Originally envisioned in 2002 by renowned local architect Corey McWhorter, this residence is rooted in a timeless Bauhaus aesthetic--where clean lines, natural light, and purposeful design take center stage. A comprehensive 2023 transformation elevated the home into a refined coastal retreat, thoughtfully expanding its livability while preserving the integrity of its original architecture.
The main residence now offers three distinct primary suites, including a newly introduced ensuite with a private balcony--creating a serene, elevated escape. Each space has been carefully reworked to enhance flow, privacy, and connection, resulting in a layout that feels both intentional and effortlessly livable.
A newly added carriage house complements the property, offering flexibility for guests or extended stays while maintaining a cohesive architectural presence.
Outdoors, the home transitions into a fully curated oasis designed for both relaxation and gathering. A saltwater pool serves as the centerpiece, while a custom plaster fire feature with a sculptural curved bench creates a striking focal point--inviting evenings of connection in a setting that feels both intimate and elevated. The seamless integration of indoor and outdoor living blurs the lines between structure and surroundings, enhancing the home's sense of calm and retreat.
Every element--from the architectural lines to the restrained, intentional palette--has been selected to evoke a feeling of quiet luxury and restoration.
A rare offering where design, function, and atmosphere come together to create a truly elevated living experience.
Sold for $4,300,000
$4,300,000
20 E Water St, Rosemary Beach, FL 32461
4beds
2,741sqft
Single Family Residence
Built in 2002
4,791 Square Feet Lot
$4,299,900 Zestimate®
$1,569/sqft
$5,449 Estimated rent
Home value
$4,299,900
$4.08M - $4.51M
$5,449/mo
Zestimate® history
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List your homeWhat's special
Clean linesThree distinct primary suitesRestrained intentional palettePurposeful designNewly added carriage houseArchitectural linesNatural light
Zillow last checked:
Listing updated:
Listed by:
Stephen M McGrath 615-594-4557,
Rosemary Beach Realty LLC
Bought with:
Laurel C Corbin, 3517218
Watersound Real Estate
Source: ECAOR,MLS#: 999133
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 5
- Full bathrooms: 4
- 1/2 bathrooms: 1
Primary bedroom
- Level: Second
- Area: 196 Square Feet
- Dimensions: 14 x 14
Bedroom
- Level: Second
- Area: 168 Square Feet
- Dimensions: 14 x 12
Bedroom
- Level: Second
- Area: 168 Square Feet
- Dimensions: 14 x 12
Primary bathroom
- Level: Second
- Area: 144 Square Feet
- Dimensions: 12 x 12
Kitchen
- Level: First
- Area: 96 Square Feet
- Dimensions: 12 x 8
Living room
- Description: Living / Dining Area
- Level: First
- Area: 525 Square Feet
- Dimensions: 35 x 15
Heating
- Heat Pump, Natural Gas
Cooling
- Ceiling Fan(s)
Appliances
- Included: Cooktop, Dishwasher, Dryer, Microwave, Double Oven, Range Hood, Washer, Tankless Water Heater
Features
- Flooring: Hardwood, Tile
- Windows: Window Treatments
- Furnished: Yes
- Common walls with other units/homes: No Common Walls
Interior area
- Total structure area: 2,741
- Total interior livable area: 2,741 sqft
Property
Parking
- Total spaces: 4
- Parking features: Attached Carport
- Attached garage spaces: 2
- Carport spaces: 2
- Covered spaces: 4
Features
- Stories: 2
- Patio & porch: Covered
- Exterior features: Balcony, Outdoor Shower, Sprinkler System
- Pool features: Heated, In Ground
- Fencing: Full
- On waterfront: Yes
Lot
- Size: 4,791 Square Feet
- Features: Survey Available, Within 1/2 Mile to Water
Details
- Parcel number: 353S18160640360010
- Zoning description: Resid Single Family
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Contemporary
- Property subtype: Single Family Residence
Materials
- Block, Stucco, Trim Wood
- Foundation: Slab
- Roof: Metal
Condition
- Construction Complete
- New construction: No
- Year built: 2002
Utilities & green energy
- Water: Public
Green energy
