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Active
    • $319,900

    20535 Ward Ave, Brainerd, MN 56401

    2beds
    1,952sqft
    : 
    $1,960/mo
    Get pre-qualified
    Single Family
    Built in 1984
    0.54 Acres Lot
    $-- Zestimate®
    $164/sqft
    $13/mo HOA

    What's special

    Hard-surface countertopsNewer appliancesKitchen features oak cabinetry
    Meticulously maintained and spacious 2-bedroom, 2-bath home with access to Gull and Round Lakes is move-in ready! Double lot with level grounds rimmed with mature pines and oaks. Kitchen features oak cabinetry, hard-surface countertops plus pantry, 2 closets, newer appliances and informal dining with front-yard views. Bathrooms have been recently updated. Dining and living room combination easily accommodates larger gatherings. The lower level features the family room with new natural gas free-standing fireplace, plus a spacious 16x13 bedroom with adjoining full bath. For those that love the outdoors, you’ll enjoy the screened porch for relaxing and listening to the sounds of nature. Porch leads to the grill deck. Large utility and laundry room with newer washer and dryer, utility sink, lots of additional storage space, and the convenience of direct access to the garage. Attached insulated double garage with natural gas heater, window A/C, and LED lighting. Asphalt driveway plus a second driveway that will accommodate parking for recreational vehicles, travel trailers, guest parking, or add your own storage building. Recently installed gutters with leaf guards. Septic is compliant. Exclusive Club access offers use of the main beach area on Gull Lake, access on Round Lake, the lakeside park along with the use of several Outlots. Whether you enjoy walking, riding your bike, snowmobiling, kayaking, cruising with your golf cart, spending a day at the beach or watching the amazing sunsets across Gull Lake, it’s all here in Cinosam!
    4 days
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    381
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    7
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    Zillow last checked:

    Listing updated:

    Listed by:

    Betsy Hollister 218-330-1920,

    Edina Realty, Inc.

    Source: NorthstarMLS as distributed by MLS GRID,MLS#: 7124257MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 2
      • Bathrooms: 2
      • Full bathrooms: 1
      • 3/4 bathrooms: 1
      Bedroom
      • Level: Upper
      • Area: 150.8 Square Feet
      • Dimensions: 11.6x13
      Bedroom 2
      • Level: Lower
      • Area: 209.3 Square Feet
      • Dimensions: 16.10x13
      Dining room
      • Level: Upper
      • Area: 221.2 Square Feet
      • Dimensions: 14x15.8
      Family room
      • Level: Lower
      • Area: 275.37 Square Feet
      • Dimensions: 20.10x13.7
      Kitchen
      • Level: Upper
      • Area: 145.6 Square Feet
      • Dimensions: 11.2x13
      Living room
      • Level: Upper
      • Area: 251.22 Square Feet
      • Dimensions: 15.9x15.8
      Screened porch
      • Level: Upper
      • Area: 104 Square Feet
      • Dimensions: 13x8
      Utility room
      • Level: Lower
      • Area: 211.2 Square Feet
      • Dimensions: 22x9.6
      Heating
      • Baseboard, Fireplace(s)
      Cooling
      • Window Unit(s)
      Appliances
      • Included: Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
      • Laundry: Electric Dryer Hookup, Lower Level, Sink, Washer Hookup
      Features
      • Basement: Finished
      • Number of fireplaces: 1
      • Fireplace features: Gas
      Interior area
      • Total structure area: 1,952
      • Total interior livable area: 1,952 sqft
      • Finished area above ground: 992
      • Finished area below ground: 960

