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Pending
  • $315,000

    20 St Joseph Street, Schenectady, NY 12303

    3beds
    1,443sqft
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    Single Family Residence, Residential
    Built in 1955
    0.36 Acres Lot
    $341,500 Zestimate®
    $218/sqft
    $-- HOA

    What's special

    Modern flooringAbundant natural lightOpen-concept great room designBeautifully finished hardwood floorsBreakfast bar seatingCozy gathering areaGenerous counter space
    MULTIPLE OFFERS. Sweet, spacious, and beautifully updated, this charming Cape Cod welcomes you from the moment you arrive. Located in the Town of Colonie within the highly regarded Mohonasen School District, this move-in-ready home offers three finished levels of comfortable living space, thoughtful updates throughout, and a surprisingly spacious open layout filled with warmth and natural light. The open-concept Great Room design seamlessly connects the living room, dining area, and updated eat-in kitchen featuring rich cabinetry, generous counter space, breakfast bar seating, modern flooring, and abundant natural light -- creating the perfect setting for both everyday living and entertaining. The first floor also offers a spacious bedroom and an updated full bath, providing flexibility for guests, an office, or convenient one-floor living. Upstairs, the spacious primary suite features beautifully finished hardwood floors, a sitting area, updated full bath, and a potential 3rd bedroom/nursery space currently serving as an office/walk-in closet. The upper level offers versatility rarely found in homes of this style and size. The finished basement expands the living space even further and is perfect for recreation, movie nights, or entertaining. A stylish wet bar creates a cozy gathering area with additional space ready for an electric fireplace, while the unfinished section provides excellent storage and workshop space. Outside, the deep fully fenced backyard offers privacy, room to play, gardening potential, and peaceful outdoor enjoyment surrounded by mature trees. Despite its convenient location close to shopping, dining, parks, and major routes, the neighborhood offers a quiet country-road feel with nearby walking access to Pinewood and Bradt Schools. A truly delightful home offering charm, flexibility, tasteful updates, and exceptional value in a convenient location in Colonie.
    41 days
    |
    111
    |
    3
    |

    Likely to sell faster than

    Zillow last checked:

    Listing updated:

    Listed by:

    DeGonza Realty 518-860-1480,

    Garry DeGonza 518-860-1480

    Source: Global MLS,MLS#: 202618080MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 2
      Primary bedroom
      • Description: HW floors
      • Level: Second
      Bedroom
      • Description: Closet
      • Level: First
      Primary bathroom
      • Description: remodeled
      • Level: Second
      Full bathroom
      • Description: remodeled
      • Level: First
      Dining room
      • Description: closet
      • Level: First
      Game room
      • Description: Wet Bar
      • Level: Basement
      Kitchen
      • Description: Breakfast Bar
      • Level: First
      Living room
      • Description: Lighted Paddle Fan
      • Level: First
      Office
      • Description: HW, Closet
      • Level: Second
      Other
      • Description: sitting area
      • Level: Second
      Heating
      • Forced Air, Natural Gas
      Cooling
      • Central Air
      Appliances
      • Included: Dishwasher, Microwave, Range, Refrigerator, Washer/Dryer
      Features
      • Ceiling Fan(s), Solid Surface Counters, Wet Bar, Eat-in Kitchen
      • Flooring: Vinyl, Ceramic Tile, Hardwood, Laminate
      • Basement: Finished,Full,Interior Entry,Unfinished
      • Number of fireplaces: 1
      Interior area
      • Total structure area: 1,443
      • Total interior livable area: 1,443 sqft
      • Finished area above ground: 1,443
      • Finished area below ground: 300

      Property

      Parking
      • Total spaces: 5
      • Parking features: Off Street, Paved, Attached, Driveway, Garage Door Opener
      • Garage spaces: 1
      • Has uncovered spaces: Yes
      Features
      • Patio & porch: Patio
      • Fencing: Wood,Back Yard,Fenced,Perimeter,Privacy
      Lot
      • Size: 0.36 Acres
      • Features: Level, Private, Road Frontage, Cleared, Garden
      Details
      • Additional structures: Shed(s)
      • Parcel number: 012689 15.2250
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Cape Cod
      • Property subtype: Single Family Residence, Residential
      Materials
      • Vinyl Siding
      • Foundation: Block
      • Roof: Asphalt
      Condition
      • Updated/Remodeled
      • New construction: No
      • Year built: 1955

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Cable Connected

      Community & HOA

      HOA
      • Has HOA: No
      Location
      • Region: Schenectady

      Financial & listing details

      • Price per square foot: $218/sqft
      • Tax assessed value: $219,700
      • Annual tax amount: $4,469
      • Date on market: 5/27/2026
      • Listing terms: Cash

        Estimated market value

        $341,500

        $324,000 - $359,000

        $2,402/mo

        Price history

        DateEventPrice
        5/31/2026Pending sale$315,000$218/sqft
        Source: Global MLS #202618080 Report a problem
        5/27/2026Listed for sale$315,000+61.5%$218/sqft
        Source: Global MLS #202618080 Report a problem
        11/21/2019Sold$195,000$135/sqft
        Source: Global MLS #201930755 Report a problem
        9/23/2019Pending sale$195,000$135/sqft
        Source: Coldwell Banker Prime Properties #201930755 Report a problem
        9/18/2019Listed for sale$195,000+5.8%$135/sqft
        Source: Coldwell Banker Prime Prop. #201930755 Report a problem
        11/7/2018Sold$184,370-0.3%$128/sqft
        Source: Global MLS #201828654 Report a problem
        9/25/2018Pending sale$185,000$128/sqft
        Source: Howard Hanna - Clifton Park #201828654 Report a problem
        9/10/2018Listed for sale$185,000+105.6%$128/sqft
        Source: Howard Hanna #201828654 Report a problem
        8/27/2009Sold$90,000$62/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025-- $96,000
        2024-- $96,000
        2023-- $96,000
        2022-- $96,000
        2021-- $96,000
        2020-- $96,000 +13.6%
        2019-- $84,500
        2018-- $84,500
        2017-- $84,500
        2016-- $84,500
        2015-- $84,500
        2014-- $84,500
        2013-- $84,500
        2012-- $84,500
        2011-- $84,500
        2010-- $84,500
        2009-- $84,500
        2008-- $84,500
        2007-- $84,500
        2006-- $84,500
        2005-- $84,500
        2004-- $84,500
        2003-- $84,500
        2002-- $84,500
        2001-- $84,500
        2000-- $84,500

        Find assessor info on the county website

        Monthly payment

        Estimated monthly payment$1,822
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 12303

        Getting around

        17 / 100
        Car-Dependent
        0 / 100
        No Nearby Transit
        28 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Pinewood
        • High: Mohonasen

        Source: Global MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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