Perched directly above the river's edge on a unique island setting in the heart of Biddeford, this extraordinary waterfront property at 20 Pine Street offers breathtaking year-round panoramic river views from both floors and an impressive 57 feet of owned water frontage. Surrounded by the vibrant energy of Biddeford's thriving downtown -- including award-winning restaurants, coffee shops, boutiques, breweries, and celebrated arts scene -- this location delivers the perfect blend of waterfront tranquility and walkable urban convenience.
Currently owner-occupied as a single-family home, this versatile property remains approved for multifamily use, presenting endless possibilities for homeowners, investors, or those seeking a flexible waterfront retreat.
Inside, you'll find bright, open living spaces filled with natural light, warm wood flooring, and thoughtful updates throughout -- including updated flooring with radiant heat and a beautifully redone basement. Relax and take in the scenery from enclosed porches and private balconies that feel as though they're suspended above the water itself.
Step outside to your own private dock and enjoy the ultimate Maine waterfront lifestyle with boating, kayaking, swimming, fishing, and unforgettable sunsets right from your backyard. Rarely does a property combine charm, flexibility, extensive updates, direct waterfront access, and an unbeatable in-town island location in one remarkable offering.
A truly rare find in the heart of Biddeford!
Active
$600,000
20 Pine Street, Biddeford, ME 04005
4beds
2,160sqft
Multi Family
Built in 1880
-- sqft lot
$585,000 Zestimate®
$278/sqft
$-- HOA
What's special
Warm wood flooringEnclosed porchesPrivate dockDirect waterfront accessBeautifully redone basement
- 47 days |
- 1,004 |
- 33 |
Zillow last checked:
Listing updated:
Listed by:
Epique Realty
Source: Maine Listings,MLS#: 1662066
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Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
Heating
- Radiant
Cooling
- None
Features
- 1st Floor Bedroom, Primary Bedroom w/Bath
- Flooring: Tile, Wood
- Windows: Double Pane Windows
- Basement: Interior Entry,Full,Sump Pump,Unfinished
Interior area
- Total structure area: 2,160
- Total interior livable area: 2,160 sqft
- Finished area above ground: 2,160
- Finished area below ground: 0
Property
Parking
- Parking features: Paved, 1 - 4 Spaces
Features
- Stories: 2
- Patio & porch: Deck, Glassed-in Porch, Patio, Porch
- Has view: Yes
- View description: Scenic
- Body of water: Saco River
- Frontage length: Waterfrontage: 57,Waterfrontage Owned: 57
Lot
- Size: 3,920 Square Feet
- Features: Near Golf Course, Near Town, Near Railroad, Rolling Slope
Details
- Parcel number: BIDDM40L31
- Zoning: R2
Construction
Type & style
- Home type: MultiFamily
- Architectural style: New Englander,Other
- Property subtype: Multi Family
Materials
- Wood Frame, Vinyl Siding
- Foundation: Block, Granite
- Roof: Membrane,Tar/Gravel
Condition
- Year built: 1880
Utilities & green energy
- Electric: Circuit Breakers
- Sewer: Public Sewer
- Water: Public
Community & HOA
Location
- Region: Biddeford
Financial & listing details
- Price per square foot: $278/sqft
- Tax assessed value: $323,300
- Annual tax amount: $4,875
- Date on market: 5/13/2026
Estimated market value
$585,000
$556,000 - $614,000
$2,292/mo
Price history
| Date | Event | Price |
|---|---|---|
| 5/13/2026 | Listed for sale | $600,000+408.5%$278/sqft |
Source: | ||
| 5/6/2009 | Sold | $118,000$55/sqft |
Source: Agent Provided Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $4,597 +10.3% | $323,300 +1.8% |
| 2023 | $4,166 +12.9% | $317,500 +41.2% |
| 2022 | $3,691 +7.5% | $224,900 +19.4% |
| 2021 | $3,435 +5.5% | $188,400 +16% |
| 2020 | $3,256 +0.3% | $162,400 |
| 2019 | $3,245 +1.4% | $162,400 |
| 2018 | $3,199 +0.3% | $162,400 +2.2% |
| 2017 | $3,189 +1% | $158,900 |
| 2016 | $3,156 +7.3% | $158,900 -1.4% |
| 2015 | $2,942 +2.5% | $161,100 |
| 2014 | $2,869 -12% | $161,100 -13.3% |
| 2013 | $3,259 +19.2% | $185,900 |
| 2010 | $2,733 +15% | $185,900 +49% |
| 2006 | $2,377 | $124,800 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: 04005
Nearby schools
GreatSchools rating
- NAJohn F Kennedy Memorial SchoolGrades: PK-KDistance: 1.5 mi
- 5/10Biddeford High SchoolGrades: 8-12Distance: 0.8 mi
- NABiddeford Primary SchoolGrades: K-2Distance: 1.7 mi
A local agent can set up tours, give advice and negotiate with sellers.
- Maine
- York County
- Biddeford
- 04005
- 20 Pine Street







