Pending

Listed by: Real Broker LLC

Price cut: $45K (5/6)

$189,900

203 E Mill St, Waterloo, IL 62298

3beds

1,470sqft

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Single Family Residence

Built in 1916

0.27 Acres Lot

$-- Zestimate^®

$129/sqft

$-- HOA

What's special

Large partially fenced backyardCorner lotFresh paintCosmetic improvementsProfessional cleaningFunctional layout

Charming historic home just one block from Waterloo’s City Square. This 3 bed, 2 bath home offers 1,470 sq ft of living space with a functional layout, including a formal dining room with French doors and plenty of natural character throughout. Situated on a corner lot with a large partially fenced backyard, the property also features an oversized 2-car garage with workshop space and attic storage, perfect for hobbies, storage, or a small business setup. Recent updates include a brand new roof on both the house and garage, fresh paint, cosmetic improvements, and professional cleaning, making it move-in ready while still leaving room to add your own personal touch. Enjoy a highly walkable location near schools, restaurants, and everything downtown Waterloo has to offer. Whether you're looking for your next home or an investment opportunity, this property offers space, location, and potential

65 days

179

3

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 3
Bathrooms: 2
Full bathrooms: 2
Main level bathrooms: 1
Main level bedrooms: 1

Bedroom

Features: Floor Covering: Carpeting
Level: Main

Bedroom

Features: Floor Covering: Wood
Level: Second

Bathroom

Features: Floor Covering: Vinyl
Level: Main

Bathroom

Features: Floor Covering: Wood
Level: Second

Dining room

Features: Floor Covering: Carpeting
Level: Main

Living room

Features: Floor Covering: Carpeting
Level: Main

Heating

Forced Air

Cooling

Ceiling Fan(s), Central Air

Appliances

Included: Dishwasher, Microwave, Free-Standing Refrigerator, Water Heater

Features

Basement: Block,Concrete,Full
Has fireplace: No

Interior area

Total structure area: 1,470
Total interior livable area: 1,470 sqft
Finished area above ground: 1,470

Property

Parking

Total spaces: 2
Parking features: Garage
Garage spaces: 2

Features

Levels: Two

Lot

Size: 0.27 Acres
Features: Adjoins Common Ground

Details

Parcel number: 0725236017000
Special conditions: Standard

Construction

Type & style

Home type: SingleFamily
Architectural style: Bungalow
Property subtype: Single Family Residence

Materials

Frame, Lap Siding

Condition

Year built: 1916

Utilities & green energy

Electric: Ameren
Sewer: Public Sewer
Water: Public
Utilities for property: Cable Available, Electricity Connected, Natural Gas Connected, Water Connected

Community & HOA

Community

Subdivision: Waterloo

HOA

Has HOA: No

Location

Region: Waterloo

Financial & listing details

Price per square foot: $129/sqft
Tax assessed value: $196,920
Annual tax amount: $3,452
Date on market: 4/27/2026
Cumulative days on market: 154 days
Listing terms: Cash,Conventional,FHA,VA Loan
Electric utility on property: Yes

Estimated market value

Not available

Estimated sales range

Not available

$1,835/mo

Price history

Date	Event	Price
5/18/2026	Pending sale	$189,900$129/sqft
Source: MARIS #26024927 Report a problem
5/6/2026	Price change	$189,900-19.2%$129/sqft
Source: MARIS #26024927 Report a problem
4/27/2026	Listed for sale	$234,900+9.3%$160/sqft
Source: MARIS #26024927 Report a problem
4/8/2026	Listing removed	$215,000$146/sqft
Source: eXp Realty #25081844 Report a problem
3/8/2026	Price change	$215,000-14%$146/sqft
Source: MARIS #25081844 Report a problem
2/20/2026	Price change	$250,000-7.7%$170/sqft
Source: MARIS #25081844 Report a problem
1/6/2026	Listed for sale	$271,000$184/sqft
Source: MARIS #25081844 Report a problem

Public tax history

Year	Property taxes	Tax assessment
2024	$3,452 +8.1%	$65,640 +6.5%
2023	$3,192 +5.9%	$61,610 +0.5%
2022	$3,015	$61,310 +5.2%
2021	--	$58,300 +4.6%
2020	--	$55,720 +2.3%
2019	--	$54,460 +5.7%
2018	$2,750	$51,530 -1.8%
2017	$2,750	$52,457 +3.2%
2016	$2,750 +0.7%	$50,830 +7.8%
2015	$2,730 +0%	$47,140 -3.3%
2014	$2,729	$48,730 -4.1%
2012	$2,729	$50,810 -0.9%
2011	--	$51,250 -0.1%
2010	--	$51,310 -3.1%
2009	--	$52,970 +4.6%
2008	--	$50,630 +4.7%
2007	--	$48,340

Find assessor info on the county website

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HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.

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