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Active
$379,900
5beds
3,055sqft

200 Montego St, Hutto, TX 78634

5beds
3,055sqft
Single family residence
Built in 2023
4,791 sqft
2 Garage spaces
$124 price/sqft
$22/mo HOA

What's special

The solar panels are paid off at closing. The next owner takes the system free and clear — no lease, no loan assumption, no monthly payment. Five-bedroom, 2.5-bathroom two-story home built in 2023 with 3,055 square feet on a premium lot in Cottonwood Creek, Hutto, Texas. The home faces the HOA-owned neighborhood park across the street — open green space in front instead of another rooftop. Behind it, the backyard backs to a utility easement rather than a neighboring fence line, making it a semi-private yard. Hutto ISD. That lot placement is the difference. New construction in Cottonwood Creek can't reproduce it — the park-front position and the easement buffer are fixed features of this lot, and pairing them with 3,055 square feet is not something a buyer can order from a builder here. The main level includes a private home office and the primary suite with a walk-in closet, soaking tub, and separate walk-in shower. The open-concept kitchen, dining, and living area connects to a walk-in pantry and a dedicated laundry room. A large under-stair storage closet handles the overflow most floor plans this size don't account for. Upstairs, four secondary bedrooms surround a large flex space that works as a game room, media room, home gym, playroom, or second living area. Owned solar panels offset most of the monthly electric costs. Cottonwood Creek amenities include two swimming pools, the park across the street, a playground, and sidewalk-lined streets for walking and biking. Minutes from US-79 and SH-130, with direct access to Round Rock, Taylor, Georgetown, Pflugerville, and Austin. Historic Downtown Hutto and the Hutto Co-Op District offer locally owned restaurants, shops, and live events nearby. Five bedrooms, an office, a flex room, owned solar, and a premium park-front lot in Cottonwood Creek — Hutto, TX 78634.

21 days
|
594
|
37
|

Likely to sell faster than

Source: Unlock MLS,MLS#: 9198708MLS Logo
Travel times

Living Room

Kitchen

Primary Bedroom

Zillow last checked:

Listing updated:

Listed by:

Stephen Harris (256) 226-2757,

All City Real Estate Ltd. Co (866) 277-6005

Source: Unlock MLS,MLS#: 9198708MLS Logo

Facts & features

Interior

Bedrooms & bathrooms
  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bedrooms: 1
Primary bedroom
  • Features: Double Vanity, Full Bath, Recessed Lighting, Separate Shower, Soaking Tub, Walk-In Closet(s)
  • Level: Main
Game room
  • Features: Recessed Lighting, See Remarks
  • Level: Second
Office
  • Level: Main
Heating
  • Central
Cooling
  • Ceiling Fan(s), Central Air
Appliances
  • Included: Cooktop, Dishwasher, Disposal, Gas Cooktop, Microwave, Refrigerator, Washer/Dryer
Features
  • Ceiling Fan(s), High Ceilings, Quartz Counters, Stone Counters, Double Vanity, Eat-in Kitchen, Kitchen Island, Multiple Living Areas, Open Floorplan, Pantry, Primary Bedroom on Main, Recessed Lighting, Soaking Tub, Storage, Study/Home Office, Walk-In Closet(s)
  • Flooring: Carpet, Vinyl
  • Windows: Blinds, Double Pane Windows
Interior area
  • Total interior livable area: 3,055 sqft
Video & virtual tour

Property

Parking
  • Total spaces: 2
  • Parking features: Driveway, Garage, Garage Faces Front
  • Garage spaces: 2
Accessibility
  • Accessibility features: None
Features
  • Levels: Two
  • Stories: 2
  • Patio & porch: Rear Porch
  • Exterior features: Private Yard
  • Pool features: None
  • Fencing: Back Yard, Wood
  • Has view: Yes
  • View description: None
  • Waterfront features: None
Lot
  • Size: 4,791 Square Feet
  • Features: Back Yard, Curbs, Few Trees, Sprinkler - Automatic
Details
  • Additional structures: None
  • Parcel number: 142029040N0013
  • Special conditions: Standard

Construction

Type & style
  • Home type: SingleFamily
  • Property subtype: Single Family Residence
Materials
  • Foundation: Slab
  • Roof: Composition, Shingle
Condition
  • Resale
  • New construction: No
  • Year built: 2023

Utilities & green energy

  • Sewer: Public Sewer
  • Water: Public
  • Utilities for property: Cable Available, Electricity Available, Internet-Cable, Phone Available, Sewer Available, Water Available

Community & HOA

Community
  • Features: Cluster Mailbox, Park, Playground, Pool, Sidewalks, Sport Court(s)/Facility
  • Subdivision: COTTONWOOD CREEK
HOA
  • Has HOA: Yes
  • Services included: Common Area Maintenance
  • HOA fee: $65 quarterly
  • HOA name: Cottonwood Creek
Location
  • Region: Hutto

Financial & listing details

  • Price per square foot: $124/sqft
  • Tax assessed value: $399,709
  • Annual tax amount: $8,635
  • Date on market: 8/13/2026
  • Listing terms: Cash,Conventional,FHA,VA Loan
  • Electric utility on property: Yes

Price history

DateEventPrice
8/13/2026Listed for sale$379,900-5%$124/sqft
Source: Unlock MLS #9198708 Report a problem
7/22/2026Listing removed$400,000$131/sqft
Source: Unlock MLS #8678337 Report a problem
3/24/2026Price change$400,000-5.9%$131/sqft
Source: Unlock MLS #8678337 Report a problem
2/27/2026Listed for sale$425,000-3.4%$139/sqft
Source: Unlock MLS #8678337 Report a problem
1/1/2026Listing removed$440,000$144/sqft
Source: Unlock MLS #6981415 Report a problem
10/1/2025Price change$440,000-2.2%$144/sqft
Source: Unlock MLS #6981415 Report a problem
8/27/2025Price change$450,000-2.2%$147/sqft
Source: Unlock MLS #6981415 Report a problem
8/9/2025Listed for sale$460,000$151/sqft
Source: Unlock MLS #6981415 Report a problem

Public tax history

YearProperty taxesTax assessment
2025$6,962 -15.5%$399,709 -2.9%
2024$8,240 $411,824

Find assessor info on the county website

Monthly payment

Est. payment
$2,496/mo
Principal & interest
$1974
Property taxes
$500
HOA Fees
$22
More affordability toolsChevron Right

Estimated market value

$374,400

$356,000 - $393,000

$2,763/mo

Climate risks

Explore flood, wildfire, and other predictive climate risk information for this property on First Street®️.

Neighborhood: 78634

Nearby schools

Ray Elementary School
Grades PK-5 • 1.6 miles
4/10
GreatSchools® Rating
Test Score Rating
5/10
Student Progress Rating
3/10
Farley Middle School
Grades 6-8 • 1.5 miles
5/10
GreatSchools® Rating
Test Score Rating
5/10
Student Progress Rating
4/10
Hutto High School
Grades 9-12 • 1.6 miles
5/10
GreatSchools® Rating
Test Score Rating
4/10
College Readiness Rating
7/10
Student Progress Rating
4/10

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