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Active
$3,200,000
7beds
6,947sqft

20404 Church Lake Drive E, Bonney Lake, WA 98391

7beds
6,947sqft
Single family residence
Built in 2010
0.31 Acres
5 Attached garage spaces
$461 price/sqft
$15/mo HOA

What's special

Two-way gas fireplaceTwo-sided fireplaceLimestone floorsCovered decksSpacious great roomLuxurious primary retreat

Experience exceptional Lake Tapps living in this custom 6,947-square-foot waterfront home with beautiful Mt. Rainier views from the home & yard. Set on .31 acre with 70 feet of waterfront, a private dock & covered boat lift, this impressive residence offers expansive living, remarkable flexibility & an exceptional lakefront lifestyle.The main level features a spacious great room with two-way gas fireplace, limestone floors & a gourmet kitchen with high-end stainless appliances, quartz surfaces & oversized island. The luxurious primary retreat includes a two-sided fireplace, sitting room with wet bar, private deck & hot tub, plus a spa-inspired bath with steam shower. Hickory hardwoods & quality finishes continue throughout. Seven bedrooms & 6.5 baths provide exceptional space for guests. A separate two-bedroom accessory living space above the garage offers a full kitchen, bath, private entrance & separate electrical meter, while the lower-level suite includes an additional full kitchen—ideal for extended living or guests.Covered decks, extensive stamped concrete & mountain views embrace the waterfront setting. The 1,612-square-foot five-car garage/shop features epoxy floors & abundant space for vehicles, water toys & storage. Additional amenities include smart home features, three A/C units, two automatic generators & 50-amp connections for RV or EV use.A rare combination of space, versatility, Mt. Rainier views & 70 feet of Lake Tapps waterfront.

11 days
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1,856
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100
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Source: NWMLS as distributed by MLS GRID,MLS#: 2569335MLS Logo
Travel times

Living Room

Kitchen

Primary Bedroom

Zillow last checked:

Listing updated:

Listed by:

Kimberly Fraser,

eXp Realty

Source: NWMLS as distributed by MLS GRID,MLS#: 2569335MLS Logo

Facts & features

Interior

Bedrooms & bathrooms
  • Bedrooms: 7
  • Bathrooms: 7
  • Full bathrooms: 4
  • 3/4 bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 1
Primary bedroom
  • Level: Second
Bedroom
  • Level: Second
Bedroom
  • Level: Second
Bedroom
  • Level: Second
Bedroom
  • Level: Second
Bedroom
  • Level: Lower
Bedroom
  • Level: Main
Bathroom full
  • Level: Second
Bathroom full
  • Level: Second
Bathroom full
  • Level: Lower
Bathroom full
  • Level: Main
Bathroom three quarter
  • Level: Second
Bathroom three quarter
  • Level: Second
Other
  • Level: Main
Other
  • Level: Second
Den office
  • Level: Main
Dining room
  • Level: Main
Entry hall
  • Level: Main
Family room
  • Level: Lower
Great room
  • Level: Main
Kitchen with eating space
  • Level: Main
Rec room
  • Level: Lower
Utility room
  • Level: Second
Heating
  • Fireplace, Forced Air, Heat Pump, Recirculation Pump, Electric, Natural Gas
Cooling
  • Forced Air
Appliances
  • Included: Dishwasher, Disposal, Double Oven, Dryer, Microwave, Refrigerator, Stove(s)/Range(s), Washer, Dishwasher(s), Dryer(s), Garbage Disposal, Microwave(s), Refrigerator(s), Washer(s)
Features
  • Bath Off Primary, Central Vacuum, Ceiling Fan(s), Dining Room, Pantry
  • Flooring: Ceramic Tile, Engineered Hardwood, Stone
  • Windows: Dbl Pane/Storm Window, Skylight(s)
  • Basement: Daylight,Finished
  • Number of fireplaces: 4
  • Fireplace features: Gas, Lower Level: 1, Main Level: 1, Upper Level: 2, Fireplace
Interior area
  • Total structure area: 6,947
  • Total interior livable area: 6,947 sqft
Video & virtual tour

Property

Parking
  • Total spaces: 5
  • Parking features: Driveway, Attached Garage, Off Street, RV Parking
  • Has attached garage: Yes
  • Covered spaces: 5
Features
  • Levels: Two
  • Stories: 2
  • Entry location: Main
  • Patio & porch: Second Kitchen, Second Primary Bedroom, Bath Off Primary, Built-In Vacuum, Ceiling Fan(s), Dbl Pane/Storm Window, Dining Room, Fireplace, Fireplace (Primary Bedroom), Hot Tub/Spa, Pantry, Security System, Skylight(s), Vaulted Ceiling(s), Walk-In Closet(s), Wet Bar, Wired for Generator
  • Has spa: Yes
  • Spa features: Indoor
  • Has view: Yes
  • View description: Lake, Mountain(s)
  • Has water view: Yes
  • Water view: Lake
  • Waterfront features: Medium Bank, Bulkhead, Lake
  • Frontage length: Waterfront Ft: 70
Lot
  • Size: 0.31 Acres
  • Features: Paved, Boat House, Cable TV, Deck, Dock, Fenced-Partially, Gas Available, High Speed Internet, Hot Tub/Spa, Patio, RV Parking, Sprinkler System
  • Topography: Level,Terraces
  • Residential vegetation: Garden Space
Details
  • Parcel number: 3037000730
  • Special conditions: Standard
  • Other equipment: Wired for Generator

