Come and see this maintained and thoughtfully updated 3-bedroom, 3.5-bath home offering over 2600 finished square feet on a 1.24 acre corner lot on a cul-de-sac! You'll love the peace of mind that comes with major improvements already completed: New windows and exterior doors, 2024 furnace, 2021 A/C, 2015 roof/gutters, and 2015 water heater. Step inside to find updated flooring and paint throughout! With a flexible floor plan the bright, spacious living areas have great functionality for everyday living and entertaining including a wood burning fireplace. The kitchen is ready to go featuring newer appliances and custom features in cabinets to include: a built in silverware drawer, swivel pots/pan shelving, pull out drawer, spice cabinet, baking pans cabinet and a dual trash can cabinet. Finishing out the kitchen with a floor to ceiling cabinet and good-sized pantry. Upstairs, you'll find spacious bedrooms all with new flooring installed in 2022. The primary suite boasts an updated en suite bath with ceramic tile, large walk-in shower and freestanding soaking tub. The full hall bath offers LVP flooring and updated vanity and paint. The basement includes a large finished area with an updated full bath! There is utility space left open for storage or workshop potential. Another finished room would be great for an office or craft room. Up on the main floor the Laundry room updates include modern finishes, cabinetry, updated floor and a newer washer/dryer set. Large 2 car garage with work bench (Has attached vise & grinder) and tool wall organization system, shelving and storage cabinet- all convey! Outdoor upgrades shine with a TREX deck (2022), updated front porch with TREX decking and replaced pillars (2021), and all new exterior lighting fixtures. Additional features include: new interior lighting throughout, push-up vinyl blinds on all windows, updated paint, and new door hinges throughout. This home is completely move-in ready—offering both style and efficiency in a well-established neighborhood. Don’t miss the opportunity to own a truly turnkey property in the sought after location of Cloverdale Heights.
Sold for $469,000
$469,000
20 Stephen Ct, Charles Town, WV 25414
3beds
2,632sqft
Single Family Residence
Built in 1990
1.24 Acres Lot
$464,300 Zestimate®
$178/sqft
$2,494 Estimated rent
Home value
$464,300
$409,000 - $525,000
$2,494/mo
Zestimate® history
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$2,816/mo
Est. payment
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$2,816/mo
Est. payment
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List your homeWhat's special
Wood burning fireplaceUpdated en suite bathFreestanding soaking tubLvp flooringCorner lotModern finishesUpdated vanity
Zillow last checked:
Listing updated:
Listed by:
DEB CROSLEY 571-271-1586,
Keller Williams Realty
Bought with:
Frank Ayala, 0225255137
Samson Properties
Source: Bright MLS,MLS#: WVJF2020358
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
- Main level bathrooms: 1
Rooms
- Room types: Living Room, Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Kitchen, Family Room, Foyer, Laundry, Other, Utility Room, Bathroom 1, Bathroom 2, Primary Bathroom, Half Bath
Primary bedroom
- Features: Attached Bathroom, Ceiling Fan(s), Flooring - Carpet, Lighting - Ceiling, Window Treatments
- Level: Upper
Bedroom 2
- Features: Flooring - Carpet, Window Treatments
- Level: Upper
Bedroom 3
- Features: Flooring - Laminate Plank, Ceiling Fan(s), Built-in Features, Lighting - Ceiling, Window Treatments
- Level: Upper
Primary bathroom
- Features: Bathroom - Walk-In Shower, Countertop(s) - Solid Surface, Double Sink, Flooring - Ceramic Tile, Lighting - Ceiling, Walk-In Closet(s), Window Treatments, Soaking Tub
