** Professional photos coming soon **
Unparalleled Luxury and Exclusive Features at 20609 Exchange Street! This extraordinary, one-of-a-kind One Loudoun residence offers meticulously designed living spaces across 4 finished levels, perfectly positioned just moments from vibrant shopping, dining, and premium community amenities.
Financial & Purchase Incentives:
• Assumable Mortgage Opportunity: We will consider allowing a qualified buyer to assume our 30-year primary loan (24 years remaining) of $750k at an incredible 2.875% interest rate! Please note: Assumption of this loan is contingent upon a negotiated assumption premium/fee to be proposed within the buyer's offer.
• Closing Credits: Offering 2.5% in closing credits
Property Highlights:
• Exclusive Rooftop Patio: The only home in the neighborhood with this option!
• Private Third-Level Retreat: Features an ensuite bedroom, sitting room, an in-home sauna, and direct access to the rooftop patio.
• Luxury Finishes: Primary bath equipped with a U by Moen smart shower and stunning marble details, plus plush, high-end carpet upgrades throughout the home.
• Outdoor Living: Multiple spacious decks perfect for outdoor entertaining.
• Ample Storage: 3-car garage offering plenty of parking and storage space.
• Peace of Mind: Dual HVAC systems (Upper unit replaced in 2025 with a 10-year warranty).
Location & Lifestyle:
• Unbeatable Convenience: Just 3 blocks from One Loudoun—shopping and dining right at your doorstep!
• Resort-Style Amenities: A gentle stroll through the park leads to the community clubhouse, swimming pool, tennis and pickleball courts, dog park, multiple playgrounds, sand volleyball, and wooded walking trails.
About the Property: Step inside a home where sophisticated design meets everyday comfort. The thoughtfully upgraded interior features plush, high-end carpet throughout and stunning marble details in the bathrooms, highlighted by a state-of-the-art U by Moen smart shower for a spa-like experience at home. The unique third level offers a private oasis complete with an ensuite bedroom, a relaxing indoor sauna, and walk-out access to the neighborhood's only rooftop patio. Whether you are enjoying the multiple outdoor decks, utilizing the sprawling 3-car garage, or taking a quick walk to the premier shopping and dining at One Loudoun, this property delivers a turnkey lifestyle perfectly balanced between relaxation and entertainment.
For sale by owner
$1,399,000
20609 Exchange St, Ashburn, VA 20147
4beds
5,196sqft
SingleFamily
Built in 2012
4,791 Square Feet Lot
$1,232,300 Zestimate®
$269/sqft
$246/mo HOA
What's special
Luxury finishesPrivate third-level retreatExclusive rooftop patioIn-home saunaEnsuite bedroomStunning marble details
- 3 days |
- 571 |
- 17 |
Listed by:
Property Owner (703) 864-6721
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 5
- Full bathrooms: 4
- 1/2 bathrooms: 1
Heating
- Forced air, Heat pump, Other, Gas
Cooling
- Central
Appliances
- Included: Dishwasher, Dryer, Freezer, Garbage disposal, Microwave, Range / Oven, Refrigerator, Washer
Features
- Ceiling Fan(s), Central Vacuum, Recessed Lighting, Open Floorplan, Butlers Pantry, Family Room Off Kitchen
- Flooring: Tile, Carpet, Hardwood
- Basement: Finished
- Has fireplace: Yes
Interior area
- Total interior livable area: 5,196 sqft
- Finished area below ground: 1271
Property
Parking
- Total spaces: 6
- Parking features: Garage - Attached, Off-street, On-street
Features
- Exterior features: Vinyl, Brick, Composition
