656 Report a problem | ||
| 5/8/2024 | Sold | $82,500+46%$54/sqft |
Source: NYSAMLSs #S1526294 Report a problem | ||
| 4/3/1997 | Sold | $56,500$37/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | -- | $110,000 |
| 2024 | -- | $110,000 +61.8% |
| 2023 | -- | $68,000 |
| 2022 | -- | $68,000 |
| 2021 | -- | $68,000 |
| 2020 | -- | $68,000 |
| 2019 | -- | $68,000 |
| 2018 | -- | $68,000 |
| 2017 | $2,878 | $68,000 |
| 2016 | -- | $68,000 |
| 2015 | -- | $68,000 |
| 2014 | -- | $68,000 |
| 2013 | -- | $68,000 |
| 2012 | -- | $68,000 |
| 2011 | -- | $68,000 |
| 2010 | -- | $68,000 |
| 2009 | -- | $68,000 |
| 2008 | -- | $68,000 +20.4% |
| 2007 | -- | $56,500 |
| 2006 | -- | $56,500 |
| 2005 | -- | $56,500 |
| 2004 | -- | $56,500 |
| 2003 | -- | $56,500 |
| 2002 | -- | $56,500 |
| 2001 | -- | $56,500 |
| 2000 | -- | $56,500 |
Find assessor info on the county website
Monthly payment
Estimated monthly payment$1,822
All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: 13045
Nearby schools
GreatSchools rating
- 4/10F E Smith SchoolGrades: 3-4Distance: 0.7 mi
- 5/10Cortland Junior High SchoolGrades: 7-8Distance: 1.3 mi
- 6/10Cortland Junior Senior High SchoolGrades: 9-12Distance: 1.3 mi
Schools provided by the listing agent
- District: Cortland
Source: NYSAMLSs. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
- New York
- Cortland County
- Cortland
- 13045
- 20 E Main St
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