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For sale by owner
  • $1,399,000

    20609 Exchange St, Ashburn, VA 20147

    4beds
    5,196sqft
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    SingleFamily
    Built in 2012
    4,791 Square Feet Lot
    $1,232,300 Zestimate®
    $269/sqft
    $246/mo HOA

    What's special

    Luxury finishesPrivate third-level retreatExclusive rooftop patioIn-home saunaEnsuite bedroomStunning marble details
    ** Professional photos coming soon ** Unparalleled Luxury and Exclusive Features at 20609 Exchange Street! This extraordinary, one-of-a-kind One Loudoun residence offers meticulously designed living spaces across 4 finished levels, perfectly positioned just moments from vibrant shopping, dining, and premium community amenities. Financial & Purchase Incentives: • Assumable Mortgage Opportunity: We will consider allowing a qualified buyer to assume our 30-year primary loan (24 years remaining) of $750k at an incredible 2.875% interest rate! Please note: Assumption of this loan is contingent upon a negotiated assumption premium/fee to be proposed within the buyer's offer. • Closing Credits: Offering 2.5% in closing credits Property Highlights: • Exclusive Rooftop Patio: The only home in the neighborhood with this option! • Private Third-Level Retreat: Features an ensuite bedroom, sitting room, an in-home sauna, and direct access to the rooftop patio. • Luxury Finishes: Primary bath equipped with a U by Moen smart shower and stunning marble details, plus plush, high-end carpet upgrades throughout the home. • Outdoor Living: Multiple spacious decks perfect for outdoor entertaining. • Ample Storage: 3-car garage offering plenty of parking and storage space. • Peace of Mind: Dual HVAC systems (Upper unit replaced in 2025 with a 10-year warranty). Location & Lifestyle: • Unbeatable Convenience: Just 3 blocks from One Loudoun—shopping and dining right at your doorstep! • Resort-Style Amenities: A gentle stroll through the park leads to the community clubhouse, swimming pool, tennis and pickleball courts, dog park, multiple playgrounds, sand volleyball, and wooded walking trails. About the Property: Step inside a home where sophisticated design meets everyday comfort. The thoughtfully upgraded interior features plush, high-end carpet throughout and stunning marble details in the bathrooms, highlighted by a state-of-the-art U by Moen smart shower for a spa-like experience at home. The unique third level offers a private oasis complete with an ensuite bedroom, a relaxing indoor sauna, and walk-out access to the neighborhood's only rooftop patio. Whether you are enjoying the multiple outdoor decks, utilizing the sprawling 3-car garage, or taking a quick walk to the premier shopping and dining at One Loudoun, this property delivers a turnkey lifestyle perfectly balanced between relaxation and entertainment.
    3 days
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    571
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    17
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    Listed by:

    Property Owner (703) 864-6721

    This property is for sale by owner and Zillow, Inc. is displaying it at the owner's request. It is not subject to a listing agreement with Zillow, Inc. or its affiliates.

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 5
      • Full bathrooms: 4
      • 1/2 bathrooms: 1
      Heating
      • Forced air, Heat pump, Other, Gas
      Cooling
      • Central
      Appliances
      • Included: Dishwasher, Dryer, Freezer, Garbage disposal, Microwave, Range / Oven, Refrigerator, Washer
      Features
      • Ceiling Fan(s), Central Vacuum, Recessed Lighting, Open Floorplan, Butlers Pantry, Family Room Off Kitchen
      • Flooring: Tile, Carpet, Hardwood
      • Basement: Finished
      • Has fireplace: Yes
      Interior area
      • Total interior livable area: 5,196 sqft
      • Finished area below ground: 1271

      Property

      Parking
      • Total spaces: 6
      • Parking features: Garage - Attached, Off-street, On-street
      Features
      • Exterior features: Vinyl, Brick, Composition
      • Pool features: Community
      • Has view: Yes
      • View description: City
      Lot
      • Size: 4,791 Square Feet
      Details
      • Parcel number: 058299757000
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Colonial
      Materials
      • masonry
      • Foundation: Concrete
      • Roof: Asphalt
      Condition
      • New construction: No
      • Year built: 2012

      Community & HOA

      HOA
      • Has HOA: Yes
      • HOA fee: $246 monthly
      Location
      • Region: Ashburn

      Financial & listing details

      • Price per square foot: $269/sqft
      • Tax assessed value: $1,112,640
      • Annual tax amount: $8,957
      • Date on market: 7/1/2026

        Estimated market value

        $1,232,300

        $1.17M - $1.29M

        $5,948/mo

        Price history

        DateEventPrice
        7/1/2026Listed for sale$1,399,000+56.3%$269/sqft
        Source: Owner Report a problem
        6/25/2020Sold$895,000$172/sqft
        Source: Public Record Report a problem
        6/11/2020Pending sale$895,000$172/sqft
        Source: Keller Williams Realty #VALO409472 Report a problem
        6/10/2020Listed for sale$895,000$172/sqft
        Source: Keller Williams Realty #VALO409472 Report a problem
        7/6/2018Listing removed$4,000$1/sqft
        Source: Keller Williams Realty Loudoun Gateway #1001658028 Report a problem
        6/2/2018Listed for rent$4,000$1/sqft
        Source: Keller Williams Realty #1001658028 Report a problem
        3/10/2017Listing removed$4,000$1/sqft
        Source: Re/Max Select Properties #LO9865743 Report a problem
        3/5/2017Listing removed$895,000$172/sqft
        Source: RE/MAX Select Properties #LO9865748 Report a problem
        2/20/2017Listed for rent$4,000+1.3%$1/sqft
        Source: RE/MAX Select Properties #LO9865743 Report a problem
        2/18/2017Listed for sale$895,000+1.1%$172/sqft
        Source: RE/MAX Select Properties #LO9865748 Report a problem
        3/13/2015Listing removed$3,950$1/sqft
        Source: RE/MAX Select Properties #LO8564572 Report a problem
        3/2/2015Listed for rent$3,950$1/sqft
        Source: RE/MAX Select Properties #LO8564572 Report a problem
        8/5/2014Listing removed$885,000$170/sqft
        Source: RE/MAX SELECT PROPERTIES #LO8319389 Report a problem
        7/27/2014Price change$885,000-1.1%$170/sqft
        Source: RE/MAX SELECT PROPERTIES #LO8319389 Report a problem
        4/15/2014Listed for sale$895,000+10.6%$172/sqft
        Source: RE/MAX Select Properties #LO8319389 Report a problem
        3/1/2013Sold$809,313$156/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$8,957 +3.1%$1,112,640 +10.8%
        2024$8,688 -4.4%$1,004,420 -3.3%
        2023$9,087 +8.4%$1,038,520 +10.2%
        2022$8,387 +1.5%$942,330 +11.8%
        2021$8,259 -0.6%$842,800 +5%
        2020$8,306 $802,520 -4.1%
        2019$8,306 -1.6%$837,060 +7.6%
        2018$8,442 -1.4%$778,020 +2.2%
        2017$8,561 +1.2%$760,970 +1.9%
        2016$8,460 $746,430 +39.1%
        2015$8,460 +3.2%$536,580 +0.6%
        2014$8,194 $533,470

        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: One Loudoun

        Getting around

        47 / 100
        Car-Dependent
        38 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: STEUART W. WELLER
        • Middle: BELMONT RIDGE
        • High: RIVERSIDE
        • District: LOUDOUN COUNTY PUBLIC SCHOOLS

        Source: The MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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