- Pool features: Community
- Has view: Yes
- View description: City
Lot
- Size: 4,791 Square Feet
Details
- Parcel number: 058299757000
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Colonial
Materials
- masonry
- Foundation: Concrete
- Roof: Asphalt
Condition
- New construction: No
- Year built: 2012
Community & HOA
HOA
- Has HOA: Yes
- HOA fee: $246 monthly
Location
- Region: Ashburn
Financial & listing details
- Price per square foot: $269/sqft
- Tax assessed value: $1,112,640
- Annual tax amount: $8,957
- Date on market: 7/1/2026
Estimated market value
$1,232,300
$1.17M - $1.29M
$5,948/mo
Price history
| Date | Event | Price |
|---|---|---|
| 7/1/2026 | Listed for sale | $1,399,000+56.3%$269/sqft |
Source: Owner Report a problem | ||
| 6/25/2020 | Sold | $895,000$172/sqft |
Source: Public Record Report a problem | ||
| 6/11/2020 | Pending sale | $895,000$172/sqft |
Source: Keller Williams Realty #VALO409472 Report a problem | ||
| 6/10/2020 | Listed for sale | $895,000$172/sqft |
Source: Keller Williams Realty #VALO409472 Report a problem | ||
| 7/6/2018 | Listing removed | $4,000$1/sqft |
Source: Keller Williams Realty Loudoun Gateway #1001658028 Report a problem | ||
| 6/2/2018 | Listed for rent | $4,000$1/sqft |
Source: Keller Williams Realty #1001658028 Report a problem | ||
| 3/10/2017 | Listing removed | $4,000$1/sqft |
Source: Re/Max Select Properties #LO9865743 Report a problem | ||
| 3/5/2017 | Listing removed | $895,000$172/sqft |
Source: RE/MAX Select Properties #LO9865748 Report a problem | ||
| 2/20/2017 | Listed for rent | $4,000+1.3%$1/sqft |
Source: RE/MAX Select Properties #LO9865743 Report a problem | ||
| 2/18/2017 | Listed for sale | $895,000+1.1%$172/sqft |
Source: RE/MAX Select Properties #LO9865748 Report a problem | ||
| 3/13/2015 | Listing removed | $3,950$1/sqft |
Source: RE/MAX Select Properties #LO8564572 Report a problem | ||
| 3/2/2015 | Listed for rent | $3,950$1/sqft |
Source: RE/MAX Select Properties #LO8564572 Report a problem | ||
| 8/5/2014 | Listing removed | $885,000$170/sqft |
Source: RE/MAX SELECT PROPERTIES #LO8319389 Report a problem | ||
| 7/27/2014 | Price change | $885,000-1.1%$170/sqft |
Source: RE/MAX SELECT PROPERTIES #LO8319389 Report a problem | ||
| 4/15/2014 | Listed for sale | $895,000+10.6%$172/sqft |
Source: RE/MAX Select Properties #LO8319389 Report a problem | ||
| 3/1/2013 | Sold | $809,313$156/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $8,957 +3.1% | $1,112,640 +10.8% |
| 2024 | $8,688 -4.4% | $1,004,420 -3.3% |
| 2023 | $9,087 +8.4% | $1,038,520 +10.2% |
| 2022 | $8,387 +1.5% | $942,330 +11.8% |
| 2021 | $8,259 -0.6% | $842,800 +5% |
| 2020 | $8,306 | $802,520 -4.1% |
| 2019 | $8,306 -1.6% | $837,060 +7.6% |
| 2018 | $8,442 -1.4% | $778,020 +2.2% |
| 2017 | $8,561 +1.2% | $760,970 +1.9% |
| 2016 | $8,460 | $746,430 +39.1% |
| 2015 | $8,460 +3.2% | $536,580 +0.6% |
| 2014 | $8,194 | $533,470 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: One Loudoun
Nearby schools
GreatSchools rating
- 8/10Steuart W. Weller Elementary SchoolGrades: PK-5Distance: 0.3 mi
- 8/10Belmont Ridge Middle SchoolGrades: 6-8Distance: 3.7 mi
- 8/10Riverside High SchoolGrades: 9-12Distance: 3.7 mi
Schools provided by the listing agent
- Elementary: STEUART W. WELLER
- Middle: BELMONT RIDGE
- High: RIVERSIDE
- District: LOUDOUN COUNTY PUBLIC SCHOOLS
Source: The MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
- Virginia
- Loudoun County
- Ashburn
- 20147
- One Loudoun
- 20609 Exchange St





