Don’t miss this opportunity to live in a desirable lake community with convenient access to major highways, Metro-North train station, schools and hospital. This charismatic home offers 3 bedrooms plus a bonus den/office and detached garage w/workshop. Relax on your front deck overlooking the fenced yard adorned with cherry, magnolia, maple, and peach trees. The main level features a welcoming sunroom/entryway, cozy living room w/pellet stove, two bedrooms, updated full bath, kitchen, dining area, laundry area, and pantry! The kitchen offers convenient access from the flat driveway—perfect for bringing in groceries—and features new butcher block countertops, new backsplash, and a walk-in pantry w/shelving and radiant floor heat. The updated bathroom features radiant floor heating for added comfort, while the main-level laundry area provides everyday convenience. Upstairs, you'll find a third bedroom with an adjoining bathroom featuring a commode, shower, and sink, along with a versatile space ideal for office, guest room, hobby room, storage - you decide! New flooring extends throughout the kitchen, pantry, dining area, sunroom, and second level. Additional improvements include a newly blacktopped driveway, new rear steps and railing, newer roofs on both the home and garage, a newer above-ground oil tank, boiler, electrical panel, hot water heater, well pump, and septic lid. The refrigerator and dryer are approx. two years old, while the remaining appliances are approx. four years old. Additional features include a whole-house water filtration system, generator hookup, and security cameras equipped w/floodlights and motion/sound detection. As a resident, you'll enjoy access to the Lake Carmel community featuring 7 beaches, swimming, fishing, non-motorized boating, playgrounds, and basketball courts. Great year-round home or weekend escape!
Pending
$425,000
20 Heathcote Road, Carmel, NY 10512
3beds
1,496sqft
Single Family Residence, Residential
Built in 1938
8,000 Square Feet Lot
$-- Zestimate®
$284/sqft
$-- HOA
What's special
- 24 days |
- 3,729 |
- 324 |
Zillow last checked:
Listing updated:
Listed by:
Briante Realty Group, LLC 845-225-2020,
Lynn Stoecker 845-222-7196
Source: OneKey® MLS as distributed by MLS GRID,MLS#: 1006104
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
Other
- Description: (Front Deck, Sunroom, Livingroom w/Pellet Stove, 1st Bedroom, 2nd Bedroom, Bathroom w/radiant floor heat, Dining Area, Kitchen, Large pantry w/radiant floor heat, Laundry Area)
- Level: First
Other
- Description: (3rd Bedroom, Half Bath w/Shower, Commode & Sink, Bonus Room - Den/Office)
- Level: Second
Basement
- Description: (For Mechanicals - Newer Boiler, Hot Water Heater & Electric Panel )
- Level: Basement
Heating
- Baseboard, Oil, Radiant, Radiant Floor
Cooling
- Wall/Window Unit(s)
Appliances
- Included: Dishwasher, Dryer, Oven, Refrigerator, Stainless Steel Appliance(s), Washer
- Laundry: In Kitchen
Features
- First Floor Bedroom, First Floor Full Bath, Entrance Foyer, Pantry, Master Downstairs
- Flooring: Hardwood, Laminate
- Basement: Partial,Unfinished,Walk-Out Access
- Attic: Partial
- Number of fireplaces: 1
- Fireplace features: Living Room, Pellet Stove
Interior area
- Total structure area: 1,496
- Total interior livable area: 1,496 sqft
Property
Parking
- Total spaces: 1
- Parking features: Driveway, Garage
- Garage spaces: 1
- Has uncovered spaces: Yes
Features
- Levels: One and One Half
- Patio & porch: Deck
- Exterior features: Lighting
- Fencing: Fenced
