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For sale
    • Price cut: $5K (9/25)
    $574,900

    20 SPRING STREET, PALM COAST, FL 32164

    3beds
    1,851sqft
    : 
    $4,123/mo
    Get pre-qualified
    Single Family Residence
    Built in 2022
    6,251 Square Feet Lot
    $560,000 Zestimate®
    $311/sqft
    $54/mo HOA

    What's special

    Exclusive courtyard homeRefined finishes throughoutView of the pondPrivate resort-style oasisWaterfall featurePremium preserve homesiteFull gutters
    Welcome to 20 Spring Street Palm Coast, FL 32164 - Coastal Gardens Community- Town Center Exclusive home in desirable Town Center Coastal Gardens Palm Coast - Premium preserve homesite Luxury Custom block courtyard home with a Custom Resort-Style private In-ground pool with Premium Upgrades. Why wait to build when this immaculate, fully upgraded custom built home is ready for you to enjoy today! Home is 3 years and 8 months young - Offering the Canterbury Model 3 bedrooms, 3 full bathrooms and a flex room with a sun tunnel. Total 2,692 total sq. ft. of beautifully designed living space, this exceptional residence combines luxury, comfort, and effortless Florida living. ***Most all high-end furnishings are included making this home an exceptional turnkey opportunity.*** 5 TV's Included - All Appliances - Move in ready. Just unpack and enjoy Florida living - **If not interested in furniture no problem owner will remove** Make all offers known! Step inside and immediately appreciate the soaring 10–13 ft. ceilings, elegant 8-ft. doors throughout, and refined finishes throughout, creating a light, open and sophisticated atmosphere and great for entertaining. The chef’s kitchen is the heart of the home, featuring a spectacular 12-foot center island, high-end appliances, and abundant space for cooking, gathering, and entertaining. Step outside to your private resort-style oasis. The expansive 40' x 14' screened lanai showcases a stunning saltwater in-ground pool with a travertine edge, waterfall feature, sun shelf with umbrella stand and evening lighting, creating the perfect setting for relaxing nights or lively gatherings. The fully equipped summer kitchen with a Blaze stainless steel gas grill and sink makes outdoor entertaining effortless while you enjoy Florida’s sunshine and breezes. Situated on a premium lot backing to a protected preserve and a view of the pond, The backyard offers full privacy with no neighbors behind you. Comparable homes in the same price range simply can’t offer all that this home has to offer. Truly a must see! This meticulously maintained home also includes: * CDD bond fully paid, saving thousands! Only pay the maintenance portion of $262.00 year which is included in the property taxes which is $6,164 yr. * Whole-house Brita Pro water filtration system for exceptional water quality throughout the home. * Exclusive Courtyard home with a 3-car garage with durable XANO521 coated flooring. * Rare “Florida Basement” attic tons of storage with pull-down stairs, flooring, and lighting * Professionally designed landscaping and lighting * Sealed brick paver driveway * Transferrable structural warranty * Bahama / Plantation shutters * Full Gutters * Fully fenced yard with 3 access gates * Low HOA dues $650.00 per year only $54.00 month. * Fast closing available Located just minutes from Flagler Beach, with nearby walking and biking trails, this home delivers the perfect blend of luxury living, privacy, and convenience.
    91 days
    799
    62

    Zillow last checked:

    Listing updated:

    Listed by:

    Laura Rode 941-724-9957,

    KW COASTAL LIVING III 941-900-4151,

    Matthew Rode 941-241-7949,

    KW COASTAL LIVING III

    Source: Stellar MLS,MLS#: A4698475MLS LogoOriginating MLS: Sarasota - Manatee

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 3
      • Full bathrooms: 3
      Rooms
      • Room types: Attic, Dining Room
      Primary bedroom
      • Features: Ceiling Fan(s), Other, Built-in Closet
      • Level: First
      • Area: 238 Square Feet
      • Dimensions: 14x17
      Bedroom 2
      • Features: Built-In Shelving, Built-in Closet
      • Level: First
      • Area: 132 Square Feet
      • Dimensions: 11x12
      Bedroom 3
      • Features: Built-In Shelving, Ceiling Fan(s), Walk-In Closet(s)
      • Level: First
      • Area: 132 Square Feet
      • Dimensions: 12x11
      Primary bathroom
      • Features: Built-In Shelving, Dual Sinks, Exhaust Fan, Granite Counters, Shower No Tub, Water Closet/Priv Toilet, Window/Skylight in Bath, Built-in Closet
      • Level: First
      Bathroom 2
      • Features: Exhaust Fan, Granite Counters, Shower No Tub
      • Level: First
      Bathroom 3
      • Features: Exhaust Fan, Granite Counters, Tub With Shower
      • Level: First
      Balcony porch lanai
      • Features: Ceiling Fan(s), Granite Counters, Wet Bar
      • Level: First
      Dining room
      • Level: First
      • Area: 154 Square Feet
      • Dimensions: 14x11
      Foyer
      • Level: First
      Great room
      • Features: Ceiling Fan(s)
      • Level: First
      • Area: 486 Square Feet
      • Dimensions: 18x27
      Kitchen
      • Features: Built-In Shelving, Pantry, Granite Counters, Kitchen Island, Built-in Closet
      • Level: First
      • Area: 126 Square Feet
      • Dimensions: 9x14
      Laundry
      • Features: Single Vanity
      • Level: First
      • Area: 49 Square Feet
      • Dimensions: 7x7
      Office
      • Features: Other
      • Level: First
      • Area: 54 Square Feet
      • Dimensions: 6x9
      Heating
      • Central, Electric, Heat Pump
      Cooling
      • Central Air
      Appliances
      • Included: Convection Oven, Dishwasher, Disposal, Dryer, Electric Water Heater, Ice Maker, Microwave, Range, Refrigerator, Washer, Water Filtration System
      • Laundry: Laundry Room
      Features
      • Cathedral Ceiling(s), Ceiling Fan(s), Chair Rail, Coffered Ceiling(s), Crown Molding, High Ceilings, In Wall Pest System, Open Floorplan, Pest Guard System, Primary Bedroom Main Floor, Solid Wood Cabinets, Stone Counters, Thermostat, Tray Ceiling(s), Vaulted Ceiling(s), Walk-In Closet(s)
      • Flooring: Ceramic Tile, Epoxy, Travertine
      • Doors: Outdoor Grill, Outdoor Kitchen, Sliding Doors
      • Windows: Skylight(s), Window Treatments, Shutters
      • Has fireplace: Yes
      • Fireplace features: Electric, Family Room
      Interior area
      • Total structure area: 2,692
      • Total interior livable area: 1,851 sqft
      Video & virtual tour

