MULTIPLE OFFERS. Sweet, spacious, and beautifully updated, this charming Cape Cod welcomes you from the moment you arrive. Located in the Town of Colonie within the highly regarded Mohonasen School District, this move-in-ready home offers three finished levels of comfortable living space, thoughtful updates throughout, and a surprisingly spacious open layout filled with warmth and natural light.
The open-concept Great Room design seamlessly connects the living room, dining area, and updated eat-in kitchen featuring rich cabinetry, generous counter space, breakfast bar seating, modern flooring, and abundant natural light -- creating the perfect setting for both everyday living and entertaining.
The first floor also offers a spacious bedroom and an updated full bath, providing flexibility for guests, an office, or convenient one-floor living.
Upstairs, the spacious primary suite features beautifully finished hardwood floors, a sitting area, updated full bath, and a potential 3rd bedroom/nursery space currently serving as an office/walk-in closet. The upper level offers versatility rarely found in homes of this style and size.
The finished basement expands the living space even further and is perfect for recreation, movie nights, or entertaining. A stylish wet bar creates a cozy gathering area with additional space ready for an electric fireplace, while the unfinished section provides excellent storage and workshop space.
Outside, the deep fully fenced backyard offers privacy, room to play, gardening potential, and peaceful outdoor enjoyment surrounded by mature trees. Despite its convenient location close to shopping, dining, parks, and major routes, the neighborhood offers a quiet country-road feel with nearby walking access to Pinewood and Bradt Schools.
A truly delightful home offering charm, flexibility, tasteful updates, and exceptional value in a convenient location in Colonie.
Pending
$315,000
20 St Joseph Street, Schenectady, NY 12303
3beds
1,443sqft
Single Family Residence, Residential
Built in 1955
0.36 Acres Lot
$341,500 Zestimate®
$218/sqft
$-- HOA
What's special
Modern flooringAbundant natural lightOpen-concept great room designBeautifully finished hardwood floorsBreakfast bar seatingCozy gathering areaGenerous counter space
- 41 days |
- 111 |
- 3 |
Likely to sell faster than
Zillow last checked:
Listing updated:
Listed by:
DeGonza Realty 518-860-1480,
Garry DeGonza 518-860-1480
Source: Global MLS,MLS#: 202618080
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Primary bedroom
- Description: HW floors
- Level: Second
Bedroom
- Description: Closet
- Level: First
Primary bathroom
- Description: remodeled
- Level: Second
Full bathroom
- Description: remodeled
- Level: First
Dining room
- Description: closet
- Level: First
Game room
- Description: Wet Bar
- Level: Basement
Kitchen
- Description: Breakfast Bar
- Level: First
Living room
- Description: Lighted Paddle Fan
- Level: First
Office
- Description: HW, Closet
- Level: Second
Other
- Description: sitting area
- Level: Second
Heating
- Forced Air, Natural Gas
Cooling
- Central Air
Appliances
- Included: Dishwasher, Microwave, Range, Refrigerator, Washer/Dryer
Features
- Ceiling Fan(s), Solid Surface Counters, Wet Bar, Eat-in Kitchen
- Flooring: Vinyl, Ceramic Tile, Hardwood, Laminate
- Basement: Finished,Full,Interior Entry,Unfinished
- Number of fireplaces: 1
Interior area
- Total structure area: 1,443
- Total interior livable area: 1,443 sqft
- Finished area above ground: 1,443
- Finished area below ground: 300
Property
Parking
- Total spaces: 5
- Parking features: Off Street, Paved, Attached, Driveway, Garage Door Opener
- Garage spaces: 1
- Has uncovered spaces: Yes
Features
- Patio & porch: Patio
- Fencing: Wood,Back Yard,Fenced,Perimeter,Privacy
Lot
- Size: 0.36 Acres
- Features: Level, Private, Road Frontage, Cleared, Garden
Details
- Additional structures: Shed(s)
- Parcel number: 012689 15.2250
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Cape Cod
- Property subtype: Single Family Residence, Residential
Materials
- Vinyl Siding
- Foundation: Block
- Roof: Asphalt
Condition
- Updated/Remodeled
- New construction: No
- Year built: 1955
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Cable Connected
Community & HOA
HOA
- Has HOA: No
Location
- Region: Schenectady
Financial & listing details
- Price per square foot: $218/sqft
- Tax assessed value: $219,700
- Annual tax amount: $4,469
- Date on market: 5/27/2026
- Listing terms: Cash
Estimated market value
$341,500
$324,000 - $359,000
$2,402/mo
Price history
| Date | Event | Price |
|---|---|---|
| 5/31/2026 | Pending sale | $315,000$218/sqft |
Source: | ||
| 5/27/2026 | Listed for sale | $315,000+61.5%$218/sqft |
Source: | ||
| 11/21/2019 | Sold | $195,000$135/sqft |
Source: | ||
| 9/23/2019 | Pending sale | $195,000$135/sqft |
Source: Coldwell Banker Prime Properties #201930755 Report a problem | ||
| 9/18/2019 | Listed for sale | $195,000+5.8%$135/sqft |
Source: Coldwell Banker Prime Prop. #201930755 Report a problem | ||
| 11/7/2018 | Sold | $184,370-0.3%$128/sqft |
Source: | ||
| 9/25/2018 | Pending sale | $185,000$128/sqft |
Source: Howard Hanna - Clifton Park #201828654 Report a problem | ||
| 9/10/2018 | Listed for sale | $185,000+105.6%$128/sqft |
Source: Howard Hanna #201828654 Report a problem | ||
| 8/27/2009 | Sold | $90,000$62/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | -- | $96,000 |
| 2024 | -- | $96,000 |
| 2023 | -- | $96,000 |
| 2022 | -- | $96,000 |
| 2021 | -- | $96,000 |
| 2020 | -- | $96,000 +13.6% |
| 2019 | -- | $84,500 |
| 2018 | -- | $84,500 |
| 2017 | -- | $84,500 |
| 2016 | -- | $84,500 |
| 2015 | -- | $84,500 |
| 2014 | -- | $84,500 |
| 2013 | -- | $84,500 |
| 2012 | -- | $84,500 |
| 2011 | -- | $84,500 |
| 2010 | -- | $84,500 |
| 2009 | -- | $84,500 |
| 2008 | -- | $84,500 |
| 2007 | -- | $84,500 |
| 2006 | -- | $84,500 |
| 2005 | -- | $84,500 |
| 2004 | -- | $84,500 |
| 2003 | -- | $84,500 |
| 2002 | -- | $84,500 |
| 2001 | -- | $84,500 |
| 2000 | -- | $84,500 |
Find assessor info on the county website
Monthly payment
Estimated monthly payment$1,822
All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: 12303
Nearby schools
GreatSchools rating
- 4/10Pinewood Elementary SchoolGrades: 3-5Distance: 0.2 mi
- 5/10Draper Middle SchoolGrades: 6-8Distance: 2 mi
- 5/10Mohonasen Senior High SchoolGrades: 9-12Distance: 2 mi
Schools provided by the listing agent
- Elementary: Pinewood
- High: Mohonasen
Source: Global MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
- New York
- Albany County
- Schenectady
- 12303
- 20 St Joseph Street



