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Active
    • Price cut: $50K (5/1)
    $1,100,000

    2046 Lakeshore Dr, Monteagle, TN 37356

    5beds
    3,200sqft
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    Single Family Residence, Residential
    Built in 2005
    5.1 Acres Lot
    $-- Zestimate®
    $344/sqft
    $220/mo HOA

    What's special

    Welcome to The Cumberland, a distinguished custom residence where timeless design meets elevated mountain living. Encompassing 3200 sqft, this five bedroom, 2.5 bath home is thoughtfully crafted for both refined entertaining and effortless everyday comfort. Vaulted ceilings and a dramatic stacked-stone wood burning fireplace anchor the main living space, while a formal dining room and generous eat-in kitchen create an elegant flow for hosting gatherings both intimate and grand. Wake up to nature in the large primary suite that features 3 wall to wall windows that allow you to literally be nestled in the trees with a walk in closet and attached ensuite that offers double vanities, a large walk in shower and water closet. A dedicated office/library offers a quiet retreat for work or study, large laundry just down the hall and off and the two-car garage with abundant above-garage storage ensures practicality without compromise. Step outside to savor the lifestyle this home affords when you begin mornings on the covered front porch, unwind evenings in the screened-in porch, and enjoy the privacy and serenity that define Clifftops’ natural beauty. Offered fully furnished, The Cumberland is adorned with curated antiques and collectible pieces that lend a refined, homey, and eclectic character rarely found in turnkey properties. With an established STR rental history, this home also presents an exceptional opportunity for those seeking both luxury and ready to go investment appeal. Located within the sought-after, gated Clifftops community, residents enjoy exclusive access to a private lake, community pool, two clubhouses, brand-new pickleball courts, tennis courts, playgrounds, and miles of scenic walking trails. Impeccably maintained and truly move-in ready, The Cumberland is more than a home, it is a lifestyle statement. All that’s missing is you.
    183 days
    |
    480
    |
    8
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Mandi Oakes 423-667-7215,

    Fridrich & Clark Realty 615-327-4800,

    Richard G Courtney 615-300-8189,

    Fridrich & Clark Realty

    Source: RealTracs MLS as distributed by MLS GRID,MLS#: 3097873MLS Logo

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      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 5
      • Bathrooms: 3
      • Full bathrooms: 2
      • 1/2 bathrooms: 1
      • Main level bedrooms: 1
      Bedroom 1
      • Features: Walk-In Closet(s)
      • Level: Walk-In Closet(s)
      • Area: 256 Square Feet
      • Dimensions: 16x16
      Bedroom 2
      • Area: 176 Square Feet
      • Dimensions: 11x16
      Bedroom 3
      • Area: 180 Square Feet
      • Dimensions: 15x12
      Bedroom 4
      • Area: 180 Square Feet
      • Dimensions: 12x15
      Primary bathroom
      • Features: Suite
      • Level: Suite
      Dining room
      • Features: Formal
      • Level: Formal
      • Area: 165 Square Feet
      • Dimensions: 11x15
      Other
      • Features: Other
      • Level: Other
      • Area: 132 Square Feet
      • Dimensions: 12x11
      Kitchen
      • Area: 378 Square Feet
      • Dimensions: 27x14
      Living room
      • Features: Formal
      • Level: Formal
      • Area: 396 Square Feet
      • Dimensions: 22x18
      Other
      • Features: Library
      • Level: Library
      • Area: 210 Square Feet
      • Dimensions: 14x15
      Other
      • Features: Utility Room
      • Level: Utility Room
      Recreation room
      • Features: Other
      • Level: Other
      • Area: 320 Square Feet
      • Dimensions: 20x16
      Heating
      • Electric
      Cooling
      • Electric
      Appliances
      • Included: Built-In Electric Oven, Electric Oven, Built-In Electric Range, Dishwasher, Disposal, Dryer, Refrigerator, Stainless Steel Appliance(s), Washer
      • Laundry: Electric Dryer Hookup, Washer Hookup
      Features
      • Bookcases, Built-in Features, Ceiling Fan(s), Entrance Foyer, Extra Closets, High Ceilings, Open Floorplan, Pantry, Redecorated, Walk-In Closet(s), Wet Bar, High Speed Internet, Kitchen Island
      • Flooring: Wood, Tile
      • Basement: Crawl Space
      • Number of fireplaces: 1
      • Fireplace features: Living Room, Wood Burning
      Interior area
      • Total structure area: 3,200
      • Total interior livable area: 3,200 sqft
      • Finished area above ground: 3,200