- Energy efficient items: Doors
Community & HOA
Community
- Features: Beach, Community Room, Deed Access, Fitness Center, Pavillion/Gazebo, Playground, Pool, TV Cable, Tennis Court(s), Waterfront, Short Term Rental - Allowed
- Subdivision: ROSEMARY BEACH
HOA
- Has HOA: Yes
- Services included: Maintenance Grounds, Land Recreation, Management, Recreational Faclty, Security, Cable TV, Internet
Location
- Region: Rosemary Beach
Financial & listing details
- Price per square foot: $1,569/sqft
- Tax assessed value: $2,789,774
- Annual tax amount: $25,207
- Date on market: 3/27/2026
Price history
| Date | Event | Price |
|---|---|---|
| 5/12/2026 | Sold | $4,300,000-4.3%$1,569/sqft |
Source:  ECAOR #999133 Report a problem | ||
| 4/13/2026 | Pending sale | $4,495,000$1,640/sqft |
Source: ECAOR #999133 Report a problem | ||
| 3/27/2026 | Listed for sale | $4,495,000+185.4%$1,640/sqft |
Source: ECAOR #999133 Report a problem | ||
| 3/10/2020 | Sold | $1,575,000-3.1%$575/sqft |
Source: ECAOR #831803 Report a problem | ||
| 1/31/2020 | Pending sale | $1,625,000$593/sqft |
Source: Keller Williams Emerald Coast Realty #831803 Report a problem | ||
| 1/13/2020 | Price change | $1,625,000-3%$593/sqft |
Source: Keller Williams Emerald Coast Realty #831803 Report a problem | ||
| 9/21/2019 | Price change | $1,675,000-2.9%$611/sqft |
Source: Keller Williams Emerald Coast Realty #831803 Report a problem | ||
| 9/12/2018 | Price change | $1,725,000-3.9%$629/sqft |
Source: The Premier Property Group Seacrest Office #807175 Report a problem | ||
| 5/11/2018 | Price change | $1,795,000-5.3%$655/sqft |
Source: Scenic Sotheby's International Realty #793925 Report a problem | ||
| 3/20/2018 | Listed for sale | $1,895,000+35.4%$691/sqft |
Source: Scenic Sotheby's International Realty #793925 Report a problem | ||
| 5/31/2017 | Sold | $1,400,000-11.3%$511/sqft |
Source: Public Record Report a problem | ||
| 3/28/2017 | Price change | $1,579,000-4.3%$576/sqft |
Source: Berkshire Hathaway HomeServices #748979 Report a problem | ||
| 11/2/2016 | Listed for sale | $1,650,000+106.3%$602/sqft |
Source: Berkshire Hathaway HomeServices #748979 Report a problem | ||
| 6/3/2010 | Sold | $800,000-10.6%$292/sqft |
Source: Public Record Report a problem | ||
| 9/19/2009 | Listing removed | $895,000$327/sqft |
Source: The Premier Property Group, LLC #517248 Report a problem | ||
| 8/8/2009 | Listed for sale | $895,000$327/sqft |
Source: The Premier Property Group, LLC #517248 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $25,208 -9.9% | $2,789,774 -8.9% |
| 2024 | $27,978 +47% | $3,062,977 +50.3% |
| 2023 | $19,031 +10.8% | $2,038,326 +10% |
| 2022 | $17,173 +37.9% | $1,853,024 +44% |
| 2021 | $12,454 +2.7% | $1,286,563 +5.9% |
| 2020 | $12,125 +5.1% | $1,214,624 +4.6% |
| 2019 | $11,532 | $1,161,173 +2.7% |
| 2018 | $11,532 +2.3% | $1,130,109 +0.1% |
| 2017 | $11,268 +5.3% | $1,129,514 +6.4% |
| 2016 | $10,701 +6.9% | $1,061,762 +6.9% |
| 2015 | $10,007 +6.5% | $992,947 +14.6% |
| 2014 | $9,398 | $866,447 +23.5% |
| 2013 | -- | $701,399 |
| 2012 | -- | $701,399 +2% |
| 2011 | -- | $687,640 -0.5% |
| 2010 | -- | $690,791 -18.8% |
| 2009 | -- | $850,563 +0.1% |
| 2008 | -- | $849,713 +3% |
| 2007 | -- | $824,964 +5.6% |
| 2005 | -- | $781,401 +3% |
| 2004 | -- | $758,642 +5.8% |
| 2003 | -- | $717,100 +551.9% |
| 2002 | -- | $110,000 |
| 2001 | -- | $110,000 |
Find assessor info on the county website
Neighborhood: Rosemary Beach
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Nearby schools
GreatSchools rating
- 10/10Bay Elementary SchoolGrades: K-5Distance: 5.7 mi
- 8/10Emerald Coast Middle SchoolGrades: 6-8Distance: 7.9 mi
- 8/10South Walton High SchoolGrades: 9-12Distance: 12 mi
Schools provided by the listing agent
- Elementary: Dune Lakes
- Middle: Emerald Coast
- High: South Walton
Source: ECAOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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- Florida
- Walton County
- Inlet Beach
- 32461
- Rosemary Beach
- 20 E Water St
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