Welcome to Bella Terra, the beautifully designed, gated master-planned community that blends resort-style living with the tranquility of nature. Spanning nearly 800 acres, this highly sought-after neighborhood features a distinctive Mediterranean-inspired architectural style, with tree-lined streets, scenic walking paths, lush preserves, acres of sparkling lakes and dedicated conservation land.
This large, beautifully furnished home is ready for new owners seeking breezy indoor-outdoor living with inviting gathering spaces for family and friends as well as private spaces for quiet relaxation. With four bedrooms, within 2,745 square feet, there’s room for everyone, plus two additional flex rooms on the ground floor currently serving as an office and billiard room. The large open kitchen overlooking the lanai is the hub and heart of the home with plenty of room to gather at the long bar, dining table, and adjoining living area to watch the game and come and go from the expansive lanai and inviting heated pool. All kitchen appliances, including washer and dryer (and pool heater) are less than three years old. The luxurious owner’s suite features an outdoor deck for sipping morning coffee and watching the variety of wildlife enjoy the woods and lake, and a newly updated ensuite bathroom with his and her vanities with Quartz countertops, a glass enclosed shower and deep soaking tub. This home has been its northern owner’s prized winter retreat as well as a successful seasonal rental and is being sold furnished/turnkey with everything you need to walk in and enjoy or continue as a lucrative investment on your schedule.
Bella Terra offers a vibrant lifestyle ideal for full-time and seasonal homeowners, and growing families. At the heart of the community is a stunning 7,000-square-foot clubhouse that serves as a hub for social events and recreation. Amenities are extensive and designed for all ages, including a resort-style pool and spa, state-of-the-art fitness center, tennis and pickleball courts, basketball and bocce courts, beach volleyball, multi-use sports fields, a playground, butterfly garden, and miles of sidewalks to encourage an active outdoor lifestyle.
Conveniently located just minutes from I-75, Bella Terra offers easy access to Southwest Florida’s top destinations, including shopping, dining, Florida Gulf Coast University, RSW Airport, and the many white-sand beaches that surround the area. Bella Terra’s combination of natural beauty, extensive amenities, affordable fees, and prime location, deliver the perfect balance of peaceful living and everyday convenience in the heart of Estero.
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Closed
$595,000
20528 Torre Del Lago St, Estero, FL 33928
4beds
2,745sqft
Single Family Residence
Built in 2007
9,278 Square Feet Lot
$594,800 Zestimate®
$217/sqft
$4,589 Estimated rent
Home value
$594,800
$535,000 - $666,000
$4,589/mo
Zestimate® history
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List your homeWhat's special
Four bedroomsExpansive lanaiLarge beautifully furnished homeResort-style pool and spaAcres of sparkling lakesMiles of sidewalksTree-lined streets
Zillow last checked:
Listing updated:
Listed by:
Peter Davis 239-240-7821,
Carney Realty & Associates Inc
Bought with:
Brittany Skotak, PA, 488004471
Douglas Elliman Florida,LLC
Natosha Baughman, 251560078
Douglas Elliman Florida,LLC
Source: Florida Gulf Coast MLS,MLS#: 2026018706
Originating MLS: Florida Gulf Coast
Originating MLS: Florida Gulf CoastFacts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
Rooms
- Room types: Bathroom, Den, Guest Quarters, Office, Other, Recreation, Screened Porch
Heating
- Central, Electric
Cooling
- Central Air, Ceiling Fan(s), Electric
Appliances
- Included: Dryer, Dishwasher, Freezer, Disposal, Ice Maker, Microwave, Range, Refrigerator, RefrigeratorWithIce Maker, Washer
- Laundry: Inside
Features
- Breakfast Bar, Bedroom on Main Level, Bathtub, Tray Ceiling(s), Dual Sinks, Eat-in Kitchen, Family/Dining Room, French Door(s)/Atrium Door(s), High Ceilings, Kitchen Island, Living/Dining Room, Pantry, Sitting Area in Primary, Separate Shower, Cable TV, Upper Level Primary, Bar, Walk-In Closet(s), Window Treatments, Home Office, Bathroom, Den, Guest Quarters, Office, Other, Recreation, Screened Porch
- Flooring: Carpet, Tile
- Doors: French Doors
- Windows: Single Hung, Sliding, Window Coverings
- Furnished: Yes
Interior area
- Total structure area: 3,212
- Total interior livable area: 2,745 sqft
Property
Parking
- Total spaces: 2
- Parking features: Attached, Driveway, Garage, Paved, Garage Door Opener
- Attached garage spaces: 2
- Has uncovered spaces: Yes
Features
- Levels: Two
- Stories: 2
- Patio & porch: Balcony, Lanai, Porch, Screened
- Exterior features: Sprinkler/Irrigation, Outdoor Grill, Shutters Manual, Gas Grill
- Has private pool: Yes
