Experience peaceful country living on 5 scenic acres in unincorporated Lincoln County with this stunning waterfront retreat. With timeless curb appeal, the brick-front exterior is complemented by mature landscaping and a beautifully maintained yard that enhances the home’s serene setting. Step inside to find elegant architectural details, including a coffered ceiling in the formal dining room and a vaulted great room anchored by a cozy wood-burning fireplace. A dramatic window wall fills the space with natural light while showcasing peaceful views of the shared 6-acre lake. The spacious eat-in kitchen is designed for both everyday living and entertaining, featuring a center island, marble countertops, and abundant cabinetry, along with convenient main floor laundry nearby. The main level offers three generously sized bedrooms and two full baths, including a private primary suite with a bay window, coffered ceiling, and a well-appointed en suite bath complete with a soaking tub and dual sink vanity. The partially finished walk-out basement expands your living space with a fourth bedroom, full bath, custom bar area, and a large recreation space—perfect for gatherings or relaxing. Step outside to enjoy the covered patio just off the kitchen, an additional patio from the lower level, and a charming gazebo, all ideal for taking in the tranquil surroundings. Additional highlights include a new roof and HVAC system in 2024, making this home as practical as it is beautiful. A rare opportunity to enjoy peaceful, waterfront living with modern comforts and thoughtful updates throughout.
Pending
Listed by: MO Realty
$579,900
20 Morgan Valley Ln, Foley, MO 63347
4beds
3,377sqft
Single Family Residence
Built in 2003
5 Acres Lot
$589,900 Zestimate®
$172/sqft
$17/mo HOA
What's special
Cozy wood-burning fireplacePartially finished walk-out basementCharming gazeboWaterfront retreatBrick-front exteriorBeautifully maintained yardThree generously sized bedrooms
- 12 days |
- 510 |
- 14 |
Likely to sell faster than
Zillow last checked:
Listing updated:
Listed by:
Scott W Dyer 636-262-1292,
MO Realty
Source: MARIS,MLS#: 26036443
Originating MLS: St. Charles County Association of REALTORS
Originating MLS: St. Charles County Association of REALTORSFacts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
- Main level bathrooms: 2
- Main level bedrooms: 3
Heating
- Electric, Forced Air, Heat Pump
Cooling
- Ceiling Fan(s), Central Air, Electric
Appliances
- Included: Dishwasher, Disposal, Microwave, Free-Standing Electric Oven, Refrigerator, Electric Water Heater
- Laundry: Laundry Room, Main Level, Sink
Features
- Breakfast Room, Cathedral Ceiling(s), Ceiling Fan(s), Coffered Ceiling(s), Custom Cabinetry, Double Vanity, Eat-in Kitchen, Entrance Foyer, High Ceilings, Kitchen Island, Pantry, Recessed Lighting, Separate Dining, Separate Shower, Soaking Tub, Solid Surface Countertop(s), Walk-In Closet(s), Workshop/Hobby Area
- Flooring: Carpet, Ceramic Tile, Hardwood
- Doors: French Doors, Panel Door(s)
- Basement: Concrete,Partially Finished,Full,Sleeping Area,Storage Space,Sump Pump,Walk-Out Access
- Number of fireplaces: 1
- Fireplace features: Great Room, Wood Burning
Interior area
- Total structure area: 3,377
- Total interior livable area: 3,377 sqft
- Finished area above ground: 2,057
- Finished area below ground: 1,320
Property
Parking
- Total spaces: 2
- Parking features: Driveway, Garage, Garage Door Opener, Garage Faces Side, Gravel, Inside Entrance, Outside, Paved
- Attached garage spaces: 2
- Has uncovered spaces: Yes
Features
- Levels: One
- Patio & porch: Covered, Front Porch, Patio
- Has view: Yes
- On waterfront: Yes
- Waterfront features: Lake Front, Lake Privileges
Lot
- Size: 5 Acres
- Features: Back Yard, Cleared, Front Yard, Gentle Sloping, Irregular Lot, Landscaped, Natural Foliage, Pie Shaped Lot, Some Trees, Suitable for Horses, Views
Details
- Additional structures: Gazebo
- Parcel number: 109031000000003016
- Special conditions: Standard
- Horses can be raised: Yes
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Ranch,Traditional
- Property subtype: Single Family Residence
Materials
- Brick, Frame, Vinyl Siding
- Foundation: Concrete Perimeter
- Roof: Architectural Shingle
Condition
- Year built: 2003
Utilities & green energy
- Electric: Single Phase
- Sewer: Septic Tank
- Water: Public
- Utilities for property: Electricity Connected, Water Connected
Community & HOA
Community
- Features: Lake
- Security: Smoke Detector(s)
- Subdivision: Morgan Meadows
HOA
- Has HOA: Yes
- Amenities included: Lake
- Services included: Maintenance Parking/Roads, Common Area Maintenance
- HOA fee: $200 annually
- HOA name: Morgan Meadows
Location
- Region: Foley
Financial & listing details
- Price per square foot: $172/sqft
- Tax assessed value: $306,960
- Annual tax amount: $3,157
- Date on market: 6/18/2026
- Cumulative days on market: 29 days
- Listing terms: 1031 Exchange,Cash,Conventional,FHA,VA Loan
- Ownership: Private
- Electric utility on property: Yes
Estimated market value
$589,900
$560,000 - $619,000
$2,431/mo
Price history
| Date | Event | Price |
|---|---|---|
| 6/21/2026 | Pending sale | $579,900$172/sqft |
Source:  MARIS #26036443 Report a problem | ||
| 6/18/2026 | Listed for sale | $579,900-3.4%$172/sqft |
Source: MARIS #26036443 Report a problem | ||
| 6/8/2026 | Listing removed | $600,000$178/sqft |
Source: MARIS #26030710 Report a problem | ||
| 5/22/2026 | Listed for sale | $600,000$178/sqft |
Source: MARIS #26030710 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $3,157 +4% | $58,322 +10.1% |
| 2024 | $3,034 -0.5% | $52,985 |
| 2023 | $3,048 +6.2% | $52,985 |
| 2022 | $2,870 | $52,985 +5.5% |
| 2021 | -- | $50,246 +13% |
| 2020 | $2,483 -0.1% | $44,458 |
| 2019 | $2,486 | $44,458 -0.9% |
| 2018 | $2,486 +17.5% | $44,853 |
| 2017 | $2,116 | $44,853 +23.3% |
| 2016 | $2,116 -0.4% | $36,364 |
| 2015 | $2,124 | $36,364 -0.8% |
| 2014 | $2,124 +0.3% | $36,674 |
| 2013 | $2,119 | $36,674 -2.2% |
| 2012 | -- | $37,512 |
| 2011 | -- | $37,512 -2.8% |
| 2010 | -- | $38,580 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: 63347
Nearby schools
GreatSchools rating
- 6/10Winfield Intermediate SchoolGrades: 3-5Distance: 6.4 mi
- 7/10Winfield Middle SchoolGrades: 6-8Distance: 6.6 mi
- 3/10Winfield High SchoolGrades: 9-12Distance: 6.7 mi
Schools provided by the listing agent
- Elementary: Winfield Elem.
- Middle: Winfield Middle
- High: Winfield High
Source: MARIS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
- Missouri
- Lincoln County
- Foley
- 63347
- 20 Morgan Valley Ln
Nearby cities
Nearby zip codes
Other Foley Topics
