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Pending
  • Price cut: $10K (4/15)
    $2,989,000

    20420 Swalley Rd, Bend, OR 97703

    3beds
    4baths
    3,540sqft
    : 
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    Single Family Residence
    Built in 2021
    4.26 Acres Lot
    $2,805,600 Zestimate®
    $844/sqft
    $-- HOA

    What's special

    Seamless single-level lifestyleDetached two-bedroom guest residence
    This Tumalo home is for the buyer seeking both proximity and seclusion. Positioned just minutes from the airport, Bend, and walking distance to Deschutes. This Scandinavian-inspired estate allows for effortless arrivals and departures while preserving complete privacy across more than four acres of native landscape. Designed for ease of living, the primary spaces, including the main suit, are situated on the ground floor creating a seamless, single-level lifestyle without compromise. A five-panel folding door system opens the home to the Cascade Mountains and Deschutes River views, blending warm interiors with the natural landscape beyond. Completed 2021, a chef's kitchen with Thermador appliances, custom concrete countertops, and carefully selected Baptista tile accents. A detached two-bedroom guest residence offers flexibility for extended stays, staff, or multigenerational living. Ample space remains for an extra garage, pool, or other outbuildings. Privacy, proximity, ease.
    149 days
    |
    197
    |
    4
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Shelton Kelley Realty 541-382-3099

    Source: Oregon Datashare,MLS#: 220213441MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 4
      Heating
      • Fireplace(s), Electric, Forced Air, Propane, Radiant, Wood
      Cooling
      • Central Air, Heat Pump
      Appliances
      • Included: Instant Hot Water, Dishwasher, Disposal, Microwave, Oven, Range, Range Hood, Refrigerator, Tankless Water Heater, Wine Refrigerator
      Features
      • Bidet, Ceiling Fan(s), Double Vanity, Enclosed Toilet(s), Kitchen Island, Open Floorplan, Primary Downstairs, Shower/Tub Combo, Soaking Tub, Solid Surface Counters, Tile Shower, Vaulted Ceiling(s), Walk-In Closet(s)
      • Flooring: Carpet, Hardwood, Tile
      • Has fireplace: Yes
      • Fireplace features: Living Room, Primary Bedroom, Propane, Wood Burning
      • Common walls with other units/homes: No Common Walls
      Interior area
      • Total structure area: 3,175
      • Total interior livable area: 3,540 sqft

      Property

      Parking
      • Total spaces: 2
      • Parking features: Driveway, Gated, Gravel, RV Access/Parking, Shared Driveway
      • Garage spaces: 2
      • Has uncovered spaces: Yes
      Features
      • Levels: Two
      • Stories: 2
      • Patio & porch: Deck, Patio
      • Has view: Yes
      • View description: Mountain(s), Panoramic, River, Territorial
      • Has water view: Yes
      • Water view: River
      Lot
      • Size: 4.26 Acres
      • Features: Drip System, Landscaped, Native Plants, Rock Outcropping, Sloped, Wooded
      Details
      • Additional structures: Gazebo, Guest House, RV/Boat Storage, Shed(s)
      • Parcel number: 265777
      • Zoning description: EFU
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Contemporary
      • Property subtype: Single Family Residence
      Materials
      • Frame
      • Foundation: Stemwall
      • Roof: Metal
      Condition
      • New construction: No
      • Year built: 2021
      Details
      • Builder name: Mike Montgomery

      Utilities & green energy

      • Sewer: Alternative Treatment Tech System
      • Water: Shared Well
      Green energy
      • Water conservation: Water-Smart Landscaping

      Community & HOA

      Community
      • Security: Carbon Monoxide Detector(s), Smoke Detector(s)
      HOA
      • Has HOA: No
      Location
      • Region: Bend

      Financial & listing details

      • Price per square foot: $844/sqft
      • Annual tax amount: $9,493
      • Date on market: 1/8/2026
      • Cumulative days on market: 149 days
      • Listing terms: Cash,Conventional
      • Inclusions: sauna
      • Road surface type: Gravel

        Estimated market value

        $2,805,600

        $2.67M - $2.95M

        $6,725/mo

        Price history

        DateEventPrice
        5/23/2026Pending sale$2,989,000$844/sqft
        Source: Oregon Datashare #220213441 Report a problem
        4/15/2026Price change$2,989,000-0.3%$844/sqft
        Source: Oregon Datashare #220213441 Report a problem
        1/8/2026Listed for sale$2,999,000$847/sqft
        Source: Oregon Datashare #220213441 Report a problem

        Public tax history

        Tax history is unavailable.

        Monthly payment

        Est. payment

          Payment breakdown

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          All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
          HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
          Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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          Climate risks

          Neighborhood: 97703

          Getting around

          0 / 100
          Car-Dependent
          0 / 100
          No Nearby Transit
          17 / 100
          Somewhat Bikeable

          Nearby schools

          GreatSchools rating
          Schools provided by the listing agent
          • Elementary: Tumalo Community School
          • Middle: Obsidian Middle
          • High: Ridgeview High

          Source: Oregon Datashare. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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