- Level: Upper
Bathroom 1
- Features: Bathroom - Walk-In Shower, Flooring - Laminate Plank
- Level: Lower
Bathroom 2
- Features: Bathroom - Tub Shower, Countertop(s) - Solid Surface, Flooring - Luxury Vinyl Plank
- Level: Upper
Dining room
- Features: Flooring - Engineered Wood, Lighting - Ceiling, Window Treatments
- Level: Main
Dining room
- Features: Chair Rail, Crown Molding, Flooring - Engineered Wood, Lighting - Ceiling, Window Treatments
- Level: Main
Family room
- Features: Crown Molding, Fireplace - Wood Burning, Flooring - Engineered Wood, Window Treatments
- Level: Main
Foyer
- Features: Cathedral/Vaulted Ceiling, Crown Molding, Flooring - Engineered Wood, Lighting - Ceiling
- Level: Main
Half bath
- Features: Flooring - Laminate Plank
- Level: Main
Kitchen
- Features: Ceiling Fan(s), Granite Counters, Crown Molding, Flooring - Engineered Wood, Kitchen Island, Eat-in Kitchen, Kitchen - Electric Cooking, Lighting - Ceiling, Pantry, Window Treatments
- Level: Main
Laundry
- Features: Flooring - Laminate Plank, Lighting - Ceiling, Window Treatments
- Level: Main
Living room
- Features: Flooring - Engineered Wood, Window Treatments
- Level: Main
Other
- Features: Flooring - Other, Lighting - Ceiling
- Level: Lower
Other
- Features: Ceiling Fan(s), Flooring - Concrete, Flooring - Other
- Level: Lower
Utility room
- Features: Flooring - Concrete, Lighting - Ceiling
- Level: Lower
Heating
- Heat Pump, Electric
Cooling
- Heat Pump, Central Air, Electric
Appliances
- Included: Dishwasher, Disposal, Dryer, Exhaust Fan, Microwave, Self Cleaning Oven, Oven/Range - Electric, Range Hood, Refrigerator, Stainless Steel Appliance(s), Washer, Water Conditioner - Owned, Water Heater, Freezer, Water Treat System, Electric Water Heater
- Laundry: Has Laundry, Main Level, Laundry Room
Features
- Soaking Tub, Bathroom - Walk-In Shower, Ceiling Fan(s), Chair Railings, Crown Molding, Family Room Off Kitchen, Open Floorplan, Formal/Separate Dining Room, Eat-in Kitchen, Kitchen Island, Pantry, Primary Bath(s), Walk-In Closet(s), Other
- Flooring: Carpet, Ceramic Tile, Concrete, Engineered Wood, Laminate, Luxury Vinyl
- Doors: Sliding Glass, Storm Door(s)
- Windows: Energy Efficient, Low Emissivity Windows, Screens, Vinyl Clad, Window Treatments
- Basement: Full
- Number of fireplaces: 1
- Fireplace features: Glass Doors, Mantel(s), Screen, Wood Burning
Interior area
- Total structure area: 2,844
- Total interior livable area: 2,632 sqft
- Finished area above ground: 1,932
- Finished area below ground: 700
Property
Parking
- Total spaces: 2
- Parking features: Garage Faces Front, Inside Entrance, Concrete, Attached, Driveway
- Attached garage spaces: 2
- Has uncovered spaces: Yes
Accessibility
- Accessibility features: None
Features
- Levels: Three
- Stories: 3
- Patio & porch: Deck, Patio, Porch
- Exterior features: Street Lights
- Pool features: None
- Has view: Yes
- View description: Garden, Pasture, Scenic Vista, Trees/Woods, Mountain(s)
Lot
- Size: 1.24 Acres
- Features: Backs to Trees, Corner Lot, Cul-De-Sac, Front Yard, Landscaped, Open Lot, Rear Yard, SideYard(s), Corner Lot/Unit
Details
- Additional structures: Above Grade, Below Grade
- Parcel number: 06 4003900000000
- Zoning: 101
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Federal,Colonial
- Property subtype: Single Family Residence
Materials
- Combination
- Foundation: Concrete Perimeter
Condition
- Very Good
- New construction: No
- Year built: 1990
Utilities & green energy
- Sewer: On Site Septic
- Water: Well, Conditioner, Filter
- Utilities for property: Cable Available, Phone Available, Underground Utilities
Community & HOA
Community
- Subdivision: Cloverdale Heights
HOA
- Has HOA: Yes
- Amenities included: Common Grounds
