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ActiveErrorPrice cut: $50.9K (7/28)
$799,000
2beds
1,738sqft

20417 Harborgate Ct Unit 507, Cornelius, NC 28031

2beds
1,738sqft
Condominium
Built in 1985
Assigned
$460 price/sqft
$497/mo HOA

What's special

Waterfront offeringLower lakeside patioCommunity docksPrivate sandy beachPrivate balconyScenic walking trails

Residence #507 at Harborgate | Elevated Lake Norman Living | 1738 sq ft two story Condo living Welcome to a rare waterfront offering where luxury, tranquility, and the ultimate staycation lifestyle converge. Perfectly positioned within the coveted Harborgate community, Residence #507 captures some of the most extraordinary unobstructed open-water views on ...

75 days
|
1,248
|
40
|
Source: Canopy MLS as distributed by MLS GRID,MLS#: 4382571MLS Logo
Travel times

Living Room

Kitchen

Primary Bedroom

Zillow last checked:

Listing updated:

Listed by:

Rae-Ann Summitt RaeAnn@StephenCooley.com,

Stephen Cooley Real Estate,

Jill Monroe,

Stephen Cooley Real Estate

Source: Canopy MLS as distributed by MLS GRID,MLS#: 4382571MLS Logo

Facts & features

Interior

Bedrooms & bathrooms
  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 2
Primary bedroom
  • Level: Main
Bedroom s
  • Level: Main
Bathroom full
  • Level: Main
Bathroom full
  • Level: Main
Heating
  • Central, Electric, Forced Air, Heat Pump
Cooling
  • Central Air, Electric
Appliances
  • Included: Dishwasher, Disposal, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator
  • Laundry: Laundry Room
Features
  • None
  • Flooring: Tile, Vinyl
  • Basement: Finished,Interior Entry,Walk-Out Access,Walk-Up Access
Interior area
  • Total structure area: 1,246
  • Total interior livable area: 1,738 sqft
  • Finished area above ground: 1,246
  • Finished area below ground: 492
Video & virtual tour

Property

Parking
  • Parking features: Assigned
Features
  • Levels: Two
  • Stories: 2
  • Entry location: Main
  • Patio & porch: Balcony, Covered, Enclosed
  • Exterior features: Fire Pit, In-Ground Irrigation, Lawn Maintenance
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • Waterfront features: Beach - Public, Boat Lift, Boat Slip (Deed), Boat Slip – Community, Pier - Community, Waterfront
  • Body of water: Lake Norman
Details
  • Parcel number: 00144143
  • Zoning: RES
  • Special conditions: Standard

Construction

Type & style
  • Home type: Condo
  • Property subtype: Condominium
Materials
  • Brick Partial, Wood
  • Foundation: Slab
Condition
  • New construction: No
  • Year built: 1985

Utilities & green energy

  • Sewer: Public Sewer
  • Water: City

Community & HOA

Community
  • Features: Clubhouse, Lake Access, Sidewalks, Walking Trails
  • Security: Carbon Monoxide Detector(s)
  • Subdivision: Harborgate
HOA
  • Has HOA: Yes
  • HOA fee: $451 monthly
  • HOA name: Main Street Management Group
  • HOA phone: 704-255-1266
  • Second HOA fee: $550 annually
  • Second HOA name: Harborgate Yatch Club
  • Second HOA phone: 215-431-8237
Location
  • Region: Cornelius

Financial & listing details

  • Price per square foot: $460/sqft
  • Tax assessed value: $632,948
  • Annual tax amount: $4,269
  • Date on market: 5/22/2026
  • Cumulative days on market: 75 days
  • Listing terms: Cash,Conventional,FHA,VA Loan
  • Road surface type: None, Paved

Price history

DateEventPrice
7/28/2026Price change$799,000-6%$460/sqft
Source: Canopy MLS as distributed by MLS GRID #4382571 Report a problem
6/5/2026Price change$849,900-5.5%$489/sqft
Source: Canopy MLS as distributed by MLS GRID #4382571 Report a problem
5/22/2026Listed for sale$899,000+168.4%$517/sqft
Source: Canopy MLS as distributed by MLS GRID #4382571 Report a problem
7/13/2006Sold$335,000$193/sqft
Source: Public Record Report a problem

Public tax history

YearProperty taxesTax assessment
2025$4,269 +1.6%$632,948
2024$4,203 +1.7%$632,948
2023$4,135 +21.1%$632,948 +59.3%
2022$3,413 +1.2%$397,400
2021$3,373 $397,400
2020$3,373 +0.2%$397,400
2019$3,367 +3.2%$397,400 +32.4%
2018$3,263 +0.9%$300,100
2017$3,234 $300,100
2016$3,234 $300,100
2015$3,234 +1.6%$300,100
2014$3,183 $300,100
2013-- $300,100 -0.2%
2012-- $300,700
2011-- $300,700 +70.8%
2010-- $176,100
2009-- $176,100
2008-- $176,100
2007-- $176,100
2006-- $176,100
2005-- $176,100
2004-- $176,100
2003-- $176,100 +11.8%
2002-- $157,490
2001-- $157,490
2000-- $157,490

Find assessor info on the county website

Monthly payment

Est. payment
$4,927/mo
Principal & interest
$3977
HOA Fees
$497
Property taxes
$453
More affordability toolsChevron Right

Estimated market value

$766,300

$728,000 - $805,000

$2,823/mo

Climate risks

Explore flood, wildfire, and other predictive climate risk information for this property on First Street®️.

Neighborhood: 28031

Nearby schools

Cornelius Elementary
Grades K-5 • 1.9 miles
6/10
GreatSchools® Rating
Test Score Rating
9/10
Student Progress Rating
2/10
Bailey Middle School
Grades 6-8 • 3.7 miles
10/10
GreatSchools® Rating
Test Score Rating
10/10
Student Progress Rating
10/10
William Amos Hough High
Grades 9-12 • 4.1 miles
7/10
GreatSchools® Rating
Test Score Rating
8/10
College Readiness Rating
8/10
Student Progress Rating
4/10

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