      Property

      Parking
      • Total spaces: 3
      • Parking features: Driveway, Garage Door Opener, Oversized
      • Attached garage spaces: 3
      • Has uncovered spaces: Yes
      Features
      • Levels: One
      • Stories: 1
      • Patio & porch: Covered, Enclosed, Patio, Rear Porch, Screened
      • Exterior features: Awning(s), Courtyard, Irrigation System, Lighting, Outdoor Grill, Outdoor Kitchen, Rain Gutters
      • Has private pool: Yes
      • Pool features: Auto Cleaner, Deck, Gunite, In Ground, Lighting, Pool Alarm, Salt Water, Screen Enclosure, Self Cleaning, Tile
      • Fencing: Fenced,Other
      • Has view: Yes
      • View description: Pool, Water, Pond
      • Has water view: Yes
      • Water view: Water,Pond
      Lot
      • Size: 6,251 Square Feet
      • Features: Conservation Area, Landscaped, Level, Private, Sidewalk
      • Residential vegetation: Trees/Landscaped
      Details
      • Additional structures: Outdoor Kitchen
      • Parcel number: 0512312755000001880
      • Zoning: SFR
      • Special conditions: None

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Courtyard,Custom,Patio,Ranch
      • Property subtype: Single Family Residence
      Materials
      • Block, Stone, Stucco
      • Foundation: Block, Slab
      • Roof: Shingle
      Condition
      • Completed
      • New construction: No
      • Year built: 2022
      Details
      • Builder model: Canterbury
      • Builder name: Paytas Homes, Inc

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: BB/HS Internet Available, Cable Connected, Electricity Connected, Phone Available, Sewer Connected, Sprinkler Recycled, Street Lights, Underground Utilities, Water Connected

      Community & HOA

      Community
      • Security: Smoke Detector(s)
      • Pet fee: $0 monthly
      • Subdivision: GABLES/TOWN CENTER
      HOA
      • Has HOA: Yes
      • HOA fee: $54 monthly
      • HOA name: Laura H. Simonette/CAM Manager
      • HOA phone: 386-366-0288
      Location
      • Region: Palm Coast

      Financial & listing details

      • Price per square foot: $311/sqft
      • Tax assessed value: $381,990
      • Annual tax amount: $6,164
      • Date on market: 7/1/2026
      • Cumulative days on market: 92 days
      • Listing terms: Cash,Conventional,FHA,VA Loan
      • Ownership: Fee Simple
      • Total actual rent: 0
      • Electric utility on property: Yes
      • Road surface type: Paved, Asphalt

        Estimated market value

        $560,000

        $532,000 - $588,000

        $2,194/mo

        Price history

        DateEventPrice
        9/25/2026Price change$574,900-0.9%$311/sqft
        Source: Stellar MLS #A4698475 Report a problem
        9/3/2026Price change$579,900-1.7%$313/sqft
        Source: Stellar MLS #A4698475 Report a problem
        8/22/2026Price change$589,900-1.7%$319/sqft
        Source: Stellar MLS #A4698475 Report a problem
        7/1/2026Listed for sale$599,900-5.7%$324/sqft
        Source: Stellar MLS #A4698475 Report a problem
        4/3/2026Listing removed$635,900$344/sqft
        Source: Stellar MLS #A4669694 Report a problem
        3/25/2026Price change$635,900-2.2%$344/sqft
        Source: Stellar MLS #A4669694 Report a problem
        3/7/2026Price change$649,900-0.8%$351/sqft
        Source: Stellar MLS #A4669694 Report a problem
        2/22/2026Price change$654,900-0.8%$354/sqft
        Source: Stellar MLS #A4669694 Report a problem
        1/8/2026Price change$659,900-1.5%$357/sqft
        Source: Stellar MLS #A4669694 Report a problem
        12/5/2025Price change$669,900-1.5%$362/sqft
        Source: Stellar MLS #A4669694 Report a problem
        10/31/2025Listed for sale$679,900$367/sqft
        Source: Stellar MLS #A4669694 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$6,421 -3.4%$381,990 -2.3%
        2024$6,645 -2.9%$391,017 -1.7%
        2023$6,840 +454.6%$397,736 +1183%
        2022$1,233 $31,000
        Find assessor info on the county website

        Monthly payment

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        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
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        Climate risks

        Neighborhood: 32164

        Getting around

        0 / 100
        Car-Dependent
        42 / 100
        Somewhat Bikeable

        Nearby schools

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