Welcome to this charming brick row home in the heart of Downtown Frederick, offering over 1,100 square feet of character and modern updates! A two bedroom at this price is an exceptional opportunity for first timers, downsizers and investors alike. Original exposed ceiling beams and a vaulted eat-in kitchen with white cabinets and butcher-block counters give this home a warm, cottage-like feel. There is a main-level primary bedroom suite with claw foot tub, pedestal sink, which is exceptionally rare for downtown Frederick. Washer and dryer in the enclosed porch, conveniently not in the basement. The spacious upper-level loft bedroom offers endless possibilities for a second bedroom, home office, or creative space. Major systems have all been recently updated to include newer architectural shingle roof, mini-split heating and cooling system, hot water heater, all updated in the last four to five years, giving buyers true peace of mind on an older home. Enjoy a large rear yard for entertaining which is exceptionally deep. Off-street parking in the driveway, storage shed, and a recently re-built front stoop. All of this just a short walk to Baker Park, Carroll Creek and everything Downtown Frederick has to offer. Don't miss this one!
For sale
$299,900
20 S Jefferson St, Frederick, MD 21701
2beds
1,136sqft
Single Family Residence
Built in 1860
3,528 Square Feet Lot
$298,100 Zestimate®
$264/sqft
$-- HOA
What's special
Brick row homeSpacious upper-level loft bedroomPedestal sinkStorage shedOriginal exposed ceiling beamsNewer architectural shingle roofWhite cabinets
- 22 days |
- 2,121 |
- 189 |
Zillow last checked:
Listing updated:
Listed by:
Drew Hopley 301-275-2352,
Keller Williams Realty Centre 240-309-6000,
Listing Team: Live Frederick Group Of Keller Williams Realty Centre
Source: Bright MLS,MLS#: MDFR2083062
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Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
- Main level bathrooms: 1
- Main level bedrooms: 1
Rooms
- Room types: Living Room, Primary Bedroom, Bedroom 2, Kitchen, Basement, Laundry, Bathroom 1
Primary bedroom
- Features: Flooring - HardWood
- Level: Main
Bedroom 2
- Features: Flooring - HardWood
- Level: Upper
Bathroom 1
- Features: Flooring - Vinyl
- Level: Main
Basement
- Level: Lower
Kitchen
- Features: Eat-in Kitchen, Kitchen - Electric Cooking, Flooring - HardWood
- Level: Main
Laundry
- Level: Main
Living room
- Features: Flooring - HardWood
- Level: Main
Heating
- Wall Unit, Electric
Cooling
- Wall Unit(s), Electric
Appliances
- Included: Dryer, Oven/Range - Electric, Refrigerator, Washer, Water Heater, Electric Water Heater
- Laundry: Main Level, Laundry Room
Features
- Exposed Beams, Floor Plan - Traditional, Kitchen - Country, Kitchen - Table Space, Bathroom - Tub Shower, Crown Molding, Entry Level Bedroom, Plaster Walls, Dry Wall
- Flooring: Hardwood, Laminate, Wood
- Basement: Rear Entrance,Unfinished
- Has fireplace: No
Interior area
- Total structure area: 1,532
- Total interior livable area: 1,136 sqft
- Finished area above ground: 1,136
- Finished area below ground: 0
Property
Parking
- Total spaces: 2
- Parking features: Asphalt, Crushed Stone, Shared Driveway, Off Street
- Has uncovered spaces: Yes
Accessibility
- Accessibility features: None
Features
- Levels: Three
- Stories: 3
- Patio & porch: Patio
- Exterior features: Sidewalks
- Pool features: None
- Fencing: Back Yard
Lot
- Size: 3,528 Square Feet
