Investor Opportunity in Waterloo! This 2-bedroom, 1-bath home is ready for its next chapter and offers plenty of potential for an investor, or buyer looking to create a home of their own. This property needs some work but offers a solid foundation to start with. Conveniently located in Waterloo with access to local amenities, schools, shopping, and the surrounding Finger Lakes region. Bring your ideas, tools, and imagination—this property is ready for transformation!
Pending
$79,900
20 Stewart St, Waterloo, NY 13165
2beds
875sqft
Single Family Residence
Built in 1953
7,840 Square Feet Lot
$-- Zestimate®
$91/sqft
$-- HOA
What's special
- 10 days
- 381
- 17
Zillow last checked:
Listing updated:
Listed by:
The Young Agency 315-539-3323,
John House Jr 315-539-3323
Source: NYSAMLSs,MLS#: R1718441
Originating MLS: Rochester
Originating MLS: RochesterFacts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
- Main level bathrooms: 1
- Main level bedrooms: 2
Heating
- Gas, Forced Air
Appliances
- Included: Electric Cooktop, Electric Water Heater, Refrigerator
Features
- Eat-in Kitchen, Bedroom on Main Level
- Flooring: Carpet, Laminate, Varies
- Basement: None
- Has fireplace: No
Interior area
- Total structure area: 875
- Total interior livable area: 875 sqft
Property
Parking
- Parking features: No Garage
Features
- Levels: One
- Stories: 1
- Exterior features: Gravel Driveway
Lot
- Size: 7,840 Square Feet
- Dimensions: 55 x 140
- Features: Rectangular, Rectangular Lot, Residential Lot
Details
- Additional structures: Shed(s), Storage
- Parcel number: 45380101200000010680000000
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subtype: Single Family Residence
Materials
- Vinyl Siding
- Foundation: Poured, Slab
- Roof: Asphalt
Condition
- Resale
- Year built: 1953
Utilities & green energy
- Sewer: Connected
- Water: Connected, Public
- Utilities for property: Electricity Connected, Sewer Connected, Water Connected
Community & HOA
Location
- Region: Waterloo
Financial & listing details
- Price per square foot: $91/sqft
- Tax assessed value: $59,400
- Annual tax amount: $2,993
- Date on market: 9/29/2026
- Cumulative days on market: 11 days
- Listing terms: Cash,Rehab Financing
Estimated market value
Not available
Estimated sales range
Not available
$1,348/mo
Price history
| Date | Event | Price |
|---|---|---|
| 10/2/2026 | Pending sale | $79,900$91/sqft |
Source:  NYSAMLSs #R1718441 Report a problem | ||
| 9/29/2026 | Listed for sale | $79,900+157.7%$91/sqft |
Source: NYSAMLSs #R1718441 Report a problem | ||
| 8/31/1999 | Sold | $31,000$35/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | -- | $59,400 |
| 2024 | -- | $59,400 |
| 2023 | -- | $59,400 |
| 2022 | -- | $59,400 |
| 2021 | -- | $59,400 |
| 2020 | -- | $59,400 |
| 2019 | -- | $59,400 |
| 2018 | -- | $59,400 |
| 2017 | $2,068 | $59,400 +42.1% |
| 2016 | -- | $41,800 |
| 2015 | -- | $41,800 |
| 2014 | -- | $41,800 |
| 2013 | -- | $41,800 |
| 2012 | -- | $41,800 |
| 2011 | -- | $41,800 +7.2% |
| 2010 | -- | $39,000 +1.6% |
| 2009 | -- | $38,400 |
| 2008 | -- | $38,400 |
| 2007 | -- | $38,400 +9.7% |
| 2006 | -- | $35,000 |
| 2005 | -- | $35,000 |
| 2004 | -- | $35,000 |
| 2003 | -- | $35,000 +2.9% |
| 2002 | -- | $34,000 |
| 2001 | -- | $34,000 |
| 2000 | -- | $34,000 |
Find assessor info on the county website
Monthly payment
Climate risks
Neighborhood: 13165
Nearby schools
Schools provided by the listing agent
- District: Waterloo
Source: NYSAMLSs. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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