- Services included: Snow Removal, Common Area Maintenance, Road Maintenance
- HOA fee: $50 monthly
- HOA name: CLOVERDALE HEIGHTS
Location
- Region: Charles Town
- Municipality: Kabletown
Financial & listing details
- Price per square foot: $178/sqft
- Tax assessed value: $329,500
- Annual tax amount: $2,297
- Date on market: 10/29/2025
- Listing agreement: Exclusive Right To Sell
- Listing terms: Conventional,FHA,VA Loan,Other,Cash,USDA Loan
- Inclusions: Ring Doorbell, Outdoor Cameras, Work Bench With Attached Tools, Water Softener (owned), Shelving In Basement, Cabinet In Garage, Shelving In Garage
- Ownership: Fee Simple
- Road surface type: Paved
Price history
| Date | Event | Price |
|---|---|---|
| 12/12/2025 | Sold | $469,000-4.1%$178/sqft |
Source:  Bright MLS #WVJF2020358 Report a problem | ||
| 11/5/2025 | Contingent | $489,000$186/sqft |
Source: Bright MLS #WVJF2020358 Report a problem | ||
| 10/21/2025 | Price change | $489,000-1%$186/sqft |
Source: Bright MLS #WVJF2017236 Report a problem | ||
| 10/7/2025 | Price change | $494,000-2%$188/sqft |
Source: Bright MLS #WVJF2017236 Report a problem | ||
| 9/24/2025 | Price change | $504,000-1.9%$191/sqft |
Source: Bright MLS #WVJF2017236 Report a problem | ||
| 8/13/2025 | Price change | $514,000-1.9%$195/sqft |
Source: Bright MLS #WVJF2017236 Report a problem | ||
| 8/7/2025 | Price change | $524,000-0.9%$199/sqft |
Source: Bright MLS #WVJF2017236 Report a problem | ||
| 7/25/2025 | Price change | $529,000-0.9%$201/sqft |
Source: Bright MLS #WVJF2017236 Report a problem | ||
| 6/20/2025 | Listed for sale | $534,000+137.4%$203/sqft |
Source: Bright MLS #WVJF2017236 Report a problem | ||
| 3/20/2010 | Listing removed | $224,900-0.4%$85/sqft |
Source: Visual Tour #JF7009746 Report a problem | ||
| 5/4/2009 | Sold | $225,900+0.4%$86/sqft |
Source: Public Record Report a problem | ||
| 3/22/2009 | Listed for sale | $224,900$85/sqft |
Source: Visual Tour #JF7009746 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $2,297 +6.8% | $197,700 +7.6% |
| 2024 | $2,150 +0.2% | $183,700 |
| 2023 | $2,146 +5.4% | $183,700 +7.6% |
| 2022 | $2,035 | $170,800 +6.3% |
| 2021 | -- | $160,700 +7.6% |
| 2020 | -- | $149,300 -0.7% |
| 2019 | $1,743 +0% | $150,300 +1.3% |
| 2018 | $1,742 +9.3% | $148,300 +9.3% |
| 2017 | $1,594 -0.4% | $135,700 -0.7% |
| 2016 | $1,600 +2.8% | $136,600 +3.4% |
| 2015 | $1,556 -0.6% | $132,100 -0.8% |
| 2014 | $1,565 +1.9% | $133,100 +11% |
| 2013 | $1,535 | $119,900 +2.8% |
| 2012 | $1,535 +4.8% | $116,600 -9.8% |
| 2011 | $1,465 -4.6% | $129,300 -6.4% |
| 2010 | $1,535 -14.9% | $138,200 -17.9% |
| 2009 | $1,804 -18.5% | $168,300 -17% |
| 2008 | $2,213 +48% | $202,800 +51.7% |
| 2007 | $1,496 -7.6% | $133,700 -0.4% |
| 2006 | $1,618 -3.8% | $134,200 +0% |
| 2005 | $1,682 | $134,160 +14.5% |
| 2004 | -- | $117,180 +8.1% |
| 2003 | -- | $108,420 +10.1% |
| 2002 | -- | $98,460 +8.2% |
| 2001 | -- | $90,960 |
Find assessor info on the county website
Neighborhood: 25414
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Nearby schools
GreatSchools rating
- NAPage Jackson Elementary SchoolGrades: PK-2Distance: 1.7 mi
- 5/10Charles Town Middle SchoolGrades: 6-8Distance: 2.9 mi
- 3/10Washington High SchoolGrades: 9-12Distance: 1 mi
Schools provided by the listing agent
- District: Jefferson County Schools
Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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Estimated market value
$464,300
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Find out how much your home could sell for in as little as 3 minutes with a no-obligation cash offer.
Estimated market value
$464,300
- West Virginia
- Jefferson County
- Charles Town
- 25414
- 20 Stephen Ct
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