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Pending
  • $995,000

    20 George Street, Saratoga Springs, NY 12866

    4beds
    2,537sqft
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    Single Family Residence, Residential
    Built in 1903
    7,840 Square Feet Lot
    $961,200 Zestimate®
    $392/sqft
    $-- HOA

    What's special

    Tranquil pondSpacious second-floor primary suiteGorgeous perennial gardensExceptional outdoor entertainingButcher block islandTasteful updates throughoutBeautifully updated jack-and-jill bath
    A rare opportunity in the heart of Saratoga Springs for a downtown compound offering three distinct living spaces, exceptional outdoor entertaining, and unmatched flexibility. Tucked away on a quiet street just a short stroll to the world-renowned Saratoga Race Course, Broadway's award-winning restaurants, boutique shopping, entertainment, and year-round events, this beautifully updated property offers the perfect blend of location, charm, and versatility. The private backyard is a true oasis featuring gorgeous perennial gardens, a tranquil pond, multiple patios, and pergolas--ideal for relaxing or entertaining. Inside the main home, you'll find tasteful updates throughout, including brand-new flooring in two bedrooms and a beautifully updated Jack-and-Jill bath. The spacious second-floor primary suite offers multiple closets, including a walk-in, a private balcony overlooking the backyard, and an ensuite bath with double sinks and a soaking tub. The updated kitchen features stone countertops, a butcher block island, gas range, and abundant workspace. An attached year-round living space, thoughtfully converted from the original two-car garage, offers exceptional flexibility with its own private entrance, kitchenette, full bath with jetted tub, and cozy gas fireplace. Ideal as a fourth bedroom suite, in-law or guest quarters, home office, or private retreat, it can remain separate for added privacy or be opened to the main home. Prefer garage space? It could easily be converted back to a two-car garage if desired. Adding even more versatility, a separate three-season cottage with a kitchenette and full bath offers endless possibilities for guest accommodations, a home office, fitness studio, artist's retreat, hobby space, or other uses. This is a truly one-of-a-kind downtown Saratoga Springs property offering privacy, flexibility, and an incredible lifestyle just steps from everything this city has to offer!
    54 days
    127
    4

    Likely to sell faster than

    Zillow last checked:

    Listing updated:

    Listed by:

    Coldwell Banker Prime Properties 518-587-3400,

    Lynda J Macdonald 518-421-2016

    Source: Global MLS,MLS#: 202622637MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 4
      • Full bathrooms: 4
      Primary bedroom
      • Level: Second
      Bedroom
      • Level: Second
      Bedroom
      • Level: Second
      Primary bathroom
      • Level: Second
      Full bathroom
      • Level: First
      Full bathroom
      • Level: First
      Full bathroom
      • Level: Second
      Full bathroom
      • Description: Seasonal
      • Level: First
      Dining room
      • Level: First
      Kitchen
      • Level: First
      Living room
      • Level: First
      Other
      • Description: Attached in-law/guest suite
      • Level: First
      Other
      • Description: Seasonal Cottage
      • Level: First
      Heating
      • Forced Air, Natural Gas
      Cooling
      • None
      Appliances
      • Included: Dishwasher, Gas Oven, Microwave, Refrigerator
      • Laundry: Main Level
      Features
      • High Speed Internet, Ceiling Fan(s), Walk-In Closet(s), Built-in Features, Ceramic Tile Bath, Eat-in Kitchen, Kitchen Island
      • Flooring: Other, Bamboo, Ceramic Tile, Hardwood
      • Basement: Exterior Entry,Interior Entry,Partial
      • Number of fireplaces: 1
      • Fireplace features: Other, Gas
      Interior area
      • Total structure area: 2,537
      • Total interior livable area: 2,537 sqft
      • Finished area above ground: 2,537
      • Finished area below ground: 0
      Video & virtual tour

      Property

      Parking
      • Total spaces: 4
      • Parking features: Off Street, Paved, Driveway
      • Has uncovered spaces: Yes
      Features
      • Patio & porch: Deck, Patio
      • Exterior features: Lighting
      • Fencing: Back Yard
      Lot
      • Size: 7,840 Square Feet
      • Features: Level, Garden, Landscaped
      Details
      • Additional structures: Guest House, Pergola
      • Parcel number: 411501 165.76113
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Traditional
      • Property subtype: Single Family Residence, Residential
      Materials
      • Vinyl Siding
      • Foundation: Stone
      • Roof: Asphalt
      Condition
      • New construction: No
      • Year built: 1903

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public

      Community & HOA

      HOA
      • Has HOA: No
      Location
      • Region: Saratoga Springs

      Financial & listing details

      • Price per square foot: $392/sqft
      • Tax assessed value: $828,600
      • Annual tax amount: $10,580
      • Date on market: 7/26/2026

        Estimated market value

        $961,200

        $913,000 - $1.01M

        $3,805/mo

        Price history

        DateEventPrice
        8/20/2026Pending sale$995,000$392/sqft
        Source: Global MLS #202622637 Report a problem
        7/26/2026Listed for sale$995,000+86%$392/sqft
        Source: Global MLS #202622637 Report a problem
        5/1/2011Listing removed$535,000$211/sqft
        Source: Prudential Manor Homes #201032187 Report a problem
        11/7/2010Listed for sale$535,000+3.9%$211/sqft
        Source: Prudential Real Estate #201032187 Report a problem
        10/4/2010Sold$515,000+2%$203/sqft
        Source: Public Record Report a problem
        4/11/2007Sold$505,000+29.8%$199/sqft
        Source: Public Record Report a problem
        7/17/2003Sold$389,000$153/sqft
        Source: Global MLS #2315590 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025-- $335,600
        2024-- $335,600
        2023-- $335,600
        2022-- $335,600
        2021-- $335,600
        2020-- $335,600
        2019-- $335,600
        2018-- $335,600
        2017$8,610 +179.4%$335,600
        2016$3,082 +0.7%$335,600
        2015$3,060 -66.5%$335,600
        2014$9,127 $335,600
        2013-- $335,600
        2012-- $335,600
        2011-- $335,600
        2010-- $335,600
        2009-- $335,600
        2008-- $335,600
        2007-- $335,600
        2006-- $335,600
        2005-- $335,600 +8%
        2004-- $310,700 +97.3%
        2002-- $157,500
        2001-- $157,500
        2000-- $157,500
        Find assessor info on the county website

        Monthly payment

        Estimated monthly payment$1,822
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 12866

        Getting around

        83 / 100
        Very Walkable
        30 / 100
        Some Transit
        54 / 100
        Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Lake Avenue
        • High: Saratoga Springs

        Source: Global MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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