Experience the lakeside living with this beautiful West Lake Harbor home. Designed for comfort and style, the spacious interior boasts elevated ceilings and an open-concept kitchen and living area, perfectly framed by large windows that flood the space with natural light and showcase stunning views. Step outside to your very own oasis by the water, complete with an outdoor kitchen—ideal for entertaining or quiet evenings under the stars. The two-stall garage provides ample storage for lake toys, vehicles, or seasonal gear. Whether you’re gathering with family for a weekend at the lake or enjoying a peaceful retreat, this property offers the perfect balance of relaxation and recreation.
Sold for $783,000
$783,000
20524 Breakwater Dr, Spirit Lake, IA 51360
2beds
1,647sqft
Single Family Residence
Built in 1972
8,276 Square Feet Lot
$800,800 Zestimate®
$475/sqft
$2,281 Estimated rent
Home value
$800,800
Estimated sales range
Not available
$2,281/mo
Zestimate® history
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List your homeWhat's special
Outdoor kitchenElevated ceilingsStunning viewsLarge windowsNatural light
Zillow last checked:
Listing updated:
Listed by:
Landon Howard 712-330-3393,
Real Estate Unlimited
Bought with:
Seth Hellinga, B61299
Real Estate Unlimited
Source: Iowa Great Lakes BOR,MLS#: 251184
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 3
- 3/4 bathrooms: 2
- 1/2 bathrooms: 1
Bathroom
- Features: 3/4 Master, Main Floor Full Bath, Upper Level Bath
Dining room
- Features: Open Floorplan
Heating
- Fireplace(s), Forced Air
Cooling
- Central Air
Appliances
- Included: Dishwasher, Disposal, Dryer, Microwave, Range/Stove, Refrigerator, Washer, Electric Water Heater, Water Osmosis System, Water Softener Owned
- Laundry: Main Level, Washer/Dryer Hkups
Features
- Kitchen Island, Main Floor Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)
- Windows: Skylight(s), Window Coverings
- Basement: Block,Crawl Space
- Has fireplace: Yes
- Fireplace features: Gas
Interior area
- Total structure area: 1,647
- Total interior livable area: 1,647 sqft
- Finished area above ground: 1,647
- Finished area below ground: 0
Property
Parking
- Total spaces: 2
- Parking features: Attached, Garage Door Opener
- Attached garage spaces: 2
Features
- Levels: Two
- Stories: 2
- Patio & porch: Patio
- Exterior features: In-Grnd Sprklr Sys, Outdoor Grill, Water Feature
- Has view: Yes
- View description: Lake
- Has water view: Yes
- Water view: Lake
- Waterfront features: Waterfront, Channel
- Body of water: West Okoboji Harbor
- Frontage length: Waterfront Frontage: 33
Lot
- Size: 8,276 Square Feet
- Dimensions: 33 x 124 x 102
- Features: Accessible Shoreline, Low Bank, Waterfront-Shallow
Details
- Foundation area: 1647
- Parcel number: 0602379001
- Other equipment: Sump Pump
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Other
- Property subtype: Single Family Residence
- Attached to another structure: Yes
Materials
- Wood Siding, Stick Built
- Roof: Asphalt
Condition
- Updated/Remodeled
- New construction: No
- Year built: 1972
Utilities & green energy
- Electric: Circuit Breakers
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Natural Gas Connected
Community & HOA
Community
- Subdivision: IA
HOA
- Has HOA: Yes
- HOA fee: $400 quarterly
Location
- Region: Spirit Lake
Financial & listing details
- Price per square foot: $475/sqft
- Tax assessed value: $678,000
- Annual tax amount: $4,586
- Date on market: 9/12/2025
- Listing terms: Cash,Conventional
Price history
| Date | Event | Price |
|---|---|---|
| 12/12/2025 | Sold | $783,000-3.3%$475/sqft |
Source:  Iowa Great Lakes BOR #251184 Report a problem | ||
| 9/15/2025 | Contingent | $810,000$492/sqft |
Source: Iowa Great Lakes BOR #251184 Report a problem | ||
| 9/12/2025 | Price change | $810,000+15.7%$492/sqft |
Source: Iowa Great Lakes BOR #251184 Report a problem | ||
| 1/3/2025 | Listed for sale | $699,900$425/sqft |
Source:  Northwest Iowa Regional BOR #827240 Report a problem | ||
| 4/18/2024 | Sold | $699,900$425/sqft |
Source: Iowa Great Lakes BOR #231379 Report a problem | ||
| 4/17/2024 | Pending sale | $699,900$425/sqft |
Source: Iowa Great Lakes BOR #231379 Report a problem | ||
| 3/4/2024 | Contingent | $699,900$425/sqft |
Source: Iowa Great Lakes BOR #231379 Report a problem | ||
| 12/27/2023 | Listed for sale | $699,900+42.8%$425/sqft |
Source: Iowa Great Lakes BOR #231379 Report a problem | ||
| 8/2/2017 | Sold | $490,000-9.1%$298/sqft |
Source: Agent Provided Report a problem | ||
| 6/26/2017 | Pending sale | $539,000$327/sqft |
Source: DOWDEN-HINN, REALTORS #17-360 Report a problem | ||
| 6/7/2017 | Price change | $539,000-5.3%$327/sqft |
Source: DOWDEN-HINN, REALTORS #17-360 Report a problem | ||
| 4/1/2017 | Listed for sale | $569,000+50.9%$345/sqft |
Source: DOWDEN-HINN, REALTORS #17-360 Report a problem | ||
| 12/22/2010 | Sold | $377,000$229/sqft |
Source: Agent Provided Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $4,586 -3.4% | $678,000 +18% |
| 2024 | $4,748 +17.3% | $574,700 |
| 2023 | $4,048 +2.3% | $574,700 +38.7% |
| 2022 | $3,956 +4% | $414,400 |
| 2021 | $3,804 +2.1% | $414,400 +9.8% |
| 2020 | $3,726 +5.8% | $377,400 |
| 2019 | $3,521 +3.8% | $377,400 +5.2% |
| 2018 | $3,392 -2% | $358,900 |
| 2017 | $3,460 +2% | $358,900 +4.7% |
| 2016 | $3,392 +5.9% | $342,800 |
| 2015 | $3,204 +5.3% | $342,800 +8.7% |
| 2014 | $3,044 +3.2% | $315,300 |
| 2013 | $2,950 | $315,300 |
Find assessor info on the county website
Neighborhood: 51360
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Nearby schools
GreatSchools rating
- 5/10Spirit Lake Elementary SchoolGrades: PK-4Distance: 4.1 mi
- 5/10Spirit Lake Middle SchoolGrades: 5-8Distance: 4.1 mi
- 7/10Spirit Lake High SchoolGrades: 9-12Distance: 4.1 mi
Schools provided by the listing agent
- District: Spirit Lake
Source: Iowa Great Lakes BOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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- Iowa
- Dickinson County
- Spirit Lake
- 51360
- 20524 Breakwater Dr
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