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Active
$379,900
5beds
3,055sqft

200 Montego St, Hutto, TX 78634

5beds
3,055sqft
Single Family Residence
Built in 2023
4,791 Square Feet Lot
$375,300 Zestimate®
$124/sqft
$22/mo HOA

What's special

Semi-private backyardDedicated officeFive bedroomsPrivacy out backSoaking tubFlex roomLarge under-stair closet

Park views out front, privacy out back, and solar that’s fully paid off. This 2023-built two-story in Cottonwood Creek sits on one of the neighborhood’s premium lots, facing the HOA park across the street and backing to a utility easement instead of a neighbor’s fence. You get open green space from the front porch and a semi-private backyard, a combination new construction here simply can’t offer. With 3,055 square feet, five bedrooms, 2.5 baths, a dedicated office, and a flex room, the layout works for growing households, multigenerational living, or anyone who needs room to work from home. The main level features a private office and a primary suite with a walk-in closet, soaking tub, and separate walk-in shower. The open kitchen, dining, and living area flows to a walk-in pantry and dedicated laundry room, and a large under-stair closet adds storage most homes this size lack. Upstairs, four secondary bedrooms surround a spacious flex area ready to be a game room, media room, home gym, or second living space. The owned solar system will be paid off at closing, so the buyer takes it free and clear, with no lease, no loan to assume, and no monthly payment, just lower electric bills from day one. Cottonwood Creek offers two pools, a playground, the park across the street, and sidewalk-lined streets for walking and biking. Hutto ISD. Quick access to US-79 and SH-130 puts Round Rock, Georgetown, Pflugerville, Taylor, and Austin within easy reach, with Historic Downtown Hutto and the Co-Op District’s local restaurants, shops, and events close by.

68 days
192
28
Source: Unlock MLS,MLS#: 9198708MLS Logo
Travel times

Living Room

Kitchen

Primary Bedroom

Zillow last checked:

Listing updated:

Listed by:

Stephen Harris (256) 226-2757,

All City Real Estate Ltd. Co (866) 277-6005

Source: Unlock MLS,MLS#: 9198708MLS Logo

Facts & features

Interior

Bedrooms & bathrooms
  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bedrooms: 1
Primary bedroom
  • Features: Double Vanity, Full Bath, Recessed Lighting, Separate Shower, Soaking Tub, Walk-In Closet(s)
  • Level: Main
Game room
  • Features: Recessed Lighting, See Remarks
  • Level: Second
Office
  • Level: Main
Heating
  • Central
Cooling
  • Ceiling Fan(s), Central Air
Appliances
  • Included: Cooktop, Dishwasher, Disposal, Gas Cooktop, Microwave, Refrigerator, Washer/Dryer
Features
  • Ceiling Fan(s), High Ceilings, Quartz Counters, Stone Counters, Double Vanity, Eat-in Kitchen, Kitchen Island, Multiple Living Areas, Open Floorplan, Pantry, Primary Bedroom on Main, Recessed Lighting, Soaking Tub, Storage, Study/Home Office, Walk-In Closet(s)
  • Flooring: Carpet, Vinyl
  • Windows: Blinds, Double Pane Windows
Interior area
  • Total interior livable area: 3,055 sqft
Video & virtual tour

Property

Parking
  • Total spaces: 2
  • Parking features: Driveway, Garage, Garage Faces Front
  • Garage spaces: 2
Accessibility
  • Accessibility features: None
Features
  • Levels: Two
  • Stories: 2
  • Patio & porch: Rear Porch
  • Exterior features: Private Yard
  • Pool features: None
  • Fencing: Back Yard, Wood
  • View description: None
  • Waterfront features: None
Lot
  • Size: 4,791 Square Feet
  • Features: Back Yard, Curbs, Few Trees, Sprinkler - Automatic
Details
  • Additional structures: None
  • Parcel number: 142029040N0013
  • Special conditions: Standard

Construction

Type & style
  • Home type: SingleFamily
  • Property subtype: Single Family Residence
Materials
  • Foundation: Slab
  • Roof: Composition, Shingle
Condition
  • Resale
  • New construction: No
  • Year built: 2023

Utilities & green energy

  • Sewer: Public Sewer
  • Water: Public
  • Utilities for property: Cable Available, Electricity Available, Internet-Cable, Phone Available, Sewer Available, Water Available

Community & HOA

Community
  • Features: Cluster Mailbox, Park, Playground, Pool, Sidewalks, Sport Court(s)/Facility
  • Subdivision: COTTONWOOD CREEK
HOA
  • Has HOA: Yes
  • Services included: Common Area Maintenance
  • HOA fee: $65 quarterly
  • HOA name: Cottonwood Creek
Location
  • Region: Hutto

Financial & listing details

  • Price per square foot: $124/sqft
  • Tax assessed value: $399,709
  • Annual tax amount: $8,635
  • Date on market: 8/13/2026
  • Listing terms: Cash,Conventional,FHA,VA Loan
  • Electric utility on property: Yes

Price history

DateEventPrice
8/13/2026Listed for sale$379,900-5%$124/sqft
Source: Unlock MLS #9198708 Report a problem
7/22/2026Listing removed$400,000$131/sqft
Source: Unlock MLS #8678337 Report a problem
3/24/2026Price change$400,000-5.9%$131/sqft
Source: Unlock MLS #8678337 Report a problem
2/27/2026Listed for sale$425,000-3.4%$139/sqft
Source: Unlock MLS #8678337 Report a problem
1/1/2026Listing removed$440,000$144/sqft
Source: Unlock MLS #6981415 Report a problem
10/1/2025Price change$440,000-2.2%$144/sqft
Source: Unlock MLS #6981415 Report a problem
8/27/2025Price change$450,000-2.2%$147/sqft
Source: Unlock MLS #6981415 Report a problem
8/9/2025Listed for sale$460,000$151/sqft
Source: Unlock MLS #6981415 Report a problem

Public tax history

YearProperty taxesTax assessment
2025$6,962 -15.5%$399,709 -2.9%
2024$8,240 $411,824
Find assessor info on the county website

Monthly payment

Est. payment
$2,581/mo
Principal & interest
$2059
Property taxes
$500
HOA Fees
$22
More affordability toolsChevron Right

Estimated market value

$375,300

$357,000 - $394,000

$2,588/mo

Climate risks

Explore flood, wildfire, and other predictive climate risk information for this property on First Street®️.

Neighborhood: 78634

Nearby schools

Ray Elementary School
Grades PK-5 • 1.6 miles
4/10
GreatSchools® Rating
Test Score Rating
5/10
Student Progress Rating
3/10
Farley Middle School
Grades 6-8 • 1.5 miles
5/10
GreatSchools® Rating
Test Score Rating
5/10
Student Progress Rating
4/10
Hutto High School
Grades 9-12 • 1.6 miles
5/10
GreatSchools® Rating
Test Score Rating
5/10
College Readiness Rating
7/10
Student Progress Rating
4/10