Construction

Type & style
  • Home type: SingleFamily
  • Architectural style: 2 Stories w/Bsmnt
  • Property subtype: Single Family Residence
Materials
  • Cement Planked, Stone, Wood Products, Cement Plank
  • Foundation: Poured Concrete
  • Roof: Composition
Condition
  • Very Good
  • Year built: 2010

Utilities & green energy

  • Electric: Company: PSE
  • Sewer: Sewer Connected, Company: City of Bonney Lake
  • Water: Public, Company: City of Bonney Lake
  • Utilities for property: Xfinity, Xfinity

Community & HOA

Community
  • Features: Athletic Court, Boat Launch
  • Security: Security System
  • Subdivision: Bonney Lake
HOA
  • HOA fee: $175 annually
Location
  • Region: Bonney Lake

Financial & listing details

  • Price per square foot: $461/sqft
  • Tax assessed value: $2,590,800
  • Annual tax amount: $29,728
  • Date on market: 8/13/2026
  • Cumulative days on market: 12 days
  • Listing terms: Conventional,FHA,USDA Loan,VA Loan
  • Inclusions: Dishwasher(s), Double Oven, Dryer(s), Garbage Disposal, Microwave(s), Refrigerator(s), Stove(s)/Range(s), Washer(s)

Price history

DateEventPrice
8/14/2026Listed for sale$3,200,000+159.1%$461/sqft
Source: NWMLS as distributed by MLS GRID #2569335 Report a problem
4/4/2017Sold$1,235,000-13.3%$178/sqft
Source: NWMLS as distributed by MLS GRID #930653 Report a problem
3/9/2017Pending sale$1,425,000$205/sqft
Source: John L Scott Real Estate #930653 Report a problem
7/26/2016Price change$1,425,000-1.7%$205/sqft
Source: John L Scott Real Estate #930653 Report a problem
6/20/2016Price change$1,449,000-3.3%$209/sqft
Source: John L Scott Real Estate #930653 Report a problem
4/24/2016Listed for sale$1,499,000+9%$216/sqft
Source: John L Scott Real Estate #930653 Report a problem
1/24/2016Listing removed$1,375,000$198/sqft
Source: John L Scott Real Estate #880924 Report a problem
1/18/2016Pending sale$1,375,000$198/sqft
Source: John L Scott Real Estate #880924 Report a problem
9/9/2015Listed for sale$1,375,000$198/sqft
Source: John L Scott Real Estate #720576 Report a problem
9/7/2015Pending sale$1,375,000$198/sqft
Source: John L Scott Real Estate #720576 Report a problem
7/29/2015Price change$1,375,000-4.2%$198/sqft
Source: John L Scott Real Estate #720576 Report a problem
7/27/2015Price change$1,435,000-1%$207/sqft
Source: John L Scott Real Estate #720576 Report a problem
11/30/2014Listed for sale$1,450,000+291.9%$209/sqft
Source: John L Scott Real Estate #720576 Report a problem
7/8/2005Sold$370,000$53/sqft
Source: NWMLS as distributed by MLS GRID #25073739 Report a problem

Public tax history

YearProperty taxesTax assessment
2025$29,727 +0.7%$2,590,800 -0.9%
2024$29,515 +20.8%$2,613,100 +8.5%
2023$24,439 +5.4%$2,407,500 +1.8%
2022$23,194 +0.4%$2,363,800 +19.3%
2021$23,106 +36.6%$1,982,200 +32.8%
2019$16,911 -7.7%$1,492,300 +8.6%
2018$18,316 +16.5%$1,374,300 +5%
2017$15,723 +8.3%$1,309,100 +16.4%
2016$14,524 $1,124,900 +9.5%
2014$14,524 +10.9%$1,027,400 +12%
2013$13,096 $917,700 +7.4%
2012-- $854,500 -9.7%
2011-- $946,500 -1.4%
2010-- $960,300 +207.2%
2009-- $312,600 -33.3%
2008$5,032 +0%$469,000
2007$5,032 +111.4%$469,000 +208.3%
2002$2,380 +11.8%$152,100
2001$2,128 $152,100 +17.1%
2000$2,128 $129,900

Find assessor info on the county website

Monthly payment

Est. payment
$18,311/mo
Principal & interest
$15949
Property taxes
$2347
HOA Fees
$15
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Estimated market value

$3,031,900

$2.88M - $3.18M

$4,383/mo

Climate risks

Explore flood, wildfire, and other predictive climate risk information for this property on First Street®️.

Neighborhood: 98391

Nearby schools

Emerald Hills Elementary School
Grades K-50.7 miles
8/10
GreatSchools® Rating
Test Score Rating
9/10
Student Progress Rating
7/10
Lakeridge Middle School
Grades 6-81.6 miles
9/10
GreatSchools® Rating
Test Score Rating
9/10
Student Progress Rating
9/10
Bonney Lake High School
Grades 9-122.6 miles
9/10
GreatSchools® Rating
Test Score Rating
8/10
College Readiness Rating
9/10