Details
- Additional structures: Above Grade, Below Grade
- Parcel number: 1102112205
- Zoning: DR
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Colonial
- Property subtype: Single Family Residence
- Attached to another structure: Yes
Materials
- Brick
- Foundation: Stone
- Roof: Architectural Shingle
Condition
- Very Good
- New construction: No
- Year built: 1860
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Cable Available
Community & HOA
Community
- Subdivision: Downtown Frederick
HOA
- Has HOA: No
Location
- Region: Frederick
- Municipality: Frederick City
Financial & listing details
- Price per square foot: $264/sqft
- Tax assessed value: $328,033
- Annual tax amount: $5,787
- Date on market: 6/11/2026
- Listing agreement: Exclusive Right To Sell
- Listing terms: Cash,Conventional,FHA,VA Loan
- Ownership: Fee Simple
Estimated market value
$298,100
$283,000 - $313,000
$1,989/mo
Price history
| Date | Event | Price |
|---|---|---|
| 6/23/2026 | Listed for sale | $299,900$264/sqft |
Source:  Bright MLS #MDFR2083062 Report a problem | ||
| 6/14/2026 | Pending sale | $299,900$264/sqft |
Source: Bright MLS #MDFR2083062 Report a problem | ||
| 6/11/2026 | Listed for sale | $299,900+46.3%$264/sqft |
Source: Bright MLS #MDFR2083062 Report a problem | ||
| 8/1/2025 | Listing removed | $1,900$2/sqft |
Source: Zillow Rentals Report a problem | ||
| 7/12/2025 | Listed for rent | $1,900$2/sqft |
Source: Zillow Rentals Report a problem | ||
| 5/24/2021 | Sold | $205,000+5.1%$180/sqft |
Source: Public Record Report a problem | ||
| 3/29/2021 | Pending sale | $195,000$172/sqft |
Source:  RE/MAX International #MDFR279168 Report a problem | ||
| 3/24/2021 | Listed for sale | $195,000+116.7%$172/sqft |
Source: RE/MAX International #MDFR279168 Report a problem | ||
| 3/25/2009 | Sold | $90,000-41.9%$79/sqft |
Source: Public Record Report a problem | ||
| 5/3/2004 | Sold | $155,000$136/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $5,875 -94.7% | $317,000 +20.9% |
| 2024 | $110,110 +2854.2% | $262,167 +26.4% |
| 2023 | $3,727 +36.4% | $207,333 +36% |
| 2022 | $2,732 +5.4% | $152,500 +5.5% |
| 2021 | $2,591 +6.3% | $144,500 |
| 2020 | $2,437 +6.3% | -- |
| 2019 | $2,293 +1.1% | $128,500 +1% |
| 2018 | $2,269 +50.7% | $127,200 -1% |
| 2017 | $1,506 -38.4% | $128,500 +3.1% |
| 2016 | $2,447 | $124,600 |
| 2015 | $2,447 | $124,600 |
| 2014 | $2,447 | $124,600 -5.7% |
| 2013 | -- | $132,200 +0.7% |
| 2012 | -- | $131,297 +0.7% |
| 2011 | -- | $130,393 +0.7% |
| 2010 | -- | $129,490 -31.6% |
| 2009 | -- | $189,186 +10.5% |
| 2008 | -- | $171,263 +11.7% |
| 2007 | -- | $153,340 +17.4% |
| 2006 | -- | $130,586 +21.1% |
| 2005 | -- | $107,833 +26.7% |
| 2004 | -- | $85,080 +0.3% |
| 2003 | -- | $84,796 +0.3% |
| 2002 | -- | $84,513 +0.3% |
| 2001 | -- | $84,230 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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Climate risks
Neighborhood: 21701
Nearby schools
GreatSchools rating
- 7/10Parkway Elementary SchoolGrades: PK-5Distance: 0.2 mi
- 6/10West Frederick Middle SchoolGrades: 6-8Distance: 0.4 mi
- 4/10Frederick High SchoolGrades: 9-12Distance: 0.5 mi
Schools provided by the listing agent
- District: Frederick County Public Schools
Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
- Maryland
- Frederick County
- Frederick
- 21701
- 20 S Jefferson St
Nearby cities
Nearby zip codes
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