Beach Chic meets Cardiff Cool! Perched atop one of the highest lots west of Interstate 5 in coveted Cardiff-by-the-Sea, this exceptional coastal property presents a rare opportunity to enjoy a serene beach retreat, secure a high-performing income property, or explore future development potential. Situated on an elevated 5,000 sq ft lot with horizon sunset and peek ocean views, the property offers the possibility to build two homes with potential ocean views on two underlying legal lots. Currently configured as a turnkey, single-level coastal retreat, the home was completely renovated in 2023 by renowned design/build firm Buechler Builders. The beautifully updated main residence features 4 bedrooms and 3.5 bathrooms across approximately 1,408 sq ft, complemented by an attached private 259 sq ft ADU — ideal for guests, rental income, or multi-generational living. Each residence enjoys its own private entrance, garage, legal address, and separate gas and electric meters. Recent rental history totals approximately $12,900/month ($9,000 main house; $3,900 ADU). Inside, white oak flooring, soaring open-beam cedar ceilings, and abundant natural light create a warm yet refined coastal aesthetic. The open-concept layout flows seamlessly from the quartzite chef’s kitchen with oak cabinetry and stainless-steel appliances into the living and dining spaces. Three of the four bedrooms open directly to private outdoor patios through French or sliding doors, while two ensuite bedrooms provide added comfort and flexibility. Professionally landscaped grounds offer three private patios, a tranquil water feature, two firepits, and lush greenery enhanced by automatic ambient lighting — perfect for entertaining or relaxing year-round. The newly built 2023 ADU includes a full kitchen, full bathroom, stacked washer and dryer, stainless appliances, and a spacious private deck with firepit, creating a peaceful standalone retreat or premium rental opportunity. Future development possibilities further enhance the value, with two underlying legal lots allowing potential construction of a legal twin-home configuration. Conceptual plans envision approximately 2,150 sq ft attached single-family residences, each with its own ADU and two-car garage (buyer to verify). Additional highlights include a 2-car garage for the main home, 1-car garage for the ADU, cedar shake shingle exterior showcasing true coastal character, and a quiet, private top-of-the-hill location within the highly desirable Cardiff and San Dieguito school districts. A rare blend of lifestyle, income potential, and future upside in one of North County’s most sought-after coastal communities.
Pending
Listed by: Compass • Tyler Polan • Contact: 760-703-0796
$3,495,000
2034-36 Mackinnon Ave, Cardiff, CA 92007
5beds
1,667sqft
Single Family Residence
Built in 1956
5,019 Square Feet Lot
$3,277,300 Zestimate®
$2,097/sqft
$-- HOA
What's special
Tranquil water featureQuartzite kitchenQuiet private lotWhite oak flooringProfessionally landscaped groundsHorizon sunset viewsCedar shake shingle exterior
- 233 days |
- 102 |
- 2 |
Zillow last checked:
Listing updated:
Listed by:
Tyler Polan DRE #00917504 tyler.polan@compass.com,
Compass,
Dawn Buechler DRE #01857810 760-473-5095,
Rancho Pacific Realty
Source: CRMLS,MLS#: NDP2510708
Originating MLS: California Regional MLS (North San Diego County & Pacific Southwest AORs)
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 5
- Bathrooms: 5
- Full bathrooms: 4
- 1/4 bathrooms: 1
Rooms
- Room types: Bedroom, Den, Kitchen, Primary Bathroom, Primary Bedroom
Primary bedroom
- Features: Main Level Primary
Bedroom
- Features: Bedroom on Main Level
Cooling
- Ductless
Appliances
- Included: Dryer, Washer
Features
