Offering access to GULL LAKE, this well-maintained and updated 2 bedroom, 2 bath home is move-in ready. Double lot with level yard rimmed with mature pines and oaks. Kitchen features oak cabinetry, new hard-surface countertops plus pantry, 2 closets, newer appliances and informal dining with front-yard views. The 2 bathrooms have been recently updated with new vanities and flooring, plus have linen closets that provide ample storage. Dining room and living room combination easily accommodates larger gatherings. The lower level features the family game room with new natural gas free-standing fireplace, plus a spacious 16x13 bedroom with adjoining bath. For those that love the outdoors, you’ll enjoy the 8x13 screened porch for relaxing and listening to the sounds of nature. Porch leads to the new grill deck. Large utility and laundry room with new washer and dryer, utility sink, lots of additional storage, and the convenience of direct access to the garage. Attached insulated double garage with natural gas heater, window A/C, and new ceiling with LED lighting. Asphalt main driveway plus a second additional driveway that will accommodate parking for recreational vehicles, travel trailers, guest parking, or add your own storage building. Recently installed gutters with leaf guards. New drilled well in 2018. Septic is compliant. Exclusive Association access offers use of the main beach area on Gull Lake, access on Round Lake, the lakeside park with picnic tables and recreational/playground equipment, along with the use of outlots. Whether you enjoy walking, riding your bike, snowmobiling, kayaking, cruising with your golf cart, spending a day at the beach or watching the amazing sunsets across Gull Lake, it’s all here in Cinosam, one of the most sought-after communities in the Brainerd Lakes area.
Active
Price cut: $5K (6/10)
$329,900
20535 Ward Ave, Brainerd, MN 56401
2beds
1,952sqft
Single Family
Built in 1984
0.54 Acres Lot
$-- Zestimate®
$169/sqft
$13/mo HOA
What's special
Newer appliancesNew hard-surface countertopsKitchen features oak cabinetry
- 37 days |
- 816 |
- 28 |
Zillow last checked:
Listing updated:
Listed by:
Betsy Hollister 218-330-1920,
Edina Realty, Inc.
Source: NorthstarMLS as distributed by MLS GRID,MLS#: 6768367
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Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 1
- 3/4 bathrooms: 1
Bedroom
- Level: Upper
- Area: 150.8 Square Feet
- Dimensions: 11.6x13
Bedroom 2
- Level: Lower
- Area: 209.3 Square Feet
- Dimensions: 16.10x13
Dining room
- Level: Upper
- Area: 221.2 Square Feet
- Dimensions: 14x15.8
Family room
- Level: Lower
- Area: 275.37 Square Feet
- Dimensions: 20.10x13.7
Kitchen
- Level: Upper
- Area: 145.6 Square Feet
- Dimensions: 11.2x13
Living room
- Level: Upper
- Area: 251.22 Square Feet
- Dimensions: 15.9x15.8
Screened porch
- Level: Upper
- Area: 104 Square Feet
- Dimensions: 13x8
Utility room
- Level: Lower
- Area: 211.2 Square Feet
- Dimensions: 22x9.6
Heating
- Baseboard, Fireplace(s)
Cooling
- Window Unit(s)
Appliances
- Included: Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
- Laundry: Lower Level, Sink
Features
- Basement: Finished
- Has fireplace: No
Interior area
- Total structure area: 1,952
- Total interior livable area: 1,952 sqft
- Finished area above ground: 992
- Finished area below ground: 960
Property
Parking
- Total spaces: 2
- Parking features: Attached, Asphalt, Garage, Garage Door Opener, Insulated Garage
- Attached garage spaces: 2
- Has uncovered spaces: Yes
- Details: Garage Dimensions (24X24)
Accessibility
