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For sale
  • Price cut: $10K (7/24)
    $149,000

    206 Main St, Elgin, IA 52141

    2beds
    2,194sqft
    : 
    $1,109/mo
    Get pre-qualified
    Single Family Residence
    Built in 1974
    0.38 Acres Lot
    $142,400 Zestimate®
    $68/sqft
    $-- HOA

    What's special

    Attached one-stall garageWarm and welcoming atmosphereCharming brick ranchBeautiful oak hardwood flooringDesirable in-town lotGenerously sized dining areaTwo comfortable bedrooms
    Well-maintained and move-in ready, this charming brick ranch offers comfort, space, and a great location in the heart of Elgin. Built in 1974, the home features 1,144 square feet on the main level with a functional and inviting layout. The spacious living room is filled with natural light from large windows, creating a warm and welcoming atmosphere. The galley-style kitchen showcases classic oak cabinetry and flows seamlessly into a generously sized dining area, both highlighted by beautiful oak hardwood flooring. The main floor includes two comfortable bedrooms and a full bathroom with convenient access to the primary bedroom. Laundry is thoughtfully located on the main level within the bathroom, with additional hook-ups available in the basement for added flexibility. Pride of ownership is evident throughout, as the home has been exceptionally well cared for and maintained. The lower level expands your living space with a large family room, a non-conforming bedroom, and a ¾ bathroom located within the utility area—perfect for guests or additional living options. Situated on a desirable in-town lot, the property offers partial views of the Turkey River and includes an attached one-stall garage. An added bonus is the additional 65' x 100' vacant lot facing Center Street, providing endless possibilities—whether you envision building your dream garage, workshop, or simply enjoying the extra space. A solid home with great potential, ideal for those seeking small-town living with room to grow!
    116 days
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    114
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    3
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    Zillow last checked:

    Listing updated:

    Listed by:

    Emily J Koch 563-422-7274,

    Koch Real Estate

    Source: Northeast Iowa Regional BOR as distributed by MLS GRID,MLS#: 20261342MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 2
      • Bathrooms: 2
      • Full bathrooms: 1
      • 3/4 bathrooms: 1
      Rooms
      • Room types: Main Floor Laundry, Lwr Level Family Room
      Other
      • Level: Upper
      Other
      • Level: Main
      Other
      • Level: Lower
      Heating
      • Baseboard, Electric
      Cooling
      • Central Air
      Appliances
      • Included: Dishwasher, Dryer, Free-Standing Range, Washer, Electric Water Heater
      • Laundry: 1st Floor, Laundry Closet
      Features
      • Ceiling Fan(s)
      • Flooring: Hardwood
      • Basement: Block,Concrete,Floor Drain,Radon Mitigation System,Partially Finished
      • Has fireplace: Yes
      • Fireplace features: Electric
      Interior area
      • Total interior livable area: 2,194 sqft
      • Finished area below ground: 1,050

      Property

      Parking
      • Total spaces: 1
      • Parking features: 1 Stall, Attached Garage, Garage Door Opener
      • Has attached garage: Yes
      • Carport spaces: 1
      Features
      • Fencing: Privacy
      Lot
      • Size: 0.38 Acres
      • Dimensions: 100 x 165
      • Features: Level
      Details
      • Has additional parcels: Yes
      • Parcel number: 814279021
      • Zoning: R-1
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • Brick
      • Roof: Shingle,Asphalt
      Condition
      • Year built: 1974

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public

      Community & HOA

      Community
      • Features: Sidewalks
      • Security: Smoke Detector(s)
      Location
      • Region: Elgin

      Financial & listing details

      • Price per square foot: $68/sqft
      • Tax assessed value: $148,690
      • Annual tax amount: $1,995
      • Date on market: 4/3/2026
      • Cumulative days on market: 117 days
      • Road surface type: Concrete, Hard Surface Road

        Estimated market value

        $142,400

        $135,000 - $150,000

        $1,188/mo

        Price history

        DateEventPrice
        7/24/2026Price change$149,000-6.3%$68/sqft
        Source: Northeast Iowa Regional BOR as distributed by MLS GRID #20261342 Report a problem
        5/4/2026Price change$159,000-1.9%$72/sqft
        Source: Northeast Iowa Regional BOR as distributed by MLS GRID #20261342 Report a problem
        4/3/2026Listed for sale$162,000$74/sqft
        Source: Northeast Iowa Regional BOR as distributed by MLS GRID #20261342 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$1,836 +2.1%$148,690 +15.9%
        2024$1,798 -5%$128,310
        2023$1,892 +2%$128,310 +26.2%
        2022$1,854 +22.6%$101,660
        2021$1,512 +3%$101,660 +29.7%
        2020$1,468 +5.6%$78,390
        2019$1,390 +4%$78,390 +7.1%
        2018$1,336 +2.5%$73,190 +4.9%
        2017$1,304 -0.8%$69,770
        2016$1,314 $69,770
        2015$1,314 +4.3%--
        2014$1,260 +18.6%--
        2013$1,062 -6.3%--
        2012$1,134 --
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 52141

        Getting around

        32 / 100
        Car-Dependent
        18 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: North Fayette Valley CSD
        • Middle: North Fayette Valley
        • High: North Fayette Valley

        Source: Northeast Iowa Regional BOR as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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