HIGHEST AND BEST OFFERS DUE TUESDAY 6/23 by NOON. Welcome home to 20 Terrace Ave in Cumberland! If you've been searching for low-maintenance, one-level living without sacrificing space, this is the one. Offering 3 bedrooms, 1 bathroom, and 1380 square feet of living space, this ranch style home has so much to offer. The oversized eat-in kitchen provides ample room for hosting. Just off the kitchen, you'll find a bonus family room featuring warm wood-planked ceilings and a cozy wood-burning stove that will quickly become your favorite spot to relax year-round. The sun-filled living room is anchored by a large bay window that floods the home with natural light, while hardwood floors add warmth and character throughout. An oversized two-car garage offers exceptional storage and workspace, making it ideal for hobbyists, contractors, or anyone needing extra space. Situated on a spacious corner lot, there's plenty of room for outdoor entertaining, gardening, and recreation. You'll also love the convenience of being within walking distance to local elementary and middle schools. Need more room in the future? The huge, dry basement offers endless possibilities and is ready to be finished to suit your needs. Additional features include a whole-house generator hookup for added peace of mind and convenience and central air to cool off during warm summer days that are just around the corner! Quiet neighborhood, incredible location, and easy one-level living.
Pending
Price cut: $24.1K (6/19)
$424,900
20 Terrace Ave, Cumberland, RI 02864
3beds
1,380sqft
Single Family Residence
Built in 1957
9,147 Square Feet Lot
$423,400 Zestimate®
$308/sqft
$-- HOA
What's special
Cozy wood-burning stoveOversized two-car garageBonus family roomOversized eat-in kitchenCentral airLow-maintenance one-level livingLarge bay window
- 24 days |
- 2,591 |
- 114 |
Likely to sell faster than
Zillow last checked:
Listing updated:
Listed by:
Christy Querceto 401-742-1858,
The Q Group Realty
Source: StateWide MLS RI,MLS#: 1414663
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 1
- Full bathrooms: 1
Primary bedroom
- Level: First
Bedroom
- Level: First
Bedroom
- Level: First
Bathroom
- Level: First
Dining room
- Level: First
Family room
- Level: First
Kitchen
- Level: First
Living room
- Level: First
Heating
- Oil, Baseboard, Forced Water
Cooling
- Central Air
Appliances
- Included: Dishwasher, Dryer, Disposal, Microwave, Oven/Range, Refrigerator, Washer
Features
- Wall (Dry Wall), Plumbing (Mixed), Insulation (Unknown), Ceiling Fan(s)
- Flooring: Ceramic Tile, Hardwood, Laminate
- Windows: Insulated Windows
- Basement: Full,Interior Entry,Unfinished,Laundry,Storage Space,Utility
- Has fireplace: No
- Fireplace features: None
Interior area
- Total structure area: 1,380
- Total interior livable area: 1,380 sqft
- Finished area above ground: 1,380
- Finished area below ground: 0
Video & virtual tour
Property
Parking
- Total spaces: 4
- Parking features: Attached, Driveway
- Attached garage spaces: 2
- Has uncovered spaces: Yes
Features
- Patio & porch: Patio, Porch
Lot
- Size: 9,147 Square Feet
- Features: Corner Lot
Details
- Parcel number: CUMBM019B0043L000
- Zoning: RES
- Other equipment: Wood Stove
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subtype: Single Family Residence
Materials
- Dry Wall, Shingles, Wood
- Foundation: Concrete Perimeter
Condition
- New construction: No
- Year built: 1957
Utilities & green energy
- Electric: 200+ Amp Service, Circuit Breakers
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Sewer Connected, Water Connected
Community & HOA
Community
- Features: Near Public Transport, Golf, Highway Access, Interstate, Private School, Public School, Recreational Facilities, Restaurants, Schools, Near Shopping, Tennis
HOA
- Has HOA: No
Location
- Region: Cumberland
Financial & listing details
- Price per square foot: $308/sqft
- Tax assessed value: $323,900
- Annual tax amount: $3,974
- Date on market: 6/8/2026
Estimated market value
$423,400
$402,000 - $445,000
$2,601/mo
Price history
| Date | Event | Price |
|---|---|---|
| 6/29/2026 | Pending sale | $424,900$308/sqft |
Source:  StateWide MLS RI #1414663 Report a problem | ||
| 6/19/2026 | Price change | $424,900-5.4%$308/sqft |
Source: StateWide MLS RI #1414663 Report a problem | ||
| 6/8/2026 | Listed for sale | $449,000+32.1%$325/sqft |
Source: StateWide MLS RI #1414663 Report a problem | ||
| 2/11/2021 | Sold | $340,000+7.9%$246/sqft |
Source: StateWide MLS RI #1272370 Report a problem | ||
| 10/6/2020 | Listed for sale | $315,000+32.4%$228/sqft |
Source: RE/MAX Innovations #1266663 Report a problem | ||
| 1/20/2017 | Sold | $238,000-4.8%$172/sqft |
Source: StateWide MLS RI #1141103 Report a problem | ||
| 11/10/2016 | Listed for sale | $249,900$181/sqft |
Source: CrossRoads Real Estate Group #1141103 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $3,974 +2.7% | $323,900 |
| 2024 | $3,871 +2.8% | $323,900 |
| 2023 | $3,764 +4.9% | $323,900 +35.4% |
| 2022 | $3,587 +1.7% | $239,300 |
| 2021 | $3,527 0% | $239,300 |
| 2020 | $3,527 +6.1% | $239,300 +14.3% |
| 2019 | $3,324 +3% | $209,300 |
| 2018 | $3,227 +1.4% | $209,300 |
| 2017 | $3,183 +13.3% | $209,300 +27.2% |
| 2016 | $2,810 | $164,500 |
| 2015 | $2,810 +43.5% | $164,500 |
| 2014 | $1,959 -39.9% | $164,500 -20.3% |
| 2013 | $3,257 +1.1% | $206,400 |
| 2012 | $3,222 +1.8% | $206,400 |
| 2011 | $3,166 +5.5% | $206,400 -9.6% |
| 2010 | $3,002 +2.6% | $228,300 |
| 2009 | $2,925 +3.5% | $228,300 |
| 2008 | $2,826 +4.6% | $228,300 -2.6% |
| 2007 | $2,701 +4.1% | $234,300 |
| 2006 | $2,594 | $234,300 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: Monestary Heights
Nearby schools
GreatSchools rating
- 6/10Garvin Memorial SchoolGrades: K-5Distance: 0.6 mi
- 8/10Joseph L. McCourt Middle SchoolGrades: 6-8Distance: 0.4 mi
- 9/10Cumberland High SchoolGrades: 9-12Distance: 3.9 mi
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A local lender can help you make sure your offer is ready when you are.
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