- Bedroom on Main Level, Main Level Primary
- Flooring: Carpet, Wood
- Has fireplace: Yes
- Fireplace features: Family Room, Gas Starter
- Common walls with other units/homes: No Common Walls
Interior area
- Total interior livable area: 1,667 sqft
Property
Parking
- Total spaces: 3
- Parking features: Garage - Attached
- Attached garage spaces: 3
Features
- Levels: One
- Stories: 1
- Entry location: Street
- Pool features: None
- Fencing: Privacy
- Has view: Yes
- View description: Coastline, Peek-A-Boo
- Has water view: Yes
- Water view: Coastline
Lot
- Size: 5,019 Square Feet
- Features: Secluded
Details
- Additional parcels included: 2 legal lots, 2 addresses, 2 electric meters and 2 gas meters per owners
- Parcel number: 2603931900
- Zoning: R-11
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Roof: Flat
Condition
- Updated/Remodeled
- Year built: 1956
Utilities & green energy
- Sewer: Public Sewer
Community & HOA
Community
- Features: Hiking, Park, Preserve/Public Land
Location
- Region: Cardiff
Financial & listing details
- Price per square foot: $2,097/sqft
- Tax assessed value: $1,539,036
- Annual tax amount: $16,621
- Date on market: 11/9/2025
- Cumulative days on market: 233 days
- Listing terms: Cash,Conventional
- Inclusions: 2 sets washer & dryer
Estimated market value
$3,277,300
$3.11M - $3.44M
$6,788/mo
Price history
| Date | Event | Price |
|---|---|---|
| 5/28/2026 | Pending sale | $3,495,000$2,097/sqft |
Source: | ||
| 2/2/2026 | Price change | $3,495,000-12.5%$2,097/sqft |
Source: | ||
| 11/10/2025 | Listed for sale | $3,995,000+207.3%$2,397/sqft |
Source: | ||
| 10/11/2019 | Sold | $1,300,000+0.1%$780/sqft |
Source: Public Record Report a problem | ||
| 7/12/2019 | Pending sale | $1,299,000$779/sqft |
Source: Coldwell Banker Residential Brokerage - Encinitas/La Costa #190033006 Report a problem | ||
| 6/27/2019 | Listed for sale | $1,299,000$779/sqft |
Source: Coldwell Banker Residential Brokerage - Encinitas/La Costa #190033006 Report a problem | ||
| 6/22/2019 | Pending sale | $1,299,000$779/sqft |
Source: Coldwell Banker Residential Brokerage - Encinitas/La Costa #190033006 Report a problem | ||
| 6/15/2019 | Listed for sale | $1,299,000$779/sqft |
Source: Coldwell Banker Res Brokerage #190033006 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $16,621 -0.3% | $1,539,036 +2% |
| 2024 | $16,669 +10.7% | $1,508,860 +10.4% |
| 2023 | $15,063 +1.8% | $1,366,530 +2% |
| 2022 | $14,791 +1.4% | $1,339,736 +2% |
| 2021 | $14,591 +0.5% | $1,313,468 +1% |
| 2020 | $14,524 +1418% | $1,300,000 +1396.4% |
| 2019 | $957 -16.4% | $86,878 +2% |
| 2018 | $1,145 +3.7% | $85,175 +2% |
| 2017 | $1,105 +3.2% | $83,505 +2% |
| 2016 | $1,070 +4.9% | $81,868 +1.5% |
| 2015 | $1,021 +3.5% | $80,640 +2% |
| 2014 | $987 | $79,061 +0.5% |
| 2013 | -- | $78,705 +2% |
| 2012 | -- | $77,163 +2% |
| 2011 | -- | $75,651 +0.8% |
| 2010 | -- | $75,086 -0.2% |
| 2009 | -- | $75,266 +2% |
| 2008 | -- | $73,792 +2% |
| 2007 | -- | $72,346 +2% |
| 2006 | -- | $70,928 +2% |
| 2005 | -- | $69,539 +2% |
| 2004 | -- | $68,177 +1.9% |
| 2003 | -- | $66,929 +2% |
| 2002 | -- | $65,617 +2% |
| 2001 | -- | $64,331 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
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HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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Climate risks
Neighborhood: Cardiff
Nearby schools
GreatSchools rating
- NACardiff Elementary SchoolGrades: K-2Distance: 0.4 mi
- 7/10Oak Crest Middle SchoolGrades: 7-8Distance: 1.4 mi
- 9/10La Costa Canyon High SchoolGrades: 9-12Distance: 4.3 mi
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- California
- San Diego County
- Encinitas
- 92007
- Cardiff
- 2034-36 Mackinnon Ave





