Well-maintained and move-in ready, this charming brick ranch offers comfort, space, and a great location in the heart of Elgin. Built in 1974, the home features 1,144 square feet on the main level with a functional and inviting layout. The spacious living room is filled with natural light from large windows, creating a warm and welcoming atmosphere. The galley-style kitchen showcases classic oak cabinetry and flows seamlessly into a generously sized dining area, both highlighted by beautiful oak hardwood flooring. The main floor includes two comfortable bedrooms and a full bathroom with convenient access to the primary bedroom. Laundry is thoughtfully located on the main level within the bathroom, with additional hook-ups available in the basement for added flexibility. Pride of ownership is evident throughout, as the home has been exceptionally well cared for and maintained. The lower level expands your living space with a large family room, a non-conforming bedroom, and a ¾ bathroom located within the utility area—perfect for guests or additional living options. Situated on a desirable in-town lot, the property offers partial views of the Turkey River and includes an attached one-stall garage. An added bonus is the additional 65' x 100' vacant lot facing Center Street, providing endless possibilities—whether you envision building your dream garage, workshop, or simply enjoying the extra space. A solid home with great potential, ideal for those seeking small-town living with room to grow!
For sale
Price cut: $3K (5/4)
$159,000
206 Main St, Elgin, IA 52141
2beds
2,194sqft
Single Family Residence
Built in 1974
0.38 Acres Lot
$148,300 Zestimate®
$72/sqft
$-- HOA
What's special
Attached one-stall garageWarm and welcoming atmosphereCharming brick ranchBeautiful oak hardwood flooringDesirable in-town lotGenerously sized dining areaTwo comfortable bedrooms
- 70 days |
- 116 |
- 1 |
Zillow last checked:
Listing updated:
Listed by:
Emily J Koch 563-422-7274,
Koch Real Estate
Source: Northeast Iowa Regional BOR as distributed by MLS GRID,MLS#: 20261342
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Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 1
- 3/4 bathrooms: 1
Rooms
- Room types: Main Floor Laundry, Lwr Level Family Room
Other
- Level: Upper
Other
- Level: Main
Other
- Level: Lower
Heating
- Baseboard, Electric
Cooling
- Central Air
Appliances
- Included: Dishwasher, Dryer, Free-Standing Range, Vented Exhaust Fan, Washer, Electric Water Heater
- Laundry: 1st Floor, Laundry Closet
Features
- Ceiling Fan(s)
- Flooring: Hardwood
- Basement: Block,Concrete,Floor Drain,Radon Mitigation System,Partially Finished
- Has fireplace: Yes
- Fireplace features: Electric
Interior area
- Total interior livable area: 2,194 sqft
- Finished area below ground: 1,050
Property
Parking
- Total spaces: 1
- Parking features: 1 Stall, Attached Garage, Garage Door Opener
- Has attached garage: Yes
- Carport spaces: 1
Features
- Fencing: Privacy
Lot
- Size: 0.38 Acres
- Dimensions: 100 x 165
- Features: Level
Details
- Has additional parcels: Yes
- Parcel number: 814279021
- Zoning: R-1
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Brick
- Roof: Shingle,Asphalt
Condition
- Year built: 1974
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
Community & HOA
Community
- Features: Sidewalks
- Security: Smoke Detector(s)
Location
- Region: Elgin
Financial & listing details
- Price per square foot: $72/sqft
- Tax assessed value: $148,690
- Annual tax amount: $1,995
- Date on market: 4/3/2026
- Cumulative days on market: 71 days
- Road surface type: Concrete, Hard Surface Road
Estimated market value
$148,300
$141,000 - $156,000
$1,310/mo
Price history
| Date | Event | Price |
|---|---|---|
| 5/4/2026 | Price change | $159,000-1.9%$72/sqft |
Source: | ||
| 4/3/2026 | Listed for sale | $162,000$74/sqft |
Source: | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $1,798 -5% | $128,310 |
| 2023 | $1,892 +2% | $128,310 +26.2% |
| 2022 | $1,854 +22.6% | $101,660 |
| 2021 | $1,512 +3% | $101,660 +29.7% |
| 2020 | $1,468 +5.6% | $78,390 |
| 2019 | $1,390 +4% | $78,390 +7.1% |
| 2018 | $1,336 +2.5% | $73,190 +4.9% |
| 2017 | $1,304 -0.8% | $69,770 |
| 2016 | $1,314 | $69,770 |
| 2015 | $1,314 +4.3% | -- |
| 2014 | $1,260 +18.6% | -- |
| 2013 | $1,062 -6.3% | -- |
| 2012 | $1,134 | -- |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: 52141
Nearby schools
GreatSchools rating
- 7/10Valley Elementary SchoolGrades: PK-4Distance: 1.7 mi
- 6/10North Fayette Valley Middle SchoolGrades: 5-8Distance: 1.7 mi
- 6/10North Fayette Valley High SchoolGrades: 9-12Distance: 8.8 mi
Schools provided by the listing agent
- Elementary: N Fayette Valley
- Middle: North Fayette Valley
- High: North Fayette Valley
Source: Northeast Iowa Regional BOR as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
- Iowa
- Fayette County
- Elgin
- 52141
- 206 Main St





