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For sale by owner
  • $149,900

    20366 Elsden St, Onaway, MI 49765

    1beds
    640sqft
    : 
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    SingleFamily
    Built in 2023
    7,919 Square Feet Lot
    $-- Zestimate®
    $234/sqft
    $-- HOA

    What's special

    Quiet walkable side streetSpacious corner lotDesirable in-town location
    A Turn-Key Treasure in Onaway! Nestled on a quiet, walkable side street in the heart of Onaway, this charming 1-bedroom, 1-bath bungalow was built in 2023 and thoughtfully improved since. Situated on a spacious corner lot just blocks from downtown shops, restaurants, parks, and everyday conveniences, it offers the perfect blend of low-maintenance living and small-town charm, with everything you need close at hand. The home features approximately 640 square feet of efficient living space, a detached one-car garage, durable vinyl siding, a metal roof, tankless water heater, and luxury vinyl plank flooring, designed for years of worry-free ownership. Since purchasing the home in 2024, the current owner has invested over $6,000 in brand-new appliances, all of which are included in the sale. In 2025, a new asphalt driveway and walkway were added, providing convenient access from the garage to the home and road. Located less than 10 minutes from Black Lake, Onaway State Park, and endless opportunities for boating, fishing, and outdoor recreation, this property would make an excellent year-round residence, retirement home, weekend getaway, or investment property. The seller is relocating, offering a wonderful opportunity to own a nearly new home with many of the big-ticket improvements already completed. This recent build is a rare find, featuring new appliances, a recently installed asphalt driveway, modern finishes, and a desirable in-town location, all with a competitive market price. With limited housing inventory in the area, opportunities like this don’t come along often. Contact me by call or text to schedule a showing, with same-day showings available.
    What the owner loves about this home
    One of my favorite things about this home is how comfortable and easy it is to live in. The pine accent walls and gas stove give the living space a cozy Up North feel, while the open layout makes it feel much larger than its footprint. The detached garage offers extra storage and workspace, and the corner lot provides a nice sense of openness. The location is perfect, as it is tucked away on a quiet side street, it’s easy to take a short walk into town for coffee, dinner, or everyday errands. With Black Lake, Onaway State Park, and miles of outdoor recreation just minutes away, the home offers a wonderful balance of convenience, simplicity, and northern Michigan charm, regardless of season.
    13 days
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    802
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    9
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    Listed by:

    Property Owner (989) 750-5445

    This property is for sale by owner and Zillow, Inc. is displaying it at the owner's request. It is not subject to a listing agreement with Zillow, Inc. or its affiliates.

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 1
      • Bathrooms: 1
      • Full bathrooms: 1
      Heating
      • Baseboard, Stove, Electric, Gas
      Cooling
      • None
      Appliances
      • Included: Dryer, Freezer, Microwave, Range / Oven, Refrigerator, Washer
      Features
      • Flooring: Linoleum / Vinyl
      • Basement: None
      • Has fireplace: Yes
      Interior area
      • Total interior livable area: 640 sqft

      Property

      Parking
      • Total spaces: 5
      • Parking features: Garage - Detached
      Features
      • Exterior features: Vinyl
      • Has view: Yes
      • View description: None
      Lot
      • Size: 7,919 Square Feet
      • Topography: Flat
      Details
      • Parcel number: 16004000002600

      Construction

      Type & style
      • Home type: SingleFamily
      Materials
      • Roof: Metal
      Condition
      • New construction: No
      • Year built: 2023

      Utilities & green energy

      • Electric: Adjacent
      • Sewer: Municipal

      Community & HOA

      Location
      • Region: Onaway

      Financial & listing details

      • Price per square foot: $234/sqft
      • Tax assessed value: $38,200
      • Annual tax amount: $892
      • Date on market: 6/22/2026

        Estimated market value

        Not available

        Estimated sales range

        Not available

        $1,935/mo

        Price history

        DateEventPrice
        6/22/2026Listed for sale$149,900+32.8%$234/sqft
        Source: Owner Report a problem
        5/9/2024Sold$112,900$176/sqft
        Source: WWMLS #201827645 Report a problem
        5/4/2024Pending sale$112,900$176/sqft
        Source: WWMLS #201827645 Report a problem
        2/12/2024Price change$112,900-1.7%$176/sqft
        Source: WWMLS #201827645 Report a problem
        1/13/2024Price change$114,900-3.4%$180/sqft
        Source: WWMLS #201827645 Report a problem
        1/2/2024Listed for sale$119,000+86.8%$186/sqft
        Source: WWMLS #201827645 Report a problem
        6/27/2023Listing removed--
        Source: WWMLS #201824112 Report a problem
        5/23/2023Listed for sale$63,720+4148%$100/sqft
        Source: WWMLS #201824112 Report a problem
        10/4/2018Sold$1,500-31.8%$2/sqft
        Source: WWMLS #313667 Report a problem
        5/23/2018Listed for sale$2,200$3/sqft
        Source: State Wide Real Estate of Onaway #313667 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$892 +44.1%$19,100 +18.6%
        2024$619 +37.9%$16,100 +20.1%
        2023$449 +55.9%$13,400 +50.6%
        2022$288 +224.2%$8,900 +48.3%
        2021$89 -5.9%$6,000 +275%
        2020$94 $1,600 -5.9%
        2019-- $1,700
        2018-- $1,700 -66%
        2016-- $5,000 -13.8%
        2014-- $5,800 +1.8%
        2013-- $5,700 -1.7%
        2012-- $5,800
        2011-- $5,800 -7.9%
        2010-- $6,300

        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 49765

        Getting around

        35 / 100
        Car-Dependent
        40 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • District: Onaway Area

        Source: The MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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