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For sale
    • Price cut: $10K (5/31)
    $509,000

    20428 Torre Del Lago ST, ESTERO, FL 33928

    3beds
    1,679sqft
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    Single Family Residence
    Built in 2005
    0.27 Acres Lot
    $-- Zestimate®
    $303/sqft
    $270/mo HOA

    What's special

    Breathtaking lake viewBrand-new tile floorLed lighting
    Step into the breathtaking lake view and the serene elegance of this stunning private gem, perfectly nestled in the sought-after, resort-style community of Bella Terra. From the moment you arrive, you'll be captivated by the tranquil water vistas and the impeccable upgrades that make this home truly one of a kind. This 3-bedroom, 2-bathroom, 2-car garage retreat has been thoughtfully refreshed inside and out. The home boasts fresh paint throughout, both interior and exterior, creating a crisp and modern ambiance. The extended, re-screened lanai—now equipped with an anti-noseeum screen—offers the perfect space to unwind while enjoying nature’s beauty. A brand-new tile floor and an expansive 10' x 20' paver patio invite you to entertain in style or relax under the open sky. Every detail has been considered, from the LED lighting to the recently replaced AC for year-round comfort. Living in Bella Terra means embracing a lifestyle of luxury and convenience. Your low HOA fees cover lawn maintenance, cable, Wi-Fi/internet, and access to a wealth of resort-style amenities—including a sparkling pool, fitness center, tennis courts, volleyball and much more. Don’t miss your chance to own this exceptional home, where modern upgrades meet serene lakefront living. Schedule your private tour today and experience the beauty of Bella Terra firsthand! One or more photos has been virtually staged.
    120 days
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    402
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    14
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    Zillow last checked:

    Listing updated:

    Listed by:

    Elina Martirosyan 425-442-7692,

    RE/MAX Hallmark Realty

    Source: SWFLMLS,MLS#: 226012211MLS LogoOriginating MLS: Naples

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      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 2
      Rooms
      • Room types: Screened Lanai/Porch, 3 Bed
      Dining room
      • Features: Breakfast Bar, Dining - Living
      Heating
      • Central
      Cooling
      • Central Air
      Appliances
      • Included: Electric Cooktop, Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Washer
      • Laundry: Inside
      Features
      • Smoke Detectors, Walk-In Closet(s), Laundry in Residence, Screened Lanai/Porch
      • Flooring: Tile
      • Windows: Shutters - Manual
      • Has fireplace: No
      Interior area
      • Total structure area: 2,126
      • Total interior livable area: 1,679 sqft

      Property

      Parking
      • Total spaces: 2
      • Parking features: Attached
      • Attached garage spaces: 2
      Features
      • Stories: 1
      • Patio & porch: Patio, Screened Lanai/Porch
      • Pool features: Community
      • Has view: Yes
      • View description: Lake
      • Has water view: Yes
      • Water view: Lake
      • Waterfront features: Lake
      • Frontage type: Lakefront
      Lot
      • Size: 0.27 Acres
      • Features: Corner Lot
      Details
      • Additional structures: Tennis Court(s)
      • Parcel number: 294626E20100B.0270
      • Zoning: RPD

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Ranch
      • Property subtype: Single Family Residence
      Materials
      • Block, Stucco
      • Foundation: Concrete Block
      • Roof: Tile
      Condition
      • New construction: No
      • Year built: 2005

      Utilities & green energy

      • Water: Central

      Community & HOA

      Community
      • Features: Clubhouse, Pool, Fitness Center, Sidewalks, Street Lights, Tennis Court(s), Gated
      • Security: Gated Community, Smoke Detector(s)
      • Subdivision: BELLA TERRA
      HOA
      • Has HOA: Yes
      • Amenities included: Basketball Court, Barbecue, Bike And Jog Path, Bocce Court, Clubhouse, Pool, Community Room, Fitness Center, Internet Access, Library, Pickleball, Sidewalk, Streetlight, Tennis Court(s), Underground Utility, Volleyball
      • HOA fee: $3,244 annually
      Location
      • Region: Estero

      Financial & listing details

      • Price per square foot: $303/sqft
      • Tax assessed value: $328,983
      • Annual tax amount: $5,745
      • Date on market: 3/20/2026
      • Lease term: Buyer Finance/Cash,FHA,Seller Financing

        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        DateEventPrice
        5/31/2026Price change$509,000-1.9%$303/sqft
        Source: SWFLMLS #226012211 Report a problem
        3/20/2026Listed for sale$519,000-3.7%$309/sqft
        Source: SWFLMLS #226012211 Report a problem
        6/29/2025Listing removed$539,000$321/sqft
        Source: SWFLMLS #225011918 Report a problem
        2/3/2025Listed for sale$539,000-5.3%$321/sqft
        Source: SWFLMLS #225011918 Report a problem
        8/23/2024Listing removed$569,000$339/sqft
        Source: SWFLMLS #224049407 Report a problem
        6/25/2024Price change$569,000-1.7%$339/sqft
        Source: SWFLMLS #224049407 Report a problem
        6/6/2024Listed for sale$579,000+25.9%$345/sqft
        Source: SWFLMLS #224049407 Report a problem
        2/1/2024Sold$460,000+46.5%$274/sqft
        Source: Public Record Report a problem
        11/23/2005Sold$314,100$187/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$5,745 +79%$328,983 +80.5%
        2024$3,209 +0.3%$182,216 +3%
        2023$3,200 -1.9%$176,909 +3%
        2022$3,261 +4.9%$171,756 +3%
        2021$3,109 -0.3%$166,753 +1.4%
        2020$3,119 +1.6%$164,451 -27.8%
        2019$3,071 $227,728 +44.4%
        2018$3,071 +0.2%$157,757 +2.1%
        2017$3,065 +3.5%$154,512 -32.7%
        2016$2,962 +0.6%$229,488 +3.9%
        2015$2,944 $220,808
        Find assessor info on the county website

        Monthly payment

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        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 33928

        Getting around

        0 / 100
        Car-Dependent
        29 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

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