EXCEPTIONAL 3 LOT GULF ACCESS 120 X 125 WATERFRONT PROPERTY TOTALLY RENOVATED in sought after Southwest Cape Coral. This beautifully updated 3 bedroom, 2 bath residence is situated on a large canal, offering gulf access and an outstanding boating lifestyle. The dock has a 11,000-lb boat lift with canopy cover. The location provides easy access to open water, while tranquil canal views enhance both indoor and outdoor living spaces.
The bright, open great-room floor plan features vaulted ceilings and is enhanced by expansive sliding glass doors topped with a framed transom window, allowing abundant natural light and picturesque water views to fill the home. The spacious kitchen is well-appointed with a large center island, ample cabinetry, and stainless-steel appliances, making it ideal for both everyday living and entertaining.
A formal dining room adds valuable flexibility and can easily serve as a home office, flex room, or additional gathering space. The split-bedroom layout offers privacy, with the primary suite overlooking the canal and featuring a walk-in closet and a well designed bath with dual sinks, soaking tub, and separate shower. Two additional bedrooms and a full bath are located on the opposite side of the home.
Outdoor living is a highlight, with a screened lanai and resort style pool overlooking the water perfect for relaxing or hosting guests. A new roof installed in 2023 adds peace of mind and long-term value. Additional features include concrete block construction, and all assessments paid.
Ideally located near Cape Harbour dining, shopping, and entertainment, this property offers the perfect blend of Gulf-access boating, flexible interior space, and classic Florida indoor-outdoor living in a quiet, established neighborhood.
Closed
$728,000
2009 SW 45th Ter, Cape Coral, FL 33914
3beds
2,023sqft
Single Family Residence
Built in 1996
0.34 Acres Lot
$716,500 Zestimate®
$360/sqft
$3,354 Estimated rent
Home value
$716,500
$681,000 - $752,000
$3,354/mo
Zestimate® history
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List your homeWhat's special
Gulf accessScreened lanaiAbundant natural lightVaulted ceilingsPicturesque water viewsStainless-steel appliancesAmple cabinetry
Zillow last checked:
Listing updated:
Listed by:
Doug Stokes 239-603-1551,
Re/Max Sunshine,
Stephen Stokes 239-645-2405,
Re/Max Sunshine
Bought with:
Aaron May, 487512505
EXP Realty LLC
Source: Florida Gulf Coast MLS,MLS#: 2025026320
Originating MLS: Florida Gulf Coast
Originating MLS: Florida Gulf CoastFacts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Rooms
- Room types: Screened Porch, Great Room
Heating
- Central, Electric
Cooling
- Central Air, Ceiling Fan(s), Electric
Appliances
- Included: Dryer, Dishwasher, Range, Refrigerator, Washer
- Laundry: Washer Hookup, Dryer Hookup, Inside, Laundry Tub
Features
- Breakfast Bar, Breakfast Area, Bathtub, Cathedral Ceiling(s), Separate/Formal Dining Room, Dual Sinks, Separate Shower, Walk-In Closet(s), Split Bedrooms, Screened Porch, Great Room
- Flooring: Other
- Windows: Double Hung, Single Hung, Sliding, Impact Glass
Interior area
- Total structure area: 2,486
- Total interior livable area: 2,023 sqft
Property
Parking
- Total spaces: 2
- Parking features: Attached, Garage, Garage Door Opener
- Attached garage spaces: 2
Accessibility
- Accessibility features: Wheelchair Access
Features
- Stories: 1
- Patio & porch: Lanai, Porch, Screened
- Exterior features: Sprinkler/Irrigation
- Has private pool: Yes
- Pool features: In Ground
- Has view: Yes
- View description: Canal
- Has water view: Yes
- Water view: Canal
- Waterfront features: Canal Access, Seawall
Lot
- Size: 0.34 Acres
- Dimensions: 120 x 125 x 120 x 125
- Features: Multiple lots, Sprinklers Automatic
Details
- Parcel number: 094523C404659.0110
- Lease amount: $0
- Zoning description: R1
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Ranch,One Story
- Property subtype: Single Family Residence
Materials
- Block, Concrete, Stucco
- Roof: Shingle
Condition
- Resale
- Year built: 1996
Utilities & green energy
- Sewer: Assessment Paid
- Water: Assessment Paid
- Utilities for property: Cable Available, High Speed Internet Available
Community & HOA
Community