- Pool features: Concrete, Electric Heat, Heated, In Ground, Outside Bath Access, Pool Equipment, Screen Enclosure, See Remarks, Community
- Has view: Yes
- View description: Landscaped, Lake, Preserve, Trees/Woods, Water
- Has water view: Yes
- Water view: Lake,Water
- Waterfront features: Lake
Lot
- Size: 9,278 Square Feet
- Dimensions: 59 x 150 x 64 x 150
- Features: Rectangular Lot, Sprinklers Automatic
Details
- Parcel number: 294626E30200B.0420
- Lease amount: $0
- Zoning description: RPD
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Contemporary,Multi-Level,Two Story
- Property subtype: Single Family Residence
Materials
- Block, Concrete, Stucco
- Roof: Tile
Condition
- Resale
- Year built: 2007
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Cable Available, Underground Utilities
Community & HOA
Community
- Features: Gated, Tennis Court(s), Street Lights
- Security: Security Gate, Gated with Guard, Gated Community, Security Guard, Smoke Detector(s)
- Condo and coop fee: $0
- Membership fee: $0
- Subdivision: BELLA TERRA
HOA
- Has HOA: Yes
- Amenities included: Basketball Court, Bocce Court, Clubhouse, Sport Court, Fitness Center, Playground, Pickleball, Park, Pool, Spa/Hot Tub, Sidewalks, Tennis Court(s), Management
- Services included: Association Management, Cable TV, Internet, Irrigation Water, Legal/Accounting, Maintenance Grounds, Pest Control, Recreation Facilities, Reserve Fund, Road Maintenance, Street Lights, Security, Trash
- HOA fee: $238 quarterly
- HOA phone: 239-454-1101
- Second HOA fee: $573 quarterly
Location
- Region: Estero
Financial & listing details
- Price per square foot: $217/sqft
- Tax assessed value: $620,012
- Annual tax amount: $9,222
- Date on market: 4/25/2026
- Cumulative days on market: 62 days
- Listing terms: All Financing Considered,Cash,FHA,VA Loan
- Ownership: Single Family
- Contingency: Financing
- Road surface type: Paved
Price history
| Date | Event | Price |
|---|---|---|
| 6/24/2026 | Sold | $595,000-5.4%$217/sqft |
Source:  Florida Gulf Coast MLS #2026018706 Report a problem | ||
| 5/10/2026 | Pending sale | $629,000$229/sqft |
Source: Florida Gulf Coast MLS #2026018706 Report a problem | ||
| 5/1/2026 | Listed for sale | $629,000+16.5%$229/sqft |
Source: Florida Gulf Coast MLS #2026018706 Report a problem | ||
| 4/10/2026 | Listing removed | $5,900$2/sqft |
Source: Coconut Coast Realtors #225079080 Report a problem | ||
| 2/20/2026 | Price change | $5,900-15.1%$2/sqft |
Source: Coconut Coast Realtors #225079080 Report a problem | ||
| 11/11/2025 | Listed for rent | $6,950-18.2%$3/sqft |
Source: Coconut Coast Realtors #225079080 Report a problem | ||
| 11/10/2025 | Listing removed | $8,500$3/sqft |
Source: Coconut Coast Realtors #225075497 Report a problem | ||
| 10/16/2025 | Listed for rent | $8,500$3/sqft |
Source: Coconut Coast Realtors #225075497 Report a problem | ||
| 10/16/2025 | Listing removed | $8,500$3/sqft |
Source: Coconut Coast Realtors #225057583 Report a problem | ||
| 6/20/2025 | Listed for rent | $8,500$3/sqft |
Source: Coconut Coast Realtors #225057583 Report a problem | ||
| 8/22/2024 | Listing removed | $8,500$3/sqft |
Source: Coconut Coast Realtors #223071777 Report a problem | ||
| 3/25/2024 | Price change | $8,500+6.3%$3/sqft |
Source: Coconut Coast Realtors #223071777 Report a problem | ||
| 10/2/2023 | Listed for rent | $8,000$3/sqft |
Source: Coconut Coast Realtors #223071777 Report a problem | ||
| 10/2/2023 | Listing removed | -- |
Source: Coconut Coast Realtors #223064231 Report a problem | ||
| 9/7/2022 | Listed for rent | $8,000$3/sqft |
Source: Zillow Rental Network_1 #222067223 Report a problem | ||
| 10/13/2021 | Sold | $540,000+35.8%$197/sqft |
Source: Public Record Report a problem | ||
| 6/2/2015 | Listing removed | $397,500$145/sqft |
Source: Realty World Florida #215029367 Report a problem | ||
| 5/14/2015 | Listed for sale | $397,500-8.6%$145/sqft |
Source: Realty World Florida #215029367 Report a problem | ||
| 7/9/2007 | Sold | $435,000$158/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $9,223 +3.4% | $579,599 +10% |
| 2024 | $8,922 +13.1% | $526,908 +10% |
| 2023 | $7,890 +10.5% | $479,007 +10% |
| 2022 | $7,142 +73.7% | $435,454 +81.5% |
| 2021 | $4,111 -0.6% | $239,940 +1.4% |
| 2020 | $4,135 +1.6% | $236,627 -23.9% |
| 2019 | $4,072 | $310,883 +37% |
| 2018 | $4,072 +0.1% | $226,994 +2.1% |
| 2017 | $4,067 +2.4% | $222,325 -28.7% |
| 2016 | $3,972 +0.4% | $311,646 +2.5% |
| 2015 | $3,955 | $304,113 |
Find assessor info on the county website
Neighborhood: 33928
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Nearby schools
GreatSchools rating
- 9/10Pinewoods Elementary SchoolGrades: PK-5Distance: 1.7 mi
- 8/10Three Oaks Middle SchoolGrades: 6-8Distance: 4.5 mi
- 4/10Estero High SchoolGrades: 9-12Distance: 4.2 mi
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- Florida
- Lee County
- Estero
- 33928
- 20528 Torre Del Lago St
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