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Off market
  • $400,500

    2045 Palm Harbor Ter, Punta Gorda, FL 33982

    3beds
    1,329sqft
    Single Family Residence
    Built in 1997
    8,319 Square Feet Lot
    $400,500 Zestimate®
    $301/sqft
    $2,140 Estimated rent

    Home value

    $400,500

    $368,000 - $429,000

    $2,140/mo

    Zestimate® history
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    What's special

    Your piece of paradise is nestled on a cul-de-sac in Palm Shores in Punta Gorda and is less than a 60 second sailboat or powerboat ride out to Charlotte Harbor! Whether you're seeking a seasonal getaway or living the Florida lifestyle year-round, this is the home for you. Upon entering your covered front porch, you have a fenced-in and private open area fit for the loveliest of gardens or a bistro set to enjoy your morning coffee. Entering your home, you're greeted by a large foyer, stairway to your left, great room and dining areas. The kitchen is not only spacious with ample cabinet and counter space, it has wine storage and opens up into your great room with stunning views of your saltwater canal through the French doors that lead to your massive covered and enclosed porch. The master suite is spacious, has a private entrance to your porch with breathtaking views of the canal, his-and-hers closets and a bath that has a shower and tub combination. Guest suites are on the 2nd floor, have double-bifold closets and share a full guest bathroom. An elegant pergola shaded with Petrea "Queen's Wreath" adorns the terrace of your back deck, which opens up into a walkway leading past your koi pond and avocado tree down to your dock and boat lift. A few additional and amazing features include a concrete seawall, soaring vaulted ceilings, metal roof, freshly laid rock and stone in walkways and flower beds and more. You'll enjoy the finest dining, fishing, shopping, schools, I-75 and activities Punta Gorda has to offer, just a short distance away by land and water. Everyday you will enjoy the most exquisite sunsets from your back porch, deck and dock - don't miss your opportunity to own this beautiful home in Punta Gorda, Florida - see this beauty today!

    This property is off market, which means it's not currently listed for sale or rent on Zillow. This may be different from what's available on other websites or public sources.

    Originating MLS: Port Charlotte

    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 3
    • Bathrooms: 2
    • Full bathrooms: 2
    Heating
    • Forced air
    Cooling
    • Central
    Appliances
    • Included: Dishwasher, Range / Oven, Refrigerator
    Features
    • Ceiling Fans(s), Eating Space In Kitchen, High Ceiling(s), Master Bedroom Downstairs, Walk-In Closet(s), Thermostat, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Cathedral Ceiling(s), Vaulted Ceiling(s)
    • Flooring: Tile, Carpet, Laminate
    Interior area
    • Structure area source: Public Records
    • Total interior livable area: 1,329 sqft

    Property

    Parking
    • Total spaces: 2
    • Parking features: Garage - Attached
    Features
    • Levels: Two
    • Patio & porch: Deck, Patio, Covered, Front Porch, Rear Porch, Enclosed
    • Exterior features: Other, Stucco, Wood, Cement / Concrete
    • Has view: Yes
    • View description: Water
    • Has water view: Yes
    • Water view: Water
    • Waterfront features: Canal - Saltwater
    Lot
    • Size: 8,319 sqft
    • Features: Street Paved, FloodZone, Street Dead-End
    • Residential vegetation: Fruit Trees, Mature Landscaping, Trees/Landscaped, Oak Trees
    Details
    • Additional structures: Other
    • Parcel number: 402314255002
    • Zoning: RSF5

    Construction

    Type & style
    • Home type: SingleFamily
    • Architectural style: Florida, Key West
    • Property subtype: Single Family Residence
    Materials
    • Wood
    • Foundation: Slab
    • Roof: Metal
    Condition
    • Completed
    • Year built: 1997