      Property

      Parking
      • Total spaces: 2
      • Parking features: Attached, Asphalt, Garage, Garage Door Opener, Insulated Garage
      • Attached garage spaces: 2
      • Has uncovered spaces: Yes
      • Details: Garage Dimensions (24X24)
      Accessibility
      • Accessibility features: None
      Features
      • Levels: Multi/Split
      • Patio & porch: Deck, Porch, Screened
      • Fencing: None
      • Has view: Yes
      • View description: West
      • Waterfront features: Association Access, Shared, Waterfront Elevation(4-10), Lake Bottom(Rocky, Sand, Excellent Sand)
      Lot
      • Size: 0.54 Acres
      • Dimensions: 175 x 134
      • Features: Corner Lot, Tree Coverage - Medium
      Details
      • Foundation area: 960
      • Additional parcels included: 99030738
      • Parcel number: 99030739
      • Zoning description: Residential-Single Family

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family
      Materials
      • Block, Concrete, Frame
      • Roof: Age Over 8 Years,Asphalt
      Condition
      • New construction: No
      • Year built: 1984

      Utilities & green energy

      • Electric: 200+ Amp Service, Power Company: Minnesota Power
      • Gas: Electric, Natural Gas
      • Sewer: Private Sewer, Septic System Compliant - Yes
      • Water: Drilled

      Community & HOA

      Community
      • Subdivision: Cinosam Club
      HOA
      • Has HOA: Yes
      • Services included: Beach Access, Other, Shared Amenities
      • HOA fee: $150 annually
      • HOA name: Cinosam Club
      • HOA phone: 218-232-8307
      Location
      • Region: Brainerd

      Financial & listing details

      • Price per square foot: $164/sqft
      • Tax assessed value: $233,400
      • Annual tax amount: $1,244
      • Date on market: 8/11/2026
      • Cumulative days on market: 178 days

        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        DateEventPrice
        8/11/2026Listed for sale$319,900$164/sqft
        Source: NorthstarMLS as distributed by MLS GRID #7124257 Report a problem
        8/11/2026Listing removed$319,900$164/sqft
        Source: NorthstarMLS as distributed by MLS GRID #6768367 Report a problem
        7/10/2026Price change$319,900-3%$164/sqft
        Source: NorthstarMLS as distributed by MLS GRID #6768367 Report a problem
        6/10/2026Price change$329,900-1.5%$169/sqft
        Source: NorthstarMLS as distributed by MLS GRID #6768367 Report a problem
        5/23/2026Listed for sale$334,900+1.8%$172/sqft
        Source: NorthstarMLS as distributed by MLS GRID #6768367 Report a problem
        12/2/2025Listing removed$329,000$169/sqft
        Source: NorthstarMLS as distributed by MLS GRID #6768367 Report a problem
        11/24/2025Price change$329,000-1.5%$169/sqft
        Source: NorthstarMLS as distributed by MLS GRID #6768367 Report a problem
        10/8/2025Price change$334,000-0.3%$171/sqft
        Source: NorthstarMLS as distributed by MLS GRID #6768367 Report a problem
        10/2/2025Price change$334,900-1.2%$172/sqft
        Source: NorthstarMLS as distributed by MLS GRID #6768367 Report a problem
        8/29/2025Listed for sale$339,000+108.6%$174/sqft
        Source: NorthstarMLS as distributed by MLS GRID #6768367 Report a problem
        11/21/2018Sold$162,500$83/sqft
        Source: NorthstarMLS as distributed by MLS GRID #5025261 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$1,267 -2.3%$208,972 +0.5%
        2024$1,297 +13.7%$207,992 -4.8%
        2023$1,141 -10.5%$218,534 +22.8%
        2022$1,275 +2.9%$178,020 +17.9%
        2021$1,239 +13.8%$151,025 +9.8%
        2020$1,089 +42.5%$137,591 +54.7%
        2017$764 $88,951 +8.6%
        2016$764 +4.7%$81,900 +3.9%
        2015$730 +109.7%$78,800 -1.3%
        2014$348 -49.7%$79,800 -7.6%
        2012$692 +19.6%$86,400
        2011$579 +4.8%$86,400 -30.6%
        2010$552 +5.1%$124,500
        2009$526 $124,500
        Find assessor info on the county website

        Monthly payment

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        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
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        Climate risks

        Neighborhood: 56401

        Getting around

        0 / 100
        Car-Dependent
        27 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

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