      Property

      Parking
      • Total spaces: 5
      • Parking features: Garage Faces Side, Driveway, Gravel
      • Garage spaces: 2
      • Uncovered spaces: 3
      Features
      • Levels: One
      • Stories: 2
      • Patio & porch: Porch, Covered, Deck, Patio, Screened
      • Exterior features: Balcony
      • Pool features: Association
      Lot
      • Size: 5.1 Acres
      • Features: Level, Wooded
      • Topography: Level,Wooded
      Details
      • Additional structures: Tennis Court(s)
      • Parcel number: 043 03200 000
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Traditional
      • Property subtype: Single Family Residence, Residential
      Materials
      • Stone, Wood Siding
      • Roof: Asphalt
      Condition
      • New construction: No
      • Year built: 2005

      Utilities & green energy

      • Sewer: Private Sewer
      • Water: Public
      • Utilities for property: Electricity Available, Water Available

      Community & HOA

      Community
      • Security: Fire Alarm, Security Gate, Smoke Detector(s)
      • Subdivision: Clifftops
      HOA
      • Has HOA: Yes
      • Amenities included: Boat Dock, Clubhouse, Gated, Playground, Pool, Tennis Court(s), Trail(s)
      • Services included: Recreation Facilities
      • HOA fee: $220 monthly
      Location
      • Region: Monteagle

      Financial & listing details

      • Price per square foot: $344/sqft
      • Tax assessed value: $383,700
      • Annual tax amount: $1,689
      • Date on market: 1/16/2026
      • Electric utility on property: Yes

        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        DateEventPrice
        5/1/2026Price change$1,100,000-4.3%$344/sqft
        Source: RealTracs MLS as distributed by MLS GRID #3097873 Report a problem
        2/23/2026Price change$1,150,000-2.1%$359/sqft
        Source: RealTracs MLS as distributed by MLS GRID #3097873 Report a problem
        1/17/2026Listed for sale$1,175,000+50.6%$367/sqft
        Source: RealTracs MLS as distributed by MLS GRID #3097873 Report a problem
        6/4/2024Sold$780,000-2.5%$244/sqft
        Source: Greater Chattanooga Realtors #1391418 Report a problem
        5/8/2024Contingent$799,900$250/sqft
        Source: Greater Chattanooga Realtors #1391418 Report a problem
        5/4/2024Listed for sale$799,900+1169.7%$250/sqft
        Source: Greater Chattanooga Realtors #1391418 Report a problem
        7/21/2004Sold$63,000+65.8%$20/sqft
        Source: Public Record Report a problem
        11/19/2001Sold$38,000$12/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$1,689 $95,925
        2024$1,689 $95,925
        2023$1,689 $95,925
        2022$1,689 $95,925
        2021-- $95,925 -16.7%
        2020$2,499 $115,225
        2019$2,499 $115,225
        2018$2,499 0%$115,225
        2017$2,499 $115,225
        2016$2,499 +12.6%$115,225
        2015$2,220 $115,225 +12.6%
        2014$2,220 $102,367
        2013$2,220 -0.1%$102,367
        2012$2,221 +0.1%$102,367
        2011$2,220 $102,367
        2010-- $102,367
        2009-- $102,367 +14.7%
        2008$1,651 $89,221
        2007$1,651 +3.9%$89,221 +16.9%
        2006$1,588 $76,345
        2005$1,588 +502.3%$76,345 +502.3%
        2004$264 -2%$12,675 +7%
        2002$269 $11,847 +52.1%
        2001-- $7,787 -69.1%
        2000-- $25,200
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 37356

        Getting around

        0 / 100
        Car-Dependent
        4 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Monteagle Elementary
        • Middle: Monteagle Elementary
        • High: Marion Co High School

        Source: RealTracs MLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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