    Utilities & green energy

    • Sewer: Septic Tank
    • Water: Well
    • Utilities for property: Public

    Community & neighborhood

    Location
    • Region: Punta Gorda
    • Subdivision: PALM SHORES

    Other

    Other facts
    • Additional Parcels YN: 0
    • Additional Rooms: Great Room, Family Room
    • Appliances: Dishwasher, Electric Water Heater, Range, Refrigerator
    • Association Approval Required YN: 0
    • Attached Garage YN: 1
    • Available For Lease YN: 1
    • Construction Materials: Block
    • Cooling: Central Air
    • Country: US
    • Building Area Source: Public Records
    • Disclosures: Seller Property Disclosure
    • DPRYN: 1
    • Exist Lse Tenant YN: 0
    • Fireplace YN: 0
    • Flooring: Carpet, Ceramic Tile, Laminate
    • Foundation Details: Slab
    • Garage YN: 1
    • Heating: Central
    • Exterior Features: French Doors
    • Homestead YN: 1
    • Interior Features: Ceiling Fans(s), Eating Space In Kitchen, High Ceiling(s), Master Bedroom Downstairs, Walk-In Closet(s), Thermostat, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Cathedral Ceiling(s), Vaulted Ceiling(s)
    • Furnished: Unfurnished
    • Lease Restrictions YN: 0
    • Levels: Two
    • Listing Service: Full Service
    • Listing Terms: Cash, Conventional, FHA, VA Loan
    • Lot Features: Street Paved, FloodZone, Street Dead-End
    • Major Change Type: Pending
    • Minimum Lease: No Minimum
    • Mls Status: Pending
    • New Construction YN: 0
    • Ownership: Fee Simple
    • Patio And Porch Features: Deck, Patio, Covered, Front Porch, Rear Porch, Enclosed
    • Stories Total: 2
    • Pool Private YN: 0
    • Previous Status: Active
    • Property Sub Type: Single Family Residence
    • Property Type: Residential
    • Vegetation: Fruit Trees, Mature Landscaping, Trees/Landscaped, Oak Trees
    • Syndicate To: Homes.com, HomeSnap, Realtor.com, Zillow/Trulia
    • Total Acreage: Up to 10, 889 Sq. Ft.
    • Utilities: Public
    • View: Garden, Water
    • Property Condition: Completed
    • Direction Faces: Southeast
    • Water View YN: 1
    • Parking Features: Driveway, Ground Level
    • Sewer: Septic Tank
    • Water Source: Well
    • Roof: Metal
    • Water Access: Gulf/Ocean, Bay/Harbor, Canal - Saltwater, River
    • Water Access YN: 1
    • Water Extras: Seawall - Concrete, Lift, Bridges - No Fixed Bridges, Sailboat Water, Dock - Wood
    • Water Extras YN: 1
    • Waterfront YN: 1
    • Tax Year: 2019
    • Flood Zone Code: AE
    • Community Features: Fishing, Waterfront
    • Architectural Style: Florida, Key West
    • List Agent AOR: Port Charlotte
    • List AOR: Port Charlotte
    • Room Count: 7
    • Public Survey Section: 14
    • Public Survey Range: 23
    • Other Structures: Other
    • Garage Dimensions: 22x21
    • County Or Parish: Charlotte
    • Waterfront Features: Canal - Saltwater
    • Water View: Canal
    • Flood Zone Date: 2003-05-05
    • Year Built: 1997
    • Waterfront Feet Total: 80
    • Zoning: RSF5
    • Water Frontage Feet Canal Salt: 80
    • Building Area Total: 2264.00
    • MLS Area Major: 33982 - Punta Gorda
    • Living Area: 1329.00
    • Complex Community Name NCCB: PALM SHORES
    • Subdivision Name: PALM SHORES
    • Flood Zone Panel: 12015C0088F
    • Tax Annual Amount: 2540.00
    • Additional Water Information: One canal in from Hunter Creek, leading into the Peace River and Charlotte Harbor
    • Listing terms: Cash, Conventional, FHA, VA Loan
    • Ownership: Fee Simple

    Price history

    DateEventPrice
    4/14/2023Sold$505,000-3.8%$380/sqft
    Source: eXp Realty #103516658 Report a problem
    3/25/2023Pending sale$524,888$395/sqft
    Source: Stellar MLS #C7471850 Report a problem
    3/9/2023Price change$524,888-4.5%$395/sqft
    Source: Stellar MLS #C7471850 Report a problem
    2/24/2023Listed for sale$549,888+96.5%$414/sqft
    Source: Stellar MLS #C7471850 Report a problem
    6/7/2020Listing removed$279,888$211/sqft
    Source: KW PEACE RIVER PARTNERS #C7428284 Report a problem
    5/7/2020Pending sale$279,888$211/sqft
    Source: KW PEACE RIVER PARTNERS #C7428284 Report a problem
    4/23/2020Listed for sale$279,888+21.7%$211/sqft
    Source: KW PEACE RIVER PARTNERS #C7428284 Report a problem
    9/22/2017Sold$230,000-7.6%$173/sqft
    Source: Public Record Report a problem
    5/12/2017Listing removed$249,000$187/sqft
    Source: Owner Report a problem
    3/27/2017Listed for sale$249,000+90.8%$187/sqft
    Source: Owner Report a problem
    4/17/2009Sold$130,500-34.4%$98/sqft
    Source: Public Record Report a problem
    2/22/2009Listed for sale$199,000+1005.6%$150/sqft
    Source: NCI #C6996860 Report a problem
    11/6/1995Sold$18,000$14/sqft
    Source: Public Record Report a problem

    Public tax history

    YearProperty taxesTax assessment
    2025$6,928 -0.9%$415,172 +1.8%
    2024$6,990 +22.8%$407,874 +30.6%
    2023$5,691 +111%$312,418 +90%
    2022$2,697 +0.3%$164,422 +3%
    2021$2,689 +2%$159,633 +1.4%
    2020$2,636 +3.8%$157,429 +2.3%
    2019$2,540 +8.4%$153,890 +1.9%
    2018$2,342 $151,021 -9.3%
    2017$2,342 -25.4%$166,500 +20%
    2016$3,140 +8.3%$138,735 +10%
    2015$2,898 +8.7%$126,123 -1.2%
    2014$2,667 +3.1%$127,641 -3.6%
    2013$2,587 +14.9%$132,474 -8.9%
    2012$2,251 -8.2%$145,488
    2011$2,451 -16.7%$145,488 -15.4%
    2010$2,943 +5.2%$171,895 -2%
    2009$2,797 $175,455

    Find assessor info on the county website

    Neighborhood: 33982

    Nearby schools

    GreatSchools rating
    Schools provided by the listing agent
    • Elementary: East Elementary
    • Middle: Punta Gorda Middle
    • High: Charlotte High

    Source: The MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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    $408,510