- Features: Non-Gated
- Security: None
- Condo and coop fee: $0
- Membership fee: $0
- Subdivision: CAPE CORAL
HOA
- Has HOA: No
- Amenities included: None
- Services included: Irrigation Water, None, Road Maintenance, Sewer, Trash, Water
Location
- Region: Cape Coral
Financial & listing details
- Price per square foot: $360/sqft
- Tax assessed value: $548,601
- Annual tax amount: $10,486
- Date on market: 1/6/2026
- Cumulative days on market: 185 days
- Listing terms: All Financing Considered,Cash
- Ownership: Single Family
Price history
| Date | Event | Price |
|---|---|---|
| 7/10/2026 | Sold | $728,000-2.7%$360/sqft |
Source:  Florida Gulf Coast MLS #2025026320 Report a problem | ||
| 5/14/2026 | Pending sale | $748,000$370/sqft |
Source: Florida Gulf Coast MLS #2025026320 Report a problem | ||
| 5/1/2026 | Price change | $748,000-3.4%$370/sqft |
Source: Florida Gulf Coast MLS #2025026320 Report a problem | ||
| 4/7/2026 | Price change | $774,000-2.5%$383/sqft |
Source: Florida Gulf Coast MLS #2025026320 Report a problem | ||
| 3/14/2026 | Price change | $794,000-3.6%$392/sqft |
Source: Florida Gulf Coast MLS #2025026320 Report a problem | ||
| 2/21/2026 | Price change | $824,000-2.8%$407/sqft |
Source: Florida Gulf Coast MLS #2025026320 Report a problem | ||
| 2/2/2026 | Price change | $848,000-3%$419/sqft |
Source: Florida Gulf Coast MLS #2025026320 Report a problem | ||
| 1/16/2026 | Price change | $874,000-2.6%$432/sqft |
Source: Florida Gulf Coast MLS #2025026320 Report a problem | ||
| 1/6/2026 | Price change | $897,000-5.5%$443/sqft |
Source: Florida Gulf Coast MLS #2025026320 Report a problem | ||
| 2/20/2025 | Price change | $948,900-5%$469/sqft |
Source:  SWFLMLS #224092173 Report a problem | ||
| 11/15/2024 | Listed for sale | $998,900-20.1%$494/sqft |
Source: SWFLMLS #224092173 Report a problem | ||
| 6/29/2024 | Listing removed | -- |
Source: SWFLMLS #224028841 Report a problem | ||
| 3/28/2024 | Listed for sale | $1,250,000+48.8%$618/sqft |
Source: SWFLMLS #224028841 Report a problem | ||
| 5/25/2022 | Sold | $840,000-6.1%$415/sqft |
Source: Florida Gulf Coast MLS #222027279 Report a problem | ||
| 4/26/2022 | Pending sale | $895,000$442/sqft |
Source:  Florida Gulf Coast MLS #222027279 Report a problem | ||
| 4/11/2022 | Listed for sale | $895,000+129.5%$442/sqft |
Source: Florida Gulf Coast MLS #222027279 Report a problem | ||
| 9/19/2017 | Sold | $390,000-1.3%$193/sqft |
Source: Public Record Report a problem | ||
| 8/7/2017 | Pending sale | $394,990$195/sqft |
Source: Miloff Aubuchon Realty Group #217050601 Report a problem | ||
| 8/6/2017 | Listed for sale | $394,990+840.5%$195/sqft |
Source: Miloff Aubuchon Realty Group #217050601 Report a problem | ||
| 7/25/1996 | Sold | $42,000$21/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $9,624 -8.2% | $548,601 -10.2% |
| 2024 | $10,486 -13.7% | $611,134 -14.1% |
| 2023 | $12,157 +123.3% | $711,250 +110.3% |
| 2022 | $5,445 -3.6% | $338,193 |
| 2021 | $5,647 -1.8% | -- |
| 2020 | $5,750 -0.5% | $323,810 -1% |
| 2019 | $5,777 | $327,022 -1% |
| 2018 | $5,777 -3% | $330,257 +55.8% |
| 2017 | $5,955 +56% | $211,977 -32.6% |
| 2016 | $3,817 +2.2% | $314,669 +10.4% |
| 2015 | $3,734 -0.8% | $284,981 -7.3% |
| 2014 | $3,764 -0.2% | $307,297 +9.3% |
| 2013 | $3,770 +6.2% | $281,086 +18.2% |
| 2012 | $3,552 +1.7% | $237,710 -0.4% |
| 2011 | $3,492 -0.3% | $238,753 +12.2% |
| 2010 | $3,501 +5.4% | $212,809 -8.2% |
| 2009 | $3,323 +19.6% | $231,850 -32% |
| 2008 | $2,778 -6.6% | $341,190 -34.6% |
| 2007 | $2,976 -0.6% | $521,360 +6.9% |
| 2006 | $2,994 -5.9% | $487,790 +50.4% |
| 2004 | $3,182 -2.3% | $324,420 +18.7% |
| 2003 | $3,256 -36.9% | $273,420 +28.4% |
| 2002 | $5,157 | $212,940 +41.7% |
| 2000 | -- | $150,270 |
Find assessor info on the county website
Neighborhood: 33914
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Nearby schools
GreatSchools rating
- 8/10Gulf Elementary SchoolGrades: PK-5Distance: 1.5 mi
- 7/10Gulf Middle SchoolGrades: 6-8Distance: 1.3 mi
- 3/10Ida S. Baker High SchoolGrades: 9-12Distance: 1.3 mi
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- Florida
- Lee County
- Cape Coral
- 33914
- 2009 SW 45th Ter
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