- Accessibility features: None
Features
- Levels: Multi/Split
- Patio & porch: Deck, Porch, Screened
- Has view: Yes
- View description: West
- Waterfront features: Association Access, Shared, Waterfront Elevation(4-10), Lake Bottom(Rocky, Sand, Excellent Sand)
Lot
- Size: 0.54 Acres
- Dimensions: 175 x 134
- Features: Corner Lot, Tree Coverage - Medium
Details
- Foundation area: 960
- Additional parcels included: 99030738
- Parcel number: 99030739
- Zoning description: Residential-Single Family
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family
Materials
- Block, Concrete, Frame
- Roof: Age Over 8 Years,Asphalt
Condition
- New construction: No
- Year built: 1984
Utilities & green energy
- Electric: 200+ Amp Service, Power Company: Minnesota Power
- Gas: Electric, Natural Gas
- Sewer: Private Sewer, Septic System Compliant - Yes
- Water: Drilled
Community & HOA
Community
- Subdivision: Cinosam Club
HOA
- Has HOA: Yes
- Services included: Beach Access, Shared Amenities
- HOA fee: $150 annually
- HOA name: Cinosam Club
- HOA phone: 218-232-8307
Location
- Region: Brainerd
Financial & listing details
- Price per square foot: $169/sqft
- Tax assessed value: $233,400
- Annual tax amount: $1,335
- Date on market: 5/23/2026
- Cumulative days on market: 99 days
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
| Date | Event | Price |
|---|---|---|
| 6/10/2026 | Price change | $329,900-1.5%$169/sqft |
Source:  NorthstarMLS as distributed by MLS GRID #6768367 Report a problem | ||
| 5/23/2026 | Listed for sale | $334,900+1.8%$172/sqft |
Source: NorthstarMLS as distributed by MLS GRID #6768367 Report a problem | ||
| 12/2/2025 | Listing removed | $329,000$169/sqft |
Source: NorthstarMLS as distributed by MLS GRID #6768367 Report a problem | ||
| 11/24/2025 | Price change | $329,000-1.5%$169/sqft |
Source: NorthstarMLS as distributed by MLS GRID #6768367 Report a problem | ||
| 10/8/2025 | Price change | $334,000-0.3%$171/sqft |
Source: NorthstarMLS as distributed by MLS GRID #6768367 Report a problem | ||
| 10/2/2025 | Price change | $334,900-1.2%$172/sqft |
Source: NorthstarMLS as distributed by MLS GRID #6768367 Report a problem | ||
| 8/29/2025 | Listed for sale | $339,000+108.6%$174/sqft |
Source: NorthstarMLS as distributed by MLS GRID #6768367 Report a problem | ||
| 11/21/2018 | Sold | $162,500$83/sqft |
Source: NorthstarMLS as distributed by MLS GRID #5025261 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $1,267 -2.3% | $208,972 +0.5% |
| 2024 | $1,297 +13.7% | $207,992 -4.8% |
| 2023 | $1,141 -10.5% | $218,534 +22.8% |
| 2022 | $1,275 +2.9% | $178,020 +17.9% |
| 2021 | $1,239 +13.8% | $151,025 +9.8% |
| 2020 | $1,089 +42.5% | $137,591 +54.7% |
| 2017 | $764 | $88,951 +8.6% |
| 2016 | $764 +4.7% | $81,900 +3.9% |
| 2015 | $730 +109.7% | $78,800 -1.3% |
| 2014 | $348 -49.7% | $79,800 -7.6% |
| 2012 | $692 +19.6% | $86,400 |
| 2011 | $579 +4.8% | $86,400 -30.6% |
| 2010 | $552 +5.1% | $124,500 |
| 2009 | $526 | $124,500 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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Climate risks
Neighborhood: 56401
Nearby schools
GreatSchools rating
- 9/10Nisswa Elementary SchoolGrades: PK-4Distance: 5.1 mi
- 7/10Forestview Middle SchoolGrades: 5-8Distance: 8.5 mi
- 9/10Brainerd Senior High SchoolGrades: 9-12Distance: 8.6 mi
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A local lender can help you make sure your offer is ready when you are.
- Minnesota
- Crow Wing County
- Brainerd
- 56401
- 20535 Ward Ave
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