- Waterfront features: Beach Access, Lake Privileges, Water Access
Lot
- Size: 8,000 Square Feet
- Features: Level, Near Golf Course, Near Public Transit, Near School, Near Shops
Details
- Additional structures: Garage(s), Workshop
- Parcel number: 37220003306600010090000000
- Special conditions: None
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Cottage
- Property subtype: Single Family Residence, Residential
Materials
- Vinyl Siding
Condition
- Year built: 1938
Utilities & green energy
- Sewer: Septic Tank
- Water: Well
- Utilities for property: Cable Connected, Electricity Connected, Propane, Trash Collection Public, Water Connected
Community & HOA
Community
- Security: Security Lights
HOA
- Has HOA: No
Location
- Region: Carmel
Financial & listing details
- Price per square foot: $284/sqft
- Tax assessed value: $357,000
- Annual tax amount: $10,801
- Date on market: 5/31/2026
- Cumulative days on market: 23 days
- Listing agreement: Exclusive Right To Sell
- Inclusions: Washer, Dryer, Refrigerator, Stove, Dishwasher
- Exclusions: Rose bush, sunroom pellet stove
- Electric utility on property: Yes
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
| Date | Event | Price |
|---|---|---|
| 6/22/2026 | Pending sale | $425,000$284/sqft |
Source:  OneKey® MLS as distributed by MLS GRID #1006104 Report a problem | ||
| 5/31/2026 | Listed for sale | $425,000+2.4%$284/sqft |
Source: OneKey® MLS as distributed by MLS GRID #1006104 Report a problem | ||
| 12/27/2025 | Listing removed | $415,000$277/sqft |
Source: OneKey® MLS as distributed by MLS GRID #929734 Report a problem | ||
| 12/4/2025 | Price change | $415,000-3.5%$277/sqft |
Source: OneKey® MLS as distributed by MLS GRID #929734 Report a problem | ||
| 11/12/2025 | Price change | $429,999-5.5%$287/sqft |
Source: OneKey® MLS as distributed by MLS GRID #929734 Report a problem | ||
| 11/6/2025 | Listed for sale | $455,000+160%$304/sqft |
Source: OneKey® MLS as distributed by MLS GRID #929734 Report a problem | ||
| 7/10/2002 | Sold | $175,000$117/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | -- | $357,000 +104.4% |
| 2024 | -- | $174,700 |
| 2023 | -- | $174,700 |
| 2022 | -- | $174,700 |
| 2021 | -- | $174,700 |
| 2020 | -- | $174,700 |
| 2019 | -- | $174,700 |
| 2018 | -- | $174,700 +9% |
| 2017 | $7,061 | $160,300 |
| 2016 | -- | $160,300 |
| 2015 | -- | $160,300 -3% |
| 2014 | -- | $165,300 -6% |
| 2013 | -- | $175,800 -5% |
| 2012 | -- | $185,100 -9% |
| 2011 | -- | $203,400 -7% |
| 2010 | -- | $218,700 -8% |
| 2009 | -- | $237,700 -8% |
| 2008 | -- | $258,400 |
| 2007 | -- | $258,400 +15.3% |
| 2006 | -- | $224,200 +6% |
| 2005 | -- | $211,500 -13.8% |
| 2004 | -- | $245,484 +28.5% |
| 2003 | -- | $191,031 +8.2% |
| 2002 | -- | $176,635 +17.6% |
| 2001 | -- | $150,200 +8.8% |
| 2000 | -- | $138,100 |
Find assessor info on the county website
Monthly payment
Estimated monthly payment$1,822
All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: Lake Carmel
Nearby schools
GreatSchools rating
- 4/10George Fischer Middle SchoolGrades: 5-8Distance: 0.8 mi
- 6/10Carmel High SchoolGrades: 9-12Distance: 1.7 mi
- 7/10Matthew Paterson Elementary SchoolGrades: K-4Distance: 4.9 mi
Schools provided by the listing agent
- Elementary: Matthew Paterson Elementary School
- Middle: George Fischer Middle School
- High: Carmel High School
Source: OneKey® MLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
- New York
- Putnam County
- Carmel
- 10512
- Lake Carmel
- 20 Heathcote Road
Nearby cities
Nearby neighborhoods
Nearby zip codes
Other Carmel Topics
